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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) EBT Margin (2016 - 2025)

Historic EBT Margin for Nbt Bancorp (NBTB) over the last 10 years, with Q3 2025 value amounting to 38.6%.

  • Nbt Bancorp's EBT Margin rose 55200.0% to 38.6% in Q3 2025 from the same period last year, while for Sep 2025 it was 29.57%, marking a year-over-year decrease of 11100.0%. This contributed to the annual value of 108.3% for FY2024, which is 22700.0% up from last year.
  • Nbt Bancorp's EBT Margin amounted to 38.6% in Q3 2025, which was up 55200.0% from 17.94% recorded in Q2 2025.
  • Over the past 5 years, Nbt Bancorp's EBT Margin peaked at 44.13% during Q2 2021, and registered a low of 17.94% during Q2 2025.
  • Over the past 5 years, Nbt Bancorp's median EBT Margin value was 34.19% (recorded in 2023), while the average stood at 34.16%.
  • Its EBT Margin has fluctuated over the past 5 years, first skyrocketed by 332000bps in 2021, then crashed by -148800bps in 2023.
  • Quarter analysis of 5 years shows Nbt Bancorp's EBT Margin stood at 38.08% in 2021, then fell by -8bps to 34.87% in 2022, then dropped by -17bps to 28.9% in 2023, then grew by 6bps to 30.66% in 2024, then grew by 26bps to 38.6% in 2025.
  • Its EBT Margin stands at 38.6% for Q3 2025, versus 17.94% for Q2 2025 and 30.53% for Q1 2025.