Pagaya Technologies reported revenue growth of 18.58% and asset growth of 21.02% for the quarter ended Jun 2026. These growth metrics cover 15 quarters of results from Dec 2022 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Growth Metrics | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Growth Ratios | |||||||||||||||
| Assets Growth (1y) | 77.05% | 15.63% | 22.40% | 6.84% | -13.81% | -3.71% | 6.17% | 19.74% | 28.96% | 21.02% | |||||
| Assets Growth (3y) | 29.81% | 13.94% | 12.56% | ||||||||||||
| Assets (QoQ) | 22.74% | -2.04% | -5.66% | -5.81% | -0.98% | 9.44% | 4.03% | 6.22% | 6.65% | 2.70% | |||||
| Capital Expenditures Growth (1y)Capex Growth (1y) | -6.89% | -11.87% | -16.27% | -14.20% | -26.61% | -13.24% | -23.51% | -22.38% | -15.89% | -9.24% | |||||
| Capital Expenditures Growth (3y)Capex Growth (3y) | -16.86% | -11.47% | |||||||||||||
| Capital Expenditures (QoQ)Capex (QoQ) | -10.06% | 1.79% | -8.40% | 11.03% | -14.87% | -3.29% | -6.14% | -5.03% | 0.64% | -14.74% | -4.75% | 2.92% | 8.60% | ||
| Cash & Equivalents Growth (1y)Cash & Equiv. Growth (1y) | 62.38% | -26.73% | -39.81% | -5.15% | -23.17% | -41.76% | 0.77% | -31.95% | -21.66% | 48.41% | 25.23% | 70.14% | 36.22% | ||
| Cash & Equivalents Growth (3y)Cash & Equiv. Growth (3y) | -0.50% | -23.89% | -8.76% | 3.17% | -6.41% | ||||||||||
| Cash & Equivalents (QoQ)Cash & Equiv. (QoQ) | -6.59% | 5.07% | -16.93% | -26.17% | 47.20% | -14.90% | -37.03% | 27.75% | -0.60% | -2.04% | 19.31% | 7.79% | 35.05% | -21.57% | |
| Cash from Investing Activities Growth (1y)Cash from Investing Growth (1y) | -128.89% | -25.22% | 15.52% | 51.42% | 88.21% | -9.72% | 45.80% | -215.43% | 40.80% | 5.09% | |||||
| Cash from Investing Activities Growth (3y)Cash from Investing Growth (3y) | 45.75% | -9.25% | |||||||||||||
| Cash from Investing Activities (QoQ)Cash from Investing (QoQ) | 8.49% | -37.30% | 47.80% | -248.98% | 49.94% | 7.37% | 69.98% | 15.34% | -366.06% | 54.24% | -74.71% | 84.11% | -647.24% | ||
| Cash from Operations Growth (1y)Cash from Ops. Growth (1y) | 174.81% | 605.16% | -144.03% | 326.69% | 94.40% | 517.00% | 1,043.38% | 186.48% | 25.44% | 30.26% | |||||
| Cash from Operations Growth (3y)Cash from Ops. Growth (3y) | 56.38% | 249.25% | |||||||||||||
| Cash from Operations (QoQ)Cash from Ops. (QoQ) | 92.23% | 977.23% | -176.12% | 244.13% | -47.51% | -176.46% | 491.92% | 23.60% | 66.58% | 16.91% | 19.02% | -45.88% | 72.99% | ||
| Dividend Coverage Ratio Growth (1y)Div. Cover Growth (1y) | -123.84% | -1,325.28% | -1,536.52% | -1,205.01% | 119.75% | 114.73% | 122.86% | 101.71% | 136.62% | -10.90% | |||||
| Dividend Coverage Ratio Growth (3y)Div. Cover Growth (3y) | 44.96% | 57.02% | |||||||||||||
