nCino reported total assets of $1571.75M and total liabilities of $626.52M for the quarter ended Jul 2026, down 4.8% year over year. This balance sheet covers 22 quarters of results from Jan 2021 through Jul 2026, standardized by Business Quant from the company’s SEC filings.
| Balance Sheet | Jan2021 | Apr2021 | Jul2021 | Oct2021 | Jan2022 | Apr2022 | Jul2022 | Oct2022 | Jan2023 | Apr2023 | Jul2023 | Oct2023 | Jan2024 | Apr2024 | Jul2024 | Oct2024 | Jan2025 | Apr2025 | Jul2025 | Oct2025 | Jan2026 | Jul2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||||
| Current Assets | ||||||||||||||||||||||
| Cash & EquivalentsCash & Equiv. | 399.36M | 381.08M | 88.01M | 78.68M | 86.15M | 106.45M | 82.04M | 98.14M | 98.00M | 100.47M | 112.08M | 129.48M | 121.41M | 257.89M | 120.93M | 133.23M | 122.94M | 87.59M | 88.37M | 83.29M | ||
| Cash & Current Investments | 399.36M | 381.08M | 88.01M | 78.68M | 86.15M | 106.45M | 82.04M | 98.14M | 98.00M | 100.47M | 112.08M | 129.48M | 121.41M | 257.89M | 120.93M | 133.23M | 122.94M | 87.59M | 88.37M | 83.29M | ||
| Receivables - NetNet Receivables | 74.53M | 72.82M | 68.35M | 39.63M | 99.50M | 81.23M | 80.90M | 62.01M | 112.97M | 78.51M | 78.82M | 65.01M | 146.79M | 104.42M | 98.47M | 86.95M | 166.54M | 122.36M | ||||
| Receivables - OtherOther Receivables | 2.16M | 2.05M | 1.87M | 3.46M | 4.92M | 6.18M | 6.39M | 6.11M | 7.70M | 10.19M | 12.52M | 16.95M | 23.66M | 17.10M | 16.35M | 22.49M | 28.13M | 19.93M | ||||
| Receivables | 76.69M | 74.87M | 70.22M | 43.09M | 104.42M | 87.41M | 87.29M | 68.12M | 120.67M | 88.69M | 91.34M | 81.96M | 170.45M | 121.52M | 114.82M | 109.44M | 194.67M | 142.30M | ||||
| Prepaid Assets | 13.38M | 13.79M | 14.13M | 13.22M | 16.27M | 22.90M | 20.98M | 18.67M | 15.17M | 17.24M | 16.96M | 13.52M | 21.07M | 22.11M | 19.38M | 19.74M | 21.38M | 20.31M | ||||
| Current Assets | 183.51M | 173.15M | 176.77M | 167.96M | 207.19M | 211.63M | 209.38M | 190.87M | 250.78M | 236.58M | 228.75M | 348.64M | 302.25M | 273.68M | 255.09M | 209.22M | 293.50M | 242.90M | ||||
| Non-Current Assets | ||||||||||||||||||||||
| Construction in Progress | 17.70M | |||||||||||||||||||||
| Property, Plant & Equipment (Net)PP&E (Net) | 60.68M | 68.37M | 73.11M | 83.54M | 84.44M | 83.48M | 81.94M | 80.56M | 79.14M | 77.70M | 76.78M | 75.71M | 74.95M | 77.29M | 77.43M | 76.33M | 75.61M | 73.64M | ||||
| Long-Term Investments | 4.03M | 4.03M | 4.03M | 4.03M | 6.53M | 6.53M | 6.53M | 9.03M | 9.29M | 9.29M | 9.29M | 9.29M | 9.29M | 7.26M | 7.26M | 7.26M | 7.26M | 7.26M | ||||
| Goodwill | 841.49M | 841.50M | 840.73M | 839.92M | 839.44M | 838.92M | 839.04M | 838.59M | 838.87M | 907.51M | 908.00M | 908.56M | 1,019.38M | 1,080.66M | 1,070.95M | 1,071.15M | 1,077.95M | 1,075.77M | ||||
