First Citizens Bancshares Inc /De/ (FCNCA) Loans - Loss Allowance (2009 - 2026)
First Citizens Bancshares' Loans - Loss Allowance came in at $1.48 billion for Q2 2026, down 11.2% from $1.67 billion a year earlier and down 4.7% from the prior quarter.
First Citizens Bancshares Inc /De/ (FCNCA) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, First Citizens Bancshares' Loans - Loss Allowance was $1.57 billion, down 6.3% from FY2024.
- Loans - Loss Allowance carries a five-year compound annual growth rate of 47.5% (FY2020 to FY2025).
- Going back by year, Loans - Loss Allowance was $1.68 billion in FY2024 (-4.1%), $1.75 billion in FY2023 (+89.5%), $922 million in FY2022 (+418.0%) and $178 million in FY2021 (-20.9%).
- The Q2 2026 figure represents the lowest quarterly Loans - Loss Allowance since Q4 2022.
- Year-over-year, Loans - Loss Allowance has declined for seven consecutive quarters, with an average decline of 4.4% over the last eight quarters.
- The fastest year-over-year change in Loans - Loss Allowance over five years came in Q4 2022 (growth of 418.0%), and the weakest in Q4 2021 (a decline of 20.9%).
- Business Quant data shows FCNCA's Loans - Loss Allowance at $1.56 billion (Q1 2026), $1.57 billion (Q4 2025) and $1.65 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.48 Bn |
| Mar 31, 2026 | 1.56 Bn |
| Dec 31, 2025 | 1.57 Bn |
| Sep 30, 2025 | 1.65 Bn |
| Jun 30, 2025 | 1.67 Bn |
| Mar 31, 2025 | 1.68 Bn |
| Dec 31, 2024 | 1.68 Bn |
| Sep 30, 2024 | 1.68 Bn |
| Jun 30, 2024 | 1.70 Bn |
| Mar 31, 2024 | 1.74 Bn |
| Dec 31, 2023 | 1.75 Bn |
| Sep 30, 2023 | 1.67 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 1.61 Bn |
| Dec 31, 2022 | 922.00 Mn |
| Sep 30, 2022 | 882.00 Mn |
| Jun 30, 2022 | 850.00 Mn |
| Mar 31, 2022 | 848.00 Mn |
| Dec 31, 2021 | 178.00 Mn |
| Sep 30, 2021 | 183.00 Mn |
First Citizens Bancshares Inc /De/ Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FCNCA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FCNCA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FCNCA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();