Ally Financial (ALLY) EBT Margin (2010 - 2026)
Ally Financial's (ALLY) quarterly EBT Margin came in at 19.03% in Q1 2026, up 3746.0% year-on-year from 0.49% in Q1 2025, and up 4.66% quarter-over-quarter from 18.18% in Q4 2025.
Ally Financial (ALLY) EBT Margin (2010 - 2026) Analysis & Trends
Ally Financial has disclosed EBT Margin across 17 years of filings, most recently posting 19.03% for Q1 2026.
- EBT Margin for Q1 2026 came in at 19.03%, up 3746.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 20.47% (up 1569.0% YoY), and the FY2025 annual result was 13.28%, up 306.0% from the prior year.
- EBT Margin came in at 19.03% for Q1 2026 at Ally Financial, up from 18.18% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 39.63% in Q1 2022 to a low of 18.43% in Q1 2025.
- The 5-year median for EBT Margin is 18.48% (2023), against an average of 15.8%.
- Across the five-year window, EBT Margin sank 2759 bps in 2025 and jumped 3746 bps in 2026, its largest moves.
- Ally Financial's EBT Margin stood at 20.22% in 2022, then slumped by 80 bps to 4.02% in 2023, then jumped by 34 bps to 5.38% in 2024, then surged by 238 bps to 18.18% in 2025, then climbed by 5 bps to 19.03% in 2026.
- The last three EBT Margin figures came in at 19.03% (Q1 2026), 18.18% (Q4 2025), and 23.66% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 27.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.03% |
| Dec 31, 2025 | 18.18% |
| Sep 30, 2025 | 23.66% |
| Jun 30, 2025 | 20.94% |
| Mar 31, 2025 | -18.43% |
| Dec 31, 2024 | 5.38% |
| Sep 30, 2024 | 12.41% |
| Jun 30, 2024 | 13.80% |
| Mar 31, 2024 | 9.16% |
| Dec 31, 2023 | 4.02% |
| Sep 30, 2023 | 11.59% |
| Jun 30, 2023 | 19.38% |
| Mar 31, 2023 | 18.48% |
| Dec 31, 2022 | 20.22% |
| Sep 30, 2022 | 20.68% |
| Jun 30, 2022 | 30.54% |
| Mar 31, 2022 | 39.63% |
| Dec 31, 2021 | 40.88% |
| Sep 30, 2021 | 45.69% |
| Jun 30, 2021 | 49.98% |