Nbt Bancorp (NBTB) FCF Margin (2009 - 2026)
Nbt Bancorp (NBTB) posted FCF Margin of 58.08% for Q1 2026, up 76.89% sequentially from 32.84% in Q4 2025, and down 12310.0% YoY from N/an in Q1 2025.
Nbt Bancorp (NBTB) FCF Margin (2009 - 2026) Analysis & Trends
Nbt Bancorp has reported FCF Margin for 18 years, with the latest figure at 58.08% in Q1 2026.
- Quarterly FCF Margin fell 12310.0% year-over-year to 58.08% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 54.75% (up 1013.0% YoY) and the FY2025 annual result came in at 119.66%, up 1295.0% from the prior year.
- FCF Margin climbed to 58.08% in Q1 2026 per NBTB's latest filing, from 32.84% in the prior quarter.
- Over five years, FCF Margin peaked at 181.18% in Q1 2025 and troughed at 283.6% in Q1 2022.
- A 5-year average of 18.65% and a median of 12.88% in 2024 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2025: FCF Margin sank 32339 bps in 2022, then soared 27546 bps in 2025.
- Over 5 years, FCF Margin stood at 25.18% in 2022, then climbed by 6 bps to 26.62% in 2023, then sank by 52 bps to 12.88% in 2024, then jumped by 155 bps to 32.84% in 2025, then jumped by 77 bps to 58.08% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 58.08%, 32.84%, and 87.06% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | 32.42% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 47.27% |
| Mar 31, 2026 | 58.08% |
| Dec 31, 2025 | 32.84% |
| Sep 30, 2025 | 87.06% |
| Jun 30, 2025 | 73.09% |
| Mar 31, 2025 | 181.18% |
| Dec 31, 2024 | 12.88% |
| Sep 30, 2024 | 76.68% |
| Jun 30, 2024 | -154.73% |
| Mar 31, 2024 | -94.28% |
| Dec 31, 2023 | 26.62% |
| Sep 30, 2023 | -78.73% |
| Jun 30, 2023 | -66.77% |
| Mar 31, 2023 | -26.66% |
| Dec 31, 2022 | 25.18% |
| Sep 30, 2022 | -39.84% |
| Jun 30, 2022 | -146.10% |
| Mar 31, 2022 | -283.60% |
| Dec 31, 2021 | -193.41% |
| Sep 30, 2021 | 51.68% |