First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026)

First Citizens Bancshares' (FCNCA) quarterly Interest Coverage Ratio came in at 1.3 in Q1 2026, down 6.1% year-on-year from 1.38 in Q1 2025, and down 425.52% on a QoQ basis from 0.4 in Q4 2025.

First Citizens Bancshares (FCNCA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

First Citizens Bancshares (FCNCA) has 18 years of Interest Coverage Ratio data on file, last reported at 1.3 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 6.1% year-over-year to 1.3 in Q1 2026; TTM through Mar 2026 was 30.95, a 2579.34% decrease from a year earlier, with the FY2025 full-year figure at 1.2, down 8.05% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.3, down from 0.4 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for FCNCA reached as high as 0.4 in Q4 2025 and fell as low as 6.76 in Q3 2022.
  • Historically, Interest Coverage Ratio has averaged 1.94 across 5 years, with a median of 1.22 in 2025.
  • Across the five-year window, Interest Coverage Ratio sank 150.77% in 2022 and surged 129.94% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 4.51 in 2022, then soared by 72.48% to 1.24 in 2023, then retreated by 7.27% to 1.33 in 2024, then soared by 129.94% to 0.4 in 2025, then sank by 425.52% to 1.3 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.3 in Q1 2026, 0.4 in Q4 2025, and 1.15 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 First Citizens Bancshares 26.39 Bn 25.92 Bn 23.00 Mn -1.30

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.30
Dec 31, 2025 0.40
Sep 30, 2025 -1.15
Jun 30, 2025 -1.21
Mar 31, 2025 -1.22
Dec 31, 2024 -1.33
Sep 30, 2024 -1.06
Jun 30, 2024 -1.03
Mar 31, 2024 -1.04
Dec 31, 2023 -1.24
Sep 30, 2023 -1.19
Jun 30, 2023 -1.54
Mar 31, 2023 -2.25
Dec 31, 2022 -4.51
Sep 30, 2022 -6.76
Jun 30, 2022 -1.11
Mar 31, 2022 -5.36
Dec 31, 2021 -25.57
Sep 30, 2021 -19.56
Jun 30, 2021 -18.88