Ally Financial (ALLY) Gross Margin (2010 - 2026)
Ally Financial's (ALLY) quarterly Gross Margin came in at 94.24% in Q1 2026, up 469.0% year-on-year from 16.56% in Q1 2025, and down 0.56% quarter-over-quarter from 94.77% in Q4 2025.
Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends
Ally Financial has disclosed Gross Margin across 16 years of filings, most recently posting 94.24% for Q1 2026.
- Gross Margin for Q1 2026 came in at 94.24%, up 469.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 93.2% (up 88.0% YoY), and the FY2025 annual result was 92.22%, down 113.0% from the prior year.
- Gross Margin came in at 94.24% for Q1 2026 at Ally Financial, down from 94.77% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 97.28% in Q1 2022 to a low of 89.55% in Q1 2025.
- The 5-year median for Gross Margin is 94.39% (2024), against an average of 94.23%.
- Across the five-year window, Gross Margin sank 484 bps in 2025 and surged 469 bps in 2026, its largest moves.
- Ally Financial's Gross Margin stood at 97.14% in 2022, then slipped by 2 bps to 95.54% in 2023, then retreated by 1 bps to 94.27% in 2024, then climbed by 1 bps to 94.77% in 2025, then dropped by 1 bps to 94.24% in 2026.
- The last three Gross Margin figures came in at 94.24% (Q1 2026), 94.77% (Q4 2025), and 93.5% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | - |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | - |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 94.24% |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 97.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.24% |
| Dec 31, 2025 | 94.77% |
| Sep 30, 2025 | 93.50% |
| Jun 30, 2025 | 90.25% |
| Mar 31, 2025 | 89.55% |
| Dec 31, 2024 | 94.27% |
| Sep 30, 2024 | 93.68% |
| Jun 30, 2024 | 91.05% |
| Mar 31, 2024 | 94.39% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 94.56% |
| Jun 30, 2023 | 93.55% |
| Mar 31, 2023 | 95.81% |
| Dec 31, 2022 | 97.14% |
| Sep 30, 2022 | 96.53% |
| Jun 30, 2022 | 95.71% |
| Mar 31, 2022 | 97.28% |
| Dec 31, 2021 | 97.50% |
| Sep 30, 2021 | 96.52% |
| Jun 30, 2021 | 96.45% |