First Citizens Bancshares (FCNCA) Times Interest Earned (2009 - 2026)
First Citizens Bancshares' (FCNCA) quarterly Times Interest Earned came in at 1.27 in Q2 2026, down 8.82% year-over-year from 1.4 in Q2 2025, and up 0.82% quarter-over-quarter from 1.28 in Q1 2026.
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First Citizens Bancshares (FCNCA) Times Interest Earned (2009 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCA) has reported Times Interest Earned for 18 consecutive years, with 1.27 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Times Interest Earned fell 8.82% year-over-year to 1.27 in Q2 2026; TTM through Jun 2026 was 1.24, a 9.74% decrease from a year earlier, with the FY2025 full-year figure at 1.2, down 12.1% from the prior year.
- Times Interest Earned was 1.27 for Q2 2026 at First Citizens Bancshares, up from 1.28 in the prior quarter.
- Over five years, Times Interest Earned peaked at 1.02 in Q2 2024 and troughed at 12.82 in Q1 2022.
- A 5-year average of 2.95 and a median of 1.25 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned plunged 193.35% in 2022 and soared 87.63% in 2023, its largest moves.
- Over 5 years, Times Interest Earned stood at 3.16 in 2022, then soared by 60.95% to 1.23 in 2023, then gained by 7.47% to 1.14 in 2024, then fell by 11.84% to 1.28 in 2025, then rose by 0.11% to 1.27 in 2026.
- The last three Times Interest Earned figures came in at 1.27 (Q2 2026), 1.28 (Q1 2026), and 1.28 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | East West Bancorp | 17.78 Bn | 12.69 Bn | - | 2.18 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.27 |
| Mar 31, 2026 | -1.28 |
| Dec 31, 2025 | -1.28 |
| Sep 30, 2025 | -1.15 |
| Jun 30, 2025 | -1.17 |
| Mar 31, 2025 | -1.18 |
| Dec 31, 2024 | -1.14 |
| Sep 30, 2024 | -1.05 |
| Jun 30, 2024 | -1.02 |
| Mar 31, 2024 | -1.05 |
| Dec 31, 2023 | -1.23 |
| Sep 30, 2023 | -1.22 |
| Jun 30, 2023 | -1.56 |
| Mar 31, 2023 | -2.28 |
| Dec 31, 2022 | -3.16 |
| Sep 30, 2022 | -6.61 |
| Jun 30, 2022 | -12.58 |
| Mar 31, 2022 | -12.82 |
| Dec 31, 2021 | -20.93 |
| Sep 30, 2021 | -17.81 |