Nbt Bancorp (NBTB) Times Interest Earned (2009 - 2026)
Nbt Bancorp (NBTB) reported Times Interest Earned of $1.63 for Q1 2026, up 22.02% on a YoY basis from $1.34 in Q1 2025, and down 24.95% sequentially from $2.18 in Q4 2025.
Nbt Bancorp (NBTB) Times Interest Earned (2009 - 2026) Analysis & Trends
Nbt Bancorp (NBTB) has 18 years of Times Interest Earned data on file, last reported at $1.63 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 22.02% year-over-year to $1.63; the trailing twelve-month figure through Mar 2026 stood at $6.1 (up 21.06% YoY), and the FY2025 full-year result was -$1.24, down 23.34% from the prior year.
- Times Interest Earned retreated to $1.63 in Q1 2026, from $2.18 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $7.29 in Q4 2022 to a low of $1.13 in Q3 2023.
- A 5-year average of $1.78 and a median of $1.34 in 2022 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned sank 81.19% in 2022 and gained 22.02% in 2026, its largest moves.
- Tracing NBTB's Times Interest Earned over 5 years: stood at $7.29 in 2022, then sank by 78.06% to $1.6 in 2023, then grew by 17.77% to $1.88 in 2024, then grew by 15.58% to $2.18 in 2025, then dropped by 24.95% to $1.63 in 2026.
- Business Quant data shows NBTB's Times Interest Earned at $1.63 in Q1 2026, $2.18 in Q4 2025, and $1.64 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Nbt Bancorp | 2.67 Bn | 2.32 Bn | - | 1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 2.18 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 1.34 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.60 |
| Sep 30, 2023 | 1.13 |
| Jun 30, 2023 | 1.18 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 7.29 |
| Sep 30, 2022 | 1.23 |
| Jun 30, 2022 | 1.34 |
| Mar 31, 2022 | 1.51 |
| Dec 31, 2021 | 30.56 |
| Sep 30, 2021 | 4.87 |
| Jun 30, 2021 | 7.12 |