First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026)
First Citizens Bancshares' (FCNCA) quarterly Gross Margin came in at 43.4% in Q1 2026, up 13163.0% year-on-year from N/an in Q1 2025, and down 45.75% on a QoQ basis from 80.0% in Q4 2025.
First Citizens Bancshares (FCNCA) Gross Margin (2021 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has 6 years of Gross Margin data on file, last reported at 43.4% in Q1 2026.
- On a quarterly basis, Gross Margin rose 13163.0% year-over-year to 43.4% in Q1 2026; TTM through Mar 2026 was 61.0%, a 3934.0% increase from a year earlier, with the FY2025 full-year figure at 46.62%, up 10172.0% from the prior year.
- Gross Margin for Q1 2026 stood at 43.4%, down from 80.0% in the prior quarter.
- Over the last five years, Gross Margin for FCNCA reached as high as 500.0% in Q4 2024 and fell as low as 128.57% in Q2 2025.
- Historically, Gross Margin has averaged 56.08% across 5 years, with a median of 63.64% in 2024.
- Across the five-year window, Gross Margin surged 53333 bps in 2024 and tumbled 42000 bps in 2025, its largest moves.
- Year by year, Gross Margin stood at 77.89% in 2022, then plunged by 143 bps to 33.33% in 2023, then soared by 1600 bps to 500.0% in 2024, then tumbled by 84 bps to 80.0% in 2025, then tumbled by 46 bps to 43.4% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 43.4% in Q1 2026, 80.0% in Q4 2025, and 50.75% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -244.16% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 80.84% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | - |
| 10 | First Citizens Bancshares | 25.75 Bn | 25.28 Bn | 23.00 Mn | 43.40% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.40% |
| Dec 31, 2025 | 80.00% |
| Sep 30, 2025 | 50.75% |
| Jun 30, 2025 | -128.57% |
| Mar 31, 2025 | -88.24% |
| Dec 31, 2024 | 500.00% |
| Sep 30, 2024 | 63.64% |
| Jun 30, 2024 | 66.67% |
| Mar 31, 2024 | 65.00% |
| Dec 31, 2023 | -33.33% |
| Sep 30, 2023 | 46.34% |
| Jun 30, 2023 | -41.38% |
| Mar 31, 2023 | 68.09% |
| Dec 31, 2022 | 77.89% |
| Sep 30, 2022 | 40.00% |
| Jun 30, 2022 | 65.38% |
| Mar 31, 2022 | 77.78% |
| Dec 31, 2021 | 109.38% |
| Sep 30, 2021 | 25.00% |