Nbt Bancorp (NBTB) Debt Ratio (2009 - 2026)

Nbt Bancorp recorded quarterly Debt Ratio of 0.01 in Q1 2026, down 45.81% quarter-over-quarter from 0.02 in Q4 2025, and down 41.11% year-over-year from 0.01 in Q1 2025.

Nbt Bancorp's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 41.11% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 41.11% YoY), while the FY2025 annual figure was 0.02, down 15.23% from the prior year.
  • Debt Ratio came in at 0.01 for Q1 2026 at Nbt Bancorp, down from 0.02 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.06 in Q2 2023 to a low of 0.01 in Q1 2026.
  • A 5-year average of 0.02 and a median of 0.02 in 2025 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio surged 353.66% in 2023 and tumbled 59.66% in 2024, its largest moves.
  • Nbt Bancorp's Debt Ratio stood at 0.02 in 2022, then jumped by 90.06% to 0.03 in 2023, then plunged by 35.32% to 0.02 in 2024, then declined by 15.23% to 0.02 in 2025, then slumped by 45.81% to 0.01 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.02, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Nbt Bancorp 2.39 Bn 2.39 Bn - 0.01

Historic Data

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DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.02
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.04
Jun 30, 2023 0.06
Mar 31, 2023 0.05
Dec 31, 2022 0.02
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.02
Jun 30, 2021 0.02
Mar 31, 2021 0.02
Dec 31, 2020 0.02
Sep 30, 2020 0.03
Jun 30, 2020 0.04
Mar 31, 2020 0.07
Dec 31, 2019 0.03
Sep 30, 2019 0.06
Jun 30, 2019 0.07
Mar 31, 2019 0.07
Dec 31, 2018 0.08
Sep 30, 2018 0.10
Jun 30, 2018 0.10
Mar 31, 2018 0.07
Dec 31, 2017 0.03
Sep 30, 2017 0.09
Jun 30, 2017 0.10
Mar 31, 2017 0.07
Dec 31, 2016 0.06
Sep 30, 2016 0.08
Jun 30, 2016 0.09
Mar 31, 2016 0.05
Dec 31, 2015 0.03
Sep 30, 2015 0.06
Jun 30, 2015 0.08
Mar 31, 2015 0.04
Dec 31, 2014 0.02
Sep 30, 2014 0.06
Jun 30, 2014 0.08
Mar 31, 2014 0.06
Dec 31, 2013 0.03
Sep 30, 2013 0.06
Jun 30, 2013 0.06
Mar 31, 2013 0.04
Dec 31, 2012 0.01
Sep 30, 2012 0.04
Jun 30, 2012 0.05
Mar 31, 2012 0.04
Dec 31, 2011 0.01
Sep 30, 2011 0.04
Jun 30, 2011 0.05
Mar 31, 2011 0.04
Dec 31, 2010 0.01
Sep 30, 2010 0.04
Jun 30, 2010 0.04
Dec 31, 2009 0.04