Ally Financial (ALLY) EBITDA Margin (2010 - 2026)
Ally Financial (ALLY) posted EBITDA Margin of 15.79% for Q1 2026, down 67.06% sequentially from 47.95% in Q4 2025, and down 1256.0% YoY from 1.37% in Q1 2025.
Ally Financial (ALLY) EBITDA Margin (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 17 years of EBITDA Margin data on file, last reported at 15.79% in Q1 2026.
- Quarterly EBITDA Margin fell 1256.0% year-over-year to 15.79% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 28.53% (down 21.0% YoY) and the FY2025 annual result came in at 36.0%, down 304.0% from the prior year.
- EBITDA Margin slipped to 15.79% in Q1 2026 per ALLY's latest filing, from 47.95% in the prior quarter.
- The five-year high for EBITDA Margin was 50.52% in Q4 2022, with the low at 51.19% in Q3 2022.
- Average EBITDA Margin over 5 years is 11.16%, with a median of 18.97% recorded in 2025.
- Year-over-year, EBITDA Margin sank 8768 bps in 2022 and surged 7352 bps in 2023.
- Ally Financial's EBITDA Margin stood at 50.52% in 2022, then decreased by 25 bps to 37.9% in 2023, then rose by 0 bps to 38.01% in 2024, then rose by 26 bps to 47.95% in 2025, then sank by 67 bps to 15.79% in 2026.
- Business Quant data shows ALLY's EBITDA Margin at 15.79% in Q1 2026, 47.95% in Q4 2025, and 31.04% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 37.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.79% |
| Dec 31, 2025 | 47.95% |
| Sep 30, 2025 | 31.04% |
| Jun 30, 2025 | 18.97% |
| Mar 31, 2025 | 28.36% |
| Dec 31, 2024 | 38.01% |
| Sep 30, 2024 | 38.13% |
| Jun 30, 2024 | 9.84% |
| Mar 31, 2024 | -1.50% |
| Dec 31, 2023 | 37.90% |
| Sep 30, 2023 | -31.35% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 27.71% |
| Dec 31, 2022 | 50.52% |
| Sep 30, 2022 | -51.19% |
| Jun 30, 2022 | -35.45% |
| Mar 31, 2022 | -45.81% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 27.56% |
| Jun 30, 2021 | 52.23% |