First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026)
First Citizens Bancshares' (FCNCA) quarterly Gross Margin came in at 39.19% in Q2 2026, down 1443.0% year-over-year from 2.92% in Q2 2025, and down 31.42% quarter-over-quarter from 57.14% in Q1 2026.
Analysis
First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has reported Gross Margin for 6 consecutive years, with 39.19% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Gross Margin fell 1443.0% year-over-year to 39.19% in Q2 2026; TTM through Jun 2026 was 44.36%, a 1564.0% decrease from a year earlier, with the FY2025 full-year figure at 46.62%, down 2381.0% from the prior year.
- Gross Margin was 39.19% for Q2 2026 at First Citizens Bancshares, down from 57.14% in the prior quarter.
- Over five years, Gross Margin peaked at 77.78% in Q1 2022 and troughed at 20.0% in Q4 2023.
- A 5-year average of 56.1% and a median of 60.28% in 2022 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin slumped 6091 bps in 2022 and soared 4471 bps in 2024, its largest moves.
- Over 5 years, Gross Margin stood at 30.0% in 2022, then plunged by 33 bps to 20.0% in 2023, then surged by 224 bps to 64.71% in 2024, then slumped by 54 bps to 29.69% in 2025, then soared by 32 bps to 39.19% in 2026.
- The last three Gross Margin figures came in at 39.19% (Q2 2026), 57.14% (Q1 2026), and 29.69% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | - |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | - |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | - |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | - |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | - |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | - |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 39.19% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | - |
| 10 | East West Bancorp | 17.62 Bn | 12.53 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.19% |
| Mar 31, 2026 | 57.14% |
| Dec 31, 2025 | 29.69% |
| Sep 30, 2025 | 50.75% |
| Jun 30, 2025 | 53.62% |
| Mar 31, 2025 | 51.52% |
| Dec 31, 2024 | 64.71% |
| Sep 30, 2024 | 70.15% |
| Jun 30, 2024 | 71.43% |
| Mar 31, 2024 | 76.27% |
| Dec 31, 2023 | 20.00% |
| Sep 30, 2023 | 69.01% |
| Jun 30, 2023 | 41.43% |
| Mar 31, 2023 | 68.09% |
| Dec 31, 2022 | 30.00% |
| Sep 30, 2022 | 63.41% |
| Jun 30, 2022 | 75.68% |
| Mar 31, 2022 | 77.78% |
| Dec 31, 2021 | 90.91% |
| Sep 30, 2021 | 90.63% |