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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) FCF Margin: 2016-2025

Historic FCF Margin for Nbt Bancorp (NBTB) over the last 10 years, with Sep 2025 value amounting to 39.96%.

  • Nbt Bancorp's FCF Margin rose 752.00% to 39.96% in Q3 2025 from the same period last year, while for Sep 2025 it was 30.64%, marking a year-over-year increase of 166.00%. This contributed to the annual value of 106.71% for FY2024, which is 432.00% up from last year.
  • According to the latest figures from Q3 2025, Nbt Bancorp's FCF Margin is 39.96%, which was up 54.91% from 25.79% recorded in Q2 2025.
  • Over the past 5 years, Nbt Bancorp's FCF Margin peaked at 52.41% during Q2 2022, and registered a low of 15.56% during Q4 2021.
  • In the last 3 years, Nbt Bancorp's FCF Margin had a median value of 30.66% in 2024 and averaged 29.73%.
  • Per our database at Business Quant, Nbt Bancorp's FCF Margin skyrocketed by 1,209bps in 2021 and then tumbled by 1,622bps in 2023.
  • Nbt Bancorp's FCF Margin (Quarterly) stood at 15.56% in 2021, then spiked by 494bps to 20.50% in 2022, then surged by 328bps to 23.78% in 2023, then spiked by 688bps to 30.66% in 2024, then soared by 752bps to 39.96% in 2025.
  • Its last three reported values are 39.96% in Q3 2025, 25.79% for Q2 2025, and 24.76% during Q1 2025.