Ally Financial (ALLY) Net Margin (2010 - 2026)
Ally Financial recorded quarterly Net Margin of 13.84% in Q1 2026, down 2.03% quarter-over-quarter from 14.13% in Q4 2025, and up 3026.0% year-over-year from 0.44% in Q1 2025.
Ally Financial (ALLY) Net Margin (2010 - 2026) Analysis & Trends
Ally Financial's Net Margin history runs 17 years deep, the most recent figure standing at 13.84% for Q1 2026.
- In Q1 2026, Net Margin rose 3026.0% year-over-year to 13.84%; the TTM figure through Mar 2026 stood at 15.17% (up 1270.0% YoY), while the FY2025 annual figure was 9.38%, up 254.0% from the prior year.
- Net Margin came in at 13.84% for Q1 2026 at Ally Financial, down from 14.13% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 29.37% in Q1 2022 to a low of 16.42% in Q1 2025.
- A 5-year average of 11.11% and a median of 13.67% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin tumbled 2217 bps in 2025 and soared 3026 bps in 2026, its largest moves.
- Ally Financial's Net Margin stood at 11.45% in 2022, then sank by 106 bps to 0.72% in 2023, then surged by 663 bps to 4.05% in 2024, then soared by 249 bps to 14.13% in 2025, then dropped by 2 bps to 13.84% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 13.84%, 14.13%, and 17.11% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 53.62% |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 46.23% |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 13.66% |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 13.32% |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 30.76% |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 16.44% |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 13.84% |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 21.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.84% |
| Dec 31, 2025 | 14.13% |
| Sep 30, 2025 | 17.11% |
| Jun 30, 2025 | 15.56% |
| Mar 31, 2025 | -16.42% |
| Dec 31, 2024 | 4.05% |
| Sep 30, 2024 | 8.01% |
| Jun 30, 2024 | 9.45% |
| Mar 31, 2024 | 5.76% |
| Dec 31, 2023 | -0.72% |
| Sep 30, 2023 | 13.67% |
| Jun 30, 2023 | 14.48% |
| Mar 31, 2023 | 13.86% |
| Dec 31, 2022 | 11.45% |
| Sep 30, 2022 | 13.49% |
| Jun 30, 2022 | 21.87% |
| Mar 31, 2022 | 29.37% |
| Dec 31, 2021 | 28.60% |
| Sep 30, 2021 | 34.41% |
| Jun 30, 2021 | 43.12% |