Nbt Bancorp Inc Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 26.26%27.34%28.22%26.54%26.35%29.72%31.43%106.87%112.97%108.72%115.60%94.44%132.35%130.19%106.02%108.30%
EBIT Margin 54.07%45.92%42.37%9.29%9.22%10.40%11.00%37.41%39.54%22.83%24.28%19.83%27.79%27.34%22.26%22.74%
EBITDA Margin 22.19%17.77%
Operating Margin 9.29%9.22%10.40%11.00%37.41%39.54%22.83%24.28%19.83%27.79%27.34%22.26%22.74%
Net Margin 18.80%14.82%17.26%18.71%18.09%19.87%20.59%70.54%72.42%89.33%88.73%61.71%102.57%87.71%82.06%84.87%
FCF Margin 17.46%28.95%26.31%28.08%33.27%20.85%31.34%96.49%114.78%111.39%109.19%97.30%100.29%116.96%102.39%106.71%
Efficiency
Assets Average 9.00B9.35B9.64B10.32B11.47B11.88B12.52B13.55B
Equity Average 0.94B0.99B1.07B1.15B1.22B1.21B1.30B1.48B
Invested Capital 1.02B1.05B1.09B1.57B1.29B1.35B1.27B1.81B1.69B
Asset Utilization Ratio 0.010.010.010.010.010.010.010.01
Leverage & Solvency
Interest Coverage Ratio 1.942.472.990.771.031.691.981.851.730.740.580.862.231.880.220.18
Debt to Equity 0.610.600.720.490.210.160.460.360.19
Debt Ratio 0.060.060.080.060.020.020.050.040.02
Equity Ratio 0.100.100.110.120.110.100.100.110.11
Times Interest Earned 1.942.472.990.771.031.691.981.851.730.740.580.862.231.880.220.18
Dividends & Payouts
FCF Payout Ratio 0.560.330.370.330.300.470.330.360.310.310.310.340.320.280.380.35
Valuation
Enterprise Value 0.70B0.83B0.73B0.68B1.12B1.15B1.21B1.65B1.43B1.48B1.74B1.33B1.56B1.71B1.77B2.07B
Market Capitalization 0.68B1.12B1.15B1.21B1.81B1.60B1.51B1.78B1.40B1.67B1.86B1.97B2.25B
Return Ratios
Return on Sales 0.19%0.15%0.17%0.19%0.18%0.20%0.21%0.71%0.72%0.89%0.89%0.62%1.03%0.88%0.82%0.85%
Return on Invested Capital 0.03%0.02%0.02%0.01%0.02%0.02%0.02%0.02%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.09%0.11%0.11%0.08%0.13%0.11%0.09%0.10%