Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026)

Ally Financial's (ALLY) quarterly Interest Coverage Ratio came in at 0.49 in Q1 2026, up 424.29% year-on-year from 0.09 in Q1 2025, and up 0.8% quarter-over-quarter from 0.49 in Q4 2025.

Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Ally Financial has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 0.49 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 0.49, up 424.29% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.47 (up 107.03% YoY), and the FY2025 annual result was 0.3, down 9.3% from the prior year.
  • Interest Coverage Ratio came in at 0.49 for Q1 2026 at Ally Financial, up from 0.49 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 2.38 in Q1 2022 to a low of 0.15 in Q1 2025.
  • The 5-year median for Interest Coverage Ratio is 0.41 (2023), against an average of 0.62.
  • Across the five-year window, Interest Coverage Ratio tumbled 150.42% in 2025 and jumped 424.29% in 2026, its largest moves.
  • Ally Financial's Interest Coverage Ratio stood at 0.74 in 2022, then sank by 58.83% to 0.3 in 2023, then advanced by 0.92% to 0.31 in 2024, then jumped by 59.57% to 0.49 in 2025, then rose by 0.8% to 0.49 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.49 (Q1 2026), 0.49 (Q4 2025), and 0.5 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 1.23

Historic Data

Download Data
DateValue
Mar 31, 2026 0.49
Dec 31, 2025 0.49
Sep 30, 2025 0.50
Jun 30, 2025 0.39
Mar 31, 2025 -0.15
Dec 31, 2024 0.31
Sep 30, 2024 0.41
Jun 30, 2024 0.30
Mar 31, 2024 0.30
Dec 31, 2023 0.30
Sep 30, 2023 0.34
Jun 30, 2023 0.41
Mar 31, 2023 0.51
Dec 31, 2022 0.74
Sep 30, 2022 0.98
Jun 30, 2022 1.82
Mar 31, 2022 2.38
Dec 31, 2021 2.54
Sep 30, 2021 2.06
Jun 30, 2021 1.88