Ally Financial (ALLY) Net Margin (2010 - 2026)

Ally Financial recorded quarterly Net Margin of 13.84% in Q1 2026, down 2.03% quarter-over-quarter from 14.13% in Q4 2025, and up 3026.0% year-over-year from 0.44% in Q1 2025.

Ally Financial (ALLY) Net Margin (2010 - 2026) Analysis & Trends

Ally Financial's Net Margin history runs 17 years deep, the most recent figure standing at 13.84% for Q1 2026.

  • In Q1 2026, Net Margin rose 3026.0% year-over-year to 13.84%; the TTM figure through Mar 2026 stood at 15.17% (up 1270.0% YoY), while the FY2025 annual figure was 9.38%, up 254.0% from the prior year.
  • Net Margin came in at 13.84% for Q1 2026 at Ally Financial, down from 14.13% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 29.37% in Q1 2022 to a low of 16.42% in Q1 2025.
  • A 5-year average of 11.11% and a median of 13.67% in 2023 frame the typical range for Net Margin.
  • Across the five-year window, Net Margin tumbled 2217 bps in 2025 and soared 3026 bps in 2026, its largest moves.
  • Ally Financial's Net Margin stood at 11.45% in 2022, then sank by 106 bps to 0.72% in 2023, then surged by 663 bps to 4.05% in 2024, then soared by 249 bps to 14.13% in 2025, then dropped by 2 bps to 13.84% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 13.84%, 14.13%, and 17.11% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 53.62%
2 Mastercard 441.81 Bn 431.60 Bn - 46.23%
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 15.71%
4 Capital One Financial 114.99 Bn 38.50 Bn - 13.66%
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 13.32%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 30.76%
7 Synchrony Financial 24.22 Bn 3.66 Bn - 16.44%
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 15.15%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 13.84%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 21.04%

Historic Data

Download Data
DateValue
Mar 31, 2026 13.84%
Dec 31, 2025 14.13%
Sep 30, 2025 17.11%
Jun 30, 2025 15.56%
Mar 31, 2025 -16.42%
Dec 31, 2024 4.05%
Sep 30, 2024 8.01%
Jun 30, 2024 9.45%
Mar 31, 2024 5.76%
Dec 31, 2023 -0.72%
Sep 30, 2023 13.67%
Jun 30, 2023 14.48%
Mar 31, 2023 13.86%
Dec 31, 2022 11.45%
Sep 30, 2022 13.49%
Jun 30, 2022 21.87%
Mar 31, 2022 29.37%
Dec 31, 2021 28.60%
Sep 30, 2021 34.41%
Jun 30, 2021 43.12%