Nbt Bancorp (NBTB) Asset Utilization Ratio (2010 - 2026)
Nbt Bancorp (NBTB) posted Asset Utilization Ratio of 0.03 for Q1 2026, down 33.98% sequentially from 0.04 in Q4 2025, and down 11.28% YoY from 0.03 in Q1 2025.
Nbt Bancorp (NBTB) Asset Utilization Ratio (2010 - 2026) Analysis & Trends
Nbt Bancorp has reported Asset Utilization Ratio for 17 years, with the latest figure at 0.03 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 11.28% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 11.28% YoY) and the FY2025 annual result came in at 0.01, down 43.64% from the prior year.
- Asset Utilization Ratio eased to 0.03 in Q1 2026 per NBTB's latest filing, from 0.04 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.25 in Q3 2025 and troughed at 1007.94 in Q2 2023.
- A 5-year average of 116.02 and a median of 0.0 in 2024 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2025 and 2026: Asset Utilization Ratio surged 8335.24% in 2025, then fell 11.28% in 2026.
- Over 5 years, Asset Utilization Ratio stood at 95.32 in 2022, then soared by 99.94% to 0.06 in 2023, then jumped by 142.24% to 0.03 in 2024, then soared by 56.47% to 0.04 in 2025, then slumped by 33.98% to 0.03 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.03, 0.04, and 0.25 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.02 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.04 |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.25 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | -0.06 |
| Sep 30, 2023 | -0.14 |
| Jun 30, 2023 | -1,007.94 |
| Mar 31, 2023 | -308.53 |
| Dec 31, 2022 | -95.32 |
| Sep 30, 2022 | -328.68 |
| Mar 31, 2021 | 0.09 |
| Dec 31, 2020 | 149.17 |
| Sep 30, 2020 | 83.50 |
| Jun 30, 2020 | 0.06 |