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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) EBT Margin (2016 - 2025)

Nbt Bancorp (NBTB) has disclosed EBT Margin for 10 consecutive years, with 37.62% as the latest value for Q4 2025.

  • Quarterly EBT Margin rose 692.0% to 37.62% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 31.48% through Dec 2025, up 36.0% year-over-year, with the annual reading at 119.92% for FY2025, 1160.0% up from the prior year.
  • EBT Margin hit 37.62% in Q4 2025 for Nbt Bancorp, down from 38.6% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 44.13% in Q2 2021 to a low of 17.94% in Q2 2025.
  • Historically, EBT Margin has averaged 34.33% across 5 years, with a median of 34.53% in 2022.
  • Biggest five-year swings in EBT Margin: surged 3320bps in 2021 and later plummeted -1488bps in 2023.
  • Year by year, EBT Margin stood at 38.08% in 2021, then dropped by -8bps to 34.87% in 2022, then fell by -17bps to 28.9% in 2023, then rose by 6bps to 30.69% in 2024, then grew by 23bps to 37.62% in 2025.
  • Business Quant data shows EBT Margin for NBTB at 37.62% in Q4 2025, 38.6% in Q3 2025, and 17.94% in Q2 2025.