Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) FCF Margin (2016 - 2025)

Historic FCF Margin for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 39.96%.

  • Nbt Bancorp's FCF Margin rose 75200.0% to 39.96% in Q3 2025 from the same period last year, while for Sep 2025 it was 30.64%, marking a year-over-year increase of 16600.0%. This contributed to the annual value of 106.71% for FY2024, which is 43200.0% up from last year.
  • Latest data reveals that Nbt Bancorp reported FCF Margin of 39.96% as of Q3 2025, which was up 75200.0% from 25.79% recorded in Q2 2025.
  • In the past 5 years, Nbt Bancorp's FCF Margin ranged from a high of 52.41% in Q2 2022 and a low of 15.56% during Q4 2021
  • For the 5-year period, Nbt Bancorp's FCF Margin averaged around 31.1%, with its median value being 32.44% (2024).
  • Its FCF Margin has fluctuated over the past 5 years, first skyrocketed by 120900bps in 2021, then plummeted by -162200bps in 2023.
  • Nbt Bancorp's FCF Margin (Quarter) stood at 15.56% in 2021, then skyrocketed by 32bps to 20.5% in 2022, then grew by 16bps to 23.78% in 2023, then grew by 29bps to 30.66% in 2024, then surged by 30bps to 39.96% in 2025.
  • Its FCF Margin was 39.96% in Q3 2025, compared to 25.79% in Q2 2025 and 24.76% in Q1 2025.