Nbt Bancorp Inc (NBTB) Debt Ratio (2009 - 2026)
Nbt Bancorp's Debt Ratio was 0.03 in Q2 2026, up 65.9% from 0.02 a year earlier and up 86.4% from the prior quarter.
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Analysis
Nbt Bancorp Inc (NBTB) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Nbt Bancorp came in at 0.02, down 21.2% from FY2024.
- Debt Ratio has now declined for three consecutive years.
- In earlier years, Debt Ratio was 0.02 in FY2024 (-45.8%), 0.04 in FY2023 (-34.9%), 0.06 in FY2022 (+252.8%) and 0.02 in FY2021 (-32.8%).
- The Q2 2026 figure marks the highest quarterly Debt Ratio since Q1 2024.
- Compared with a year earlier, Debt Ratio was higher in 1 of the last eight quarters, with an average decline of 21.6%.
- The best year-over-year quarter for Debt Ratio over five years was Q2 2023 (growth of 353.7%); the worst was Q2 2024 (a decline of 59.7%).
- Per Business Quant data, NBTB's Debt Ratio in the three quarters before Q2 2026 was 0.01 (Q1 2026), 0.02 (Q4 2025) and 0.02 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
API Access
Nbt Bancorp Inc Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=NBTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "NBTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=NBTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();