| Dividend Coverage Ratio (QoQ)Div. Cover (QoQ) | 50.35% | 14.43% | -490.33% | 10.76% | -216.17% | 1.75% | -370.75% | 101.35% | 135.85% | 52.44% | -64.86% | 87.27% | -11.20% | ||
| Dividends Paid - Common Growth (1y)Div. Paid (Common) Growth (1y) | -79.38% | -83.23% | -75.27% | -56.64% | 76.62% | 41.92% | 38.00% | 615.25% | 37.91% | 203.85% | |||||
| Dividends Paid - Common Growth (3y)Div. Paid (Common) Growth (3y) | -20.50% | -10.25% | |||||||||||||
| Dividends Paid - Common (QoQ)Div. Paid (Common) (QoQ) | 37.11% | -37.75% | -57.28% | -43.43% | 11.45% | -8.17% | -25.10% | 130.39% | -10.45% | -10.71% | 288.23% | -55.58% | 97.31% | ||
| EBITDA Margin Growth (1y) | 7,773.00 | 1,652.00 | 724.00 | 863.00 | 647.00 | 1,331.00 | 1,529.00 | 1,413.00 | 1,245.00 | 872.00 | 1,003.00 | ||||
| EBITDA Margin Growth (3y) | 10,027.00 | 3,855.00 | 3,257.00 | ||||||||||||
| EBITDA Margin (QoQ) | 815.00 | 531.00 | 481.00 | -175.00 | -113.00 | 669.00 | 266.00 | 508.00 | 86.00 | 553.00 | 97.00 | 135.00 | 217.00 | ||
| EBIT Growth (1y) | 93.20% | 130.79% | 149.10% | 13,717.28% | 197.96% | 520.09% | 1,023.31% | 257.21% | 151.16% | 67.78% | 87.36% | ||||
| EBIT Growth (3y) | 33.42% | 73.28% | 131.05% | ||||||||||||
| EBIT Margin Growth (1y) | 7,773.00 | 1,652.00 | 724.00 | 863.00 | 647.00 | 1,331.00 | 1,529.00 | 1,413.00 | 1,245.00 | 872.00 | 1,003.00 | ||||
| EBIT Margin Growth (3y) | 10,027.00 | 3,855.00 | 3,257.00 | ||||||||||||
| EBIT Margin (QoQ) | 815.00 | 531.00 | 481.00 | -175.00 | -113.00 | 669.00 | 266.00 | 508.00 | 86.00 | 553.00 | 97.00 | 135.00 | 217.00 | ||
| EBIT (QoQ) | 59.01% | 101.58% | 6,475.31% | -27.81% | -34.63% | 345.28% | 41.79% | 50.24% | 18.42% | 41.60% | -0.30% | 0.36% | 32.24% | ||
| EBT Growth (1y) | 81.20% | 71.01% | -151.23% | -82.08% | -1,505.64% | 99.82% | 131.60% | 109.40% | 109.17% | 56,995.83% | 91.48% | ||||
| EBT Growth (3y) | 29.05% | 31.94% | 52.12% | ||||||||||||
| EBT Margin Growth (1y) | 6,563.00 | 3,840.00 | -1336.00 | -1110.00 | -7922.00 | 1,085.00 | 3,383.00 | 3,564.00 | 9,269.00 | 861.00 | 406.00 | ||||
| EBT Margin Growth (3y) | 8,610.00 | 5,786.00 | 2,453.00 | ||||||||||||
| EBT Margin (QoQ) | 3,540.00 | -837.00 | 1,537.00 | -400.00 | -1636.00 | -611.00 | -5276.00 | 8,608.00 | 662.00 | -430.00 | 429.00 | 200.00 | 207.00 | ||
| EBT (QoQ) | 70.49% | -73.58% | 68.19% | -77.95% | -155.70% | -25.80% | -180.50% | 99.98% | 44,977.08% | -62.57% | 173.71% | 23.75% | 51.03% | ||
| EPS (Basic) Growth (1y) | 95.27% | 57.59% | -98.48% | -237.86% | -379.36% | 129.70% | 119.52% | 129.21% | 111.04% | 198.90% | 150.17% | ||||
| EPS (Basic) Growth (3y) | 26.38% | 33.45% | 43.73% | ||||||||||||
| EPS (Basic) (QoQ) | 32.32% | 47.70% | -155.01% | 53.01% | -216.72% | 10.97% | -261.80% | 102.91% | 108.16% | 33.23% | 36.79% | -21.21% | 74.23% | ||
