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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ally Financial (ALLY) Interest Coverage Ratio (2016 - 2026)

Ally Financial's Interest Coverage Ratio history spans 16 years, with the latest figure at 0.49 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 59.57% to 0.49 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.3, a 9.3% decrease, with the full-year FY2025 number at 0.3, down 9.3% from a year prior.
  • Interest Coverage Ratio hit 0.49 in Q4 2025 for Ally Financial, down from 0.5 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ALLY hit a ceiling of 2.54 in Q4 2021 and a floor of 0.15 in Q1 2025.
  • Historically, Interest Coverage Ratio has averaged 0.91 across 5 years, with a median of 0.49 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: skyrocketed 282.68% in 2021 and later tumbled 150.42% in 2025.
  • Tracing ALLY's Interest Coverage Ratio over 5 years: stood at 2.54 in 2021, then tumbled by 71.03% to 0.74 in 2022, then tumbled by 58.83% to 0.3 in 2023, then rose by 0.92% to 0.31 in 2024, then surged by 59.57% to 0.49 in 2025.
  • Business Quant data shows Interest Coverage Ratio for ALLY at 0.49 in Q4 2025, 0.5 in Q3 2025, and 0.39 in Q2 2025.