Nbt Bancorp (NBTB) Asset Utilization Ratio (2010 - 2026)

Nbt Bancorp (NBTB) reported Asset Utilization Ratio of 0.03 for Q1 2026, up 75.15% on a YoY basis from 0.01 in Q1 2025, and down 33.69% sequentially from 0.04 in Q4 2025.

Nbt Bancorp (NBTB) Asset Utilization Ratio (2010 - 2026) Analysis & Trends

Nbt Bancorp (NBTB) has 17 years of Asset Utilization Ratio data on file, last reported at 0.03 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 75.15% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (up 75.15% YoY), and the FY2025 full-year result was 0.01, down 43.64% from the prior year.
  • Asset Utilization Ratio fell to 0.03 in Q1 2026, from 0.04 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.15 in Q3 2025 to a low of 1016.42 in Q2 2023.
  • A 5-year average of 116.73 and a median of 0.0 in 2024 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio surged 4941.79% in 2025 and soared 75.15% in 2026, its largest moves.
  • Tracing NBTB's Asset Utilization Ratio over 5 years: stood at 97.12 in 2022, then jumped by 99.94% to 0.06 in 2023, then soared by 117.34% to 0.01 in 2024, then soared by 270.27% to 0.04 in 2025, then slumped by 33.69% to 0.03 in 2026.
  • Business Quant data shows NBTB's Asset Utilization Ratio at 0.03 in Q1 2026, 0.04 in Q4 2025, and 0.15 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Nbt Bancorp 2.67 Bn 2.32 Bn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.04
Sep 30, 2025 0.15
Jun 30, 2025 0.04
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.00
Mar 31, 2024 -0.01
Dec 31, 2023 -0.06
Sep 30, 2023 -0.14
Jun 30, 2023 -1,016.42
Mar 31, 2023 -311.51
Dec 31, 2022 -97.12
Sep 30, 2022 -326.04
Mar 31, 2021 0.09
Dec 31, 2020 148.92
Sep 30, 2020 83.47
Jun 30, 2020 0.06
Mar 31, 2019 0.04