| Intangibles | 180.12M | 173.09M | 166.06M | 159.49M | 152.82M | 145.70M | 138.66M | 121.69M | 115.57M | 142.71M | 135.52M | 128.34M | 154.57M | 161.32M | 151.92M | 142.84M | 135.66M | 117.39M | ||||
| Goodwill & Intangibles | 1,021.61M | 1,014.60M | 1,006.78M | 999.41M | 992.26M | 984.62M | 977.70M | 960.28M | 954.44M | 1,050.22M | 1,043.52M | 1,036.90M | 1,173.95M | 1,241.97M | 1,222.87M | 1,213.99M | 1,213.61M | 1,193.16M | ||||
| Other Non-Current Assets | 16.40M | 16.18M | 16.17M | 16.77M | 18.23M | 16.79M | 16.26M | 16.29M | 17.43M | 18.91M | 19.14M | 20.18M | 23.73M | 23.23M | 22.68M | 24.05M | 30.73M | 29.87M | ||||
| Non-Current Assets | 1,117.51M | 1,123.65M | 1,119.59M | 1,123.24M | 1,120.08M | 1,102.83M | 1,092.24M | 1,076.67M | 1,089.65M | 1,187.31M | 1,180.00M | 1,167.96M | 1,308.13M | 1,377.26M | 1,360.93M | 1,351.95M | 1,354.60M | 1,328.85M | ||||
| Assets | 1,301.01M | 1,296.80M | 1,296.36M | 1,291.20M | 1,327.27M | 1,314.46M | 1,301.62M | 1,267.54M | 1,340.43M | 1,423.89M | 1,408.75M | 1,516.61M | 1,610.38M | 1,650.94M | 1,616.02M | 1,561.17M | 1,648.11M | 1,571.75M | ||||
| Liabilities | ||||||||||||||||||||||
| Current Liabilities | ||||||||||||||||||||||
| Accounts Payables | 11.37M | 8.84M | 9.46M | 10.84M | 11.88M | 11.08M | 9.78M | 12.53M | 11.84M | 16.12M | 13.14M | 12.12M | 13.64M | 15.10M | 14.07M | 12.53M | 14.52M | 14.84M | ||||
| Payables | 11.37M | 8.84M | 9.46M | 10.84M | 11.88M | 11.08M | 9.78M | 12.53M | 11.84M | 16.12M | 13.14M | 12.12M | 13.64M | 15.10M | 14.07M | 12.53M | 14.52M | 14.84M | ||||
| Accumulated Expenses | 21.45M | 13.90M | 12.58M | 18.36M | 22.62M | 10.50M | 12.38M | 13.75M | 16.28M | 11.06M | 11.55M | 16.37M | 23.63M | |||||||||
| Other Accumulated Expenses | 14.74M | 11.96M | 13.10M | 6.82M | 10.90M | 9.73M | 11.99M | 11.44M | 10.85M | 8.82M | 7.93M | 11.59M | 39.87M | 35.19M | 33.65M | 37.54M | 64.37M | 39.22M | ||||
| Short term Debt | 15.00M | 9.80M | ||||||||||||||||||||
| Current Leases | 3.55M | 3.51M | 3.81M | 3.83M | 3.87M | 3.74M | 3.45M | 3.52M | 3.65M | 4.34M | 4.75M | 4.83M | 5.15M | 5.07M | 4.25M | 4.12M | 4.23M | 3.69M | ||||
| Current Deferred Revenue | 122.64M | 143.97M | 151.54M | 117.28M | 154.87M | 171.66M | 169.31M | 130.31M | 170.94M | 179.84M | 172.04M | 132.38M | 191.17M | 203.66M | 194.88M | 152.06M | 210.55M | 218.81M | ||||
| Total Current Liabilities | 174.38M | 182.83M | 191.15M | 157.83M | 205.16M | 223.06M | 208.31M | 172.97M | 215.04M | 221.69M | 210.98M | 178.91M | 251.51M | 260.74M | 248.64M | 208.08M | 294.49M | 286.76M | ||||
| Non-Current Liabilities | ||||||||||||||||||||||
