Pagaya Technologies Ratios (2020-2026) | PGY

Ratios Dec2020 Dec2021 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Profitability
Gross Margin (Quarter) 32.99%92.16%94.65%-87.75%95.82%94.50%40.24%42.61%96.69%39.74%95.87%-119.75%44.15%
EBT Margin (Quarter) -49.27%-14.61%-22.24%-6.00%-10.87%-28.10%-34.40%-87.26%-0.02%6.78%2.30%6.87%8.59%
EBIT Margin (Quarter) -13.38%-5.51%0.08%4.27%3.14%2.07%8.98%11.51%16.44%17.77%22.83%24.83%25.16%
EBITDA Margin (Quarter) -13.38%-5.51%0.08%4.27%3.14%2.07%8.98%11.51%16.44%17.77%22.83%24.83%25.16%
Operating Margin (Quarter) -13.38%-5.51%0.08%4.27%3.14%2.07%8.98%11.51%16.44%17.77%22.83%24.83%25.16%
Net Margin (Quarter) -8.04%-4.12%-7.87%-16.84%-8.65%-30.83%-27.07%-86.31%2.55%4.92%6.08%9.05%7.60%
FCF Margin (Quarter) -15.64%-3.67%5.23%-6.78%5.12%2.03%-4.55%8.66%10.57%16.85%18.22%23.89%12.58%
Efficiency
Assets Average (Quarter) 817.67M1,345.78M1,468.08M1,411.88M1,330.92M1,284.72M1,338.70M1,427.21M1,500.64M1,597.28M
Equity Average (Quarter) 132.75M471.39M740.93M709.78M687.49M668.80M695.83M670.74M579.17M492.16M441.17M454.39M501.91M507.93M539.58M
Invested Capital (Quarter) 88.14M177.35M905.02M716.44M703.12M671.85M686.05M960.96M848.17M772.95M473.35M758.72M782.53M552.43M566.62M613.02M
Asset Utilization Ratio (Quarter) 0.660.650.700.760.820.850.860.850.82
Leverage & Solvency
Debt to Equity (Quarter) 0.210.100.410.020.020.760.650.950.990.910.400.26
Debt Ratio (Quarter) 0.060.070.220.010.010.300.220.330.330.340.130.09
Equity Ratio (Quarter) 0.300.730.550.490.420.400.340.340.330.370.310.36
Dividends & Payouts
FCF Payout Ratio (Quarter) -0.42-2.460.94-0.260.200.57-0.230.080.140.070.060.180.15
Valuation
Enterprise Value (Quarter) -5.07M-21.72M-120.43M-311.93M-326.59M-278.86M-97.32M-192.29M-161.47M-84.25M-91.46M-99.61M-105.60M-120.77M-160.00M-247.97M
Return Ratios
Return on Sales (Quarter) -0.01%0.00%0.00%0.00%0.00%0.00%0.00%-0.01%0.00%0.00%0.00%0.00%0.00%
Return on Capital Employed (Quarter) 0.70%1.92%3.95%5.89%9.84%14.60%
Return on Invested Capital (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%
Return on Assets (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%-0.01%-0.01%-0.01%0.00%0.00%0.00%