nCino reported a gross margin of 62.59% and a net margin of 3.97% for the quarter ended Jul 2026. These financial ratios cover 22 quarters of results from Jan 2021 through Jul 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jan2021 | Apr2021 | Jul2021 | Oct2021 | Jan2022 | Apr2022 | Jul2022 | Oct2022 | Jan2023 | Apr2023 | Jul2023 | Oct2023 | Jan2024 | Apr2024 | Jul2024 | Oct2024 | Jan2025 | Apr2025 | Jul2025 | Oct2025 | Jan2026 | Jul2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||
| Gross Margin | 60.05% | 61.09% | 58.26% | 57.22% | 58.62% | 59.01% | 58.85% | 59.37% | 59.02% | 60.62% | 60.22% | 60.04% | 59.27% | 61.28% | 59.67% | 59.97% | 59.22% | 61.57% | 61.41% | 62.59% | ||
| EBT Margin | -20.71% | -18.99% | -41.97% | -31.25% | -26.72% | -20.75% | -18.19% | -9.02% | -12.40% | -12.62% | -1.42% | -4.12% | -7.00% | -1.13% | -13.76% | 7.32% | -8.41% | 5.20% | 0.50% | 4.92% | ||
| EBIT Margin | -19.80% | -18.17% | -40.01% | -28.90% | -25.10% | -17.52% | -21.37% | -7.59% | -12.62% | -10.58% | -2.57% | -2.86% | -5.97% | -0.59% | -4.06% | -1.05% | -6.25% | 7.70% | 1.88% | 8.46% | ||
| EBITDA Margin | -19.80% | -18.17% | -40.01% | -28.90% | -25.10% | -17.52% | -21.37% | -7.59% | -12.62% | -10.58% | -2.57% | -2.86% | -5.97% | -0.59% | -4.06% | -1.05% | -6.25% | 7.70% | 1.88% | 8.46% | ||
| Operating Margin | -19.80% | -18.17% | -40.01% | -28.90% | -25.10% | -17.52% | -21.37% | -7.59% | -12.62% | -10.58% | -2.57% | -2.86% | -5.97% | -0.59% | -4.06% | -1.05% | -6.25% | 7.70% | 1.88% | 8.46% | ||
| Net Margin | -21.44% | -19.50% | -8.80% | -31.85% | -27.53% | -21.51% | -19.94% | -10.24% | -13.72% | -14.09% | 1.11% | -1.79% | -8.33% | -2.99% | -11.02% | 4.17% | -9.22% | 5.66% | 5.87% | 3.97% | ||
| FCF Margin | 10.26% | -18.66% | -34.56% | -4.84% | 6.00% | -9.06% | -23.44% | 26.13% | 9.47% | 4.31% | 6.24% | 42.24% | 3.44% | 3.67% | -7.33% | 36.00% | 8.93% | 3.22% | 8.34% | |||
| Efficiency | ||||||||||||||||||||||
| Assets AverageAssets Avg. | 1,298.91M | 1,296.58M | 1,293.78M | 1,309.24M | 1,320.87M | 1,308.04M | 1,284.58M | 1,303.99M | 1,382.16M | 1,416.32M | 1,462.68M | 1,563.49M | 1,630.66M | 1,633.48M | 1,588.60M | 1,604.64M | 1,609.93M | |||||
| Invested CapitalInvested Cap. | 1,067.62M | 1,061.86M | 1,054.08M | 1,040.42M | 1,028.14M | 1,028.61M | 1,049.18M | 1,118.88M | 1,114.86M | 1,254.26M | 1,255.31M | 1,280.72M | 1,260.32M | 1,244.99M | 1,269.41M | 1,214.99M | ||||||
| Asset Utilization RatioAsset Util. | 0.24 | 0.26 | 0.29 | 0.31 | 0.32 | 0.34 | 0.36 | 0.37 | 0.36 | 0.36 | 0.36 | 0.35 | 0.34 | 0.35 | 0.37 | 0.37 | 0.38 | |||||
| Leverage & Solvency | ||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -39.90 | -33.57 | -55.85 | -42.68 | -39.63 | -31.80 | -24.35 | -6.26 | -14.17 | -15.11 | -3.71 | -2.48 | -4.31 | -0.50 | -1.51 | -0.34 | -2.09 | 2.70 | 0.67 | 2.61 | ||
| Debt Ratio | 0.02 | 0.02 | 0.01 | 0.04 | 0.03 | 0.11 | 0.10 | 0.13 | 0.13 | 0.13 | 0.13 | 0.18 | ||||||||||
| Times Interest Earned | -39.90 | -33.57 | -55.85 | -42.68 | -39.63 | -31.80 | -24.35 | -6.26 | -14.17 | -15.11 | -3.71 | -2.48 | -4.31 | -0.50 | -1.51 | -0.34 | -2.09 | 2.70 | 0.67 | 2.61 | ||
