Ally Financial (ALLY) EBITDA Margin (2010 - 2026)
Ally Financial's (ALLY) quarterly EBITDA Margin came in at 15.79% in Q1 2026, down 1256.0% year-on-year from 1.37% in Q1 2025, and down 67.06% quarter-over-quarter from 47.95% in Q4 2025.
Ally Financial (ALLY) EBITDA Margin (2010 - 2026) Analysis & Trends
Ally Financial has disclosed EBITDA Margin across 17 years of filings, most recently posting 15.79% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 15.79%, down 1256.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 28.53% (down 21.0% YoY), and the FY2025 annual result was 36.0%, down 304.0% from the prior year.
- EBITDA Margin came in at 15.79% for Q1 2026 at Ally Financial, down from 47.95% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 50.52% in Q4 2022 to a low of 51.19% in Q3 2022.
- The 5-year median for EBITDA Margin is 18.97% (2025), against an average of 11.16%.
- Across the five-year window, EBITDA Margin tumbled 8768 bps in 2022 and jumped 7352 bps in 2023, its largest moves.
- Ally Financial's EBITDA Margin stood at 50.52% in 2022, then declined by 25 bps to 37.9% in 2023, then climbed by 0 bps to 38.01% in 2024, then climbed by 26 bps to 47.95% in 2025, then plunged by 67 bps to 15.79% in 2026.
- The last three EBITDA Margin figures came in at 15.79% (Q1 2026), 47.95% (Q4 2025), and 31.04% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.79% |
| Dec 31, 2025 | 47.95% |
| Sep 30, 2025 | 31.04% |
| Jun 30, 2025 | 18.97% |
| Mar 31, 2025 | 28.36% |
| Dec 31, 2024 | 38.01% |
| Sep 30, 2024 | 38.13% |
| Jun 30, 2024 | 9.84% |
| Mar 31, 2024 | -1.50% |
| Dec 31, 2023 | 37.90% |
| Sep 30, 2023 | -31.35% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 27.71% |
| Dec 31, 2022 | 50.52% |
| Sep 30, 2022 | -51.19% |
| Jun 30, 2022 | -35.45% |
| Mar 31, 2022 | -45.81% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 27.56% |
| Jun 30, 2021 | 52.23% |