Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026)

Nbt Bancorp (NBTB) reported FCF Payout Ratio of 0.4 for Q1 2026, down 5.66% on a YoY basis from 0.42 in Q1 2025, and up 27.26% sequentially from 0.31 in Q4 2025.

Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Nbt Bancorp (NBTB) has 18 years of FCF Payout Ratio data on file, last reported at 0.4 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 5.66% year-over-year to 0.4; the trailing twelve-month figure through Mar 2026 stood at 0.33 (down 5.5% YoY), and the FY2025 full-year result was 0.33, down 5.82% from the prior year.
  • FCF Payout Ratio improved to 0.4 in Q1 2026, from 0.31 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.63 in Q1 2023 to a low of 0.18 in Q2 2022.
  • A 5-year average of 0.36 and a median of 0.35 in 2024 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio surged 77.54% in 2023 and slumped 30.12% in 2024, its largest moves.
  • Tracing NBTB's FCF Payout Ratio over 5 years: stood at 0.47 in 2022, then dropped by 1.71% to 0.46 in 2023, then dropped by 23.52% to 0.35 in 2024, then decreased by 11.72% to 0.31 in 2025, then climbed by 27.26% to 0.4 in 2026.
  • Business Quant data shows NBTB's FCF Payout Ratio at 0.4 in Q1 2026, 0.31 in Q4 2025, and 0.26 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Nbt Bancorp 2.67 Bn 2.32 Bn - 0.40

Historic Data

Download Data
DateValue
Mar 31, 2026 0.40
Dec 31, 2025 0.31
Sep 30, 2025 0.26
Jun 30, 2025 0.40
Mar 31, 2025 0.42
Dec 31, 2024 0.35
Sep 30, 2024 0.34
Jun 30, 2024 0.31
Mar 31, 2024 0.44
Dec 31, 2023 0.46
Sep 30, 2023 0.29
Jun 30, 2023 0.29
Mar 31, 2023 0.63
Dec 31, 2022 0.47
Sep 30, 2022 0.27
Jun 30, 2022 0.18
Mar 31, 2022 0.35
Dec 31, 2021 0.62
Sep 30, 2021 0.31
Jun 30, 2021 0.23