World Acceptance Corp Ratios

Ratios Mar2009 Mar2010 Mar2011 Mar2012 Mar2013 Mar2014 Mar2015 Mar2016 Mar2017 Mar2018 Mar2019 Mar2020 Mar2021 Mar2022 Mar2023 Mar2024 Mar2025
Profitability
EBT Margin 24.80%27.11%29.15%29.60%29.50%28.41%28.85%24.73%21.59%19.27%16.51%5.92%21.10%11.21%4.40%17.34%19.83%
EBIT Margin 27.43%9.49%10.20%10.36%32.59%31.95%32.67%29.55%25.97%23.07%19.80%10.31%25.97%16.92%12.59%25.76%27.39%
EBITDA Margin 27.43%9.49%10.20%10.36%32.59%31.95%32.67%29.55%25.97%23.07%19.80%10.31%25.97%16.92%12.59%25.76%27.39%
Operating Margin 9.49%10.20%10.36%
Net Margin 15.42%16.72%18.57%18.64%18.47%17.79%18.16%15.68%1.64%0.91%-6.73%4.77%16.72%9.21%3.44%13.49%15.89%
FCF Margin 39.09%40.48%39.36%39.35%39.94%39.80%38.23%35.41%43.30%41.55%43.13%45.71%32.35%-28.00%22.61%24.11%21.86%
Efficiency
Assets Average 700.70M772.16M829.68M858.08M836.17M803.40M820.79M847.99M942.54M992.18M1,086.28M1,167.81M1,086.83M1,031.99M
Equity Average 156.31M339.64M412.76M430.73M392.64M336.88M311.46M353.73M426.48M501.09M546.61M482.04M408.45M388.98M379.13M404.83M431.95M
Invested Capital 296.33M382.95M442.58M418.88M366.40M307.36M315.57M391.90M461.06M541.11M552.12M411.96M405.51M373.10M385.23M424.43M439.48M
Asset Utilization Ratio 0.770.730.720.710.670.610.610.640.630.530.540.530.530.55
Leverage & Solvency
Interest Coverage Ratio 10.403.013.394.0310.569.038.556.145.936.076.012.355.332.961.543.063.62
Debt to Equity 0.380.260.190.551.091.641.590.960.640.450.461.101.001.060.800.530.60
Debt Ratio 0.120.310.490.590.580.460.370.290.290.440.420.330.280.210.26
Equity Ratio 0.660.570.450.360.360.490.580.640.650.400.420.310.340.400.44
Times Interest Earned 10.403.013.394.0310.569.038.556.145.936.076.012.355.332.961.543.063.62
Valuation
Enterprise Value 270.08M586.71M1,024.55M899.89M1,047.95M782.69M656.70M330.28M443.21M943.78M1,117.79M421.56M867.23M1,236.59M502.27M869.68M717.51M
Market Capitalization 276.34M592.16M1,032.58M910.66M1,059.57M821.03M695.03M338.38M454.79M956.25M1,127.12M433.18M882.98M1,255.82M518.78M881.52M727.24M
Return Ratios
Return on Sales 0.15%0.17%0.19%0.19%0.18%0.18%0.18%0.16%0.02%0.01%-0.07%0.05%0.17%0.09%0.03%0.13%0.16%
Return on Invested Capital 0.43%0.08%0.08%0.08%0.29%0.36%0.40%0.30%0.19%0.12%0.16%0.10%0.27%0.21%0.16%0.28%0.29%
Return on Assets 0.14%0.13%0.13%0.13%0.10%0.01%0.01%-0.04%0.03%0.09%0.05%0.02%0.07%0.09%
Return on Equity 0.39%0.22%0.22%0.23%0.27%0.32%0.36%0.25%0.02%0.01%-0.07%0.06%0.22%0.14%0.06%0.19%0.21%