Ally Financial Inc. Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 84.01%90.44%86.75%89.83%90.50%91.18%93.97%93.71%94.24%94.92%94.98%94.57%96.82%96.68%94.87%93.35%
EBT Margin -111.40%6.85%-5.19%11.51%8.37%26.79%28.66%29.08%26.14%27.95%30.76%21.15%46.98%27.79%13.40%10.22%
EBIT Margin -37.05%3.53%-13.72%8.71%10.63%27.80%37.17%39.65%40.29%38.68%41.35%37.24%46.73%41.07%32.17%30.05%
EBITDA Margin 19.69%25.39%13.86%40.04%57.42%75.81%83.44%72.19%61.87%56.34%41.35%37.24%53.68%51.91%42.37%39.04%
Operating Margin -37.05%3.53%-13.72%8.71%10.63%27.80%37.17%39.65%40.29%38.68%41.35%37.24%46.73%41.07%32.17%30.05%
Net Margin -185.79%-14.54%-26.93%8.82%-16.16%4.84%8.06%-0.81%0.05%21.76%26.92%16.24%36.66%19.04%10.31%6.83%
FCF Margin -82.75%202.85%160.99%113.08%58.67%73.17%105.14%84.00%70.75%71.50%63.34%55.92%48.70%74.12%55.34%55.35%
Efficiency
Assets Average 178.03B183.20B166.63B151.27B155.11B161.15B165.44B173.01B179.76B181.40B182.14B186.97B194.08B194.08B
Equity Average 20.62B19.84B19.59B17.05B14.80B14.42B13.38B13.41B13.38B13.84B14.56B15.88B14.95B13.28B13.80B
Invested Capital 20.84B107.01B112.17B94.46B83.67B81.78B79.67B67.44B57.72B57.46B48.44B36.71B34.08B30.62B31.27B31.40B
Asset Utilization Ratio 0.020.020.030.030.030.030.030.030.040.040.050.050.040.04
Leverage & Solvency
Interest Coverage Ratio -0.320.04-0.100.100.140.460.740.820.810.620.620.772.001.210.380.33
Debt to Equity 0.370.400.370.600.460.600.950.850.750.380.150.190.240.12
Debt Ratio 0.040.040.040.060.050.050.080.070.060.030.010.010.020.01
Equity Ratio 0.120.100.110.090.100.080.080.080.070.080.080.090.070.070.07
Times Interest Earned -0.320.04-0.100.100.140.460.740.820.810.620.620.772.001.210.380.33
Dividends & Payouts
FCF Payout Ratio -0.310.110.150.160.320.080.500.020.050.060.070.080.080.060.080.08
Valuation
Enterprise Value -13.04B-11.91B-13.66B-7.51B-5.53B5.76B2.60B3.04B8.12B2.96B7.44B-3.36B10.33B1.73B3.59B0.68B
Market Capitalization 11.33B8.98B8.97B12.89B9.36B11.61B13.33B16.49B7.30B10.53B10.97B
Return Ratios
Return on Sales -0.53%0.13%0.02%-0.04%-0.01%0.05%0.08%-0.01%0.00%0.22%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Invested Capital 0.00%0.01%0.01%0.02%0.02%0.03%0.04%0.04%0.09%0.08%0.07%0.06%
Return on Assets 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity 0.04%0.00%-0.01%0.00%0.02%0.03%0.00%0.00%0.09%0.00%0.00%0.00%0.00%0.00%0.00%