Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026)
Nbt Bancorp's (NBTB) quarterly FCF Payout Ratio came in at 0.4 in Q1 2026, down 5.66% year-on-year from 0.42 in Q1 2025, and up 27.26% quarter-over-quarter from 0.31 in Q4 2025.
Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Nbt Bancorp has disclosed FCF Payout Ratio across 18 years of filings, most recently posting 0.4 for Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.4, down 5.66% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.33 (down 5.5% YoY), and the FY2025 annual result was 0.33, down 5.82% from the prior year.
- FCF Payout Ratio came in at 0.4 for Q1 2026 at Nbt Bancorp, up from 0.31 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.63 in Q1 2023 to a low of 0.18 in Q2 2022.
- The 5-year median for FCF Payout Ratio is 0.35 (2024), against an average of 0.36.
- Across the five-year window, FCF Payout Ratio surged 77.54% in 2023 and plunged 30.12% in 2024, its largest moves.
- Nbt Bancorp's FCF Payout Ratio stood at 0.47 in 2022, then declined by 1.71% to 0.46 in 2023, then declined by 23.52% to 0.35 in 2024, then slipped by 11.72% to 0.31 in 2025, then grew by 27.26% to 0.4 in 2026.
- The last three FCF Payout Ratio figures came in at 0.4 (Q1 2026), 0.31 (Q4 2025), and 0.26 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 93,299.63 Bn | 93,299.63 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,542.84 Bn | 6,526.90 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 216.85 Bn | 216.70 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 191.09 Bn | 191.09 Bn | - | - |
| 6 | Landmark Bancorp | 176.20 Bn | 176.17 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 133.56 Bn | 101.13 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Nbt Bancorp | 2.46 Bn | 2.46 Bn | - | 0.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.40 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.34 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.44 |
| Dec 31, 2023 | 0.46 |
| Sep 30, 2023 | 0.29 |
| Jun 30, 2023 | 0.29 |
| Mar 31, 2023 | 0.63 |
| Dec 31, 2022 | 0.47 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.18 |
| Mar 31, 2022 | 0.35 |
| Dec 31, 2021 | 0.62 |
| Sep 30, 2021 | 0.31 |
| Jun 30, 2021 | 0.23 |