Nbt Bancorp (NBTB) Net Margin (2009 - 2026)
Nbt Bancorp (NBTB) posted Net Margin of 28.41% for Q2 2026, up 15.25 percentage points from 13.15% a year earlier and up 0.68 percentage points from the prior quarter.
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Analysis
Nbt Bancorp (NBTB) Net Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Nbt Bancorp was 28.85%, up 7.40 percentage points year-over-year; for FY2025, it was 24.28%, down 0.10 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +1.68 percentage points (FY2020 to FY2025).
- In prior years, Nbt Bancorp's Net Margin was 24.38% in FY2024 (+1.55 pp), 22.83% in FY2023 (-6.53 pp), 29.36% in FY2022 (-2.99 pp) and 32.34% in FY2021 (+9.75 pp).
- Quarterly Net Margin has run from a low of 13.15% in Q2 2025 to a high of 31.81% in Q1 2022 over five years.
- On a year-over-year basis, Net Margin has increased in each of the last four quarters, with an average year-over-year change of +3.46 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q2 2026, with a gain of 15.25 percentage points; the weakest was Q3 2023, with a drop of 11.39 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 27.72% (Q1 2026), 29.98% (Q4 2025) and 29.27% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | Nbt Bancorp | 2.77 Bn | 2.49 Bn | - | 30.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 30.16% |
| Jun 30, 2026 | 28.55% |
| Mar 31, 2026 | 28.00% |
| Dec 31, 2025 | 29.44% |
| Sep 30, 2025 | 28.60% |
| Jun 30, 2025 | 12.68% |
| Mar 31, 2025 | 23.80% |
| Dec 31, 2024 | 22.83% |
| Sep 30, 2024 | 24.39% |
| Jun 30, 2024 | 21.70% |
| Mar 31, 2024 | 23.02% |
| Dec 31, 2023 | 20.17% |
| Sep 30, 2023 | 17.95% |
| Jun 30, 2023 | 24.94% |
| Mar 31, 2023 | 29.47% |
| Dec 31, 2022 | 33.09% |
| Sep 30, 2022 | 39.28% |
| Jun 30, 2022 | 41.29% |
| Mar 31, 2022 | 46.47% |
| Dec 31, 2021 | 41.78% |
API Access
Nbt Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=NBTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "NBTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=NBTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();