Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Net Margin: 2016-2025

Historic Net Margin for Nbt Bancorp (NBTB) over the last 10 years, with Sep 2025 value amounting to 29.27%.

  • Nbt Bancorp's Net Margin rose 344.00% to 29.27% in Q3 2025 from the same period last year, while for Sep 2025 it was 22.67%, marking a year-over-year decrease of 119.00%. This contributed to the annual value of 84.87% for FY2024, which is 281.00% up from last year.
  • According to the latest figures from Q3 2025, Nbt Bancorp's Net Margin is 29.27%, which was up 122.59% from 13.15% recorded in Q2 2025.
  • In the past 5 years, Nbt Bancorp's Net Margin registered a high of 34.32% during Q1 2021, and its lowest value of 12.15% during Q4 2022.
  • For the 3-year period, Nbt Bancorp's Net Margin averaged around 23.22%, with its median value being 24.06% (2024).
  • As far as peak fluctuations go, Nbt Bancorp's Net Margin soared by 2,511bps in 2021, and later slumped by 1,739bps in 2022.
  • Over the past 5 years, Nbt Bancorp's Net Margin (Quarterly) stood at 29.54% in 2021, then slumped by 1,739bps to 12.15% in 2022, then spiked by 996bps to 22.12% in 2023, then soared by 212bps to 24.24% in 2024, then spiked by 344bps to 29.27% in 2025.
  • Its last three reported values are 29.27% in Q3 2025, 13.15% for Q2 2025, and 23.76% during Q1 2025.