Ally Financial (ALLY) Net Margin (2010 - 2026)
Ally Financial (ALLY) posted Net Margin of 13.84% for Q1 2026, down 2.03% sequentially from 14.13% in Q4 2025, and up 3026.0% YoY from 0.44% in Q1 2025.
Ally Financial (ALLY) Net Margin (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 17 years of Net Margin data on file, last reported at 13.84% in Q1 2026.
- Quarterly Net Margin rose 3026.0% year-over-year to 13.84% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 15.17% (up 1270.0% YoY) and the FY2025 annual result came in at 9.38%, up 254.0% from the prior year.
- Net Margin slipped to 13.84% in Q1 2026 per ALLY's latest filing, from 14.13% in the prior quarter.
- The five-year high for Net Margin was 29.37% in Q1 2022, with the low at 16.42% in Q1 2025.
- Average Net Margin over 5 years is 11.11%, with a median of 13.67% recorded in 2023.
- Year-over-year, Net Margin slumped 2217 bps in 2025 and soared 3026 bps in 2026.
- Ally Financial's Net Margin stood at 11.45% in 2022, then tumbled by 106 bps to 0.72% in 2023, then jumped by 663 bps to 4.05% in 2024, then surged by 249 bps to 14.13% in 2025, then fell by 2 bps to 13.84% in 2026.
- Business Quant data shows ALLY's Net Margin at 13.84% in Q1 2026, 14.13% in Q4 2025, and 17.11% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 37.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.84% |
| Dec 31, 2025 | 14.13% |
| Sep 30, 2025 | 17.11% |
| Jun 30, 2025 | 15.56% |
| Mar 31, 2025 | -16.42% |
| Dec 31, 2024 | 4.05% |
| Sep 30, 2024 | 8.01% |
| Jun 30, 2024 | 9.45% |
| Mar 31, 2024 | 5.76% |
| Dec 31, 2023 | -0.72% |
| Sep 30, 2023 | 13.67% |
| Jun 30, 2023 | 14.48% |
| Mar 31, 2023 | 13.86% |
| Dec 31, 2022 | 11.45% |
| Sep 30, 2022 | 13.49% |
| Jun 30, 2022 | 21.87% |
| Mar 31, 2022 | 29.37% |
| Dec 31, 2021 | 28.60% |
| Sep 30, 2021 | 34.41% |
| Jun 30, 2021 | 43.12% |