OP Bancorp reported revenue of $0.52M and net income of $7.98M for the quarter ended Jun 2026, down 49.4% year over year. This income statement covers 38 quarters of results from Mar 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||||||||||||||||
| Provisions | -0.88M | 1.90M | 0.55M | 1.00M | 0.66M | 0.98M | -0.34M | 1.36M | 0.61M | 0.19M | 0.63M | 0.45M | 1.86M | 0.74M | 1.25M | 1.21M | 0.52M | 0.41M | -0.15M | |||||||||||||||||||
| Revenue | 0.41M | 0.41M | 0.39M | 0.43M | 0.45M | 0.41M | 0.42M | 0.57M | 0.57M | 0.56M | 0.61M | 0.79M | 0.89M | 0.97M | 1.00M | 1.02M | 0.72M | 0.46M | 0.46M | 0.52M | ||||||||||||||||||
| Interest income | ||||||||||||||||||||||||||||||||||||||
| Interest income - Loans | 16.92M | 17.27M | 17.26M | 19.11M | 21.78M | 24.72M | 26.01M | 27.29M | 28.25M | 28.91M | 30.14M | 30.61M | 31.89M | 31.73M | 31.69M | 34.26M | 35.00M | 35.92M | 34.88M | 35.73M | ||||||||||||||||||
| Interest Income - Debt Securities | 0.27M | 0.36M | 0.53M | 0.70M | 0.88M | 1.24M | 1.57M | 1.56M | 1.52M | 1.48M | 1.46M | 1.59M | 1.63M | 1.55M | 1.50M | 1.44M | 1.70M | 1.68M | 1.76M | 1.82M | ||||||||||||||||||
| Other interest income | 0.16M | 0.19M | 0.16M | 0.34M | 0.57M | 0.93M | 1.02M | 1.25M | 1.42M | 1.39M | 1.31M | 2.16M | 1.79M | 1.77M | 1.67M | 1.97M | 1.82M | 1.68M | 1.90M | 0.64M | ||||||||||||||||||
| Interest Income - Total | 17.36M | 17.82M | 17.94M | 20.15M | 23.23M | 26.89M | 28.59M | 30.10M | 31.19M | 31.78M | 32.91M | 34.36M | 35.30M | 35.05M | 34.86M | 37.66M | 38.52M | 39.28M | 38.54M | 38.19M | ||||||||||||||||||
| Interest expenses | ||||||||||||||||||||||||||||||||||||||
| Interest Expense - Deposits | 0.77M | 0.73M | 0.65M | 1.07M | 2.89M | 6.60M | 10.38M | 11.92M | 13.01M | 14.13M | 15.68M | 17.34M | 17.92M | 17.18M | 16.61M | 17.48M | 17.44M | 17.32M | 16.84M | 16.89M | ||||||||||||||||||
| Interest Expense - Debt | 0.09M | 0.32M | 0.93M | 0.87M | 1.43M | 1.26M | 0.82M | 0.87M | 0.94M | 0.73M | 0.82M | 0.49M | 0.49M | |||||||||||||||||||||||||
| Interest Expense - Others | 0.83M | 0.47M | 0.68M | 0.74M | ||||||||||||||||||||||||||||||||||
| Interest ExpensesInterest Expense | 0.77M | 0.73M | 0.65M | 1.07M | 2.89M | 6.69M | 10.70M | 12.85M | 13.87M | 15.55M | 16.93M | 18.16M | 18.79M | 18.12M | 17.44M | 17.94M | 18.18M | 18.42M | 18.01M | 18.12M | ||||||||||||||||||
| Interest Income - Net | 16.59M | 17.10M | 17.29M | 19.08M | 20.34M | 20.20M | 17.89M | 17.25M | 17.31M | 16.23M | 15.98M | 16.19M | 16.51M | 16.93M | 17.42M | 19.72M | 20.35M | 20.86M | 20.52M | 20.07M | ||||||||||||||||||
| Non-interest income | ||||||||||||||||||||||||||||||||||||||
| Interest Income - Total | 17.47M | 15.20M | 16.95M | 18.08M | 19.68M | 19.22M | 18.23M | 17.25M | 15.95M | 15.60M | 15.83M | 15.58M | 16.06M | 15.38M | 16.68M | 18.52M | 19.17M | 20.40M | 20.11M | 20.22M | ||||||||||||||||||
