Ally Financial (ALLY) Gross Margin (2010 - 2026)
Ally Financial (ALLY) posted Gross Margin of 90.9% for Q2 2026, down 3.55% sequentially from 94.24% in Q1 2026, and up 65.0% YoY from 55.09% in Q2 2025.
Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported Gross Margin for 17 years, with the latest figure at 90.9% in Q2 2026.
- Quarterly Gross Margin rose 65.0% year-over-year to 90.9% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 93.31% (up 121.0% YoY) and the FY2025 annual result came in at 92.22%, down 113.0% from the prior year.
- Gross Margin declined to 90.9% in Q2 2026 per ALLY's latest filing, from 94.24% in the prior quarter.
- Over five years, Gross Margin peaked at 97.28% in Q1 2022 and troughed at 89.55% in Q1 2025.
- A 5-year average of 94.04% and a median of 94.33% in 2024 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2025 and 2026: Gross Margin sank 484 bps in 2025, then jumped 469 bps in 2026.
- Over 5 years, Gross Margin stood at 97.14% in 2022, then declined by 2 bps to 95.54% in 2023, then slipped by 1 bps to 94.27% in 2024, then increased by 1 bps to 94.77% in 2025, then fell by 4 bps to 90.9% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 90.9%, 94.24%, and 94.77% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -32.14% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 90.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 90.90% |
| Mar 31, 2026 | 94.24% |
| Dec 31, 2025 | 94.77% |
| Sep 30, 2025 | 93.50% |
| Jun 30, 2025 | 90.25% |
| Mar 31, 2025 | 89.55% |
| Dec 31, 2024 | 94.27% |
| Sep 30, 2024 | 93.68% |
| Jun 30, 2024 | 91.05% |
| Mar 31, 2024 | 94.39% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 94.56% |
| Jun 30, 2023 | 93.55% |
| Mar 31, 2023 | 95.81% |
| Dec 31, 2022 | 97.14% |
| Sep 30, 2022 | 96.53% |
| Jun 30, 2022 | 95.71% |
| Mar 31, 2022 | 97.28% |
| Dec 31, 2021 | 97.50% |
| Sep 30, 2021 | 96.52% |