Ally Financial (ALLY) FCF Margin (2010 - 2026)
Ally Financial (ALLY) posted FCF Margin of 59.19% for Q2 2026, down 9.26% sequentially from 65.22% in Q1 2026, and up 1370.0% YoY from 4.03% in Q2 2025.
Ally Financial (ALLY) FCF Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported FCF Margin for 17 years, with the latest figure at 59.19% in Q2 2026.
- Quarterly FCF Margin rose 1370.0% year-over-year to 59.19% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 52.61% (up 514.0% YoY) and the FY2025 annual result came in at 47.12%, down 823.0% from the prior year.
- FCF Margin declined to 59.19% in Q2 2026 per ALLY's latest filing, from 65.22% in the prior quarter.
- Over five years, FCF Margin peaked at 88.2% in Q2 2022 and troughed at 2.49% in Q4 2023.
- A 5-year average of 58.87% and a median of 62.18% in 2024 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 6652 bps in 2022, then plunged 5579 bps in 2023.
- Over 5 years, FCF Margin stood at 53.29% in 2022, then plunged by 105 bps to 2.49% in 2023, then jumped by 1984 bps to 46.94% in 2024, then slumped by 36 bps to 30.15% in 2025, then jumped by 96 bps to 59.19% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 59.19%, 65.22%, and 30.15% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 59.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 59.19% |
| Mar 31, 2026 | 65.22% |
| Dec 31, 2025 | 30.15% |
| Sep 30, 2025 | 55.44% |
| Jun 30, 2025 | 45.49% |
| Mar 31, 2025 | 61.00% |
| Dec 31, 2024 | 46.94% |
| Sep 30, 2024 | 40.14% |
| Jun 30, 2024 | 71.91% |
| Mar 31, 2024 | 63.36% |
| Dec 31, 2023 | -2.49% |
| Sep 30, 2023 | 83.03% |
| Jun 30, 2023 | 75.13% |
| Mar 31, 2023 | 67.29% |
| Dec 31, 2022 | 53.29% |
| Sep 30, 2022 | 79.46% |
| Jun 30, 2022 | 88.20% |
| Mar 31, 2022 | 76.86% |
| Dec 31, 2021 | 43.61% |
| Sep 30, 2021 | 73.60% |