| Financial Services Fees | 0.60M | 0.52M | 0.45M | 0.65M | 0.61M | 0.70M | 0.85M | 0.59M | 0.47M | 0.54M | 0.77M | 0.57M | 0.69M | 0.86M | 1.01M | 0.90M | 0.72M | 0.65M | 0.72M | 0.97M | ||||||||||||||||||
| Service Charges | 0.17M | 0.01M | 0.02M | |||||||||||||||||||||||||||||||||||
| Investment Banking Income | 2.19M | 6.03M | 3.24M | 3.87M | 3.49M | 1.68M | 2.57M | 2.10M | 1.18M | 2.00M | 1.70M | 2.33M | 2.09M | 2.20M | 2.02M | 1.44M | 2.04M | 1.57M | 2.05M | 3.37M | ||||||||||||||||||
| Income - Equity | -0.01M | -0.04M | -0.17M | -0.12M | -0.14M | 0.01M | 0.05M | -0.05M | -0.11M | 0.15M | -0.04M | -0.01M | 0.13M | -0.11M | 0.05M | 0.01M | ||||||||||||||||||||||
| Other Non-Interest Income | 0.35M | 0.33M | 0.21M | 0.41M | 0.27M | 0.43M | 0.47M | 0.42M | 0.38M | 0.55M | 0.50M | 0.49M | 0.57M | 0.40M | 0.79M | 0.61M | 0.64M | 0.73M | 0.80M | 0.79M | ||||||||||||||||||
| Non-Interest Income | 3.54M | 7.29M | 4.22M | 5.36M | 4.82M | 3.22M | 4.29M | 3.60M | 2.60M | 3.68M | 3.59M | 4.18M | 4.24M | 4.42M | 4.82M | 3.97M | 4.13M | 3.42M | 4.03M | 5.65M | ||||||||||||||||||
| Operating Items | ||||||||||||||||||||||||||||||||||||||
| Research & DevelopmentR&D | 0.45M | 0.64M | 0.49M | 0.49M | 0.59M | 0.51M | 0.55M | 0.55M | 0.37M | 0.64M | 0.49M | 0.53M | 0.63M | 0.59M | 0.30M | 0.31M | 0.26M | 0.59M | 0.41M | 0.38M | ||||||||||||||||||
| Wages, Salaries and OtherWages | 5.72M | 5.56M | 5.66M | 7.11M | 7.34M | 7.08M | 7.25M | 7.68M | 7.01M | 7.65M | 7.84M | 7.57M | 8.03M | 8.28M | 8.78M | 9.07M | 8.89M | 9.24M | 9.28M | 9.73M | ||||||||||||||||||
| Rent ExpenseRental Exp. | 1.33M | 1.42M | 1.38M | 1.49M | 1.54M | 1.56M | 1.57M | 1.60M | 1.71M | 1.62M | 1.66M | 1.66M | 1.68M | 1.68M | 1.58M | 1.58M | 1.68M | 1.92M | 1.81M | 1.90M | ||||||||||||||||||
| Other Operating ExpensesOther Opex | 7.75M | 7.54M | 7.79M | 9.52M | 10.21M | 9.25M | 9.79M | 10.16M | 9.46M | 9.72M | 10.02M | 10.00M | 10.41M | 10.86M | 11.94M | 12.15M | 11.69M | 11.78M | 12.01M | 12.54M | ||||||||||||||||||
| Operating ExpensesOpex | 9.52M | 9.59M | 9.66M | 11.50M | 12.34M | 11.33M | 11.91M | 12.30M | 11.54M | 11.98M | 12.16M | 12.19M | 12.72M | 13.13M | 13.81M | 14.04M | 13.63M | 14.29M | 14.23M | 14.83M | ||||||||||||||||||
| EBIT | 12.26M | 13.62M | 12.16M | 13.01M | 15.05M | 17.80M | 21.32M | 21.41M | 20.89M | 22.85M | 24.20M | 25.73M | 26.37M | 24.79M | 25.12M | 26.39M | 27.85M | 27.94M | 27.92M | 29.17M | ||||||||||||||||||
| Non-operating items | ||||||||||||||||||||||||||||||||||||||
| Non Operating Interest Expenses | 0.77M | 0.73M | 0.65M | 1.07M | 2.89M | 6.69M | 10.70M | 12.85M | 13.87M | 15.55M | 16.93M | |||||||||||||||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | -0.34M | |||||||||||||||||||||||||||||||||||||
| Net income details | ||||||||||||||||||||||||||||||||||||||
