KPIs & Operating Metrics(New)

Ally Financial (ALLY) EBT Margin (2016 - 2025)

Ally Financial (ALLY) has disclosed EBT Margin for 16 consecutive years, with 18.18% as the latest value for Q4 2025.

  • Quarterly EBT Margin rose 1280.0% to 18.18% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 13.28% through Dec 2025, up 306.0% year-over-year, with the annual reading at 13.28% for FY2025, 306.0% up from the prior year.
  • EBT Margin for Q4 2025 was 18.18% at Ally Financial, down from 23.66% in the prior quarter.
  • The five-year high for EBT Margin was 51.99% in Q1 2021, with the low at 18.43% in Q1 2025.
  • Average EBT Margin over 5 years is 21.91%, with a median of 19.8% recorded in 2022.
  • The sharpest move saw EBT Margin skyrocketed 8110bps in 2021, then plummeted -2759bps in 2025.
  • Over 5 years, EBT Margin stood at 40.88% in 2021, then tumbled by -51bps to 20.22% in 2022, then plummeted by -80bps to 4.02% in 2023, then skyrocketed by 34bps to 5.38% in 2024, then surged by 238bps to 18.18% in 2025.
  • According to Business Quant data, EBT Margin over the past three periods came in at 18.18%, 23.66%, and 20.94% for Q4 2025, Q3 2025, and Q2 2025 respectively.