| EPS (Diluted) Growth (1y) | 95.27% | 57.59% | -98.48% | -237.86% | -379.36% | 129.21% | 118.84% | 125.20% | 110.41% | 159.87% | 121.77% | ||||
| EPS (Diluted) Growth (3y) | 26.36% | 32.42% | 41.43% | ||||||||||||
| EPS (Diluted) (QoQ) | 32.32% | 47.70% | -155.01% | 53.01% | -216.72% | 10.97% | -261.80% | 102.86% | 104.25% | 19.11% | 49.49% | -28.54% | 74.31% | ||
| FCF Margin Growth (1y) | 2,077.00 | 544.00 | -964.00 | 1,631.00 | 545.00 | 1,444.00 | 2,263.00 | 1,437.00 | 201.00 | 200.00 | |||||
| FCF Margin Growth (3y) | 2,823.00 | 2,189.00 | |||||||||||||
| FCF Margin (QoQ) | 1,216.00 | 871.00 | -1299.00 | 1,288.00 | -316.00 | -637.00 | 1,296.00 | 202.00 | 584.00 | 182.00 | 469.00 | -1033.00 | 583.00 | ||
| FCF Payout Ratio Growth (1y)FCF Cover Growth (1y) | 147.93% | 123.23% | -124.16% | 130.73% | -27.60% | -86.97% | 124.53% | 122.64% | 5.66% | 128.35% | |||||
| FCF Payout Ratio Growth (3y)FCF Cover Growth (3y) | 33.26% | 27.43% | |||||||||||||
| FCF Payout Ratio (QoQ)FCF Cover (QoQ) | -487.87% | 138.25% | -127.98% | 176.18% | 184.90% | -139.79% | 135.58% | 79.48% | -48.74% | -25.06% | 222.92% | -14.82% | 10.78% | ||
| Free Cash Flow Growth (1y)FCF Growth (1y) | 143.03% | 172.17% | -202.36% | 241.11% | 143.96% | 989.52% | 662.51% | 221.26% | 30.53% | 33.06% | |||||
| Free Cash Flow Growth (3y)FCF Growth (3y) | 49.93% | 131.85% | |||||||||||||
| Free Cash Flow (QoQ)FCF (QoQ) | 76.68% | 262.73% | -252.69% | 174.25% | -60.88% | -330.78% | 310.51% | 28.37% | 74.71% | 19.15% | 20.23% | -47.85% | 78.10% | ||
| Gross Margin Growth (1y) | -383.00 | 794.00 | 350.00 | 291.00 | 505.00 | 145.00 | -50.00 | 63.00 | -14.00 | 177.00 | 215.00 | ||||
| Gross Margin Growth (3y) | -84.00 | 1,116.00 | 515.00 | ||||||||||||
| Gross Margin (QoQ) | 535.00 | 84.00 | -86.00 | 261.00 | 91.00 | 25.00 | 129.00 | -99.00 | -104.00 | 138.00 | 52.00 | 92.00 | -66.00 | ||
| Gross Profit Growth (1y) | -2.05% | 63.03% | 39.66% | 30.50% | 45.03% | 22.42% | 28.82% | 38.17% | 19.45% | 14.22% | 24.75% | ||||
| Gross Profit Growth (3y) | 20.79% | 31.61% | 30.93% | ||||||||||||
| Gross Profit (QoQ) | 21.79% | 10.62% | 0.72% | 20.14% | 4.33% | 3.37% | 11.93% | 1.42% | 9.79% | 10.86% | -3.23% | -3.02% | 19.91% | ||
| Net Cash Flow Growth (1y)NCF Growth (1y) | 534.81% | -338.36% | -91.40% | 168.70% | -95.74% | 125.41% | 125.13% | -50.29% | 2,332.30% | -839.80% | |||||
| Net Cash Flow Growth (3y)NCF Growth (3y) | 86.67% | -86.45% | |||||||||||||
| Net Cash Flow (QoQ)NCF (QoQ) | 185.13% | -364.13% | -43.01% | 235.22% | -146.67% | -112.09% | 151.33% | -91.62% | 178.44% | 109.69% | 1.57% | 310.16% | -184.69% | ||
| Net Income Growth (1y) | 80.41% | 67.90% | -157.25% | -61.58% | -1,183.26% | 107.87% | 120.03% | 131.35% | 111.29% | 869.54% | 155.59% | ||||
