Nbt Bancorp (NBTB) Net Margin (2009 - 2026)
Nbt Bancorp (NBTB) posted Net Margin of 61.1% for Q1 2026, up 108.23% sequentially from 29.34% in Q4 2025, and down 11271.0% YoY from N/an in Q1 2025.
Nbt Bancorp (NBTB) Net Margin (2009 - 2026) Analysis & Trends
Nbt Bancorp has reported Net Margin for 18 years, with the latest figure at 61.1% in Q1 2026.
- Quarterly Net Margin fell 11271.0% year-over-year to 61.1% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 43.86% (up 814.0% YoY) and the FY2025 annual result came in at 91.54%, up 704.0% from the prior year.
- Net Margin advanced to 61.1% in Q1 2026 per NBTB's latest filing, from 29.34% in the prior quarter.
- Over five years, Net Margin peaked at 173.81% in Q1 2025 and troughed at 325.48% in Q1 2022.
- A 5-year average of 15.3% and a median of 10.52% in 2024 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 77581 bps in 2022, down 36377 bps in 2022.
- Over 5 years, Net Margin stood at 35.86% in 2022, then retreated by 15 bps to 30.66% in 2023, then sank by 66 bps to 10.52% in 2024, then soared by 179 bps to 29.34% in 2025, then jumped by 108 bps to 61.1% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 61.1%, 29.34%, and 63.78% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | 28.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 41.42% |
| Mar 31, 2026 | 61.10% |
| Dec 31, 2025 | 29.34% |
| Sep 30, 2025 | 63.78% |
| Jun 30, 2025 | 37.27% |
| Mar 31, 2025 | 173.81% |
| Dec 31, 2024 | 10.52% |
| Sep 30, 2024 | 61.08% |
| Jun 30, 2024 | -103.02% |
| Mar 31, 2024 | -92.91% |
| Dec 31, 2023 | 30.66% |
| Sep 30, 2023 | -37.85% |
| Jun 30, 2023 | -45.80% |
| Mar 31, 2023 | -43.87% |
| Dec 31, 2022 | 35.86% |
| Sep 30, 2022 | -33.08% |
| Jun 30, 2022 | -81.48% |
| Mar 31, 2022 | -325.48% |
| Dec 31, 2021 | -739.95% |
| Sep 30, 2021 | 49.29% |