Ally Financial (ALLY) EBITDA Margin (2010 - 2026)

Ally Financial's (ALLY) quarterly EBITDA Margin came in at 15.79% in Q1 2026, down 1256.0% year-on-year from 1.37% in Q1 2025, and down 67.06% quarter-over-quarter from 47.95% in Q4 2025.

Ally Financial (ALLY) EBITDA Margin (2010 - 2026) Analysis & Trends

Ally Financial has disclosed EBITDA Margin across 17 years of filings, most recently posting 15.79% for Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 15.79%, down 1256.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 28.53% (down 21.0% YoY), and the FY2025 annual result was 36.0%, down 304.0% from the prior year.
  • EBITDA Margin came in at 15.79% for Q1 2026 at Ally Financial, down from 47.95% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 50.52% in Q4 2022 to a low of 51.19% in Q3 2022.
  • The 5-year median for EBITDA Margin is 18.97% (2025), against an average of 11.16%.
  • Across the five-year window, EBITDA Margin tumbled 8768 bps in 2022 and jumped 7352 bps in 2023, its largest moves.
  • Ally Financial's EBITDA Margin stood at 50.52% in 2022, then declined by 25 bps to 37.9% in 2023, then climbed by 0 bps to 38.01% in 2024, then climbed by 26 bps to 47.95% in 2025, then plunged by 67 bps to 15.79% in 2026.
  • The last three EBITDA Margin figures came in at 15.79% (Q1 2026), 47.95% (Q4 2025), and 31.04% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 28.77%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 13.91%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 15.79%
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 24.11%

Historic Data

Download Data
DateValue
Mar 31, 2026 15.79%
Dec 31, 2025 47.95%
Sep 30, 2025 31.04%
Jun 30, 2025 18.97%
Mar 31, 2025 28.36%
Dec 31, 2024 38.01%
Sep 30, 2024 38.13%
Jun 30, 2024 9.84%
Mar 31, 2024 -1.50%
Dec 31, 2023 37.90%
Sep 30, 2023 -31.35%
Jun 30, 2023 10.77%
Mar 31, 2023 27.71%
Dec 31, 2022 50.52%
Sep 30, 2022 -51.19%
Jun 30, 2022 -35.45%
Mar 31, 2022 -45.81%
Dec 31, 2021 47.93%
Sep 30, 2021 27.56%
Jun 30, 2021 52.23%