Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026)
Nbt Bancorp (NBTB) reported FCF Payout Ratio of 0.4 for Q1 2026, down 5.66% on a YoY basis from 0.42 in Q1 2025, and up 27.26% sequentially from 0.31 in Q4 2025.
Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Nbt Bancorp (NBTB) has 18 years of FCF Payout Ratio data on file, last reported at 0.4 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 5.66% year-over-year to 0.4; the trailing twelve-month figure through Mar 2026 stood at 0.33 (down 5.5% YoY), and the FY2025 full-year result was 0.33, down 5.82% from the prior year.
- FCF Payout Ratio improved to 0.4 in Q1 2026, from 0.31 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.63 in Q1 2023 to a low of 0.18 in Q2 2022.
- A 5-year average of 0.36 and a median of 0.35 in 2024 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio surged 77.54% in 2023 and slumped 30.12% in 2024, its largest moves.
- Tracing NBTB's FCF Payout Ratio over 5 years: stood at 0.47 in 2022, then dropped by 1.71% to 0.46 in 2023, then dropped by 23.52% to 0.35 in 2024, then decreased by 11.72% to 0.31 in 2025, then climbed by 27.26% to 0.4 in 2026.
- Business Quant data shows NBTB's FCF Payout Ratio at 0.4 in Q1 2026, 0.31 in Q4 2025, and 0.26 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Nbt Bancorp | 2.67 Bn | 2.32 Bn | - | 0.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.40 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.34 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.44 |
| Dec 31, 2023 | 0.46 |
| Sep 30, 2023 | 0.29 |
| Jun 30, 2023 | 0.29 |
| Mar 31, 2023 | 0.63 |
| Dec 31, 2022 | 0.47 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.18 |
| Mar 31, 2022 | 0.35 |
| Dec 31, 2021 | 0.62 |
| Sep 30, 2021 | 0.31 |
| Jun 30, 2021 | 0.23 |