Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OP Bancorp (OPBK) Debt Ratio (2017 - 2025)

Historic Debt Ratio for OP Bancorp (OPBK) over the last 8 years, with Q3 2025 value amounting to 0.03.

  • OP Bancorp's Debt Ratio fell 865.4% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 990.26%. This contributed to the annual value of 0.04 for FY2024, which is 1787.09% down from last year.
  • OP Bancorp's Debt Ratio amounted to 0.03 in Q3 2025, which was down 865.4% from 0.02 recorded in Q2 2025.
  • In the past 5 years, OP Bancorp's Debt Ratio registered a high of 0.05 during Q2 2024, and its lowest value of 0.0 during Q1 2021.
  • For the 5-year period, OP Bancorp's Debt Ratio averaged around 0.03, with its median value being 0.03 (2024).
  • As far as peak fluctuations go, OP Bancorp's Debt Ratio skyrocketed by 79985.47% in 2023, and later crashed by 6115.03% in 2025.
  • Quarter analysis of 5 years shows OP Bancorp's Debt Ratio stood at 0.0 in 2021, then surged by 43.41% to 0.0 in 2022, then soared by 892.24% to 0.05 in 2023, then dropped by 17.87% to 0.04 in 2024, then decreased by 28.55% to 0.03 in 2025.
  • Its Debt Ratio was 0.03 in Q3 2025, compared to 0.02 in Q2 2025 and 0.03 in Q1 2025.