OP Bancorp Income Statement (2017-2025) | OPBK

Income Statement Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions (Quarter) 0.54M0.17M0.28M0.32M0.57M0.03M0.44M0.22M-0.07M0.40M0.29M0.41M0.74M1.99M1.40M1.83M0.62M-0.62M-0.88M1.90M0.55M1.00M0.66M1.18M-0.34M1.36M0.63M0.14M0.63M0.45M1.70M0.69M1.21M1.18M0.46M
Revenue (Quarter) 10.45M0.39M0.39M0.45M0.54M0.40M0.48M0.48M0.53M0.50M0.39M0.76M0.37M0.30M0.33M0.37M0.35M0.39M0.41M0.41M0.39M0.43M0.45M0.41M0.42M0.57M0.57M0.56M0.61M0.79M0.89M0.97M1.00M1.02M0.72M0.46M
Interest income
Interest income - Loans (Quarter) 8.93M9.34M10.11M10.73M10.85M11.67M12.52M13.07M13.35M14.09M14.28M13.99M13.69M12.55M12.58M13.01M13.28M14.97M16.92M17.27M17.26M19.11M21.78M24.72M26.01M27.29M28.25M28.91M30.14M30.61M31.89M31.73M31.69M34.26M35.00M35.92M
Interest Income - Debt Securities (Quarter) 0.14M0.27M0.19M0.72M0.31M0.21M0.40M-0.13M0.37M0.33M0.33M0.39M0.39M0.31M0.32M0.27M0.38M0.41M0.27M0.73M0.42M0.70M0.81M1.24M0.63M0.71M0.77M0.69M0.56M0.78M1.63M-1.60M1.50M1.44M1.70M0.78M
Other interest income (Quarter) 0.11M0.12M0.12M0.14M0.14M0.18M0.23M0.41M0.37M0.46M0.50M0.37M0.33M0.09M0.12M0.11M0.11M0.16M0.16M0.19M0.16M0.34M0.57M0.93M1.02M1.25M1.42M1.39M1.31M2.16M1.79M1.77M1.67M1.97M1.82M1.68M
Interest Income - Total (Quarter) 9.19M9.60M10.42M11.08M11.18M12.06M13.01M13.82M14.09M14.88M15.11M14.70M14.35M12.92M13.02M13.38M13.63M15.35M17.36M17.82M17.94M20.15M23.23M26.89M28.59M30.10M31.19M31.78M32.91M34.36M35.30M35.05M34.86M37.66M38.52M39.28M
Interest expenses
Interest Expense - Deposits (Quarter) 0.97M1.00M1.15M1.34M1.53M2.06M2.48M2.89M3.29M3.70M3.89M3.62M3.23M2.27M1.60M1.19M0.88M0.76M0.77M0.73M0.65M1.07M2.89M6.60M10.38M11.92M13.01M14.13M15.68M17.34M17.92M17.18M16.61M17.48M17.44M17.32M
Interest Expense - Debt (Quarter) 0.01M0.01M0.06M0.03M0.09M0.01M0.04M0.00M0.09M0.32M0.93M0.87M1.43M1.26M0.82M0.87M0.94M0.83M0.47M0.73M-1.76M
Interest Expenses (Quarter) 0.98M1.01M1.21M1.38M1.62M2.08M2.52M2.89M3.29M3.70M3.89M3.62M3.23M2.27M1.60M1.19M0.88M0.76M0.77M0.73M0.65M1.07M2.89M6.69M10.70M12.85M13.87M15.55M16.93M18.16M18.79M18.12M17.44M17.94M18.18M18.42M
Interest Income - Net (Quarter) 8.21M8.59M9.21M9.70M9.56M9.99M10.48M10.93M10.80M11.18M11.22M11.08M11.12M10.65M11.42M12.18M12.76M14.59M16.59M17.10M17.29M19.08M20.34M20.20M17.89M17.25M17.31M16.23M15.98M16.19M16.51M16.93M17.42M19.72M20.35M20.86M
Non-interest income
Interest Income - Total (Quarter) 7.67M8.42M8.93M9.38M8.98M9.95M10.05M10.71M10.80M10.78M10.93M10.67M10.37M8.66M10.02M10.35M12.13M15.70M17.47M15.20M16.95M18.08M19.68M19.22M18.23M17.25M15.95M15.60M15.83M15.58M16.06M15.38M16.68M18.52M19.17M20.40M
