OP Bancorp Income Statement

Income Statement Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 1.68M1.31M1.27M1.10M5.96M0.96M3.18M1.65M2.91M
Revenue 1.27M1.66M1.90M2.02M1.43M1.56M1.68M2.12M3.26M
Interest income
Interest income - Loans 30.53M39.11M48.11M55.72M51.83M62.45M82.86M110.46M124.36M
Interest income - Investments 11.39M13.92M5.12M6.67M11.79M10.56M
Interest Income - Debt Securities 0.96M1.20M1.59M1.54M1.19M1.46M3.35M6.13M6.23M
Other interest income 0.51M0.49M0.97M1.71M0.65M0.62M2.00M5.07M7.03M
Interest Income - Total 31.70M40.28M50.07M58.78M53.66M64.16M88.21M121.67M137.62M
Interest expenses
Interest Expense - Deposits 3.29M4.47M8.96M14.51M8.29M3.13M11.21M49.44M68.12M
Interest Expense - Debt 0.09M0.10M0.15M0.09M3.54M3.89M
Interest Expenses 3.37M4.57M9.11M14.51M8.29M3.13M11.30M52.98M72.01M
Interest Income - Net 28.33M35.71M40.96M44.27M45.36M61.03M76.91M68.69M65.61M
Non-interest income
Interest Income - Total 26.65M34.40M39.69M43.17M39.40M60.50M73.94M67.04M62.85M
Financial Services Fees 1.31M1.13M1.08M1.19M1.86M1.95M2.42M2.45M2.90M
Investment Banking Income 5.51M4.94M4.88M5.91M6.09M11.31M12.29M7.84M8.31M
Other Non-Interest Income 0.91M1.26M1.47M2.32M1.39M1.19M1.24M1.77M1.96M
Non-Interest Income 9.01M8.99M9.33M11.43M10.77M16.02M17.62M14.18M16.43M
Operating Items
Research & Development 1.09M1.32M1.23M1.53M1.68M2.00M2.08M2.11M2.25M
Wages, Salaries and Other 14.56M16.47M18.20M20.27M20.04M21.25M27.19M29.59M31.72M
Rent Expense 3.62M3.92M4.11M4.65M4.97M5.21M5.96M6.49M6.67M
Other Operating Expenses 18.63M21.02M24.22M26.34M25.28M28.65M36.78M39.13M41.28M
Operating Expenses 23.33M26.26M29.56M32.52M31.94M35.87M44.83M47.73M50.20M
Operating Income 6.00M4.09M4.64M3.84M
EBIT 15.69M6.00M4.09M4.64M3.84M43.79M58.02M86.47M101.09M
Net income details
EBT 12.32M17.13M19.46M22.08M18.23M40.66M46.72M33.49M29.08M
Tax Provisions 7.90M5.44M5.32M5.11M11.82M13.41M9.57M8.01M
Profit After Tax 12.32M9.24M14.25M16.76M13.13M28.84M33.31M23.92M21.07M
Income from Continuing Operations 12.32M9.23M14.02M16.76M13.13M28.84M33.31M23.92M21.07M
Consolidated Net Income 12.32M9.23M14.02M16.76M13.13M28.84M33.31M23.92M21.07M
Income towards Parent Company 12.32M9.23M14.02M16.76M13.13M28.84M33.31M23.92M21.07M
Net Income towards Common Stockholders 12.32M8.87M13.83M16.37M12.93M28.84M33.31M23.92M21.07M
Additional items
EPS (Basic) 0.550.680.921.040.851.892.151.551.39
EPS (Weighted Average and Diluted) 0.530.660.891.030.851.882.141.551.39
Shares Outstanding (Weighted Average) 15.19M15.78M15.70M15.10M15.13M15.20M15.00M14.81M
Tax Rate 46.10%27.96%24.09%28.01%29.06%28.71%28.58%27.55%