First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026)
First Citizens Bancshares (FCNCA) reported Interest Coverage Ratio of 1.33 for Q1 2026, down 10.67% year-over-year from 1.49 in Q1 2025, and up 3.7% on a QoQ basis from 1.38 in Q4 2025.
First Citizens Bancshares (FCNCA) has 18 years of Interest Coverage Ratio data on file, last reported at 1.33 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 10.67% year-over-year to 1.33 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.26 (down 13.53% YoY) and the FY2025 annual result came in at 1.24, down 14.21% from the prior year.
- Interest Coverage Ratio rose to 1.33 in Q1 2026 per FCNCA's latest filing, from 1.38 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.05 in Q2 2024 and bottomed at 13.23 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 1.27 (2023), against an average of 3.13.
- The widest annual swing landed in 2022, when Interest Coverage Ratio sank 196.21%; it then surged 88.24% in 2023.
- Tracing FCNCA's Interest Coverage Ratio over 5 years: stood at 2.99 in 2022, then surged by 57.51% to 1.27 in 2023, then advanced by 10.74% to 1.13 in 2024, then decreased by 22.16% to 1.38 in 2025, then advanced by 3.7% to 1.33 in 2026.
- Per Business Quant, the three latest FCNCA Interest Coverage Ratio figures stand at 1.33 (Q1 2026), 1.38 (Q4 2025), and 1.16 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First Citizens Bancshares | 23.75 Bn | 23.29 Bn | -17.00 Mn | -1.33 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.33 |
| Dec 31, 2025 | -1.38 |
| Sep 30, 2025 | -1.16 |
| Jun 30, 2025 | -1.18 |
| Mar 31, 2025 | -1.20 |
| Dec 31, 2024 | -1.13 |
| Sep 30, 2024 | -1.07 |
| Jun 30, 2024 | -1.05 |
| Mar 31, 2024 | -1.09 |
| Dec 31, 2023 | -1.27 |
| Sep 30, 2023 | -1.24 |
| Jun 30, 2023 | -1.56 |
| Mar 31, 2023 | -2.37 |
| Dec 31, 2022 | -2.99 |
| Sep 30, 2022 | -6.77 |
| Jun 30, 2022 | -13.23 |
| Mar 31, 2022 | -13.21 |
| Dec 31, 2021 | -21.14 |
| Sep 30, 2021 | -19.19 |
| Jun 30, 2021 | -17.50 |
| Mar 31, 2021 | 13.73 |
| Dec 31, 2020 | 10.55 |
| Sep 30, 2020 | 9.63 |
| Jun 30, 2020 | 8.37 |
| Mar 31, 2020 | 3.38 |
| Dec 31, 2019 | 5.89 |
| Sep 30, 2019 | 7.19 |
| Jun 30, 2019 | 7.66 |
| Mar 31, 2019 | 9.80 |
| Dec 31, 2018 | 10.13 |
| Sep 30, 2018 | 17.00 |
| Jun 30, 2018 | 17.02 |
| Mar 31, 2018 | 17.10 |
| Dec 31, 2017 | 12.00 |
| Sep 30, 2017 | 10.29 |
| Jun 30, 2017 | 20.38 |
| Mar 31, 2017 | 10.99 |
| Dec 31, 2016 | 8.46 |
| Sep 30, 2016 | 8.42 |
| Jun 30, 2016 | 10.80 |
| Mar 31, 2016 | 8.84 |
| Dec 31, 2015 | 7.01 |
| Sep 30, 2015 | 9.50 |
| Jun 30, 2015 | 7.13 |
| Mar 31, 2015 | 10.43 |
| Dec 31, 2014 | 6.88 |
| Sep 30, 2014 | 4.64 |
| Jun 30, 2014 | 4.49 |
| Mar 31, 2014 | 3.74 |
| Dec 31, 2013 | 4.52 |
| Sep 30, 2013 | 5.95 |
| Jun 30, 2013 | 5.81 |
| Mar 31, 2013 | 6.51 |
| Dec 31, 2012 | 2.98 |
| Sep 30, 2012 | 3.79 |
| Jun 30, 2012 | 2.92 |
| Mar 31, 2012 | 3.09 |
| Dec 31, 2011 | 2.57 |
| Sep 30, 2011 | 4.76 |
| Jun 30, 2011 | 1.85 |
| Mar 31, 2011 | 3.41 |
| Dec 31, 2010 | 1.98 |
| Sep 30, 2010 | 1.89 |
| Jun 30, 2010 | 1.83 |
| Mar 31, 2010 | 4.49 |
| Dec 31, 2009 | 1.58 |
| Sep 30, 2009 | 3.45 |
| Jun 30, 2009 | 1.14 |