Financial Services Fees (Quarter) 0.37M0.37M0.32M0.07M0.32M0.37M0.31M0.07M0.38M0.23M0.24M0.33M0.39M0.51M0.58M0.37M0.53M0.30M0.60M0.52M0.45M0.65M0.61M0.70M0.85M0.59M0.47M0.54M0.77M0.57M0.69M0.86M1.01M0.90M0.72M0.65M
Service Charges (Quarter) 0.42M0.54M
Investment Banking Income (Quarter) 1.19M1.15M1.19M1.40M0.99M1.73M1.14M1.03M1.08M1.59M1.71M1.53M1.16M0.94M1.81M2.19M1.88M1.21M2.19M6.03M3.24M3.87M3.49M1.68M2.57M2.10M1.18M2.00M1.70M2.33M2.09M2.20M2.02M1.44M2.04M1.57M
Other Non-Interest Income (Quarter) 0.08M0.30M0.35M-0.07M0.08M0.28M0.62M0.82M1.55M0.50M0.17M-1.62M0.38M0.31M0.29M1.35M0.03M0.17M-0.17M0.14M0.41M0.27M0.01M0.46M0.16M0.33M0.55M0.37M0.49M0.39M1.22M0.49M0.61M0.13M-1.54M
Non-Interest Income (Quarter) 2.24M2.21M2.25M2.28M2.21M2.78M2.28M2.05M3.53M2.65M2.73M2.51M2.30M2.06M3.02M3.39M2.97M2.22M3.54M7.29M4.22M5.36M4.82M3.22M4.29M3.60M2.60M3.68M3.59M4.18M4.24M4.42M4.82M3.97M4.13M3.42M
Operating Items
Research & Development (Quarter) 0.33M0.34M0.33M0.33M0.33M0.30M0.32M0.28M0.36M0.37M0.39M0.42M0.41M0.41M0.42M0.43M0.45M0.47M0.45M0.64M0.49M0.49M0.59M0.51M0.55M0.55M0.37M0.64M0.49M0.53M0.63M0.59M0.30M0.31M0.26M0.59M
Wages, Salaries and Other (Quarter) 0.14M0.15M0.15M15.88M4.21M0.21M0.29M4.57M5.17M5.34M0.26M19.59M0.27M4.35M0.15M19.20M0.31M0.13M0.31M0.77M0.18M0.36M7.34M-18.49M0.16M7.68M0.44M28.41M0.40M7.57M8.03M-22.80M8.78M0.42M8.89M9.24M
Rent Expense (Quarter) 0.96M0.97M0.99M1.00M1.03M1.06M0.98M1.05M1.08M1.13M1.23M1.21M1.23M1.24M1.27M1.24M1.24M1.23M1.33M1.42M1.38M1.49M1.54M1.56M1.57M1.60M1.71M1.62M1.66M1.66M1.68M1.68M1.58M1.58M1.68M1.92M
Other Operating Expenses (Quarter) 5.10M5.25M5.43M5.25M5.45M6.12M6.41M6.24M6.64M6.86M6.81M6.04M6.57M5.68M6.30M6.74M6.28M7.09M7.75M7.54M7.79M9.52M10.21M9.25M9.79M10.16M9.46M9.72M10.02M10.00M10.41M10.86M11.94M12.15M11.69M11.78M
Operating Expenses (Quarter) 6.39M6.55M6.74M6.57M6.81M7.48M7.71M7.57M8.07M8.36M8.42M7.67M8.21M7.33M7.99M8.41M7.97M8.79M9.52M9.59M9.66M11.50M12.34M11.33M11.91M12.30M11.54M11.98M12.16M12.19M12.72M13.13M13.81M14.04M13.63M14.29M
EBIT (Quarter) 4.50M5.09M5.65M6.46M6.01M7.33M7.15M8.08M9.55M8.77M9.13M9.14M7.69M5.66M6.65M6.52M8.01M9.89M12.26M13.62M12.16M13.01M15.05M17.80M21.32M21.41M20.89M22.85M24.20M25.73M26.37M24.79M25.12M26.39M27.85M27.94M
Net income details
EBT (Quarter) 3.52M4.08M4.44M5.09M4.38M5.26M4.62M5.19M6.26M5.07M5.24M5.51M4.46M3.39M5.05M5.33M7.13M9.13M11.50M12.90M11.50M11.94M12.16M11.12M10.62M8.56M7.02M7.30M7.26M7.57M7.58M6.67M7.68M8.45M9.67M9.53M
