Ally Financial (ALLY) FCF Margin (2010 - 2026)
Ally Financial (ALLY) posted FCF Margin of 65.22% for Q1 2026, up 116.36% sequentially from 30.15% in Q4 2025, and up 422.0% YoY from 12.49% in Q1 2025.
Ally Financial (ALLY) FCF Margin (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 17 years of FCF Margin data on file, last reported at 65.22% in Q1 2026.
- Quarterly FCF Margin rose 422.0% year-over-year to 65.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 49.09% (down 532.0% YoY) and the FY2025 annual result came in at 47.12%, down 823.0% from the prior year.
- FCF Margin rose to 65.22% in Q1 2026 per ALLY's latest filing, from 30.15% in the prior quarter.
- The five-year high for FCF Margin was 88.2% in Q2 2022, with the low at 2.49% in Q4 2023.
- Average FCF Margin over 5 years is 58.85%, with a median of 63.36% recorded in 2024.
- Year-over-year, FCF Margin soared 6652 bps in 2022 and slumped 5579 bps in 2023.
- Ally Financial's FCF Margin stood at 53.29% in 2022, then sank by 105 bps to 2.49% in 2023, then surged by 1984 bps to 46.94% in 2024, then tumbled by 36 bps to 30.15% in 2025, then jumped by 116 bps to 65.22% in 2026.
- Business Quant data shows ALLY's FCF Margin at 65.22% in Q1 2026, 30.15% in Q4 2025, and 55.44% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 65.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 65.22% |
| Dec 31, 2025 | 30.15% |
| Sep 30, 2025 | 55.44% |
| Jun 30, 2025 | 45.49% |
| Mar 31, 2025 | 61.00% |
| Dec 31, 2024 | 46.94% |
| Sep 30, 2024 | 40.14% |
| Jun 30, 2024 | 71.91% |
| Mar 31, 2024 | 63.36% |
| Dec 31, 2023 | -2.49% |
| Sep 30, 2023 | 83.03% |
| Jun 30, 2023 | 75.13% |
| Mar 31, 2023 | 67.29% |
| Dec 31, 2022 | 53.29% |
| Sep 30, 2022 | 79.46% |
| Jun 30, 2022 | 88.20% |
| Mar 31, 2022 | 76.86% |
| Dec 31, 2021 | 43.61% |
| Sep 30, 2021 | 73.60% |
| Jun 30, 2021 | 21.68% |