First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026)

First Citizens Bancshares' (FCNCA) quarterly Gross Margin came in at 43.4% in Q1 2026, up 13163.0% year-on-year from N/an in Q1 2025, and down 45.75% on a QoQ basis from 80.0% in Q4 2025.

First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026) Analysis & Trends

First Citizens Bancshares (FCNCA) has 6 years of Gross Margin data on file, last reported at 43.4% in Q1 2026.

  • On a quarterly basis, Gross Margin rose 13163.0% year-over-year to 43.4% in Q1 2026; TTM through Mar 2026 was 61.0%, a 3934.0% increase from a year earlier, with the FY2025 full-year figure at 46.62%, up 10172.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 43.4%, down from 80.0% in the prior quarter.
  • Over the last five years, Gross Margin for FCNCA reached as high as 500.0% in Q4 2024 and fell as low as 128.57% in Q2 2025.
  • Historically, Gross Margin has averaged 56.08% across 5 years, with a median of 63.64% in 2024.
  • Across the five-year window, Gross Margin surged 53333 bps in 2024 and tumbled 42000 bps in 2025, its largest moves.
  • Year by year, Gross Margin stood at 77.89% in 2022, then plunged by 143 bps to 33.33% in 2023, then soared by 1600 bps to 500.0% in 2024, then tumbled by 84 bps to 80.0% in 2025, then tumbled by 46 bps to 43.4% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 43.4% in Q1 2026, 80.0% in Q4 2025, and 50.75% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -244.16%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 80.84%
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - -
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - -
9 Us Bancorp 99.51 Bn 99.51 Bn - -
10 First Citizens Bancshares 25.75 Bn 25.28 Bn 23.00 Mn 43.40%

Historic Data

Download Data
DateValue
Mar 31, 2026 43.40%
Dec 31, 2025 80.00%
Sep 30, 2025 50.75%
Jun 30, 2025 -128.57%
Mar 31, 2025 -88.24%
Dec 31, 2024 500.00%
Sep 30, 2024 63.64%
Jun 30, 2024 66.67%
Mar 31, 2024 65.00%
Dec 31, 2023 -33.33%
Sep 30, 2023 46.34%
Jun 30, 2023 -41.38%
Mar 31, 2023 68.09%
Dec 31, 2022 77.89%
Sep 30, 2022 40.00%
Jun 30, 2022 65.38%
Mar 31, 2022 77.78%
Dec 31, 2021 109.38%
Sep 30, 2021 25.00%