Ally Financial (ALLY) Gross Margin (2010 - 2026)

Ally Financial recorded quarterly Gross Margin of 94.24% in Q1 2026, down 0.56% quarter-over-quarter from 94.77% in Q4 2025, and up 469.0% year-over-year from 16.56% in Q1 2025.

Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends

Ally Financial's Gross Margin history runs 16 years deep, the most recent figure standing at 94.24% for Q1 2026.

  • In Q1 2026, Gross Margin rose 469.0% year-over-year to 94.24%; the TTM figure through Mar 2026 stood at 93.2% (up 88.0% YoY), while the FY2025 annual figure was 92.22%, down 113.0% from the prior year.
  • Gross Margin came in at 94.24% for Q1 2026 at Ally Financial, down from 94.77% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 97.28% in Q1 2022 to a low of 89.55% in Q1 2025.
  • A 5-year average of 94.23% and a median of 94.39% in 2024 frame the typical range for Gross Margin.
  • Across the five-year window, Gross Margin plunged 484 bps in 2025 and soared 469 bps in 2026, its largest moves.
  • Ally Financial's Gross Margin stood at 97.14% in 2022, then dropped by 2 bps to 95.54% in 2023, then decreased by 1 bps to 94.27% in 2024, then grew by 1 bps to 94.77% in 2025, then declined by 1 bps to 94.24% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 94.24%, 94.77%, and 93.5% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 92.17%
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 93.80%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 78.22%
7 Synchrony Financial 24.22 Bn 3.66 Bn - -
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 84.45%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 94.24%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 97.03%

Historic Data

Download Data
DateValue
Mar 31, 2026 94.24%
Dec 31, 2025 94.77%
Sep 30, 2025 93.50%
Jun 30, 2025 90.25%
Mar 31, 2025 89.55%
Dec 31, 2024 94.27%
Sep 30, 2024 93.68%
Jun 30, 2024 91.05%
Mar 31, 2024 94.39%
Dec 31, 2023 95.54%
Sep 30, 2023 94.56%
Jun 30, 2023 93.55%
Mar 31, 2023 95.81%
Dec 31, 2022 97.14%
Sep 30, 2022 96.53%
Jun 30, 2022 95.71%
Mar 31, 2022 97.28%
Dec 31, 2021 97.50%
Sep 30, 2021 96.52%
Jun 30, 2021 96.45%