Ally Financial (ALLY) EBT Margin (2010 - 2026)
Ally Financial (ALLY) posted EBT Margin of 23.49% for Q2 2026, up 23.44% sequentially from 19.03% in Q1 2026, and up 255.0% YoY from 6.62% in Q2 2025.
Ally Financial (ALLY) EBT Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported EBT Margin for 17 years, with the latest figure at 23.49% in Q2 2026.
- Quarterly EBT Margin rose 255.0% year-over-year to 23.49% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 21.15% (up 1440.0% YoY) and the FY2025 annual result came in at 13.28%, up 306.0% from the prior year.
- EBT Margin climbed to 23.49% in Q2 2026 per ALLY's latest filing, from 19.03% in the prior quarter.
- Over five years, EBT Margin peaked at 39.63% in Q1 2022 and troughed at 18.43% in Q1 2025.
- A 5-year average of 16.23% and a median of 18.75% in 2023 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2025 and 2026: EBT Margin sank 2759 bps in 2025, then soared 3746 bps in 2026.
- Over 5 years, EBT Margin stood at 20.22% in 2022, then slumped by 80 bps to 4.02% in 2023, then soared by 34 bps to 5.38% in 2024, then jumped by 238 bps to 18.18% in 2025, then advanced by 29 bps to 23.49% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 23.49%, 19.03%, and 18.18% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 23.49% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 23.49% |
| Mar 31, 2026 | 19.03% |
| Dec 31, 2025 | 18.18% |
| Sep 30, 2025 | 23.66% |
| Jun 30, 2025 | 20.94% |
| Mar 31, 2025 | -18.43% |
| Dec 31, 2024 | 5.38% |
| Sep 30, 2024 | 12.41% |
| Jun 30, 2024 | 13.80% |
| Mar 31, 2024 | 9.16% |
| Dec 31, 2023 | 4.02% |
| Sep 30, 2023 | 11.59% |
| Jun 30, 2023 | 19.38% |
| Mar 31, 2023 | 18.48% |
| Dec 31, 2022 | 20.22% |
| Sep 30, 2022 | 20.68% |
| Jun 30, 2022 | 30.54% |
| Mar 31, 2022 | 39.63% |
| Dec 31, 2021 | 40.88% |
| Sep 30, 2021 | 45.69% |