Pagaya Technologies Ltd. Ratios

Ratios Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 50.42%51.05%39.77%37.33%42.10%
EBT Margin 21.41%-12.99%-36.90%-22.31%-40.80%
EBIT Margin 21.47%-1.22%-33.58%-3.00%6.48%
EBITDA Margin 21.47%-1.22%-33.58%-3.00%6.48%
Operating Margin 21.47%-1.22%-33.58%-3.00%6.48%
Net Margin 4.96%-28.30%-42.00%-15.82%-38.89%
FCF Margin 3.19%9.10%-8.33%-1.31%4.73%
Efficiency
Assets Average 817.67M1,126.73M1,249.72M
Equity Average 132.75M471.39M715.59M553.65M
Invested Capital 88.14M215.35M905.02M937.45M762.86M
Asset Utilization Ratio 0.920.720.83
Leverage & Solvency
Interest Coverage Ratio -2.26
Debt to Equity 0.210.180.410.97
Debt Ratio 0.060.130.220.33
Equity Ratio 0.300.730.550.34
Times Interest Earned -2.26
Dividends & Payouts
FCF Payout Ratio 6.291.89-1.25-4.120.20
Valuation
Enterprise Value -5.07M333.70M722.07M908.09M589.31M
Market Capitalization 355.42M842.50M1,005.42M684.26M
Return Ratios
Return on Sales 0.20%-0.15%-0.39%-0.24%-0.43%
Return on Capital Employed -0.36%-0.02%0.06%
Return on Assets -0.36%-0.17%-0.36%
Return on Equity -0.52%-0.62%-0.27%-0.81%