Ally Financial (ALLY) EBT Margin (2010 - 2026)
Ally Financial (ALLY) posted EBT Margin of 19.03% for Q1 2026, up 4.66% sequentially from 18.18% in Q4 2025, and up 3746.0% YoY from 0.49% in Q1 2025.
Ally Financial (ALLY) EBT Margin (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 17 years of EBT Margin data on file, last reported at 19.03% in Q1 2026.
- Quarterly EBT Margin rose 3746.0% year-over-year to 19.03% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.47% (up 1569.0% YoY) and the FY2025 annual result came in at 13.28%, up 306.0% from the prior year.
- EBT Margin improved to 19.03% in Q1 2026 per ALLY's latest filing, from 18.18% in the prior quarter.
- The five-year high for EBT Margin was 39.63% in Q1 2022, with the low at 18.43% in Q1 2025.
- Average EBT Margin over 5 years is 15.8%, with a median of 18.48% recorded in 2023.
- Year-over-year, EBT Margin tumbled 2759 bps in 2025 and surged 3746 bps in 2026.
- Ally Financial's EBT Margin stood at 20.22% in 2022, then tumbled by 80 bps to 4.02% in 2023, then jumped by 34 bps to 5.38% in 2024, then surged by 238 bps to 18.18% in 2025, then rose by 5 bps to 19.03% in 2026.
- Business Quant data shows ALLY's EBT Margin at 19.03% in Q1 2026, 18.18% in Q4 2025, and 23.66% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 48.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.03% |
| Dec 31, 2025 | 18.18% |
| Sep 30, 2025 | 23.66% |
| Jun 30, 2025 | 20.94% |
| Mar 31, 2025 | -18.43% |
| Dec 31, 2024 | 5.38% |
| Sep 30, 2024 | 12.41% |
| Jun 30, 2024 | 13.80% |
| Mar 31, 2024 | 9.16% |
| Dec 31, 2023 | 4.02% |
| Sep 30, 2023 | 11.59% |
| Jun 30, 2023 | 19.38% |
| Mar 31, 2023 | 18.48% |
| Dec 31, 2022 | 20.22% |
| Sep 30, 2022 | 20.68% |
| Jun 30, 2022 | 30.54% |
| Mar 31, 2022 | 39.63% |
| Dec 31, 2021 | 40.88% |
| Sep 30, 2021 | 45.69% |
| Jun 30, 2021 | 49.98% |