Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026)
Ally Financial (ALLY) posted Interest Coverage Ratio of 0.5 for Q2 2026, up 100.32% sequentially from 0.25 in Q1 2026, and up 29.6% YoY from 0.39 in Q2 2025.
Analysis
Ally Financial (ALLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ally Financial has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.5 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 29.6% year-over-year to 0.5 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.48 (up 96.19% YoY) and the FY2025 annual result came in at 0.3, down 10.26% from the prior year.
- Interest Coverage Ratio climbed to 0.5 in Q2 2026 per ALLY's latest filing, from 0.25 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.38 in Q1 2022 and troughed at 0.15 in Q1 2025.
- A 5-year average of 0.56 and a median of 0.36 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio tumbled 150.42% in 2025, then surged 265.25% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 0.74 in 2022, then tumbled by 73.84% to 0.19 in 2023, then soared by 58.79% to 0.31 in 2024, then surged by 52.82% to 0.47 in 2025, then advanced by 7.45% to 0.5 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.5, 0.25, and 0.47 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 3.56 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.50 |
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 0.50 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | -0.15 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.30 |
| Mar 31, 2024 | 0.30 |
| Dec 31, 2023 | 0.30 |
| Sep 30, 2023 | 0.34 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.51 |
| Dec 31, 2022 | 0.74 |
| Sep 30, 2022 | 0.98 |
| Jun 30, 2022 | 1.82 |
| Mar 31, 2022 | 2.38 |
| Dec 31, 2021 | 2.54 |
| Sep 30, 2021 | 2.06 |