KPIs & Operating Metrics(New)

Ally Financial (ALLY) Net Margin (2016 - 2026)

Ally Financial's Net Margin history spans 16 years, with the latest figure at 14.13% for Q4 2025.

  • On a quarterly basis, Net Margin rose 1008.0% to 14.13% in Q4 2025 year-over-year; TTM through Dec 2025 was 9.38%, a 254.0% increase, with the full-year FY2025 number at 9.38%, up 254.0% from a year prior.
  • Net Margin hit 14.13% in Q4 2025 for Ally Financial, down from 17.11% in the prior quarter.
  • Over the last five years, Net Margin for ALLY hit a ceiling of 43.12% in Q2 2021 and a floor of 16.42% in Q1 2025.
  • Historically, Net Margin has averaged 16.12% across 5 years, with a median of 14.02% in 2023.
  • Biggest five-year swings in Net Margin: surged 6369bps in 2021 and later tumbled -2217bps in 2025.
  • Tracing ALLY's Net Margin over 5 years: stood at 28.65% in 2021, then crashed by -60bps to 11.4% in 2022, then crashed by -105bps to 0.62% in 2023, then surged by 750bps to 4.05% in 2024, then soared by 249bps to 14.13% in 2025.
  • Business Quant data shows Net Margin for ALLY at 14.13% in Q4 2025, 17.11% in Q3 2025, and 15.56% in Q2 2025.