Citizens & Northern Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 227.08%43.20%50.24%46.70%40.41%39.68%37.43%36.99%381.37%449.86%383.38%548.62%813.45%644.55%547.57%543.22%
EBIT Margin 137.49%15.12%17.59%16.34%14.14%13.89%13.10%12.94%133.49%94.47%80.51%115.22%170.82%135.37%114.98%114.08%
Operating Margin 15.12%17.59%16.34%14.14%13.89%13.10%12.94%133.49%94.47%80.51%115.22%170.82%135.37%114.98%114.08%
Net Margin 149.32%30.56%36.60%34.06%30.32%29.76%28.13%27.47%247.55%375.18%317.79%451.57%654.28%525.62%430.43%438.84%
FCF Margin -42.91%59.68%57.11%39.05%48.55%37.41%32.01%29.66%327.41%423.52%320.85%511.63%711.85%623.85%561.94%530.58%
Efficiency
Assets Average 763.99M952.59M1,946.62M2,283.37M2,390.98M2,484.95M2,563.12M
Equity Average 192.91M220.91M272.10M300.58M275.37M255.85M268.83M
Invested Capital 955.68M958.62M1,211.21M1,654.89M1,705.26M1,683.08M1,786.63M1,882.63M
Asset Utilization Ratio 0.010.010.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio -1.530.450.831.211.501.561.662.001.841.190.480.511.210.710.190.14
Debt to Equity 0.330.250.570.250.090.570.660.61
Debt Ratio 0.050.190.080.030.010.060.070.06
Equity Ratio 0.150.790.150.130.130.100.100.11
Times Interest Earned -1.530.450.831.211.501.561.662.001.841.190.480.511.210.710.190.14
Dividends & Payouts
FCF Payout Ratio 0.620.140.190.390.410.600.680.740.710.540.800.740.540.560.550.55
Valuation
Enterprise Value 88.11M180.44M224.19M231.63M255.24M254.09M255.76M316.67M249.28M287.56M351.91M213.41M306.47M291.94M281.64M157.93M
Market Capitalization 180.44M224.19M231.63M255.24M254.09M255.76M316.67M292.77M325.05M387.11M315.26M411.42M354.34M342.61M286.70M
Return Ratios
Return on Sales 1.44%0.33%0.37%0.34%0.30%0.30%0.28%0.28%2.49%3.75%3.19%4.54%6.59%5.30%4.34%4.42%
Return on Invested Capital 0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Assets 0.03%0.02%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.11%0.09%0.07%0.10%0.10%0.09%0.10%