Old Second Bancorp (OSBC) EBITDA (2010 - 2026)
Old Second Bancorp (OSBC) reported EBITDA of $56.6 million for Q1 2026, up 36.77% on a YoY basis from $41.4 million in Q1 2025, and down 10.97% quarter-over-quarter from $63.6 million in Q4 2025.
Old Second Bancorp (OSBC) EBITDA (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported EBITDA for 17 years, with the latest figure at $56.6 million in Q1 2026.
- For the quarter ending Q1 2026, EBITDA rose 36.77% year-over-year to $56.6 million; the trailing twelve-month figure through Mar 2026 stood at $204.2 million (up 12.99% YoY), and the FY2025 full-year result was $41.7 million, up 4.52% from the prior year.
- EBITDA for Q1 2026 stood at $56.6 million, down from $63.6 million in the prior quarter.
- The five-year high for EBITDA was $63.6 million in Q4 2025, with the low at $21.8 million in Q2 2022.
- Historically, EBITDA has averaged $42.8 million across 5 years, with a median of $43.5 million in 2024.
- Annual changes were most pronounced in 2022 — EBITDA soared 1425.59% — and 2025, when it declined 20.15%.
- Old Second Bancorp's EBITDA stood at $39.6 million in 2022, then grew by 3.99% to $41.2 million in 2023, then increased by 5.6% to $43.5 million in 2024, then surged by 46.16% to $63.6 million in 2025, then fell by 10.97% to $56.6 million in 2026.
- The last three EBITDA figures came in at $56.6 million (Q1 2026), $63.6 million (Q4 2025), and $39.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 8.87 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.54 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.47 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 56.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 56.64 Mn |
| Dec 31, 2025 | 63.61 Mn |
| Sep 30, 2025 | 39.31 Mn |
| Jun 30, 2025 | 44.69 Mn |
| Mar 31, 2025 | 41.41 Mn |
| Dec 31, 2024 | 43.52 Mn |
| Sep 30, 2024 | 49.22 Mn |
| Jun 30, 2024 | 46.62 Mn |
| Mar 31, 2024 | 46.02 Mn |
| Dec 31, 2023 | 41.22 Mn |
| Sep 30, 2023 | 47.19 Mn |
| Jun 30, 2023 | 48.92 Mn |
| Mar 31, 2023 | 41.56 Mn |
| Dec 31, 2022 | 39.64 Mn |
| Sep 30, 2022 | 33.14 Mn |
| Jun 30, 2022 | 21.85 Mn |
| Mar 31, 2022 | 22.24 Mn |
| Dec 31, 2021 | -2.99 Mn |
| Sep 30, 2021 | 15.92 Mn |
| Jun 30, 2021 | 16.52 Mn |