| Capital Leases | 33.48M | 33.30M | 33.12M | 32.94M | 54.37M | 53.80M | 53.43M | 53.06M | 52.68M | 52.27M | 51.87M | 51.62M | 51.17M | 50.71M | 50.25M | 49.78M | 50.40M | 50.18M | ||||
| Non-Current Debt | 30.00M | 30.00M | 55.00M | 40.00M | 166.00M | 166.00M | 208.50M | 203.50M | 203.50M | 213.50M | 275.36M | |||||||||||
| Non-Current Deffered Revenue | 0.04M | 0.04M | 0.01M | 0.01M | 0.66M | 0.57M | 0.43M | 0.27M | 0.28M | 0.16M | 0.12M | 0.17M | 3.11M | |||||||||
| Minority Interest | 2.46M | 2.88M | 3.42M | 3.22M | 4.09M | 3.59M | 3.18M | 3.00M | 3.20M | 3.43M | 4.11M | 4.13M | 5.24M | 8.29M | 8.73M | 10.35M | 12.44M | 12.74M | 15.40M | |||
| Non-Current Deferred Tax LiabilityNon-Current Deferred Tax | 49.88M | 1.89M | 2.16M | 2.28M | 55.94M | 2.48M | 2.92M | 3.24M | 53.16M | 10.29M | 11.20M | 10.58M | 65.37M | 20.72M | 19.42M | 18.02M | 7.02M | 8.01M | ||||
| Operating Leases | 11.20M | 13.52M | 13.27M | 13.50M | 7.28M | 10.27M | 9.27M | 9.98M | 16.42M | 17.76M | 17.26M | 16.66M | 12.82M | 17.41M | 13.96M | 14.26M | 9.75M | 12.70M | ||||
| Other Non-Current Liabilities | 9.74M | 13.47M | 16.00M | 22.52M | 2.58M | 2.64M | 3.73M | 17.16M | 16.71M | 17.18M | 17.61M | 4.12M | 3.90M | |||||||||
| Total Non-Current Liabilities | 220.77M | 228.08M | 235.91M | 232.73M | 299.60M | 287.83M | 353.33M | 327.12M | 419.37M | 495.62M | 553.29M | 531.67M | 489.64M | 575.33M | 622.61M | |||||||
| Total Liabilities | -419.89M | -415.77M | 230.51M | 241.54M | 251.92M | 255.25M | 299.60M | 285.86M | 270.48M | 235.74M | 287.83M | 355.91M | 329.76M | 423.10M | 512.78M | 570.00M | 548.85M | 507.25M | 579.45M | 626.52M | ||
| Shareholder's Equity | ||||||||||||||||||||||
| Total Debt | 30.00M | 30.00M | 15.00M | 55.00M | 40.00M | 166.00M | 166.00M | 208.50M | 203.50M | 203.50M | 213.50M | 285.16M | ||||||||||
| Common Equity | 419.89M | 415.77M | 1,067.62M | 1,051.84M | 1,041.22M | 1,031.86M | 1,024.08M | 1,025.42M | 1,028.14M | 1,028.61M | 1,049.18M | 1,063.88M | 1,074.86M | 1,088.26M | 1,089.31M | 1,072.22M | 1,056.82M | 1,041.49M | 1,055.91M | 929.83M | ||
| Liabilities and Shareholders Equity | 1,301.01M | 1,296.80M | 1,296.36M | 1,291.20M | 1,327.27M | 1,314.46M | 1,301.62M | 1,267.54M | 1,340.43M | 1,423.89M | 1,408.75M | 1,516.61M | 1,610.38M | 1,650.94M | 1,616.02M | 1,561.17M | 1,648.11M | 1,571.75M | ||||
| Treasury Shares | 1.83M | 2.57M | 4.00M | 4.96M | 15.79M | |||||||||||||||||
| Retained Earnings | 1,277.26M | 1,290.30M | 1,306.34M | 1,318.83M | 1,333.67M | 1,346.25M | 1,364.76M | 1,382.02M | 1,400.88M | 1,417.84M | 1,439.24M | 1,456.41M | 1,474.41M | 1,490.59M | 1,510.52M | 1,526.92M | 1,550.19M | 1,584.09M |