Nbt Bancorp (NBTB) Interest Coverage Ratio (2009 - 2026)
Nbt Bancorp recorded quarterly Interest Coverage Ratio of 2.38 in Q1 2026, up 2.95% quarter-over-quarter from 2.31 in Q4 2025, and up 18.97% year-over-year from 2.0 in Q1 2025.
Nbt Bancorp's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.38 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 18.97% year-over-year to 2.38; the TTM figure through Mar 2026 stood at 2.13 (up 13.14% YoY), while the FY2025 annual figure was 0.22, up 23.51% from the prior year.
- Interest Coverage Ratio came in at 2.38 for Q1 2026 at Nbt Bancorp, up from 2.31 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 14.05 in Q1 2022 to a low of 1.58 in Q2 2025.
- A 5-year average of 4.24 and a median of 2.23 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio surged 31.21% in 2022 and tumbled 84.98% in 2023, its largest moves.
- Nbt Bancorp's Interest Coverage Ratio stood at 5.97 in 2022, then sank by 70.37% to 1.77 in 2023, then rose by 6.45% to 1.88 in 2024, then advanced by 22.8% to 2.31 in 2025, then rose by 2.95% to 2.38 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.38, 2.31, and 2.29 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Nbt Bancorp | 2.39 Bn | 2.39 Bn | - | 2.38 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.38 |
| Dec 31, 2025 | 2.31 |
| Sep 30, 2025 | 2.29 |
| Jun 30, 2025 | 1.58 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.89 |
| Jun 30, 2024 | 1.78 |
| Mar 31, 2024 | 1.83 |
| Dec 31, 2023 | 1.77 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 3.26 |
| Dec 31, 2022 | 5.97 |
| Sep 30, 2022 | 11.66 |
| Jun 30, 2022 | 13.50 |
| Mar 31, 2022 | 14.05 |
| Dec 31, 2021 | 12.66 |
| Sep 30, 2021 | 11.68 |
| Jun 30, 2021 | 11.75 |
| Mar 31, 2021 | 10.71 |
| Dec 31, 2020 | 7.89 |
| Sep 30, 2020 | 7.54 |
| Jun 30, 2020 | 5.47 |
| Mar 31, 2020 | 1.99 |
| Dec 31, 2019 | 3.77 |
| Sep 30, 2019 | 3.91 |
| Jun 30, 2019 | 3.69 |
| Mar 31, 2019 | 3.73 |
| Dec 31, 2018 | 3.52 |
| Sep 30, 2018 | 4.60 |
| Jun 30, 2018 | 5.01 |
| Mar 31, 2018 | 5.54 |
| Dec 31, 2017 | 5.92 |
| Sep 30, 2017 | 5.95 |
| Jun 30, 2017 | 6.11 |
| Mar 31, 2017 | 5.81 |
| Dec 31, 2016 | 6.23 |
| Sep 30, 2016 | 6.18 |
| Jun 30, 2016 | 6.39 |
| Mar 31, 2016 | 6.32 |
| Dec 31, 2015 | 6.63 |
| Sep 30, 2015 | 6.83 |
| Jun 30, 2015 | 6.76 |
| Mar 31, 2015 | 6.41 |
| Dec 31, 2014 | 6.09 |
| Sep 30, 2014 | 4.07 |
| Jun 30, 2014 | 8.09 |
| Mar 31, 2014 | 5.07 |
| Dec 31, 2013 | 4.75 |
| Sep 30, 2013 | 4.80 |
| Jun 30, 2013 | 4.06 |
| Mar 31, 2013 | 2.34 |
| Dec 31, 2012 | 3.25 |
| Sep 30, 2012 | 3.31 |
| Jun 30, 2012 | 3.13 |
| Mar 31, 2012 | 3.12 |
| Dec 31, 2011 | 2.88 |
| Sep 30, 2011 | 3.16 |
| Jun 30, 2011 | 3.07 |
| Mar 31, 2011 | 2.88 |
| Dec 31, 2010 | 2.59 |
| Sep 30, 2010 | 2.53 |
| Jun 30, 2010 | 2.45 |
| Mar 31, 2010 | 2.35 |
| Dec 31, 2009 | 2.07 |
| Sep 30, 2009 | 2.02 |
| Jun 30, 2009 | 1.82 |