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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2016 - 2025)

First Citizens Bancshares (FCNCA) has disclosed Interest Coverage Ratio for 10 consecutive years, with 1.18 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 14.16% to 1.18 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.18 through Dec 2025, down 12.88% year-over-year, with the annual reading at 1.2 for FY2025, 12.8% down from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 1.18 at First Citizens Bancshares, down from 1.16 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 13.73 in Q1 2021, with the low at 18.71 in Q4 2021.
  • Average Interest Coverage Ratio over 5 years is 4.58, with a median of 1.3 recorded in 2023.
  • Peak annual rise in Interest Coverage Ratio hit 306.6% in 2021, while the deepest fall reached 301.66% in 2021.
  • Over 5 years, Interest Coverage Ratio stood at 18.71 in 2021, then soared by 82.64% to 3.25 in 2022, then soared by 58.95% to 1.33 in 2023, then rose by 22.27% to 1.04 in 2024, then decreased by 14.16% to 1.18 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 1.18, 1.16, and 1.17 for Q4 2025, Q3 2025, and Q2 2025 respectively.