Ally Financial (ALLY) FCF Margin (2010 - 2026)

Ally Financial (ALLY) posted FCF Margin of 59.19% for Q2 2026, down 9.26% sequentially from 65.22% in Q1 2026, and up 1370.0% YoY from 4.03% in Q2 2025.

Ally Financial (ALLY) FCF Margin (2010 - 2026) Analysis & Trends

Ally Financial has reported FCF Margin for 17 years, with the latest figure at 59.19% in Q2 2026.

  • Quarterly FCF Margin rose 1370.0% year-over-year to 59.19% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 52.61% (up 514.0% YoY) and the FY2025 annual result came in at 47.12%, down 823.0% from the prior year.
  • FCF Margin declined to 59.19% in Q2 2026 per ALLY's latest filing, from 65.22% in the prior quarter.
  • Over five years, FCF Margin peaked at 88.2% in Q2 2022 and troughed at 2.49% in Q4 2023.
  • A 5-year average of 58.87% and a median of 62.18% in 2024 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 6652 bps in 2022, then plunged 5579 bps in 2023.
  • Over 5 years, FCF Margin stood at 53.29% in 2022, then plunged by 105 bps to 2.49% in 2023, then jumped by 1984 bps to 46.94% in 2024, then slumped by 36 bps to 30.15% in 2025, then jumped by 96 bps to 59.19% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 59.19%, 65.22%, and 30.15% for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 59.19%

Historic Data

Download Data
DateValue
Jun 30, 2026 59.19%
Mar 31, 2026 65.22%
Dec 31, 2025 30.15%
Sep 30, 2025 55.44%
Jun 30, 2025 45.49%
Mar 31, 2025 61.00%
Dec 31, 2024 46.94%
Sep 30, 2024 40.14%
Jun 30, 2024 71.91%
Mar 31, 2024 63.36%
Dec 31, 2023 -2.49%
Sep 30, 2023 83.03%
Jun 30, 2023 75.13%
Mar 31, 2023 67.29%
Dec 31, 2022 53.29%
Sep 30, 2022 79.46%
Jun 30, 2022 88.20%
Mar 31, 2022 76.86%
Dec 31, 2021 43.61%
Sep 30, 2021 73.60%