First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026)
First Citizens Bancshares' (FCNCA) quarterly Interest Coverage Ratio came in at 1.3 in Q1 2026, down 6.1% year-on-year from 1.38 in Q1 2025, and down 425.52% on a QoQ basis from 0.4 in Q4 2025.
First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has 18 years of Interest Coverage Ratio data on file, last reported at 1.3 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 6.1% year-over-year to 1.3 in Q1 2026; TTM through Mar 2026 was 30.95, a 2579.34% decrease from a year earlier, with the FY2025 full-year figure at 1.2, down 8.05% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.3, down from 0.4 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for FCNCA reached as high as 0.4 in Q4 2025 and fell as low as 6.76 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 1.94 across 5 years, with a median of 1.22 in 2025.
- Across the five-year window, Interest Coverage Ratio sank 150.77% in 2022 and surged 129.94% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 4.51 in 2022, then soared by 72.48% to 1.24 in 2023, then retreated by 7.27% to 1.33 in 2024, then soared by 129.94% to 0.4 in 2025, then sank by 425.52% to 1.3 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.3 in Q1 2026, 0.4 in Q4 2025, and 1.15 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | First Citizens Bancshares | 26.39 Bn | 25.92 Bn | 23.00 Mn | -1.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.30 |
| Dec 31, 2025 | 0.40 |
| Sep 30, 2025 | -1.15 |
| Jun 30, 2025 | -1.21 |
| Mar 31, 2025 | -1.22 |
| Dec 31, 2024 | -1.33 |
| Sep 30, 2024 | -1.06 |
| Jun 30, 2024 | -1.03 |
| Mar 31, 2024 | -1.04 |
| Dec 31, 2023 | -1.24 |
| Sep 30, 2023 | -1.19 |
| Jun 30, 2023 | -1.54 |
| Mar 31, 2023 | -2.25 |
| Dec 31, 2022 | -4.51 |
| Sep 30, 2022 | -6.76 |
| Jun 30, 2022 | -1.11 |
| Mar 31, 2022 | -5.36 |
| Dec 31, 2021 | -25.57 |
| Sep 30, 2021 | -19.56 |
| Jun 30, 2021 | -18.88 |