Nbt Bancorp (NBTB) FCF Margin (2009 - 2026)

Nbt Bancorp (NBTB) reported FCF Margin of 58.08% for Q1 2026, down 12310.0% on a YoY basis from N/an in Q1 2025, and up 67.38% sequentially from 34.7% in Q4 2025.

Nbt Bancorp (NBTB) FCF Margin (2009 - 2026) Analysis & Trends

Nbt Bancorp (NBTB) has 18 years of FCF Margin data on file, last reported at 58.08% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 12310.0% year-over-year to 58.08%; the trailing twelve-month figure through Mar 2026 stood at 56.11% (down 3416.0% YoY), and the FY2025 full-year result was 119.66%, up 1295.0% from the prior year.
  • FCF Margin climbed to 58.08% in Q1 2026, from 34.7% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 181.18% in Q1 2025 to a low of 283.6% in Q1 2022.
  • A 5-year average of 17.48% and a median of 25.47% in 2022 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin tumbled 32339 bps in 2022 and jumped 27546 bps in 2025, its largest moves.
  • Tracing NBTB's FCF Margin over 5 years: stood at 25.47% in 2022, then grew by 4 bps to 26.62% in 2023, then advanced by 15 bps to 30.66% in 2024, then grew by 13 bps to 34.7% in 2025, then soared by 67 bps to 58.08% in 2026.
  • Business Quant data shows NBTB's FCF Margin at 58.08% in Q1 2026, 34.7% in Q4 2025, and 87.06% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 Nbt Bancorp 2.67 Bn 2.32 Bn - 58.08%

Historic Data

Download Data
DateValue
Mar 31, 2026 58.08%
Dec 31, 2025 34.70%
Sep 30, 2025 87.06%
Jun 30, 2025 73.09%
Mar 31, 2025 181.18%
Dec 31, 2024 30.66%
Sep 30, 2024 76.68%
Jun 30, 2024 -154.73%
Mar 31, 2024 -94.28%
Dec 31, 2023 26.62%
Sep 30, 2023 -78.73%
Jun 30, 2023 -66.77%
Mar 31, 2023 -26.66%
Dec 31, 2022 25.47%
Sep 30, 2022 -39.84%
Jun 30, 2022 -146.10%
Mar 31, 2022 -283.60%
Dec 31, 2021 -226.82%
Sep 30, 2021 51.68%
Jun 30, 2021 63.21%