First Citizens Bancshares (FCNCA) Loans - Loss Allowance (2009 - 2026)
First Citizens Bancshares' (FCNCA) quarterly Loans - Loss Allowance came in at $1.5 billion in Q2 2026, down 11.24% year-over-year from $1.7 billion in Q2 2025, and down 4.75% quarter-over-quarter from $1.6 billion in Q1 2026.
Analysis
First Citizens Bancshares (FCNCA) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has reported Loans - Loss Allowance for 18 consecutive years, with $1.5 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance fell 11.24% year-over-year to $1.5 billion in Q2 2026; TTM through Jun 2026 was $1.5 billion, a 11.24% decrease from a year earlier, with the FY2025 full-year figure at $1.6 billion, down 6.32% from the prior year.
- Loans - Loss Allowance was $1.5 billion for Q2 2026 at First Citizens Bancshares, down from $1.6 billion in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $1.7 billion in Q4 2023 and troughed at $848.0 million in Q1 2022.
- A 5-year average of $1.5 billion and a median of $1.6 billion in 2023 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance jumped 417.98% in 2022 and dropped 11.24% in 2026, its largest moves.
- Over 5 years, Loans - Loss Allowance stood at $922.0 million in 2022, then surged by 89.48% to $1.7 billion in 2023, then decreased by 4.06% to $1.7 billion in 2024, then retreated by 6.32% to $1.6 billion in 2025, then dropped by 5.48% to $1.5 billion in 2026.
- The last three Loans - Loss Allowance figures came in at $1.5 billion (Q2 2026), $1.6 billion (Q1 2026), and $1.6 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 1.49 Bn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 1.48 Bn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.45 Bn |
| 10 | East West Bancorp | 17.62 Bn | 12.53 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.48 Bn |
| Mar 31, 2026 | 1.56 Bn |
| Dec 31, 2025 | 1.57 Bn |
| Sep 30, 2025 | 1.65 Bn |
| Jun 30, 2025 | 1.67 Bn |
| Mar 31, 2025 | 1.68 Bn |
| Dec 31, 2024 | 1.68 Bn |
| Sep 30, 2024 | 1.68 Bn |
| Jun 30, 2024 | 1.70 Bn |
| Mar 31, 2024 | 1.74 Bn |
| Dec 31, 2023 | 1.75 Bn |
| Sep 30, 2023 | 1.67 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 1.61 Bn |
| Dec 31, 2022 | 922.00 Mn |
| Sep 30, 2022 | 882.00 Mn |
| Jun 30, 2022 | 850.00 Mn |
| Mar 31, 2022 | 848.00 Mn |
| Dec 31, 2021 | 178.00 Mn |
| Sep 30, 2021 | 183.00 Mn |