First Citizens Bancshares FCNCA
NASDAQ FCNCA
$2,129.44 -20.49 (-0.95%)
As of: Sep 9, 2026 · 3:59 PM EDT

First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026)

First Citizens Bancshares' (FCNCA) quarterly Gross Margin came in at 39.19% in Q2 2026, down 1443.0% year-over-year from 2.92% in Q2 2025, and down 31.42% quarter-over-quarter from 57.14% in Q1 2026.

Analysis

First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026) Analysis & Trends

First Citizens Bancshares (FCNCA) has reported Gross Margin for 6 consecutive years, with 39.19% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Gross Margin fell 1443.0% year-over-year to 39.19% in Q2 2026; TTM through Jun 2026 was 44.36%, a 1564.0% decrease from a year earlier, with the FY2025 full-year figure at 46.62%, down 2381.0% from the prior year.
  • Gross Margin was 39.19% for Q2 2026 at First Citizens Bancshares, down from 57.14% in the prior quarter.
  • Over five years, Gross Margin peaked at 77.78% in Q1 2022 and troughed at 20.0% in Q4 2023.
  • A 5-year average of 56.1% and a median of 60.28% in 2022 frame the typical range for Gross Margin.
  • Across the five-year window, Gross Margin slumped 6091 bps in 2022 and soared 4471 bps in 2024, its largest moves.
  • Over 5 years, Gross Margin stood at 30.0% in 2022, then plunged by 33 bps to 20.0% in 2023, then surged by 224 bps to 64.71% in 2024, then slumped by 54 bps to 29.69% in 2025, then soared by 32 bps to 39.19% in 2026.
  • The last three Gross Margin figures came in at 39.19% (Q2 2026), 57.14% (Q1 2026), and 29.69% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - -
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - -
4 M&T Bank 34.72 Bn 34.72 Bn - -
5 Huntington Bancshares 33.60 Bn 29.07 Bn - -
6 Citizens Financial 29.31 Bn 29.31 Bn - -
7 Regions Financial 25.53 Bn 25.53 Bn - -
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 39.19%
9 Keycorp 23.26 Bn -24.44 Bn - -
10 East West Bancorp 17.62 Bn 12.53 Bn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 39.19%
Mar 31, 2026 57.14%
Dec 31, 2025 29.69%
Sep 30, 2025 50.75%
Jun 30, 2025 53.62%
Mar 31, 2025 51.52%
Dec 31, 2024 64.71%
Sep 30, 2024 70.15%
Jun 30, 2024 71.43%
Mar 31, 2024 76.27%
Dec 31, 2023 20.00%
Sep 30, 2023 69.01%
Jun 30, 2023 41.43%
Mar 31, 2023 68.09%
Dec 31, 2022 30.00%
Sep 30, 2022 63.41%
Jun 30, 2022 75.68%
Mar 31, 2022 77.78%
Dec 31, 2021 90.91%
Sep 30, 2021 90.63%