Ally Financial (ALLY) Net Margin (2010 - 2026)

Ally Financial (ALLY) posted Net Margin of 13.84% for Q1 2026, down 2.03% sequentially from 14.13% in Q4 2025, and up 3026.0% YoY from 0.44% in Q1 2025.

Ally Financial (ALLY) Net Margin (2010 - 2026) Analysis & Trends

Ally Financial (ALLY) has 17 years of Net Margin data on file, last reported at 13.84% in Q1 2026.

  • Quarterly Net Margin rose 3026.0% year-over-year to 13.84% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 15.17% (up 1270.0% YoY) and the FY2025 annual result came in at 9.38%, up 254.0% from the prior year.
  • Net Margin slipped to 13.84% in Q1 2026 per ALLY's latest filing, from 14.13% in the prior quarter.
  • The five-year high for Net Margin was 29.37% in Q1 2022, with the low at 16.42% in Q1 2025.
  • Average Net Margin over 5 years is 11.11%, with a median of 13.67% recorded in 2023.
  • Year-over-year, Net Margin slumped 2217 bps in 2025 and soared 3026 bps in 2026.
  • Ally Financial's Net Margin stood at 11.45% in 2022, then tumbled by 106 bps to 0.72% in 2023, then jumped by 663 bps to 4.05% in 2024, then surged by 249 bps to 14.13% in 2025, then fell by 2 bps to 13.84% in 2026.
  • Business Quant data shows ALLY's Net Margin at 13.84% in Q1 2026, 14.13% in Q4 2025, and 17.11% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 53.62%
2 Mastercard 465.55 Bn 455.34 Bn - 46.23%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 15.71%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 13.32%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 30.76%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 15.15%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 13.84%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 21.04%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 14.05%
10 Sezzle 5.91 Bn 5.79 Bn - 37.86%

Historic Data

Download Data
DateValue
Mar 31, 2026 13.84%
Dec 31, 2025 14.13%
Sep 30, 2025 17.11%
Jun 30, 2025 15.56%
Mar 31, 2025 -16.42%
Dec 31, 2024 4.05%
Sep 30, 2024 8.01%
Jun 30, 2024 9.45%
Mar 31, 2024 5.76%
Dec 31, 2023 -0.72%
Sep 30, 2023 13.67%
Jun 30, 2023 14.48%
Mar 31, 2023 13.86%
Dec 31, 2022 11.45%
Sep 30, 2022 13.49%
Jun 30, 2022 21.87%
Mar 31, 2022 29.37%
Dec 31, 2021 28.60%
Sep 30, 2021 34.41%
Jun 30, 2021 43.12%