Ally Financial (ALLY) Debt to Equity (2010 - 2026)
Ally Financial recorded quarterly Debt to Equity of $0.26 in Q1 2026, down 12.74% quarter-over-quarter from $0.3 in Q4 2025, and up 14.0% year-over-year from $0.23 in Q1 2025.
Ally Financial (ALLY) Debt to Equity (2010 - 2026) Analysis & Trends
Ally Financial's Debt to Equity history runs 16 years deep, the most recent figure standing at $0.26 for Q1 2026.
- In Q1 2026, Debt to Equity rose 14.0% year-over-year to $0.26; the TTM figure through Mar 2026 stood at $0.26 (up 14.0% YoY), while the FY2025 annual figure was $0.3, up 159.19% from the prior year.
- Debt to Equity came in at $0.26 for Q1 2026 at Ally Financial, down from $0.3 in the prior quarter.
- In the past five years, Debt to Equity ranged from a high of $0.58 in Q3 2022 to a low of $0.11 in Q1 2023.
- A 5-year average of $0.25 and a median of $0.24 in 2025 frame the typical range for Debt to Equity.
- Across the five-year window, Debt to Equity plunged 70.93% in 2023 and jumped 159.19% in 2025, its largest moves.
- Ally Financial's Debt to Equity stood at $0.19 in 2022, then gained by 28.91% to $0.24 in 2023, then tumbled by 51.42% to $0.12 in 2024, then soared by 159.19% to $0.3 in 2025, then declined by 12.74% to $0.26 in 2026.
- According to Business Quant data, Debt to Equity over the past three periods registered $0.26, $0.3, and $0.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.67 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 2.82 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.34 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.47 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.64 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.46 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.26 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 3.39 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.26 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.23 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.16 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.58 |
| Jun 30, 2022 | 0.56 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2020 | 0.15 |
| Sep 30, 2020 | 0.21 |
| Mar 31, 2020 | 0.70 |
| Dec 31, 2019 | 0.38 |