First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026)
First Citizens Bancshares (FCNCA) posted quarterly Gross Margin of 43.4% for Q1 2026, up 13163.0% year-over-year from N/an in Q1 2025, and down 45.75% quarter-over-quarter from 80.0% in Q4 2025.
First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has reported Gross Margin for 6 consecutive years, with 43.4% the latest figure, recorded in Q1 2026.
- In Q1 2026, Gross Margin rose 13163.0% year-over-year to 43.4%; the TTM figure through Mar 2026 stood at 61.0% (up 3934.0% YoY), while the FY2025 annual figure was 46.62%, up 10172.0% from the prior year.
- Gross Margin declined to 43.4% in Q1 2026 per FCNCA's latest filing, from 80.0% in the prior quarter.
- Across five years, Gross Margin topped out at 500.0% in Q4 2024 and bottomed at 128.57% in Q2 2025.
- Historically, Gross Margin has averaged 56.08% across 5 years, with a median of 63.64% in 2024.
- Annual changes were most pronounced in 2024 — Gross Margin jumped 53333 bps — and 2025, when it sank 42000 bps.
- First Citizens Bancshares' Gross Margin stood at 77.89% in 2022, then plunged by 143 bps to 33.33% in 2023, then jumped by 1600 bps to 500.0% in 2024, then tumbled by 84 bps to 80.0% in 2025, then tumbled by 46 bps to 43.4% in 2026.
- Business Quant data shows FCNCA's Gross Margin at 43.4% in Q1 2026, 80.0% in Q4 2025, and 50.75% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | - |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | First Citizens Bancshares | 24.79 Bn | 24.27 Bn | 29.00 Mn | 39.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 39.19% |
| Mar 31, 2026 | 43.40% |
| Dec 31, 2025 | 80.00% |
| Sep 30, 2025 | 50.75% |
| Jun 30, 2025 | -128.57% |
| Mar 31, 2025 | -88.24% |
| Dec 31, 2024 | 500.00% |
| Sep 30, 2024 | 63.64% |
| Jun 30, 2024 | 66.67% |
| Mar 31, 2024 | 65.00% |
| Dec 31, 2023 | -33.33% |
| Sep 30, 2023 | 46.34% |
| Jun 30, 2023 | -41.38% |
| Mar 31, 2023 | 68.09% |
| Dec 31, 2022 | 77.89% |
| Sep 30, 2022 | 40.00% |
| Jun 30, 2022 | 65.38% |
| Mar 31, 2022 | 77.78% |
| Dec 31, 2021 | 109.38% |
| Sep 30, 2021 | 25.00% |