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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Debt Ratio (2016 - 2025)

Historic Debt Ratio for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 0.02.

  • Nbt Bancorp's Debt Ratio fell 3399.01% to 0.02 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.02, marking a year-over-year decrease of 3399.01%. This contributed to the annual value of 0.02 for FY2024, which is 4583.82% down from last year.
  • Nbt Bancorp's Debt Ratio amounted to 0.02 in Q3 2025, which was down 3399.01% from 0.02 recorded in Q2 2025.
  • In the past 5 years, Nbt Bancorp's Debt Ratio ranged from a high of 0.06 in Q2 2023 and a low of 0.01 during Q1 2022
  • For the 5-year period, Nbt Bancorp's Debt Ratio averaged around 0.03, with its median value being 0.02 (2021).
  • In the last 5 years, Nbt Bancorp's Debt Ratio tumbled by 7391.84% in 2021 and then soared by 35366.29% in 2023.
  • Over the past 5 years, Nbt Bancorp's Debt Ratio (Quarter) stood at 0.02 in 2021, then surged by 177.78% to 0.05 in 2022, then dropped by 17.31% to 0.04 in 2023, then plummeted by 45.84% to 0.02 in 2024, then decreased by 24.6% to 0.02 in 2025.
  • Its last three reported values are 0.02 in Q3 2025, 0.02 for Q2 2025, and 0.01 during Q1 2025.