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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Nbt Bancorp (NBTB) over the last 10 years, with Sep 2025 value amounting to 2.29.

  • Nbt Bancorp's Interest Coverage Ratio rose 20.75% to 2.29 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.94, marking a year-over-year increase of 6.50%. This contributed to the annual value of 0.18 for FY2024, which is 20.08% down from last year.
  • Latest data reveals that Nbt Bancorp reported Interest Coverage Ratio of 2.29 as of Q3 2025, which was up 45.17% from 1.58 recorded in Q2 2025.
  • Nbt Bancorp's 5-year Interest Coverage Ratio high stood at 14.05 for Q1 2022, and its period low was 1.58 during Q2 2025.
  • For the 3-year period, Nbt Bancorp's Interest Coverage Ratio averaged around 2.02, with its median value being 1.88 (2024).
  • In the last 5 years, Nbt Bancorp's Interest Coverage Ratio surged by 438.28% in 2021 and then crashed by 84.98% in 2023.
  • Nbt Bancorp's Interest Coverage Ratio (Quarterly) stood at 12.66 in 2021, then tumbled by 52.83% to 5.97 in 2022, then plummeted by 70.37% to 1.77 in 2023, then rose by 6.40% to 1.88 in 2024, then rose by 20.75% to 2.29 in 2025.
  • Its Interest Coverage Ratio was 2.29 in Q3 2025, compared to 1.58 in Q2 2025 and 2.00 in Q1 2025.