Ally Financial (ALLY) FCF Margin (2010 - 2026)
Ally Financial (ALLY) posted FCF Margin of 59.19% for Q2 2026, down 9.26% sequentially from 65.22% in Q1 2026, and up 1370.0% YoY from 4.03% in Q2 2025.
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Ally Financial (ALLY) FCF Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported FCF Margin for 17 years, with the latest figure at 59.19% in Q2 2026.
- Quarterly FCF Margin rose 1370.0% year-over-year to 59.19% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 52.61% (up 514.0% YoY) and the FY2025 annual result came in at 47.12%, down 823.0% from the prior year.
- FCF Margin declined to 59.19% in Q2 2026 per ALLY's latest filing, from 65.22% in the prior quarter.
- Over five years, FCF Margin peaked at 88.2% in Q2 2022 and troughed at 2.49% in Q4 2023.
- A 5-year average of 58.87% and a median of 62.18% in 2024 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 6652 bps in 2022, then plunged 5579 bps in 2023.
- Over 5 years, FCF Margin stood at 53.29% in 2022, then plunged by 105 bps to 2.49% in 2023, then jumped by 1984 bps to 46.94% in 2024, then slumped by 36 bps to 30.15% in 2025, then jumped by 96 bps to 59.19% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 59.19%, 65.22%, and 30.15% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 7.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 59.19% |
| Mar 31, 2026 | 65.22% |
| Dec 31, 2025 | 30.15% |
| Sep 30, 2025 | 55.44% |
| Jun 30, 2025 | 45.49% |
| Mar 31, 2025 | 61.00% |
| Dec 31, 2024 | 46.94% |
| Sep 30, 2024 | 40.14% |
| Jun 30, 2024 | 71.91% |
| Mar 31, 2024 | 63.36% |
| Dec 31, 2023 | -2.49% |
| Sep 30, 2023 | 83.03% |
| Jun 30, 2023 | 75.13% |
| Mar 31, 2023 | 67.29% |
| Dec 31, 2022 | 53.29% |
| Sep 30, 2022 | 79.46% |
| Jun 30, 2022 | 88.20% |
| Mar 31, 2022 | 76.86% |
| Dec 31, 2021 | 43.61% |
| Sep 30, 2021 | 73.60% |