First Citizens Bancshares (FCNCA) Interest Expense - Deposits (2009 - 2026)
First Citizens Bancshares (FCNCA) recorded Interest Expense - Deposits of $971 million in Q3 2026, up 6.6% from $911 million a year earlier and up 10.2% from the prior quarter.
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Analysis
First Citizens Bancshares (FCNCA) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
On a TTM basis, First Citizens Bancshares' Interest Expense - Deposits came in at $3.55 billion as of Sep 30, 2026, down 3.0% year-over-year; for FY2025, it came in at $3.56 billion, down 7.9% from FY2024.
- Annual Interest Expense - Deposits has a five-year compound annual growth rate of 121.3% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $3.86 billion in FY2024 (+54.7%), $2.5 billion in FY2023 (+645.4%), $335 million in FY2022 (+915.2%) and $33 million in FY2021 (-50.7%).
- The Q3 2026 figure is the highest quarterly Interest Expense - Deposits since Q3 2024.
- On a year-over-year basis, Interest Expense - Deposits rose in two of the last eight quarters, with an average decline of 2.8%.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 885.9% in Q3 2023, against a decline of 30.0% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $881 million (Q2 2026), $833 million (Q1 2026) and $861 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First Citizens Bancshares | 26.55 Bn | 26.02 Bn | - | 881.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 881.00 Mn |
| Mar 31, 2026 | 833.00 Mn |
| Dec 31, 2025 | 861.00 Mn |
| Sep 30, 2025 | 911.00 Mn |
| Jun 30, 2025 | 894.00 Mn |
| Mar 31, 2025 | 893.00 Mn |
| Dec 31, 2024 | 957.00 Mn |
| Sep 30, 2024 | 1.00 Bn |
| Jun 30, 2024 | 975.00 Mn |
| Mar 31, 2024 | 928.00 Mn |
| Dec 31, 2023 | 865.00 Mn |
| Sep 30, 2023 | 769.00 Mn |
| Jun 30, 2023 | 575.00 Mn |
| Mar 31, 2023 | 288.00 Mn |
| Dec 31, 2022 | 176.00 Mn |
| Sep 30, 2022 | 78.00 Mn |
| Jun 30, 2022 | 42.00 Mn |
| Mar 31, 2022 | 39.00 Mn |
| Dec 31, 2021 | 8.00 Mn |
| Sep 30, 2021 | 8.00 Mn |
API Access
First Citizens Bancshares Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FCNCA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FCNCA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FCNCA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();