Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) EBITDA Margin (2016 - 2025)

Historic EBITDA Margin for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 68.59%.

  • Nbt Bancorp's EBITDA Margin fell 14900.0% to 68.59% in Q3 2025 from the same period last year, while for Sep 2025 it was 61.06%, marking a year-over-year decrease of 70100.0%. This contributed to the annual value of 22.74% for FY2024, which is 4800.0% up from last year.
  • Per Nbt Bancorp's latest filing, its EBITDA Margin stood at 68.59% for Q3 2025, which was down 14900.0% from 49.12% recorded in Q2 2025.
  • Nbt Bancorp's EBITDA Margin's 5-year high stood at 70.09% during Q3 2024, with a 5-year trough of 40.72% in Q2 2022.
  • Moreover, its 5-year median value for EBITDA Margin was 52.92% (2021), whereas its average is 55.16%.
  • As far as peak fluctuations go, Nbt Bancorp's EBITDA Margin skyrocketed by 272100bps in 2021, and later tumbled by -189100bps in 2025.
  • Quarter analysis of 5 years shows Nbt Bancorp's EBITDA Margin stood at 45.79% in 2021, then dropped by -9bps to 41.89% in 2022, then skyrocketed by 59bps to 66.49% in 2023, then decreased by -2bps to 65.43% in 2024, then rose by 5bps to 68.59% in 2025.
  • Its EBITDA Margin was 68.59% in Q3 2025, compared to 49.12% in Q2 2025 and 61.03% in Q1 2025.