Ally Financial ALLY
NYSE ALLY
$42.18 -0.56 (-1.31%)
At close: Aug 28, 2026 · 4:00 PM EDT

Ally Financial (ALLY) EBITDA Margin (2010 - 2026)

Ally Financial (ALLY) posted EBITDA Margin of 33.2% for Q2 2026, down 6.45% sequentially from 35.49% in Q1 2026, and up 357.0% YoY from 7.27% in Q2 2025.

Analysis

Ally Financial (ALLY) EBITDA Margin (2010 - 2026) Analysis & Trends

Ally Financial has reported EBITDA Margin for 17 years, with the latest figure at 33.2% in Q2 2026.

  • Quarterly EBITDA Margin rose 357.0% year-over-year to 33.2% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 35.19% (up 1350.0% YoY) and the FY2025 annual result came in at 24.16%, down 589.0% from the prior year.
  • EBITDA Margin slipped to 33.2% in Q2 2026 per ALLY's latest filing, from 35.49% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 44.73% in Q1 2022 and troughed at 16.48% in Q1 2025.
  • A 5-year average of 31.48% and a median of 34.48% in 2026 frame the typical range for EBITDA Margin.
  • The sharpest annual moves came in 2025 and 2026: EBITDA Margin sank 4541 bps in 2025, then jumped 5197 bps in 2026.
  • Over 5 years, EBITDA Margin stood at 39.62% in 2022, then slumped by 30 bps to 27.7% in 2023, then fell by 2 bps to 27.15% in 2024, then jumped by 32 bps to 35.89% in 2025, then declined by 7 bps to 33.2% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 33.2%, 35.49%, and 35.89% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - 49.39%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 44.85%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 44.97%
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 11.82%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 44.97%
Mar 31, 2026 48.24%
Dec 31, 2025 47.95%
Sep 30, 2025 46.68%
Jun 30, 2025 40.01%
Mar 31, 2025 -0.91%
Dec 31, 2024 38.01%
Sep 30, 2024 44.22%
Jun 30, 2024 35.11%
Mar 31, 2024 38.54%
Dec 31, 2023 37.90%
Sep 30, 2023 42.43%
Jun 30, 2023 42.91%
Mar 31, 2023 46.24%
Dec 31, 2022 50.52%
Sep 30, 2022 50.74%
Jun 30, 2022 51.45%
Mar 31, 2022 54.89%
Dec 31, 2021 56.39%
Sep 30, 2021 53.05%