Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026)
Ally Financial (ALLY) posted Interest Coverage Ratio of 0.49 for Q1 2026, up 0.8% sequentially from 0.49 in Q4 2025, and up 424.29% YoY from 0.09 in Q1 2025.
Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 17 years of Interest Coverage Ratio data on file, last reported at 0.49 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 424.29% year-over-year to 0.49 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.47 (up 107.03% YoY) and the FY2025 annual result came in at 0.3, down 9.3% from the prior year.
- Interest Coverage Ratio advanced to 0.49 in Q1 2026 per ALLY's latest filing, from 0.49 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.38 in Q1 2022, with the low at 0.15 in Q1 2025.
- Average Interest Coverage Ratio over 5 years is 0.62, with a median of 0.41 recorded in 2023.
- Year-over-year, Interest Coverage Ratio sank 150.42% in 2025 and surged 424.29% in 2026.
- Ally Financial's Interest Coverage Ratio stood at 0.74 in 2022, then slumped by 58.83% to 0.3 in 2023, then increased by 0.92% to 0.31 in 2024, then jumped by 59.57% to 0.49 in 2025, then climbed by 0.8% to 0.49 in 2026.
- Business Quant data shows ALLY's Interest Coverage Ratio at 0.49 in Q1 2026, 0.49 in Q4 2025, and 0.5 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 22.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 0.50 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | -0.15 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.30 |
| Mar 31, 2024 | 0.30 |
| Dec 31, 2023 | 0.30 |
| Sep 30, 2023 | 0.34 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.51 |
| Dec 31, 2022 | 0.74 |
| Sep 30, 2022 | 0.98 |
| Jun 30, 2022 | 1.82 |
| Mar 31, 2022 | 2.38 |
| Dec 31, 2021 | 2.54 |
| Sep 30, 2021 | 2.06 |
| Jun 30, 2021 | 1.88 |