Nbt Bancorp (NBTB) Net Margin (2009 - 2026)

Nbt Bancorp's (NBTB) quarterly Net Margin came in at 27.72% in Q1 2026, up 397.0% year-on-year from 5.58% in Q1 2025, and down 7.54% quarter-over-quarter from 29.98% in Q4 2025.

Nbt Bancorp (NBTB) Net Margin (2009 - 2026) Analysis & Trends

Nbt Bancorp has disclosed Net Margin across 18 years of filings, most recently posting 27.72% for Q1 2026.

  • Net Margin for Q1 2026 came in at 27.72%, up 397.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 25.26% (down 29.0% YoY), and the FY2025 annual result was 92.5%, up 310.0% from the prior year.
  • Net Margin came in at 27.72% for Q1 2026 at Nbt Bancorp, down from 29.98% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 31.81% in Q1 2022 to a low of 12.15% in Q4 2022.
  • The 5-year median for Net Margin is 26.61% (2023), against an average of 25.07%.
  • Across the five-year window, Net Margin slumped 1807 bps in 2022 and soared 1523 bps in 2023, its largest moves.
  • Nbt Bancorp's Net Margin stood at 12.15% in 2022, then jumped by 125 bps to 27.39% in 2023, then increased by 7 bps to 29.29% in 2024, then grew by 2 bps to 29.98% in 2025, then declined by 8 bps to 27.72% in 2026.
  • The last three Net Margin figures came in at 27.72% (Q1 2026), 29.98% (Q4 2025), and 29.27% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 216.85 Bn 216.70 Bn - 251.45%
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 133.56 Bn 101.13 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Nbt Bancorp 2.46 Bn 2.46 Bn - 27.72%

Historic Data

Download Data
DateValue
Mar 31, 2026 27.72%
Dec 31, 2025 29.98%
Sep 30, 2025 29.27%
Jun 30, 2025 13.15%
Mar 31, 2025 23.76%
Dec 31, 2024 29.29%
Sep 30, 2024 25.84%
Jun 30, 2024 23.30%
Mar 31, 2024 24.06%
Dec 31, 2023 27.39%
Sep 30, 2023 18.21%
Jun 30, 2023 24.83%
Mar 31, 2023 26.61%
Dec 31, 2022 12.15%
Sep 30, 2022 29.60%
Jun 30, 2022 29.23%
Mar 31, 2022 31.81%
Dec 31, 2021 30.23%
Sep 30, 2021 31.72%
Jun 30, 2021 34.01%