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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Debt Ratio: 2016-2025

Historic Debt Ratio for Nbt Bancorp (NBTB) over the last 10 years, with Sep 2025 value amounting to 0.02.

  • Nbt Bancorp's Debt Ratio fell 33.99% to 0.02 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.02, marking a year-over-year decrease of 33.99%. This contributed to the annual value of 0.02 for FY2024, which is 45.84% down from last year.
  • Nbt Bancorp's Debt Ratio amounted to 0.02 in Q3 2025, which was down 2.38% from 0.02 recorded in Q2 2025.
  • In the past 5 years, Nbt Bancorp's Debt Ratio ranged from a high of 0.06 in Q2 2023 and a low of 0.01 during Q1 2022.
  • For the 3-year period, Nbt Bancorp's Debt Ratio averaged around 0.03, with its median value being 0.03 (2024).
  • Per our database at Business Quant, Nbt Bancorp's Debt Ratio plummeted by 73.92% in 2021 and then soared by 353.66% in 2023.
  • Quarterly analysis of 5 years shows Nbt Bancorp's Debt Ratio stood at 0.02 in 2021, then skyrocketed by 177.78% to 0.05 in 2022, then decreased by 17.31% to 0.04 in 2023, then slumped by 45.84% to 0.02 in 2024, then plummeted by 33.99% to 0.02 in 2025.
  • Its Debt Ratio was 0.02 in Q3 2025, compared to 0.02 in Q2 2025 and 0.01 in Q1 2025.