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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OP Bancorp (OPBK) Debt Ratio: 2017-2025

Historic Debt Ratio for OP Bancorp (OPBK) over the last 4 years, with Sep 2025 value amounting to 0.03.

  • OP Bancorp's Debt Ratio fell 8.65% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.03, marking a year-over-year decrease of 8.65%. This contributed to the annual value of 0.04 for FY2024, which is 17.87% down from last year.
  • As of Q3 2025, OP Bancorp's Debt Ratio stood at 0.03, which was up 47.10% from 0.02 recorded in Q2 2025.
  • OP Bancorp's Debt Ratio's 5-year high stood at 0.05 during Q2 2024, with a 5-year trough of 0.00 in Q1 2021.
  • Over the past 3 years, OP Bancorp's median Debt Ratio value was 0.03 (recorded in 2023), while the average stood at 0.04.
  • In the last 5 years, OP Bancorp's Debt Ratio skyrocketed by 799.85% in 2023 and then tumbled by 61.15% in 2025.
  • Quarterly analysis of 5 years shows OP Bancorp's Debt Ratio stood at 0.00 in 2021, then reached 0.00 in 2022, then skyrocketed by 799.85% to 0.05 in 2023, then dropped by 17.87% to 0.04 in 2024, then declined by 8.65% to 0.03 in 2025.
  • Its Debt Ratio stands at 0.03 for Q3 2025, versus 0.02 for Q2 2025 and 0.03 for Q1 2025.