Ally Financial (ALLY) Gross Margin (2010 - 2026)
Ally Financial recorded quarterly Gross Margin of 94.24% in Q1 2026, down 0.56% quarter-over-quarter from 94.77% in Q4 2025, and up 469.0% year-over-year from 16.56% in Q1 2025.
Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends
Ally Financial's Gross Margin history runs 16 years deep, the most recent figure standing at 94.24% for Q1 2026.
- In Q1 2026, Gross Margin rose 469.0% year-over-year to 94.24%; the TTM figure through Mar 2026 stood at 93.2% (up 88.0% YoY), while the FY2025 annual figure was 92.22%, down 113.0% from the prior year.
- Gross Margin came in at 94.24% for Q1 2026 at Ally Financial, down from 94.77% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 97.28% in Q1 2022 to a low of 89.55% in Q1 2025.
- A 5-year average of 94.23% and a median of 94.39% in 2024 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin plunged 484 bps in 2025 and soared 469 bps in 2026, its largest moves.
- Ally Financial's Gross Margin stood at 97.14% in 2022, then dropped by 2 bps to 95.54% in 2023, then decreased by 1 bps to 94.27% in 2024, then grew by 1 bps to 94.77% in 2025, then declined by 1 bps to 94.24% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 94.24%, 94.77%, and 93.5% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 93.80% |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 78.22% |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 94.24% |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 97.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.24% |
| Dec 31, 2025 | 94.77% |
| Sep 30, 2025 | 93.50% |
| Jun 30, 2025 | 90.25% |
| Mar 31, 2025 | 89.55% |
| Dec 31, 2024 | 94.27% |
| Sep 30, 2024 | 93.68% |
| Jun 30, 2024 | 91.05% |
| Mar 31, 2024 | 94.39% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 94.56% |
| Jun 30, 2023 | 93.55% |
| Mar 31, 2023 | 95.81% |
| Dec 31, 2022 | 97.14% |
| Sep 30, 2022 | 96.53% |
| Jun 30, 2022 | 95.71% |
| Mar 31, 2022 | 97.28% |
| Dec 31, 2021 | 97.50% |
| Sep 30, 2021 | 96.52% |
| Jun 30, 2021 | 96.45% |