OP Bancorp (OPBK) EBT Margin (2017 - 2026)
OP Bancorp's EBT Margin came in at 42.93% for Q2 2026, up 7.28 percentage points from 35.65% a year earlier and up 2.57 percentage points from the prior quarter.
Powered by 
Analysis
OP Bancorp (OPBK) EBT Margin (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, OP Bancorp reported EBT Margin of 40.54%, up 6.03 percentage points year-over-year; for FY2025, it was 37.31%, up 1.86 percentage points from FY2024.
- EBT Margin carries a five-year change of +4.83 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 35.45% in FY2024 (-4.97 pp), 40.41% in FY2023 (-9.01 pp), 49.43% in FY2022 (-3.34 pp) and 52.77% in FY2021 (+20.29 pp).
- The Q2 2026 figure represents the highest quarterly EBT Margin since Q1 2023.
- Year-over-year, EBT Margin has increased for four consecutive quarters, with an average year-over-year change of +1.98 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2021 (a gain of 22.11 percentage points), and the weakest in Q3 2023 (a drop of 13.09 percentage points).
- Business Quant data shows OPBK's EBT Margin at 40.36% (Q1 2026), 39.23% (Q4 2025) and 39.52% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | OP Bancorp | 222.05 Mn | -523.47 Mn | - | 37.79% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 37.79% |
| Jun 30, 2026 | 42.93% |
| Mar 31, 2026 | 40.36% |
| Dec 31, 2025 | 39.23% |
| Sep 30, 2025 | 39.52% |
| Jun 30, 2025 | 35.65% |
| Mar 31, 2025 | 34.56% |
| Dec 31, 2024 | 31.23% |
| Sep 30, 2024 | 36.53% |
| Jun 30, 2024 | 37.16% |
| Mar 31, 2024 | 37.12% |
| Dec 31, 2023 | 36.65% |
| Sep 30, 2023 | 35.25% |
| Jun 30, 2023 | 41.03% |
| Mar 31, 2023 | 47.85% |
| Dec 31, 2022 | 47.47% |
| Sep 30, 2022 | 48.34% |
| Jun 30, 2022 | 48.85% |
| Mar 31, 2022 | 53.49% |
| Dec 31, 2021 | 52.88% |
API Access
OP Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OPBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OPBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OPBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();