KPIs & Operating Metrics(New)
Allowance For Credit LossAllowance For Credit Loss AnnualAllowance For Credit Loss To Loan RatioAllowance For Credit Loss To Loan Ratio AnnualAllowance For Loan And Lease LossesAllowance For Loan And Lease Losses AnnualAllowance For Loan And Lease Losses To Loans Ratio %Allowance For Loan And Lease Losses To Loans Ratio Annual %Average BalancesAverage Balances AnnualAverage Loans And Leases To Average DepositsAverage Loans And Leases To Average Deposits AnnualBreakdown Of AssetsCapital Adequacy Ratio %Capital Adequacy Ratio Annual %Cet 1 CapitalCet 1 Capital AnnualCet1 Capital RatioCet1 Capital Ratio Annual %Commitments TotalContractual Obligations TotalContractual Obligations Total AnnualDepositsDeposits AnnualDeposits By Segment AnnualEfficiency Ratio %Efficiency Ratio Annual %Employee StatisticsIncome Before Income TaxInterest Expense As % Of Revene %Interest Expense BreakdownInterest Income BreakdownInterest Income Breakdown AnnualInterest Margin Breakdown Annual %LoansLoans And Leases By Segment AnnualLoans AnnualLoans To Deposit Ratio %Loans To Deposit Ratio AnnualNet Income (Loss) By SegmentNet Income (Loss) By Segment AnnualNet Interest Income By SegmentNet Interest Income By Segment AnnualNet Interest Margin %Net Interest Margin AnnualNet Interest Margin By Segment %Net Interest Margin By Segment Annual %Net Margin By Segment %Net Margin By Segment Annual %Nonaccrual Loans To Total Loans %Nonaccrual Loans To Total Loans AnnualNon Gaap ProfitabilityNon Gaap Profitability %Non Gaap Profitability AnnualNon Gaap Profitability Annual %Non Interest Expenses SegregationNon Interest Income By SegmentNon Interest Income By Segment AnnualNon Interest Margin By Segment %Non Interest Margin By Segment Annual %Non Performing Assets TotalOperating Lease Equipment, Net By Segment AnnualPremises And Equipment BreakdownReturn On Average Assets %Return On Average Assets Annual %Return On Average Common Equity %Return On Average Common Equity Annual %Revenue Breakdown Interest IncomeRevenue Breakdown Interest Income AnnualRevenue Breakdown Non Interest IncomeRevenue Breakdown Non Interest Income AnnualRevenue Breakdown Non Interest Income Annual %Revenue By Business VerticalRevenue By Business Vertical %Revenue By Business Vertical AnnualRevenue By Business Vertical Annual %Revenue Mix Breakdown Interest Income %Revenue Mix Breakdown Interest Income Annual %Revenue Mix Breakdown Non Interest Income %Tier 1 CapitalTier 1 Capital AnnualTier 1 Capital RatioTier 1 Capital Ratio Annual %Tier 1 Leverage Ratio %Tier 1 Leverage Ratio AnnualTotal Deposits Breakdown By TypeTotal Interest IncomeTotal Interest Income AnnualTotal Investment Securities Fair ValueTotal Investment Securities Fair Value AnnualTotal Loans And Leases By CategoryTotal Loans And Leases By Category Annual
Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash Due from BankCommon EquityGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - GrossLoans - Loss AllowanceLoans - NetLoans - NetLong-Term InvestmentsNon-Current DebtNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPreferred SharesProperty, Plant & Equipment (Net)Property, Plant & Equipment (Net)ReceivablesReceivables - AccuredReceivables - FeesReceivables - NetReceivables - OtherRetained EarningsSecurities - Held-to-maturitySecurities - TradableSecurities BoughtShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
AcquisitionsAmortizatization of IntangiblesAmortizatization of IntangiblesCapital ExpendituresCapital ExpendituresCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansChange in TaxesChange in TaxesDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)Dividends Paid - CommonDividends Paid - CommonFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet Cash FlowNet IncomeOther financing activitiesOther financing activitiesPreferred Shares IssuedSales of Property, Plant and EquipmentSales of Property, Plant and EquipmentShare-based CompensationShare-based CompensationShares RepurchasedShort-Term Debt issuancesShort-Term Debt repayments
Daily Values
Growth Metrics
