Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026)
Ally Financial's (ALLY) quarterly Interest Coverage Ratio came in at 0.49 in Q1 2026, up 424.29% year-on-year from 0.09 in Q1 2025, and up 0.8% quarter-over-quarter from 0.49 in Q4 2025.
Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ally Financial has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 0.49 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 0.49, up 424.29% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.47 (up 107.03% YoY), and the FY2025 annual result was 0.3, down 9.3% from the prior year.
- Interest Coverage Ratio came in at 0.49 for Q1 2026 at Ally Financial, up from 0.49 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 2.38 in Q1 2022 to a low of 0.15 in Q1 2025.
- The 5-year median for Interest Coverage Ratio is 0.41 (2023), against an average of 0.62.
- Across the five-year window, Interest Coverage Ratio tumbled 150.42% in 2025 and jumped 424.29% in 2026, its largest moves.
- Ally Financial's Interest Coverage Ratio stood at 0.74 in 2022, then sank by 58.83% to 0.3 in 2023, then advanced by 0.92% to 0.31 in 2024, then jumped by 59.57% to 0.49 in 2025, then rose by 0.8% to 0.49 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.49 (Q1 2026), 0.49 (Q4 2025), and 0.5 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 0.50 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | -0.15 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.30 |
| Mar 31, 2024 | 0.30 |
| Dec 31, 2023 | 0.30 |
| Sep 30, 2023 | 0.34 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.51 |
| Dec 31, 2022 | 0.74 |
| Sep 30, 2022 | 0.98 |
| Jun 30, 2022 | 1.82 |
| Mar 31, 2022 | 2.38 |
| Dec 31, 2021 | 2.54 |
| Sep 30, 2021 | 2.06 |
| Jun 30, 2021 | 1.88 |