Ally Financial (ALLY) EBT Margin (2010 - 2026)

Ally Financial's (ALLY) quarterly EBT Margin came in at 19.03% in Q1 2026, up 3746.0% year-on-year from 0.49% in Q1 2025, and up 4.66% quarter-over-quarter from 18.18% in Q4 2025.

Ally Financial (ALLY) EBT Margin (2010 - 2026) Analysis & Trends

Ally Financial has disclosed EBT Margin across 17 years of filings, most recently posting 19.03% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 19.03%, up 3746.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 20.47% (up 1569.0% YoY), and the FY2025 annual result was 13.28%, up 306.0% from the prior year.
  • EBT Margin came in at 19.03% for Q1 2026 at Ally Financial, up from 18.18% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 39.63% in Q1 2022 to a low of 18.43% in Q1 2025.
  • The 5-year median for EBT Margin is 18.48% (2023), against an average of 15.8%.
  • Across the five-year window, EBT Margin sank 2759 bps in 2025 and jumped 3746 bps in 2026, its largest moves.
  • Ally Financial's EBT Margin stood at 20.22% in 2022, then slumped by 80 bps to 4.02% in 2023, then jumped by 34 bps to 5.38% in 2024, then surged by 238 bps to 18.18% in 2025, then climbed by 5 bps to 19.03% in 2026.
  • The last three EBT Margin figures came in at 19.03% (Q1 2026), 18.18% (Q4 2025), and 23.66% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 27.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 19.03%
Dec 31, 2025 18.18%
Sep 30, 2025 23.66%
Jun 30, 2025 20.94%
Mar 31, 2025 -18.43%
Dec 31, 2024 5.38%
Sep 30, 2024 12.41%
Jun 30, 2024 13.80%
Mar 31, 2024 9.16%
Dec 31, 2023 4.02%
Sep 30, 2023 11.59%
Jun 30, 2023 19.38%
Mar 31, 2023 18.48%
Dec 31, 2022 20.22%
Sep 30, 2022 20.68%
Jun 30, 2022 30.54%
Mar 31, 2022 39.63%
Dec 31, 2021 40.88%
Sep 30, 2021 45.69%
Jun 30, 2021 49.98%