EBIT Margin (QoQ)EBIT Margin Growth (1y)EBIT Margin Growth (3y)EBIT Margin Growth (5y)EBITDA Margin (QoQ)EBITDA Margin Growth (1y)EBITDA Margin Growth (3y)EBITDA Margin Growth (5y)EBT Margin (QoQ)EBT Margin Growth (1y)EBT Margin Growth (3y)EBT Margin Growth (5y)Enterprise Value (QoQ)Enterprise Value Growth (1y)Enterprise Value Growth (3y)Enterprise Value Growth (5y)FCF Margin (QoQ)FCF Margin Growth (1y)FCF Margin Growth (3y)FCF Margin Growth (5y)FCF Payout Ratio (QoQ)FCF Payout Ratio Growth (1y)FCF Payout Ratio Growth (3y)FCF Payout Ratio Growth (5y)Gross Margin (QoQ)Gross Margin Growth (1y)Gross Margin Growth (3y)Interest Coverage Ratio (QoQ)Interest Coverage Ratio Growth (1y)Interest Coverage Ratio Growth (3y)Interest Coverage Ratio Growth (5y)Net Margin (QoQ)Net Margin Growth (1y)Net Margin Growth (3y)Net Margin Growth (5y)Operating Margin (QoQ)Operating Margin Growth (1y)Operating Margin Growth (3y)Return on Assets (QoQ)Return on Assets Growth (1y)Return on Assets Growth (3y)Return on Assets Growth (5y)Return on Equity (QoQ)Return on Equity Growth (1y)Return on Equity Growth (3y)Return on Equity Growth (5y)Return on Invested Capital (QoQ)Return on Invested Capital Growth (1y)Return on Invested Capital Growth (3y)Return on Invested Capital Growth (5y)Return on Sales (QoQ)Return on Sales Growth (1y)Return on Sales Growth (3y)Return on Sales Growth (5y)
Income Statement
Amortization - IntangiblesCard IncomeConsolidated Net IncomeCost of RevenueDepreciation & Amortization - TotalEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeFinancial Services FeesGross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest Expense - DebtInterest Expense - DepositsInterest Expense - Fed FundsInterest Expense - OthersInterest ExpensesInterest ExpensesInterest Income - Debt SecuritiesInterest Income - DepositsInterest Income - NetInterest Income - TotalInterest Income - TotalInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Mortgage BankingNet Income towards Common StockholdersNon Operating Investment IncomeNon Operating Investment IncomeNon-Interest IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Non-Interest IncomeOther Operating ExpensesOther interest incomePreferred Dividend PaymentsProfit After TaxProvisionsRent ExpenseRestructuring CostsRevenueService ChargesShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax RateWages, Salaries and Other
Others
Accumulated Depreciation & AmortizationAccumulated Depreciation & AmortizationCost of RevenueDepreciation ExpenseGross ProfitLeasesLong-Term Debt IssuancesLong-Term Debt RepaymentsMachine, Furnitures, Fixtures & OtherOther Gross PP&E AdjustmentsOther Gross PP&E AdjustmentsPreferred Shares IssuedReceivables - AccuredReceivables - FeesReceivables - NetReceivables - OtherRent ExpenseRevenue (Gross)Shares OutstandingShares OutstandingShares RepurchasedShort-Term Debt issuancesShort-Term Debt repaymentsWages, Salaries and Other
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned
First Citizens Bancshares (FCNCA) FCF Margin (2016 - 2025)
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First Citizens Bancshares (FCNCA) has disclosed FCF Margin for 10 consecutive years, with 409.09% as the latest value for Q4 2025.
- Quarterly FCF Margin fell 32507.0% to 409.09% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 581.74% through Dec 2025, down 9346.0% year-over-year, with the annual reading at 904.37% for FY2025, 9135.0% down from the prior year.
- FCF Margin for Q4 2025 was 409.09% at First Citizens Bancshares, down from 1074.14% in the prior quarter.
- The five-year high for FCF Margin was 17037.5% in Q4 2022, with the low at 2240.62% in Q2 2021.
- Average FCF Margin over 5 years is 1563.31%, with a median of 616.91% recorded in 2021.
- The sharpest move saw FCF Margin skyrocketed 1672656bps in 2022, then crashed -1779076bps in 2023.
- Over 5 years, FCF Margin stood at 310.94% in 2021, then soared by 5379bps to 17037.5% in 2022, then tumbled by -104bps to 753.26% in 2023, then soared by 197bps to 734.16% in 2024, then tumbled by -44bps to 409.09% in 2025.
- According to Business Quant data, FCF Margin over the past three periods came in at 409.09%, 1074.14%, and 1062.32% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
Historic Data
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