| Net Income Growth (3y) | 28.08% | 30.94% | 49.14% | ||||||||||||
| Net Income (QoQ) | 67.41% | -42.94% | 56.38% | -58.02% | -161.13% | 10.22% | -246.39% | 100.97% | 564.65% | 40.51% | 24.79% | -16.81% | 75.22% | ||
| Net Income towards Common Stockholders Growth (1y)Net Income Growth (1y) | 82.69% | 53.83% | -138.95% | -304.73% | -465.92% | 134.89% | 120.91% | 131.55% | 112.21% | 226.32% | 170.71% | ||||
| Net Income towards Common Stockholders Growth (3y)Net Income Growth (3y) | 27.78% | 36.18% | 49.67% | ||||||||||||
| Net Income towards Common Stockholders (QoQ)Net Income (QoQ) | 31.92% | 46.73% | -152.17% | 49.52% | -252.38% | 9.77% | -252.60% | 103.11% | 111.21% | 36.12% | 36.44% | -16.81% | 75.22% | ||
| Net Margin Growth (1y) | 8,358.00 | 1,598.00 | -1387.00 | -1836.00 | -6588.00 | 1,121.00 | 3,466.00 | 3,231.00 | 9,383.00 | 505.00 | 615.00 | ||||
| Net Margin Growth (3y) | 10,437.00 | 3,223.00 | 2,694.00 | ||||||||||||
| Net Margin (QoQ) | 863.00 | 813.00 | -1141.00 | 1,063.00 | -2122.00 | 364.00 | -5893.00 | 8,771.00 | 224.00 | 129.00 | 260.00 | -108.00 | 334.00 | ||
| Operating Income Growth (1y)Op. Inc Growth (1y) | 93.20% | 130.79% | 149.10% | 13,717.28% | 197.96% | 520.09% | 1,023.31% | 257.21% | 151.16% | 67.78% | 87.36% | ||||
| Operating Income Growth (3y)Op. Inc Growth (3y) | 33.42% | 73.28% | 131.05% | ||||||||||||
| Operating Income (QoQ)Op. Inc (QoQ) | 59.01% | 101.58% | 6,475.31% | -27.81% | -34.63% | 345.28% | 41.79% | 50.24% | 18.42% | 41.60% | -0.30% | 0.36% | 32.24% | ||
| Operating Margin Growth (1y) | 7,773.00 | 1,652.00 | 724.00 | 863.00 | 647.00 | 1,331.00 | 1,529.00 | 1,413.00 | 1,245.00 | 872.00 | 1,003.00 | ||||
| Operating Margin Growth (3y) | 10,027.00 | 3,855.00 | 3,257.00 | ||||||||||||
| Operating Margin (QoQ) | 815.00 | 531.00 | 481.00 | -175.00 | -113.00 | 669.00 | 266.00 | 508.00 | 86.00 | 553.00 | 97.00 | 135.00 | 217.00 | ||
| Profit After Tax Growth (1y)PAT Growth (1y) | 81.66% | 67.90% | -157.25% | -61.58% | -1,183.26% | 124.93% | 120.14% | 131.35% | 113.34% | 212.86% | 171.83% | ||||
| Profit After Tax Growth (3y)PAT Growth (3y) | 27.96% | 31.04% | 50.50% | ||||||||||||
| Profit After Tax (QoQ)PAT (QoQ) | 67.41% | -42.94% | 56.38% | -58.02% | -161.13% | 10.22% | -246.39% | 103.07% | 111.01% | 39.74% | 47.36% | -28.00% | 83.34% | ||
| Property, Plant & Equipment (Net) Growth (1y)PP&E (Net) Growth (1y) | 314.00% | 31.25% | 6.84% | -8.62% | -15.49% | -15.21% | -17.66% | -20.42% | -13.07% | -5.20% | |||||
| Property, Plant & Equipment (Net) Growth (3y)PP&E (Net) Growth (3y) | 70.60% | -1.54% | -4.95% | ||||||||||||
