KPIs & Operating Metrics(New)

Ally Financial (ALLY) EBT Margin (2016 - 2026)

Ally Financial's EBT Margin history spans 16 years, with the latest figure at 18.18% for Q4 2025.

  • On a quarterly basis, EBT Margin rose 1280.0% to 18.18% in Q4 2025 year-over-year; TTM through Dec 2025 was 13.28%, a 306.0% increase, with the full-year FY2025 number at 13.28%, up 306.0% from a year prior.
  • EBT Margin hit 18.18% in Q4 2025 for Ally Financial, down from 23.66% in the prior quarter.
  • Over the last five years, EBT Margin for ALLY hit a ceiling of 51.99% in Q1 2021 and a floor of 18.43% in Q1 2025.
  • Historically, EBT Margin has averaged 21.91% across 5 years, with a median of 19.8% in 2022.
  • Biggest five-year swings in EBT Margin: soared 8110bps in 2021 and later crashed -2759bps in 2025.
  • Tracing ALLY's EBT Margin over 5 years: stood at 40.88% in 2021, then crashed by -51bps to 20.22% in 2022, then tumbled by -80bps to 4.02% in 2023, then surged by 34bps to 5.38% in 2024, then soared by 238bps to 18.18% in 2025.
  • Business Quant data shows EBT Margin for ALLY at 18.18% in Q4 2025, 23.66% in Q3 2025, and 20.94% in Q2 2025.