| EBT | 11.50M | 12.90M | 11.50M | 11.94M | 12.16M | 11.12M | 10.62M | 8.56M | 7.02M | 7.30M | 7.26M | 7.57M | 7.58M | 6.67M | 7.68M | 8.45M | 9.67M | 9.53M | 9.91M | 11.04M | ||||||||||||||||||
| Tax ProvisionsTaxes | 3.25M | 3.76M | 3.40M | 3.50M | 3.52M | 3.09M | 3.10M | 2.50M | 1.90M | 2.12M | 2.04M | 2.14M | 2.14M | 1.70M | 2.12M | 2.11M | 3.00M | 2.49M | 2.68M | 3.06M | ||||||||||||||||||
| Profit After TaxPAT | 8.25M | 9.13M | 8.15M | 8.48M | 8.65M | 8.03M | 7.53M | 6.09M | 5.12M | 5.17M | 5.23M | 5.44M | 5.44M | 4.97M | 5.56M | 6.33M | 6.70M | 7.04M | 7.23M | 7.98M | ||||||||||||||||||
| Income from Continuing OperationsIncome (Continuing) | 8.25M | 9.13M | 8.10M | 8.44M | 8.65M | 8.03M | 7.52M | 6.06M | 5.12M | 5.17M | 5.23M | 5.44M | 5.44M | 4.97M | 5.56M | 6.33M | 6.67M | 7.04M | 7.23M | 7.98M | ||||||||||||||||||
| Consolidated Net IncomeConsol Net Inc. | 8.25M | 9.13M | 8.10M | 8.44M | 8.65M | 8.03M | 7.52M | 6.06M | 5.12M | 5.17M | 5.23M | 5.44M | 5.44M | 4.97M | 5.56M | 6.33M | 6.67M | 7.04M | 7.23M | 7.98M | ||||||||||||||||||
| Income towards Parent CompanyParent Net Inc | 8.25M | 9.13M | 8.10M | 8.44M | 8.65M | 8.03M | 7.52M | 6.06M | 5.12M | 5.17M | 5.23M | 5.44M | 5.44M | 4.97M | 5.56M | 6.33M | 6.67M | 7.04M | 7.23M | 7.98M | ||||||||||||||||||
| Net Income towards Common StockholdersNet Income | 8.25M | 9.13M | 8.10M | 8.44M | 8.65M | 8.03M | 7.52M | 6.06M | 5.12M | 5.17M | 5.23M | 5.44M | 5.44M | 4.97M | 5.56M | 6.33M | 6.67M | 7.04M | 7.23M | 7.98M | ||||||||||||||||||
| Additional items | ||||||||||||||||||||||||||||||||||||||
| EPS (Basic) | 0.55 | 0.61 | 0.54 | 0.56 | 0.57 | 0.53 | 0.49 | 0.40 | 0.34 | 0.34 | 0.35 | 0.37 | 0.37 | 0.33 | 0.37 | 0.43 | 0.45 | 0.47 | 0.49 | 0.54 | ||||||||||||||||||
| EPS (Diluted) | 0.54 | 0.60 | 0.53 | 0.55 | 0.57 | 0.53 | 0.49 | 0.40 | 0.34 | 0.34 | 0.35 | 0.37 | 0.37 | 0.33 | 0.37 | 0.43 | 0.45 | 0.47 | 0.48 | 0.53 | ||||||||||||||||||
| Shares Outstanding | 15.13M | 15.09M | 15.14M | 15.14M | 15.20M | 15.17M | 15.28M | 15.16M | 15.13M | 15.15M | 14.99M | 14.87M | 14.81M | 14.87M | 14.86M | 14.86M | 14.89M | 14.87M | 14.89M | 14.90M | ||||||||||||||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 15.20M | 15.16M | 15.24M | 15.23M | 15.28M | 15.23M | 15.31M | 15.17M | 15.14M | 15.16M | 14.99M | 14.87M | 14.81M | 14.87M | 14.86M | 14.86M | 14.92M | 14.91M | 14.93M | 14.94M | ||||||||||||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 15.13M | 15.14M | 15.14M | 15.19M | 15.20M | 15.29M | 15.27M | 15.27M | 15.27M | 15.00M | 14.98M | 14.82M | 14.81M | 14.82M | 14.91M | 14.89M | 14.89M | 14.89M | 14.89M | 14.93M | ||||||||||||||||||
| EBITDA | 12.26M | 13.62M | 12.16M | 13.01M | 15.05M | 17.80M | 21.32M | 21.41M | 20.89M | 22.85M | 24.20M | 25.73M | 26.37M | 24.79M | 25.12M | 26.39M | 27.85M | 27.94M | 27.92M | 29.17M |