| Property, Plant & Equipment (Net) (QoQ)PP&E (Net) (QoQ) | 2.89% | -4.98% | -3.12% | -3.52% | -4.84% | -4.67% | -5.92% | -6.75% | 3.94% | 3.96% | |||||
| Return on Assets [ROA] Growth (1y)ROA Growth (1y) | -2239.00 | -1105.00 | -27.00 | 3,824.00 | 3,786.00 | 3,044.00 | |||||||||
| Return on Assets [ROA] (QoQ)ROA (QoQ) | -264.00 | -249.00 | -1871.00 | 145.00 | 871.00 | 828.00 | 1,981.00 | 107.00 | 129.00 | ||||||
| Return on Capital Employed [ROCE] Growth (1y)ROCE Growth (1y) | 913.00 | 1,268.00 | |||||||||||||
| Return on Capital Employed [ROCE] (QoQ)ROCE (QoQ) | 122.00 | 203.00 | 193.00 | 395.00 | 476.00 | ||||||||||
| Return on Invested Capital [ROIC] Growth (1y)ROIC Growth (1y) | 1,182.00 | 1,537.00 | 1,760.00 | 2,771.00 | 2,030.00 | 1,995.00 | |||||||||
| Return on Invested Capital [ROIC] (QoQ)ROIC (QoQ) | 166.00 | 231.00 | 279.00 | 506.00 | 520.00 | 455.00 | 1,291.00 | -235.00 | 485.00 | ||||||
| Return on Sales [ROS] Growth (1y)ROS Growth (1y) | 7,773.00 | 1,652.00 | 724.00 | 863.00 | 647.00 | 1,331.00 | 1,529.00 | 1,413.00 | 1,245.00 | 872.00 | 1,003.00 | ||||
| Return on Sales [ROS] Growth (3y)ROS Growth (3y) | 10,027.00 | 3,855.00 | 3,257.00 | ||||||||||||
| Return on Sales [ROS] (QoQ)ROS (QoQ) | 815.00 | 531.00 | 481.00 | -175.00 | -113.00 | 669.00 | 266.00 | 508.00 | 86.00 | 553.00 | 97.00 | 135.00 | 217.00 | ||
| Revenue Growth (1y) | 7.75% | 31.42% | 27.98% | 21.48% | 28.14% | 18.23% | 30.38% | 36.13% | 19.83% | 9.64% | 18.58% | ||||
| Revenue Growth (3y) | 21.60% | 19.43% | 25.54% | ||||||||||||
| Revenue (QoQ) | 4.81% | 8.25% | 2.97% | 12.49% | 2.07% | 2.75% | 8.61% | 3.79% | 12.56% | 7.28% | -4.39% | -5.04% | 21.73% | ||
| Share-based Compensation Growth (1y)Stock Comp. Growth (1y) | -5.45% | -10.71% | -40.53% | 13.84% | -14.88% | 1.02% | 10.13% | -41.60% | -45.37% | -52.99% | |||||
| Share-based Compensation Growth (3y)Stock Comp. Growth (3y) | -23.96% | -24.87% | |||||||||||||
| Share-based Compensation (QoQ)Stock Comp. (QoQ) | 23.47% | 2.62% | -33.73% | 12.60% | 16.60% | -31.65% | 26.85% | -15.81% | 38.38% | -25.49% | -32.73% | -21.23% | 19.08% | ||
| Tax Rate Growth (1y) | -478.00 | -1152.00 | -284.00 | 1,098.00 | 2,685.00 | 531,043.00 | 4,440.00 | -20208.00 | -2470.00 | -528014.00 | -2575.00 | ||||
| Tax Rate Growth (3y) | 3,678.00 | 1,878.00 | 1,581.00 | ||||||||||||
| Tax Rate (QoQ) | -1120.00 | 2,091.00 | -3621.00 | 1,498.00 | -252.00 | 3,473.00 | -2033.00 | 529,856.00 | -526856.00 | -21175.00 | 15,704.00 | 4,313.00 | -1417.00 | ||
| Total Debt Growth (1y) | 268.37% | 94.59% | 88.76% | 58.40% | 27.07% | 13.06% | 14.60% | 11.90% | 8.95% | 2.09% | |||||
| Total Debt Growth (3y) | 124.76% | 51.09% | 29.64% | ||||||||||||
| Total Debt (QoQ) | 26.27% | 19.15% | 4.11% | 1.12% | 1.30% | 6.02% | 5.53% | -1.27% | -1.37% | -0.66% |