First Citizens Bancshares Inc /De/ (FCNCA) Interest Coverage Ratio (2009 - 2026)
First Citizens Bancshares' Interest Coverage Ratio was 1.75 in Q2 2026, up 8.7% from 1.61 a year earlier and up 8.8% from the prior quarter.
First Citizens Bancshares Inc /De/ (FCNCA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Citizens Bancshares' Interest Coverage Ratio was 1.65 through Jun 30, 2026, up 3.9% year-over-year; for FY2025, it came in at 1.60, down 5.4% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.69 in FY2024 (-60.6%), 4.28 in FY2023 (+9.4%), 3.92 in FY2022 (-68.6%) and 12.49 in FY2021 (+68.0%).
- The Q2 2026 figure marks the highest quarterly Interest Coverage Ratio since Q2 2024.
- Compared with a year earlier, Interest Coverage Ratio has increased for three straight quarters, with an average decline of 2.6% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q1 2023 (growth of 480.9%); the worst was Q1 2024 (a decline of 93.4%).
- Per Business Quant data, FCNCA's Interest Coverage Ratio in the three quarters before Q2 2026 was 1.61 (Q1 2026), 1.67 (Q4 2025) and 1.59 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.75 |
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.67 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.61 |
| Mar 31, 2025 | 1.53 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 1.65 |
| Jun 30, 2024 | 1.75 |
| Mar 31, 2024 | 1.79 |
| Dec 31, 2023 | 1.59 |
| Sep 30, 2023 | 1.89 |
| Jun 30, 2023 | 1.90 |
| Mar 31, 2023 | 27.24 |
| Dec 31, 2022 | 2.65 |
| Sep 30, 2022 | 4.68 |
| Jun 30, 2022 | 6.91 |
| Mar 31, 2022 | 4.69 |
| Dec 31, 2021 | 11.93 |
| Sep 30, 2021 | 10.88 |
First Citizens Bancshares Inc /De/ Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCNCA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FCNCA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCNCA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();