Ally Financial (ALLY) Debt to Equity (2010 - 2026)

Ally Financial recorded quarterly Debt to Equity of $0.26 in Q1 2026, down 12.74% quarter-over-quarter from $0.3 in Q4 2025, and up 14.0% year-over-year from $0.23 in Q1 2025.

Ally Financial (ALLY) Debt to Equity (2010 - 2026) Analysis & Trends

Ally Financial's Debt to Equity history runs 16 years deep, the most recent figure standing at $0.26 for Q1 2026.

  • In Q1 2026, Debt to Equity rose 14.0% year-over-year to $0.26; the TTM figure through Mar 2026 stood at $0.26 (up 14.0% YoY), while the FY2025 annual figure was $0.3, up 159.19% from the prior year.
  • Debt to Equity came in at $0.26 for Q1 2026 at Ally Financial, down from $0.3 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $0.58 in Q3 2022 to a low of $0.11 in Q1 2023.
  • A 5-year average of $0.25 and a median of $0.24 in 2025 frame the typical range for Debt to Equity.
  • Across the five-year window, Debt to Equity plunged 70.93% in 2023 and jumped 159.19% in 2025, its largest moves.
  • Ally Financial's Debt to Equity stood at $0.19 in 2022, then gained by 28.91% to $0.24 in 2023, then tumbled by 51.42% to $0.12 in 2024, then soared by 159.19% to $0.3 in 2025, then declined by 12.74% to $0.26 in 2026.
  • According to Business Quant data, Debt to Equity over the past three periods registered $0.26, $0.3, and $0.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.67
2 Mastercard 441.81 Bn 431.60 Bn - 2.82
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.05
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.34
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.47
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.64
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.46
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.26
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 3.39

Historic Data

Download Data
DateValue
Mar 31, 2026 0.26
Dec 31, 2025 0.30
Sep 30, 2025 0.26
Jun 30, 2025 0.27
Mar 31, 2025 0.23
Dec 31, 2024 0.12
Sep 30, 2024 0.12
Jun 30, 2024 0.23
Dec 31, 2023 0.24
Sep 30, 2023 0.19
Jun 30, 2023 0.16
Mar 31, 2023 0.11
Dec 31, 2022 0.19
Sep 30, 2022 0.58
Jun 30, 2022 0.56
Mar 31, 2022 0.26
Dec 31, 2020 0.15
Sep 30, 2020 0.21
Mar 31, 2020 0.70
Dec 31, 2019 0.38