Ally Financial ALLY
NYSE ALLY
$42.18 -0.56 (-1.31%)
At close: Aug 28, 2026 · 4:00 PM EDT

Ally Financial (ALLY) Gross Margin (2010 - 2026)

Ally Financial (ALLY) posted Gross Margin of 90.9% for Q2 2026, down 3.55% sequentially from 94.24% in Q1 2026, and up 65.0% YoY from 55.09% in Q2 2025.

Analysis

Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends

Ally Financial has reported Gross Margin for 17 years, with the latest figure at 90.9% in Q2 2026.

  • Quarterly Gross Margin rose 65.0% year-over-year to 90.9% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 93.31% (up 121.0% YoY) and the FY2025 annual result came in at 92.22%, down 113.0% from the prior year.
  • Gross Margin declined to 90.9% in Q2 2026 per ALLY's latest filing, from 94.24% in the prior quarter.
  • Over five years, Gross Margin peaked at 97.28% in Q1 2022 and troughed at 89.55% in Q1 2025.
  • A 5-year average of 94.04% and a median of 94.33% in 2024 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2025 and 2026: Gross Margin sank 484 bps in 2025, then jumped 469 bps in 2026.
  • Over 5 years, Gross Margin stood at 97.14% in 2022, then declined by 2 bps to 95.54% in 2023, then slipped by 1 bps to 94.27% in 2024, then increased by 1 bps to 94.77% in 2025, then fell by 4 bps to 90.9% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 90.9%, 94.24%, and 94.77% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - -
2 Mastercard 518.33 Bn 504.84 Bn - -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 91.60%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 83.58%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 90.90%
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 49.66%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 90.90%
Mar 31, 2026 94.24%
Dec 31, 2025 94.77%
Sep 30, 2025 93.50%
Jun 30, 2025 90.25%
Mar 31, 2025 89.55%
Dec 31, 2024 94.27%
Sep 30, 2024 93.68%
Jun 30, 2024 91.05%
Mar 31, 2024 94.39%
Dec 31, 2023 95.54%
Sep 30, 2023 94.56%
Jun 30, 2023 93.55%
Mar 31, 2023 95.81%
Dec 31, 2022 97.14%
Sep 30, 2022 96.53%
Jun 30, 2022 95.71%
Mar 31, 2022 97.28%
Dec 31, 2021 97.50%
Sep 30, 2021 96.52%