Nbt Bancorp Inc (NBTB) EBT Margin (2009 - 2026)
Nbt Bancorp (NBTB) posted EBT Margin of 37.02% for Q2 2026, up 19.08 percentage points from 17.94% a year earlier and up 0.88 percentage points from the prior quarter.
Powered by 
Analysis
Nbt Bancorp Inc (NBTB) EBT Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Nbt Bancorp was 37.35%, up 9.64 percentage points year-over-year; for FY2025, it was 119.95%, up 11.62 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of +25.51 percentage points (FY2020 to FY2025).
- In prior years, Nbt Bancorp's EBT Margin was 108.32% in FY2024 (+2.27 pp), 106.05% in FY2023 (-24.14 pp), 130.19% in FY2022 (-2.15 pp) and 132.35% in FY2021 (+37.91 pp).
- Quarterly EBT Margin has run from a low of 17.94% in Q2 2025 to a high of 41.08% in Q3 2021 over five years.
- On a year-over-year basis, EBT Margin has increased in each of the last four quarters, with an average year-over-year change of +4.55 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q2 2026, with a gain of 19.08 percentage points; the weakest was Q3 2023, with a drop of 14.88 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 36.14% (Q1 2026), 37.64% (Q4 2025) and 38.60% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.02% |
| Mar 31, 2026 | 36.14% |
| Dec 31, 2025 | 37.64% |
| Sep 30, 2025 | 38.60% |
| Jun 30, 2025 | 17.94% |
| Mar 31, 2025 | 30.53% |
| Dec 31, 2024 | 30.69% |
| Sep 30, 2024 | 33.08% |
| Jun 30, 2024 | 29.86% |
| Mar 31, 2024 | 30.74% |
| Dec 31, 2023 | 28.93% |
| Sep 30, 2023 | 23.46% |
| Jun 30, 2023 | 31.97% |
| Mar 31, 2023 | 34.19% |
| Dec 31, 2022 | 34.87% |
| Sep 30, 2022 | 38.34% |
| Jun 30, 2022 | 37.71% |
| Mar 31, 2022 | 40.87% |
| Dec 31, 2021 | 38.08% |
| Sep 30, 2021 | 41.08% |
API Access
Nbt Bancorp Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=NBTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "NBTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=NBTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();