Tax Provisions (Quarter) 1.38M1.62M1.71M3.19M1.17M1.47M1.14M1.42M1.52M1.23M1.24M1.33M1.16M0.97M1.46M1.51M2.10M2.75M3.20M3.76M3.40M3.50M3.50M3.09M3.08M2.50M1.90M2.17M2.00M2.14M2.10M1.70M2.10M2.10M3.00M2.49M
Profit After Tax (Quarter) 2.15M2.46M2.73M1.90M3.22M3.79M3.48M3.77M4.74M3.84M4.00M4.18M3.30M2.42M3.60M3.82M5.08M6.38M8.25M9.13M8.15M8.48M8.65M8.03M7.53M6.09M5.12M5.17M5.23M5.44M5.44M4.97M5.56M6.33M6.70M7.04M
Income from Continuing Operations (Quarter) 2.14M2.46M2.73M1.90M3.22M3.79M3.48M3.77M4.74M3.84M4.00M4.18M3.30M2.42M3.60M3.82M5.04M6.38M8.30M9.13M8.10M8.44M8.66M8.03M7.53M6.06M5.12M5.12M5.26M5.44M5.48M4.97M5.58M6.35M6.67M7.04M
Consolidated Net Income (Quarter) 2.14M2.46M2.73M1.90M3.22M3.79M3.48M3.77M4.74M3.84M4.00M4.18M3.30M2.42M3.60M3.82M5.04M6.38M8.30M9.13M8.10M8.44M8.66M8.03M7.53M6.06M5.12M5.12M5.26M5.44M5.48M4.97M5.58M6.35M6.67M7.04M
Income towards Parent Company (Quarter) 2.14M2.46M2.73M1.90M3.22M3.79M3.48M3.77M4.74M3.84M4.00M4.18M3.30M2.42M3.60M3.82M5.04M6.38M8.30M9.13M8.10M8.44M8.66M8.03M7.53M6.06M5.12M5.12M5.26M5.44M5.48M4.97M5.58M6.35M6.67M7.04M
Net Income towards Common Stockholders (Quarter) 2.05M2.36M2.63M1.84M3.11M3.68M3.38M3.66M4.61M3.73M3.92M4.11M3.24M2.37M3.55M3.78M5.03M6.32M8.30M9.13M8.10M8.44M8.66M8.03M7.53M6.06M5.12M5.12M5.26M5.44M5.48M4.97M5.58M6.35M6.67M7.04M
Additional items
EPS (Basic) (Quarter) 0.160.180.200.140.230.240.220.230.290.240.250.260.210.160.230.250.330.420.540.600.530.550.560.520.480.390.330.340.340.360.360.330.370.420.450.47
EPS (Weighted Average and Diluted) (Quarter) 0.150.180.190.130.220.230.210.230.290.230.240.260.210.160.230.250.330.420.540.590.530.540.550.520.480.390.330.340.340.360.360.330.370.420.450.47
Shares Outstanding (Weighted Average) (Quarter) 12.93M13.01M13.13M13.06M13.29M14.44M15.71M15.10M15.82M15.69M15.76M15.74M15.49M15.07M15.24M15.20M15.02M15.04M15.13M15.09M15.14M15.14M15.20M15.17M15.28M15.22M15.13M15.15M14.99M14.87M14.89M14.87M14.86M14.86M14.87M14.87M
EBITDA (Quarter) 2.13M2.59M2.71M6.46M2.78M3.72M3.30M8.08M5.09M4.21M4.08M9.14M4.21M2.25M3.63M6.52M4.55M6.29M8.01M13.62M12.16M13.01M15.05M17.80M21.32M21.41M20.89M22.85M24.20M25.73M26.37M24.79M25.12M26.39M27.85M27.94M
Tax Rate (Quarter) 39.07%39.64%38.58%62.72%26.66%27.91%24.74%27.43%24.26%24.26%23.63%24.19%26.06%28.69%28.87%28.39%29.43%30.12%27.84%29.17%29.56%29.32%28.77%27.79%29.04%29.22%27.05%29.78%27.54%28.21%27.71%25.43%27.33%24.86%31.02%26.10%