Nbt Bancorp (NBTB) Times Interest Earned (2009 - 2026)
Nbt Bancorp (NBTB) posted Times Interest Earned of $1.63 for Q1 2026, down 32.51% sequentially from $2.42 in Q4 2025, and up 22.02% YoY from $1.34 in Q1 2025.
Nbt Bancorp (NBTB) Times Interest Earned (2009 - 2026) Analysis & Trends
Nbt Bancorp has reported Times Interest Earned for 18 years, with the latest figure at $1.63 in Q1 2026.
- Quarterly Times Interest Earned rose 22.02% year-over-year to $1.63 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $6.0 (up 68.25% YoY) and the FY2025 annual result came in at -$1.24, down 23.34% from the prior year.
- Times Interest Earned retreated to $1.63 in Q1 2026 per NBTB's latest filing, from $2.42 in the prior quarter.
- Over five years, Times Interest Earned peaked at $8.59 in Q4 2022 and troughed at $0.7 in Q4 2024.
- A 5-year average of $1.8 and a median of $1.34 in 2025 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2023 and 2025: Times Interest Earned plunged 81.38% in 2023, then jumped 244.41% in 2025.
- Over 5 years, Times Interest Earned stood at $8.59 in 2022, then slumped by 81.38% to $1.6 in 2023, then slumped by 56.05% to $0.7 in 2024, then surged by 244.41% to $2.42 in 2025, then slumped by 32.51% to $1.63 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $1.63, $2.42, and $1.64 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | 2.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.64 |
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 2.42 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 1.34 |
| Dec 31, 2024 | 0.70 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.60 |
| Sep 30, 2023 | 1.13 |
| Jun 30, 2023 | 1.18 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 8.59 |
| Sep 30, 2022 | 1.23 |
| Jun 30, 2022 | 1.34 |
| Mar 31, 2022 | 1.51 |
| Dec 31, 2021 | 16.39 |
| Sep 30, 2021 | 4.87 |