nCino Ratios (2021-2025) | NCNO

Ratios Jan2021 Apr2021 Jul2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025
Profitability
Gross Margin 57.82%60.05%61.09%58.26%57.22%58.62%59.01%58.85%59.37%59.02%60.62%60.22%60.04%59.27%61.28%59.67%59.97%59.22%61.57%
EBT Margin -24.73%-20.71%-18.99%-41.97%-31.25%-26.72%-20.75%-18.19%-9.02%-12.40%-12.62%-1.42%-4.12%-7.00%-1.13%-13.76%7.32%-8.41%5.20%
EBIT Margin -24.82%-19.80%-18.17%-40.01%-28.90%-25.10%-17.52%-21.37%-7.59%-12.62%-10.58%-2.57%-2.86%-5.97%-0.59%-4.06%-1.05%-6.25%7.70%
EBITDA Margin -24.82%-19.80%-18.17%-40.01%-28.90%-25.10%-17.52%-21.37%-7.59%-12.62%-10.58%-2.57%-2.86%-5.97%-0.59%-4.06%-1.05%-6.25%7.70%
Operating Margin -24.82%-19.80%-18.17%-40.01%-28.90%-25.10%-17.52%-21.37%-7.59%-12.62%-10.58%-2.57%-2.86%-5.97%-0.59%-4.06%-1.05%-6.25%7.70%
Net Margin -25.03%-21.44%-19.50%-8.80%-31.85%-27.53%-21.51%-19.94%-10.24%-13.72%-14.09%1.11%-1.79%-8.33%-2.99%-11.02%4.17%-9.22%5.66%
FCF Margin 2.72%10.26%-18.66%-34.56%-4.84%6.00%-9.06%-23.44%26.13%9.47%4.31%6.24%42.24%3.44%3.67%-7.33%36.00%8.93%3.22%
Efficiency
Assets Average 1,298.91M1,296.58M1,293.78M1,309.24M1,320.87M1,308.04M1,284.58M1,303.99M1,382.16M1,416.32M1,462.68M1,563.49M1,630.66M1,633.48M1,588.60M
Equity Average 425.11M422.47M417.83M741.70M1,059.73M1,046.53M1,036.54M1,027.97M1,024.75M1,026.78M1,028.38M1,038.89M1,056.53M1,069.37M1,081.56M1,088.79M1,080.77M1,064.52M1,049.15M
Invested Capital 425.18M425.04M419.89M415.77M1,101.72M1,085.79M1,075.02M1,065.50M1,079.46M1,080.56M1,082.96M1,083.10M1,103.33M1,117.67M1,128.29M1,141.50M1,142.16M1,124.66M1,108.85M1,093.10M
Asset Utilization Ratio 0.240.260.290.310.320.340.360.370.360.360.360.350.340.350.37
Leverage & Solvency
Interest Coverage Ratio -57.74-39.90-33.57-55.85-42.68-39.63-31.80-24.35-6.26-14.17-15.11-3.71-2.48-4.31-0.50-1.51-0.34-2.092.70
Debt to Equity 0.030.030.010.050.040.150.150.190.190.20
Debt Ratio 0.020.020.010.040.030.110.100.130.130.13
Equity Ratio 0.750.820.810.800.800.770.780.790.810.780.750.760.720.680.650.650.67
Times Interest Earned -57.74-39.90-33.57-55.85-42.68-39.63-31.80-24.35-6.26-14.17-15.11-3.71-2.48-4.31-0.50-1.51-0.34-2.092.70
Valuation
Enterprise Value 5,928.56M5,784.17M5,667.42M6,608.51M4,348.89M4,047.31M3,475.39M3,387.22M3,097.14M2,671.54M3,536.39M3,075.53M3,452.77M3,205.18M3,652.88M4,057.72M3,161.93M2,577.14M3,125.08M3,014.78M
Market Capitalization 6,296.20M6,170.69M6,066.78M6,989.59M4,434.03M4,122.57M3,558.32M3,489.58M3,175.59M2,766.49M3,631.40M3,172.80M3,561.43M3,330.56M3,770.16M4,310.37M3,274.57M2,701.64M3,237.67M3,089.94M
Return Ratios
Return on Sales -0.18%-0.21%-0.23%-0.23%-0.25%-0.20%-0.16%-0.14%-0.09%-0.07%-0.06%-0.03%-0.06%-0.04%-0.05%-0.03%
Return on Capital Employed -0.07%-0.09%-0.09%-0.09%-0.07%-0.06%-0.05%-0.04%-0.03%-0.02%-0.01%-0.01%-0.01%-0.01%0.00%
Return on Invested Capital -0.06%-0.06%-0.07%-0.07%-0.03%-0.02%-0.01%-0.01%
Return on Assets -0.05%-0.06%-0.07%-0.08%-0.06%-0.06%-0.05%-0.03%-0.02%-0.02%-0.01%-0.02%-0.02%-0.02%-0.01%
Return on Equity -0.07%-0.06%-0.07%-0.08%-0.10%-0.08%-0.07%-0.06%-0.04%-0.03%-0.03%-0.01%-0.03%-0.02%-0.03%-0.01%