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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) FCF Margin (2016 - 2025)

Historic FCF Margin for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 39.96%.

  • Nbt Bancorp's FCF Margin rose 75200.0% to 39.96% in Q3 2025 from the same period last year, while for Sep 2025 it was 30.64%, marking a year-over-year increase of 16600.0%. This contributed to the annual value of 106.71% for FY2024, which is 43200.0% up from last year.
  • Latest data reveals that Nbt Bancorp reported FCF Margin of 39.96% as of Q3 2025, which was up 75200.0% from 25.79% recorded in Q2 2025.
  • Nbt Bancorp's 5-year FCF Margin high stood at 52.41% for Q2 2022, and its period low was 15.56% during Q4 2021.
  • For the 5-year period, Nbt Bancorp's FCF Margin averaged around 31.1%, with its median value being 32.44% (2024).
  • As far as peak fluctuations go, Nbt Bancorp's FCF Margin surged by 120900bps in 2021, and later tumbled by -162200bps in 2023.
  • Quarter analysis of 5 years shows Nbt Bancorp's FCF Margin stood at 15.56% in 2021, then surged by 32bps to 20.5% in 2022, then increased by 16bps to 23.78% in 2023, then increased by 29bps to 30.66% in 2024, then soared by 30bps to 39.96% in 2025.
  • Its FCF Margin stands at 39.96% for Q3 2025, versus 25.79% for Q2 2025 and 24.76% for Q1 2025.