Nbt Bancorp NBTB
NASDAQ NBTB
$52.09 +0.21 (+0.40%)
At close: Aug 21, 2026 · 4:00 PM EDT

Nbt Bancorp (NBTB) Debt Ratio (2009 - 2026)

Nbt Bancorp (NBTB) posted Debt Ratio of 0.01 for Q1 2026, up 31.26% sequentially from 0.01 in Q4 2025, and down 5.22% YoY from 0.01 in Q1 2025.

Nbt Bancorp (NBTB) Debt Ratio (2009 - 2026) Analysis & Trends

Nbt Bancorp has reported Debt Ratio for 18 years, with the latest figure at 0.01 in Q1 2026.

  • Quarterly Debt Ratio fell 5.22% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 5.22% YoY) and the FY2025 annual result came in at 0.01, down 47.65% from the prior year.
  • Debt Ratio rose to 0.01 in Q1 2026 per NBTB's latest filing, from 0.01 in the prior quarter.
  • Over five years, Debt Ratio peaked at 5024.06 in Q2 2023 and troughed at 0.01 in Q4 2025.
  • A 5-year average of 641.2 and a median of 0.1 in 2023 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 1236.61% in 2023, then plunged 100.0% in 2024.
  • Over 5 years, Debt Ratio stood at 766.24 in 2022, then sank by 99.99% to 0.08 in 2023, then tumbled by 75.63% to 0.02 in 2024, then sank by 47.65% to 0.01 in 2025, then jumped by 31.26% to 0.01 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.01, and 0.12 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - 0.12
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 0.14
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.05
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - 0.10
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 0.07
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn 0.01
8 Truist Financial 61.75 Bn 61.75 Bn - 0.13
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 0.07
10 Nbt Bancorp 2.71 Bn 2.31 Bn - -

Historic Data

Download Data
DateValue
Jun 30, 2026 0.03
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.12
Jun 30, 2025 0.12
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.08
Sep 30, 2023 0.43
Jun 30, 2023 5,024.06
Mar 31, 2023 3,842.81
Dec 31, 2022 766.24
Sep 30, 2022 249.29
Jun 30, 2022 375.88
Mar 31, 2021 0.02
Dec 31, 2020 72.55
Sep 30, 2020 84.56