KPIs & Operating Metrics(New)

Ally Financial (ALLY) Gross Margin (2016 - 2026)

Ally Financial's Gross Margin history spans 15 years, with the latest figure at 94.77% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 50.0% to 94.77% in Q4 2025 year-over-year; TTM through Dec 2025 was 92.22%, a 113.0% decrease, with the full-year FY2025 number at 92.22%, down 113.0% from a year prior.
  • Gross Margin hit 94.77% in Q4 2025 for Ally Financial, up from 93.5% in the prior quarter.
  • Over the last five years, Gross Margin for ALLY hit a ceiling of 97.5% in Q4 2021 and a floor of 89.55% in Q1 2025.
  • Historically, Gross Margin has averaged 94.74% across 5 years, with a median of 95.16% in 2023.
  • Biggest five-year swings in Gross Margin: soared 528bps in 2021 and later tumbled -484bps in 2025.
  • Tracing ALLY's Gross Margin over 5 years: stood at 97.5% in 2021, then decreased by 0bps to 97.14% in 2022, then dropped by -2bps to 95.54% in 2023, then decreased by -1bps to 94.27% in 2024, then grew by 1bps to 94.77% in 2025.
  • Business Quant data shows Gross Margin for ALLY at 94.77% in Q4 2025, 93.5% in Q3 2025, and 90.25% in Q2 2025.