Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OP Bancorp (OPBK) Debt Ratio (2017 - 2025)

OP Bancorp has reported Debt Ratio over the past 8 years, most recently at 0.03 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.03 for Q4 2025, changed N/A from a year ago — trailing twelve months through Dec 2025 was 0.03 (changed N/A YoY), and the annual figure for FY2025 was 0.03, changed.
  • Debt Ratio for Q4 2025 was 0.03 at OP Bancorp, down from 0.03 in the prior quarter.
  • Over the last five years, Debt Ratio for OPBK hit a ceiling of 0.05 in Q2 2024 and a floor of 0.0 in Q1 2021.
  • Median Debt Ratio over the past 5 years was 0.03 (2025), compared with a mean of 0.03.
  • Biggest five-year swings in Debt Ratio: surged 799.85% in 2023 and later crashed 61.15% in 2025.
  • OP Bancorp's Debt Ratio stood at 0.0 in 2021, then soared by 43.41% to 0.0 in 2022, then skyrocketed by 892.24% to 0.05 in 2023, then plummeted by 35.76% to 0.03 in 2024, then dropped by 9.9% to 0.03 in 2025.
  • The last three reported values for Debt Ratio were 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.02 (Q2 2025) per Business Quant data.