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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) EBIT Margin (2016 - 2025)

Nbt Bancorp (NBTB) has disclosed EBIT Margin for 10 consecutive years, with 66.3% as the latest value for Q4 2025.

  • Quarterly EBIT Margin rose 85.0% to 66.3% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 61.52% through Dec 2025, down 625.0% year-over-year, with the annual reading at 25.19% for FY2025, 245.0% up from the prior year.
  • EBIT Margin hit 66.3% in Q4 2025 for Nbt Bancorp, down from 68.59% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 70.09% in Q3 2024 to a low of 40.72% in Q2 2022.
  • Historically, EBIT Margin has averaged 54.81% across 5 years, with a median of 52.0% in 2023.
  • Biggest five-year swings in EBIT Margin: skyrocketed 2687bps in 2021 and later crashed -1891bps in 2025.
  • Year by year, EBIT Margin stood at 41.35% in 2021, then grew by 1bps to 41.89% in 2022, then surged by 59bps to 66.49% in 2023, then fell by -2bps to 65.46% in 2024, then rose by 1bps to 66.3% in 2025.
  • Business Quant data shows EBIT Margin for NBTB at 66.3% in Q4 2025, 68.59% in Q3 2025, and 49.12% in Q2 2025.