KPIs & Operating Metrics(New)

Ally Financial (ALLY) Gross Margin (2016 - 2025)

Ally Financial (ALLY) has disclosed Gross Margin for 15 consecutive years, with 94.77% as the latest value for Q4 2025.

  • Quarterly Gross Margin rose 50.0% to 94.77% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 92.22% through Dec 2025, down 113.0% year-over-year, with the annual reading at 92.22% for FY2025, 113.0% down from the prior year.
  • Gross Margin for Q4 2025 was 94.77% at Ally Financial, up from 93.5% in the prior quarter.
  • The five-year high for Gross Margin was 97.5% in Q4 2021, with the low at 89.55% in Q1 2025.
  • Average Gross Margin over 5 years is 94.74%, with a median of 95.16% recorded in 2023.
  • The sharpest move saw Gross Margin skyrocketed 528bps in 2021, then crashed -484bps in 2025.
  • Over 5 years, Gross Margin stood at 97.5% in 2021, then dropped by 0bps to 97.14% in 2022, then fell by -2bps to 95.54% in 2023, then dropped by -1bps to 94.27% in 2024, then rose by 1bps to 94.77% in 2025.
  • According to Business Quant data, Gross Margin over the past three periods came in at 94.77%, 93.5%, and 90.25% for Q4 2025, Q3 2025, and Q2 2025 respectively.