OP Bancorp (OPBK) Change in Net Loans (2017 - 2026)
OP Bancorp (OPBK) reported Change in Net Loans of $15.58 million for Q2 2026, up 0.7% from $15.46 million a year earlier but down 61.1% from the prior quarter.
OP Bancorp (OPBK) Change in Net Loans (2017 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, OP Bancorp's Change in Net Loans came in at $166.48 million, down 8.0% year-over-year; for FY2025, it came in at $211.56 million, up 15.3% from FY2024.
- Change in Net Loans has a five-year compound annual growth rate of 14.1% (FY2020 to FY2025).
- By year, Change in Net Loans came in at $183.56 million in FY2024 (+216.8%), $57.93 million in FY2023 (-58.3%), $139 million in FY2022 (+12.9%) and $123.07 million in FY2021 (+12.4%).
- Five-year quarterly Change in Net Loans spans a low of -$148,000 in Q2 2022 and a high of $95.52 million in Q3 2022.
- Year over year, Change in Net Loans gained in four of the last seven quarters, with growth averaging 10.4%.
- The high point for year-over-year Change in Net Loans in five years was Q2 2024 (growth of 290.3%); the low point was Q1 2023 (a decline of 96.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $40.02 million (Q1 2026), $17.85 million (Q4 2025) and $93.03 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 56.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | - |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 8.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | - |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 14.56 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 20.45 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | OP Bancorp | 222.05 Mn | -523.47 Mn | - | 5.99 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.99 Mn |
| Jun 30, 2026 | 15.58 Mn |
| Mar 31, 2026 | 40.02 Mn |
| Dec 31, 2025 | 40.56 Mn |
| Sep 30, 2025 | 70.32 Mn |
| Jun 30, 2025 | 15.46 Mn |
| Mar 31, 2025 | 85.22 Mn |
| Dec 31, 2024 | 24.73 Mn |
| Sep 30, 2024 | 55.52 Mn |
| Jun 30, 2024 | 64.81 Mn |
| Mar 31, 2024 | 38.51 Mn |
| Dec 31, 2023 | 685,000.00 |
| Sep 30, 2023 | 39.56 Mn |
| Jun 30, 2023 | 16.61 Mn |
| Mar 31, 2023 | 1.08 Mn |
| Dec 31, 2022 | 11.00 Mn |
| Sep 30, 2022 | 95.52 Mn |
| Jun 30, 2022 | -148,000.00 |
| Mar 31, 2022 | 32.63 Mn |
| Dec 31, 2021 | 163.83 Mn |
OP Bancorp Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=OPBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "OPBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=OPBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();