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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Net Margin (2016 - 2025)

Historic Net Margin for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 29.27%.

  • Nbt Bancorp's Net Margin rose 34400.0% to 29.27% in Q3 2025 from the same period last year, while for Sep 2025 it was 22.67%, marking a year-over-year decrease of 11900.0%. This contributed to the annual value of 84.87% for FY2024, which is 28100.0% up from last year.
  • Per Nbt Bancorp's latest filing, its Net Margin stood at 29.27% for Q3 2025, which was up 34400.0% from 13.15% recorded in Q2 2025.
  • Over the past 5 years, Nbt Bancorp's Net Margin peaked at 34.32% during Q1 2021, and registered a low of 12.15% during Q4 2022.
  • For the 5-year period, Nbt Bancorp's Net Margin averaged around 25.67%, with its median value being 25.84% (2024).
  • Its Net Margin has fluctuated over the past 5 years, first skyrocketed by 251100bps in 2021, then plummeted by -173900bps in 2022.
  • Quarter analysis of 5 years shows Nbt Bancorp's Net Margin stood at 29.54% in 2021, then tumbled by -59bps to 12.15% in 2022, then surged by 82bps to 22.12% in 2023, then rose by 10bps to 24.24% in 2024, then grew by 21bps to 29.27% in 2025.
  • Its last three reported values are 29.27% in Q3 2025, 13.15% for Q2 2025, and 23.76% during Q1 2025.