Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026)

Nbt Bancorp's (NBTB) quarterly FCF Payout Ratio came in at 0.4 in Q1 2026, down 5.66% year-on-year from 0.42 in Q1 2025, and up 27.26% quarter-over-quarter from 0.31 in Q4 2025.

Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Nbt Bancorp has disclosed FCF Payout Ratio across 18 years of filings, most recently posting 0.4 for Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.4, down 5.66% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.33 (down 5.5% YoY), and the FY2025 annual result was 0.33, down 5.82% from the prior year.
  • FCF Payout Ratio came in at 0.4 for Q1 2026 at Nbt Bancorp, up from 0.31 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.63 in Q1 2023 to a low of 0.18 in Q2 2022.
  • The 5-year median for FCF Payout Ratio is 0.35 (2024), against an average of 0.36.
  • Across the five-year window, FCF Payout Ratio surged 77.54% in 2023 and plunged 30.12% in 2024, its largest moves.
  • Nbt Bancorp's FCF Payout Ratio stood at 0.47 in 2022, then declined by 1.71% to 0.46 in 2023, then declined by 23.52% to 0.35 in 2024, then slipped by 11.72% to 0.31 in 2025, then grew by 27.26% to 0.4 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.4 (Q1 2026), 0.31 (Q4 2025), and 0.26 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - 5.86
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 216.85 Bn 216.70 Bn - 0.18
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 133.56 Bn 101.13 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Nbt Bancorp 2.46 Bn 2.46 Bn - 0.40

Historic Data

Download Data
DateValue
Mar 31, 2026 0.40
Dec 31, 2025 0.31
Sep 30, 2025 0.26
Jun 30, 2025 0.40
Mar 31, 2025 0.42
Dec 31, 2024 0.35
Sep 30, 2024 0.34
Jun 30, 2024 0.31
Mar 31, 2024 0.44
Dec 31, 2023 0.46
Sep 30, 2023 0.29
Jun 30, 2023 0.29
Mar 31, 2023 0.63
Dec 31, 2022 0.47
Sep 30, 2022 0.27
Jun 30, 2022 0.18
Mar 31, 2022 0.35
Dec 31, 2021 0.62
Sep 30, 2021 0.31
Jun 30, 2021 0.23