Nbt Bancorp (NBTB) FCF Margin (2009 - 2026)
Nbt Bancorp (NBTB) reported FCF Margin of 58.08% for Q1 2026, down 12310.0% on a YoY basis from N/an in Q1 2025, and up 67.38% sequentially from 34.7% in Q4 2025.
Nbt Bancorp (NBTB) FCF Margin (2009 - 2026) Analysis & Trends
Nbt Bancorp (NBTB) has 18 years of FCF Margin data on file, last reported at 58.08% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 12310.0% year-over-year to 58.08%; the trailing twelve-month figure through Mar 2026 stood at 56.11% (down 3416.0% YoY), and the FY2025 full-year result was 119.66%, up 1295.0% from the prior year.
- FCF Margin climbed to 58.08% in Q1 2026, from 34.7% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 181.18% in Q1 2025 to a low of 283.6% in Q1 2022.
- A 5-year average of 17.48% and a median of 25.47% in 2022 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin tumbled 32339 bps in 2022 and jumped 27546 bps in 2025, its largest moves.
- Tracing NBTB's FCF Margin over 5 years: stood at 25.47% in 2022, then grew by 4 bps to 26.62% in 2023, then advanced by 15 bps to 30.66% in 2024, then grew by 13 bps to 34.7% in 2025, then soared by 67 bps to 58.08% in 2026.
- Business Quant data shows NBTB's FCF Margin at 58.08% in Q1 2026, 34.7% in Q4 2025, and 87.06% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Nbt Bancorp | 2.67 Bn | 2.32 Bn | - | 58.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.08% |
| Dec 31, 2025 | 34.70% |
| Sep 30, 2025 | 87.06% |
| Jun 30, 2025 | 73.09% |
| Mar 31, 2025 | 181.18% |
| Dec 31, 2024 | 30.66% |
| Sep 30, 2024 | 76.68% |
| Jun 30, 2024 | -154.73% |
| Mar 31, 2024 | -94.28% |
| Dec 31, 2023 | 26.62% |
| Sep 30, 2023 | -78.73% |
| Jun 30, 2023 | -66.77% |
| Mar 31, 2023 | -26.66% |
| Dec 31, 2022 | 25.47% |
| Sep 30, 2022 | -39.84% |
| Jun 30, 2022 | -146.10% |
| Mar 31, 2022 | -283.60% |
| Dec 31, 2021 | -226.82% |
| Sep 30, 2021 | 51.68% |
| Jun 30, 2021 | 63.21% |