First Citizens Bancshares (FCNCA) Debt Ratio (2009 - 2026)
First Citizens Bancshares (FCNCA) posted quarterly Debt Ratio of 0.14 for Q1 2026, down 14.25% year-over-year from 0.17 in Q1 2025, and down 8.18% quarter-over-quarter from 0.16 in Q4 2025.
First Citizens Bancshares (FCNCA) Debt Ratio (2009 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has reported Debt Ratio for 18 consecutive years, with 0.14 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 14.25% year-over-year to 0.14; the TTM figure through Mar 2026 stood at 0.14 (down 14.25% YoY), while the FY2025 annual figure was 0.16, down 5.34% from the prior year.
- Debt Ratio retreated to 0.14 in Q1 2026 per FCNCA's latest filing, from 0.16 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.21 in Q1 2023 and bottomed at 0.01 in Q1 2022.
- Historically, Debt Ratio has averaged 0.14 across 5 years, with a median of 0.17 in 2025.
- Annual changes were most pronounced in 2022 — Debt Ratio sank 53.4% — and 2023, when it surged 3549.34%.
- First Citizens Bancshares' Debt Ratio stood at 0.06 in 2022, then surged by 189.74% to 0.18 in 2023, then decreased by 5.98% to 0.17 in 2024, then decreased by 5.34% to 0.16 in 2025, then retreated by 8.18% to 0.14 in 2026.
- Business Quant data shows FCNCA's Debt Ratio at 0.14 in Q1 2026, 0.16 in Q4 2025, and 0.17 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.07 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.07 |
| 10 | First Citizens Bancshares | 24.79 Bn | 24.27 Bn | 29.00 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.14 |
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.16 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.17 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.21 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.01 |