First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026)
First Citizens Bancshares' (FCNCA) quarterly Interest Coverage Ratio came in at 1.27 in Q2 2026, down 8.82% year-over-year from 1.4 in Q2 2025, and up 0.82% quarter-over-quarter from 1.28 in Q1 2026.
Analysis
First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has reported Interest Coverage Ratio for 18 consecutive years, with 1.27 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 8.82% year-over-year to 1.27 in Q2 2026; TTM through Jun 2026 was 1.24, a 9.74% decrease from a year earlier, with the FY2025 full-year figure at 1.2, down 12.1% from the prior year.
- Interest Coverage Ratio was 1.27 for Q2 2026 at First Citizens Bancshares, up from 1.28 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.02 in Q2 2024 and troughed at 12.82 in Q1 2022.
- A 5-year average of 2.95 and a median of 1.25 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio plunged 193.35% in 2022 and soared 87.63% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 3.16 in 2022, then soared by 60.95% to 1.23 in 2023, then gained by 7.47% to 1.14 in 2024, then fell by 11.84% to 1.28 in 2025, then rose by 0.11% to 1.27 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.27 (Q2 2026), 1.28 (Q1 2026), and 1.28 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 0.09 |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 1.90 |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.83 |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 2.52 |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1.27 |
| 10 | East West Bancorp | 17.92 Bn | 12.83 Bn | - | 2.18 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.27 |
| Mar 31, 2026 | -1.28 |
| Dec 31, 2025 | -1.28 |
| Sep 30, 2025 | -1.15 |
| Jun 30, 2025 | -1.17 |
| Mar 31, 2025 | -1.18 |
| Dec 31, 2024 | -1.14 |
| Sep 30, 2024 | -1.05 |
| Jun 30, 2024 | -1.02 |
| Mar 31, 2024 | -1.05 |
| Dec 31, 2023 | -1.23 |
| Sep 30, 2023 | -1.22 |
| Jun 30, 2023 | -1.56 |
| Mar 31, 2023 | -2.28 |
| Dec 31, 2022 | -3.16 |
| Sep 30, 2022 | -6.61 |
| Jun 30, 2022 | -12.58 |
| Mar 31, 2022 | -12.82 |
| Dec 31, 2021 | -20.93 |
| Sep 30, 2021 | -17.81 |