Ally Financial (ALLY) FCF Margin (2010 - 2026)
Ally Financial's (ALLY) quarterly FCF Margin came in at 65.22% in Q1 2026, up 422.0% year-on-year from 12.49% in Q1 2025, and up 116.36% quarter-over-quarter from 30.15% in Q4 2025.
Ally Financial (ALLY) FCF Margin (2010 - 2026) Analysis & Trends
Ally Financial has disclosed FCF Margin across 17 years of filings, most recently posting 65.22% for Q1 2026.
- FCF Margin for Q1 2026 came in at 65.22%, up 422.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 49.09% (down 532.0% YoY), and the FY2025 annual result was 47.12%, down 823.0% from the prior year.
- FCF Margin came in at 65.22% for Q1 2026 at Ally Financial, up from 30.15% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 88.2% in Q2 2022 to a low of 2.49% in Q4 2023.
- The 5-year median for FCF Margin is 63.36% (2024), against an average of 58.85%.
- Across the five-year window, FCF Margin surged 6652 bps in 2022 and plunged 5579 bps in 2023, its largest moves.
- Ally Financial's FCF Margin stood at 53.29% in 2022, then plunged by 105 bps to 2.49% in 2023, then surged by 1984 bps to 46.94% in 2024, then slumped by 36 bps to 30.15% in 2025, then jumped by 116 bps to 65.22% in 2026.
- The last three FCF Margin figures came in at 65.22% (Q1 2026), 30.15% (Q4 2025), and 55.44% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 46.37% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 65.22% |
| Dec 31, 2025 | 30.15% |
| Sep 30, 2025 | 55.44% |
| Jun 30, 2025 | 45.49% |
| Mar 31, 2025 | 61.00% |
| Dec 31, 2024 | 46.94% |
| Sep 30, 2024 | 40.14% |
| Jun 30, 2024 | 71.91% |
| Mar 31, 2024 | 63.36% |
| Dec 31, 2023 | -2.49% |
| Sep 30, 2023 | 83.03% |
| Jun 30, 2023 | 75.13% |
| Mar 31, 2023 | 67.29% |
| Dec 31, 2022 | 53.29% |
| Sep 30, 2022 | 79.46% |
| Jun 30, 2022 | 88.20% |
| Mar 31, 2022 | 76.86% |
| Dec 31, 2021 | 43.61% |
| Sep 30, 2021 | 73.60% |
| Jun 30, 2021 | 21.68% |