Nbt Bancorp (NBTB) FCF Margin (2009 - 2026)

Nbt Bancorp recorded quarterly FCF Margin of 26.35% in Q1 2026, down 21.45% quarter-over-quarter from 33.55% in Q4 2025, and up 159.0% year-over-year from 10.17% in Q1 2025.

Nbt Bancorp's FCF Margin history runs 18 years deep, the most recent figure standing at 26.35% for Q1 2026.

  • In Q1 2026, FCF Margin rose 159.0% year-over-year to 26.35%; the TTM figure through Mar 2026 stood at 31.54% (up 95.0% YoY), while the FY2025 annual figure was 119.66%, up 1295.0% from the prior year.
  • FCF Margin came in at 26.35% for Q1 2026 at Nbt Bancorp, down from 33.55% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 52.41% in Q2 2022 to a low of 16.17% in Q1 2023.
  • A 5-year average of 30.78% and a median of 30.66% in 2024 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin jumped 925 bps in 2022 and plunged 1622 bps in 2023, its largest moves.
  • Nbt Bancorp's FCF Margin stood at 20.5% in 2022, then climbed by 16 bps to 23.78% in 2023, then grew by 29 bps to 30.66% in 2024, then increased by 9 bps to 33.55% in 2025, then slipped by 21 bps to 26.35% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 26.35%, 33.55%, and 39.96% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 339.84%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 31.27%
10 Nbt Bancorp 2.39 Bn 2.39 Bn - 26.35%

Historic Data

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DateValue
Mar 31, 2026 26.35%
Dec 31, 2025 33.55%
Sep 30, 2025 39.96%
Jun 30, 2025 25.79%
Mar 31, 2025 24.76%
Dec 31, 2024 30.66%
Sep 30, 2024 32.44%
Jun 30, 2024 35.00%
Mar 31, 2024 24.42%
Dec 31, 2023 23.78%
Sep 30, 2023 37.87%
Jun 30, 2023 36.19%
Mar 31, 2023 16.17%
Dec 31, 2022 20.50%
Sep 30, 2022 35.66%
Jun 30, 2022 52.41%
Mar 31, 2022 27.72%
Dec 31, 2021 15.56%
Sep 30, 2021 33.26%
Jun 30, 2021 43.17%
Mar 31, 2021 35.66%
Dec 31, 2020 28.95%
Sep 30, 2020 25.45%
Jun 30, 2020 31.07%
Mar 31, 2020 33.37%
Dec 31, 2019 41.33%
Sep 30, 2019 34.56%
Jun 30, 2019 19.44%
Mar 31, 2019 33.45%
Dec 31, 2018 141.81%
Sep 30, 2018 127.48%
Jun 30, 2018 49.54%
Mar 31, 2018 130.17%
Dec 31, 2017 137.42%
Sep 30, 2017 98.60%
Jun 30, 2017 126.68%
Mar 31, 2017 96.78%
Dec 31, 2016 33.54%
Sep 30, 2016 28.29%
Jun 30, 2016 21.26%
Mar 31, 2016 29.80%
Dec 31, 2015 29.43%
Sep 30, 2015 37.02%
Jun 30, 2015 26.12%
Mar 31, 2015 32.64%
Dec 31, 2014 29.26%
Sep 30, 2014 14.64%
Jun 30, 2014 7.61%
Mar 31, 2014 34.91%
Dec 31, 2013 35.12%
Sep 30, 2013 48.33%
Jun 30, 2013 41.00%
Mar 31, 2013 5.05%
Dec 31, 2012 38.87%
Sep 30, 2012 30.42%
Jun 30, 2012 24.55%
Mar 31, 2012 18.04%
Dec 31, 2011 16.94%
Sep 30, 2011 29.59%
Jun 30, 2011 25.60%
Mar 31, 2011 33.22%
Dec 31, 2010 25.77%
Sep 30, 2010 11.09%
Jun 30, 2010 34.18%
Mar 31, 2010 24.70%
Dec 31, 2009 -9.51%
Sep 30, 2009 43.54%