Ally Financial (ALLY) EBITDA Margin (2010 - 2026)
Ally Financial (ALLY) posted EBITDA Margin of 33.2% for Q2 2026, down 6.45% sequentially from 35.49% in Q1 2026, and up 357.0% YoY from 7.27% in Q2 2025.
Analysis
Ally Financial (ALLY) EBITDA Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported EBITDA Margin for 17 years, with the latest figure at 33.2% in Q2 2026.
- Quarterly EBITDA Margin rose 357.0% year-over-year to 33.2% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 35.19% (up 1350.0% YoY) and the FY2025 annual result came in at 24.16%, down 589.0% from the prior year.
- EBITDA Margin slipped to 33.2% in Q2 2026 per ALLY's latest filing, from 35.49% in the prior quarter.
- Over five years, EBITDA Margin peaked at 44.73% in Q1 2022 and troughed at 16.48% in Q1 2025.
- A 5-year average of 31.48% and a median of 34.48% in 2026 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2025 and 2026: EBITDA Margin sank 4541 bps in 2025, then jumped 5197 bps in 2026.
- Over 5 years, EBITDA Margin stood at 39.62% in 2022, then slumped by 30 bps to 27.7% in 2023, then fell by 2 bps to 27.15% in 2024, then jumped by 32 bps to 35.89% in 2025, then declined by 7 bps to 33.2% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 33.2%, 35.49%, and 35.89% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 44.97% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 11.82% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.97% |
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 47.95% |
| Sep 30, 2025 | 46.68% |
| Jun 30, 2025 | 40.01% |
| Mar 31, 2025 | -0.91% |
| Dec 31, 2024 | 38.01% |
| Sep 30, 2024 | 44.22% |
| Jun 30, 2024 | 35.11% |
| Mar 31, 2024 | 38.54% |
| Dec 31, 2023 | 37.90% |
| Sep 30, 2023 | 42.43% |
| Jun 30, 2023 | 42.91% |
| Mar 31, 2023 | 46.24% |
| Dec 31, 2022 | 50.52% |
| Sep 30, 2022 | 50.74% |
| Jun 30, 2022 | 51.45% |
| Mar 31, 2022 | 54.89% |
| Dec 31, 2021 | 56.39% |
| Sep 30, 2021 | 53.05% |