Ally Financial (ALLY) Net Margin (2010 - 2026)
Ally Financial (ALLY) posted Net Margin of 16.05% for Q2 2026, up 15.97% sequentially from 13.84% in Q1 2026, and up 49.0% YoY from 10.77% in Q2 2025.
Ally Financial (ALLY) Net Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported Net Margin for 17 years, with the latest figure at 16.05% in Q2 2026.
- Quarterly Net Margin rose 49.0% year-over-year to 16.05% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 15.31% (up 1115.0% YoY) and the FY2025 annual result came in at 9.38%, up 254.0% from the prior year.
- Net Margin climbed to 16.05% in Q2 2026 per ALLY's latest filing, from 13.84% in the prior quarter.
- Over five years, Net Margin peaked at 29.37% in Q1 2022 and troughed at 16.42% in Q1 2025.
- A 5-year average of 11.4% and a median of 13.76% in 2026 frame the typical range for Net Margin.
- The sharpest annual moves came in 2025 and 2026: Net Margin plunged 2217 bps in 2025, then jumped 3026 bps in 2026.
- Over 5 years, Net Margin stood at 11.4% in 2022, then tumbled by 105 bps to 0.62% in 2023, then soared by 750 bps to 4.05% in 2024, then jumped by 249 bps to 14.13% in 2025, then gained by 14 bps to 16.05% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 16.05%, 13.84%, and 14.13% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 16.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 16.05% |
| Mar 31, 2026 | 13.84% |
| Dec 31, 2025 | 14.13% |
| Sep 30, 2025 | 17.11% |
| Jun 30, 2025 | 15.56% |
| Mar 31, 2025 | -16.42% |
| Dec 31, 2024 | 4.05% |
| Sep 30, 2024 | 8.01% |
| Jun 30, 2024 | 9.45% |
| Mar 31, 2024 | 5.76% |
| Dec 31, 2023 | -0.62% |
| Sep 30, 2023 | 13.67% |
| Jun 30, 2023 | 14.48% |
| Mar 31, 2023 | 13.90% |
| Dec 31, 2022 | 11.40% |
| Sep 30, 2022 | 13.54% |
| Jun 30, 2022 | 21.87% |
| Mar 31, 2022 | 29.37% |
| Dec 31, 2021 | 28.60% |
| Sep 30, 2021 | 34.41% |