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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Debt Ratio (2016 - 2025)

Historic Debt Ratio for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 0.02.

  • Nbt Bancorp's Debt Ratio fell 3399.01% to 0.02 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.02, marking a year-over-year decrease of 3399.01%. This contributed to the annual value of 0.02 for FY2024, which is 4583.82% down from last year.
  • Per Nbt Bancorp's latest filing, its Debt Ratio stood at 0.02 for Q3 2025, which was down 3399.01% from 0.02 recorded in Q2 2025.
  • Over the past 5 years, Nbt Bancorp's Debt Ratio peaked at 0.06 during Q2 2023, and registered a low of 0.01 during Q1 2022.
  • Its 5-year average for Debt Ratio is 0.03, with a median of 0.02 in 2021.
  • Per our database at Business Quant, Nbt Bancorp's Debt Ratio crashed by 7391.84% in 2021 and then skyrocketed by 35366.29% in 2023.
  • Quarter analysis of 5 years shows Nbt Bancorp's Debt Ratio stood at 0.02 in 2021, then soared by 177.78% to 0.05 in 2022, then decreased by 17.31% to 0.04 in 2023, then tumbled by 45.84% to 0.02 in 2024, then fell by 24.6% to 0.02 in 2025.
  • Its last three reported values are 0.02 in Q3 2025, 0.02 for Q2 2025, and 0.01 during Q1 2025.