| Valuation | ||||||||||||||||||||||
| Price to EarningsP/E | -427.55 | -514.43 | -762.76 | -137.61 | -130.24 | -154.23 | -146.37 | -238.30 | -226.67 | -184.91 | 0.00M | -0.00M | -342.93 | -0.00M | -253.26 | 444.34 | -234.95 | 354.40 | 276.66 | 303.33 | ||
| Price to SalesP/S | 91.67 | 100.31 | 67.12 | 43.82 | 35.85 | 33.17 | 29.19 | 24.41 | 31.09 | 26.05 | 28.93 | 26.03 | 28.55 | 31.08 | 27.91 | 18.55 | 21.66 | 20.06 | 16.25 | 12.05 | ||
| Price to BookP/B | 14.52 | 16.90 | 4.71 | 3.93 | 3.43 | 3.38 | 3.11 | 2.71 | 3.54 | 3.09 | 3.41 | 3.13 | 3.52 | 3.96 | 3.62 | 2.49 | 3.05 | 2.93 | 2.30 | 2.09 | ||
| Enterprise Value | 5,701.23M | 6,644.53M | 4,946.02M | 4,053.45M | 3,488.86M | 3,390.14M | 3,108.28M | 2,679.77M | 3,549.60M | 3,078.89M | 3,470.12M | 3,208.78M | 3,662.81M | 4,061.12M | 3,832.41M | 2,549.08M | 3,110.63M | 2,977.97M | 2,356.23M | 1,872.80M | ||
| EV to EBIT | -432.96 | -522.20 | -164.92 | -148.85 | -139.52 | -183.81 | -133.22 | -310.63 | -239.93 | -238.56 | -0.00M | -876.00 | -463.30 | -0.00M | -667.90 | -0.00M | -334.62 | 254.18 | 835.54 | 137.56 | ||
| EV to EBITDA | -432.96 | -522.20 | -164.92 | -148.85 | -139.52 | -183.81 | -133.22 | -310.63 | -239.93 | -238.56 | -0.00M | -876.00 | -463.30 | -0.00M | -667.90 | -0.00M | -334.62 | 254.18 | 835.54 | 137.56 | ||
| Market Capitalization | 6,098.13M | 7,025.61M | 5,031.15M | 4,128.72M | 3,571.79M | 3,492.50M | 3,186.73M | 2,774.72M | 3,644.60M | 3,176.16M | 3,578.78M | 3,334.15M | 3,780.09M | 4,313.77M | 3,945.05M | 2,673.58M | 3,223.22M | 3,053.12M | 2,431.87M | 1,940.68M | ||
| Price to FCFP/FCF | 893.50 | -537.66 | -194.20 | -905.42 | 597.69 | -366.01 | -124.52 | 93.43 | 328.19 | 604.87 | 463.81 | 61.63 | 829.88 | 846.33 | -380.47 | 51.52 | 242.44 | 623.47 | 194.91 | |||
| EV to FCF | 835.34 | -508.50 | -190.91 | -888.92 | 583.81 | -355.29 | -121.45 | 90.23 | 319.64 | 586.34 | 449.73 | 59.31 | 804.13 | 796.77 | -369.60 | 49.12 | 233.97 | 608.12 | 188.85 | |||
| EV to CFO | 427.35 | -348.32 | -234.94 | 0.00M | 368.37 | -830.92 | -141.16 | 85.61 | 296.69 | 524.51 | 425.89 | 58.94 | 732.71 | 702.98 | -382.51 | 46.93 | 175.39 | 587.25 | 182.12 | |||
| Return Ratios | ||||||||||||||||||||||
| Return on Sales [ROS]ROS | -19.80% | -18.17% | -40.01% | -28.90% | -25.10% | -17.52% | -21.37% | -7.59% | -12.62% | -10.58% | -2.57% | -2.86% | -5.97% | -0.59% | -4.06% | -1.05% | -6.25% | 7.70% | 1.88% | 8.46% | ||
| Return on Capital Employed [ROCE]ROCE | -7.45% | -8.59% | -8.86% | -8.52% | -6.87% | -5.93% | -5.37% | -3.63% | -2.98% | -2.29% | -1.21% | -1.38% | -1.17% | -1.25% | -0.35% | 0.28% | 1.42% | |||||
| Return on Invested Capital [ROIC]ROIC | -9.26% | -7.65% | -6.84% | -6.44% | -3.95% | -2.95% | -2.28% | -1.18% | -1.34% | -1.58% | -1.63% | -0.42% | 0.43% | 3.75% | ||||||||
| Return on Assets [ROA]ROA | -4.97% | -5.99% | -6.70% | -7.78% | -6.32% | -5.52% | -5.19% | -3.34% | -2.47% | -2.06% | -1.10% | -2.11% | -1.52% | -1.68% | -0.92% | 0.60% | 0.63% |