Nbt Bancorp (NBTB) Interest Coverage Ratio (2009 - 2026)
Nbt Bancorp (NBTB) posted Interest Coverage Ratio of 1.63 for Q1 2026, down 32.51% sequentially from 2.42 in Q4 2025, and up 22.02% YoY from 1.34 in Q1 2025.
Nbt Bancorp (NBTB) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Nbt Bancorp has reported Interest Coverage Ratio for 18 years, with the latest figure at 1.63 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 22.02% year-over-year to 1.63 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.0 (up 68.25% YoY) and the FY2025 annual result came in at 1.24, down 23.34% from the prior year.
- Interest Coverage Ratio retreated to 1.63 in Q1 2026 per NBTB's latest filing, from 2.42 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.59 in Q4 2022 and troughed at 0.7 in Q4 2024.
- A 5-year average of 1.8 and a median of 1.34 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio plunged 81.38% in 2023, then jumped 244.41% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 8.59 in 2022, then slumped by 81.38% to 1.6 in 2023, then slumped by 56.05% to 0.7 in 2024, then surged by 244.41% to 2.42 in 2025, then slumped by 32.51% to 1.63 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.63, 2.42, and 1.64 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | 2.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.64 |
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 2.42 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 1.34 |
| Dec 31, 2024 | 0.70 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.60 |
| Sep 30, 2023 | 1.13 |
| Jun 30, 2023 | 1.18 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 8.59 |
| Sep 30, 2022 | 1.23 |
| Jun 30, 2022 | 1.34 |
| Mar 31, 2022 | 1.51 |
| Dec 31, 2021 | 16.39 |
| Sep 30, 2021 | 4.87 |