Ally Financial (ALLY) Net Margin (2010 - 2026)

Ally Financial's (ALLY) quarterly Net Margin came in at 13.84% in Q1 2026, up 3026.0% year-on-year from 0.44% in Q1 2025, and down 2.03% quarter-over-quarter from 14.13% in Q4 2025.

Ally Financial (ALLY) Net Margin (2010 - 2026) Analysis & Trends

Ally Financial has disclosed Net Margin across 17 years of filings, most recently posting 13.84% for Q1 2026.

  • Net Margin for Q1 2026 came in at 13.84%, up 3026.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 15.17% (up 1270.0% YoY), and the FY2025 annual result was 9.38%, up 254.0% from the prior year.
  • Net Margin came in at 13.84% for Q1 2026 at Ally Financial, down from 14.13% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 29.37% in Q1 2022 to a low of 16.42% in Q1 2025.
  • The 5-year median for Net Margin is 13.67% (2023), against an average of 11.11%.
  • Across the five-year window, Net Margin plunged 2217 bps in 2025 and surged 3026 bps in 2026, its largest moves.
  • Ally Financial's Net Margin stood at 11.45% in 2022, then slumped by 106 bps to 0.72% in 2023, then jumped by 663 bps to 4.05% in 2024, then surged by 249 bps to 14.13% in 2025, then slipped by 2 bps to 13.84% in 2026.
  • The last three Net Margin figures came in at 13.84% (Q1 2026), 14.13% (Q4 2025), and 17.11% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 53.62%
2 Mastercard 437.48 Bn 427.27 Bn - 46.23%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 15.71%
4 Capital One Financial 125.74 Bn 49.24 Bn - 13.66%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 13.32%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 16.44%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 30.76%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 15.15%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 13.84%
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 21.04%

Historic Data

Download Data
DateValue
Mar 31, 2026 13.84%
Dec 31, 2025 14.13%
Sep 30, 2025 17.11%
Jun 30, 2025 15.56%
Mar 31, 2025 -16.42%
Dec 31, 2024 4.05%
Sep 30, 2024 8.01%
Jun 30, 2024 9.45%
Mar 31, 2024 5.76%
Dec 31, 2023 -0.72%
Sep 30, 2023 13.67%
Jun 30, 2023 14.48%
Mar 31, 2023 13.86%
Dec 31, 2022 11.45%
Sep 30, 2022 13.49%
Jun 30, 2022 21.87%
Mar 31, 2022 29.37%
Dec 31, 2021 28.60%
Sep 30, 2021 34.41%
Jun 30, 2021 43.12%