Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026)
Nbt Bancorp (NBTB) posted FCF Payout Ratio of 0.4 for Q1 2026, up 27.26% sequentially from 0.31 in Q4 2025, and down 5.66% YoY from 0.42 in Q1 2025.
Nbt Bancorp (NBTB) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Nbt Bancorp has reported FCF Payout Ratio for 18 years, with the latest figure at 0.4 in Q1 2026.
- Quarterly FCF Payout Ratio fell 5.66% year-over-year to 0.4 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.33 (down 5.5% YoY) and the FY2025 annual result came in at 0.33, down 5.82% from the prior year.
- FCF Payout Ratio improved to 0.4 in Q1 2026 per NBTB's latest filing, from 0.31 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.63 in Q1 2023 and troughed at 0.18 in Q2 2022.
- A 5-year average of 0.36 and a median of 0.35 in 2024 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio jumped 77.54% in 2023, then plunged 30.12% in 2024.
- Over 5 years, FCF Payout Ratio stood at 0.47 in 2022, then retreated by 1.71% to 0.46 in 2023, then retreated by 23.52% to 0.35 in 2024, then declined by 11.72% to 0.31 in 2025, then rose by 27.26% to 0.4 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.4, 0.31, and 0.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.32 |
| Mar 31, 2026 | 0.40 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.34 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.44 |
| Dec 31, 2023 | 0.46 |
| Sep 30, 2023 | 0.29 |
| Jun 30, 2023 | 0.29 |
| Mar 31, 2023 | 0.63 |
| Dec 31, 2022 | 0.47 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.18 |
| Mar 31, 2022 | 0.35 |
| Dec 31, 2021 | 0.62 |
| Sep 30, 2021 | 0.31 |