Ally Financial (ALLY) FCF Margin (2010 - 2026)

Ally Financial's (ALLY) quarterly FCF Margin came in at 65.22% in Q1 2026, up 422.0% year-on-year from 12.49% in Q1 2025, and up 116.36% quarter-over-quarter from 30.15% in Q4 2025.

Ally Financial (ALLY) FCF Margin (2010 - 2026) Analysis & Trends

Ally Financial has disclosed FCF Margin across 17 years of filings, most recently posting 65.22% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 65.22%, up 422.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 49.09% (down 532.0% YoY), and the FY2025 annual result was 47.12%, down 823.0% from the prior year.
  • FCF Margin came in at 65.22% for Q1 2026 at Ally Financial, up from 30.15% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 88.2% in Q2 2022 to a low of 2.49% in Q4 2023.
  • The 5-year median for FCF Margin is 63.36% (2024), against an average of 58.85%.
  • Across the five-year window, FCF Margin surged 6652 bps in 2022 and plunged 5579 bps in 2023, its largest moves.
  • Ally Financial's FCF Margin stood at 53.29% in 2022, then plunged by 105 bps to 2.49% in 2023, then surged by 1984 bps to 46.94% in 2024, then slumped by 36 bps to 30.15% in 2025, then jumped by 116 bps to 65.22% in 2026.
  • The last three FCF Margin figures came in at 65.22% (Q1 2026), 30.15% (Q4 2025), and 55.44% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.37%
2 Mastercard 437.55 Bn 427.34 Bn - 33.56%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 14.04%
4 Capital One Financial 112.47 Bn 35.97 Bn - 35.91%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 45.78%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -216.52%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 65.22%
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 46.37%

Historic Data

Download Data
DateValue
Mar 31, 2026 65.22%
Dec 31, 2025 30.15%
Sep 30, 2025 55.44%
Jun 30, 2025 45.49%
Mar 31, 2025 61.00%
Dec 31, 2024 46.94%
Sep 30, 2024 40.14%
Jun 30, 2024 71.91%
Mar 31, 2024 63.36%
Dec 31, 2023 -2.49%
Sep 30, 2023 83.03%
Jun 30, 2023 75.13%
Mar 31, 2023 67.29%
Dec 31, 2022 53.29%
Sep 30, 2022 79.46%
Jun 30, 2022 88.20%
Mar 31, 2022 76.86%
Dec 31, 2021 43.61%
Sep 30, 2021 73.60%
Jun 30, 2021 21.68%