Ally Financial (ALLY) Gross Margin (2010 - 2026)

Ally Financial's (ALLY) quarterly Gross Margin came in at 94.24% in Q1 2026, up 469.0% year-on-year from 16.56% in Q1 2025, and down 0.56% quarter-over-quarter from 94.77% in Q4 2025.

Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends

Ally Financial has disclosed Gross Margin across 16 years of filings, most recently posting 94.24% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 94.24%, up 469.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 93.2% (up 88.0% YoY), and the FY2025 annual result was 92.22%, down 113.0% from the prior year.
  • Gross Margin came in at 94.24% for Q1 2026 at Ally Financial, down from 94.77% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 97.28% in Q1 2022 to a low of 89.55% in Q1 2025.
  • The 5-year median for Gross Margin is 94.39% (2024), against an average of 94.23%.
  • Across the five-year window, Gross Margin sank 484 bps in 2025 and surged 469 bps in 2026, its largest moves.
  • Ally Financial's Gross Margin stood at 97.14% in 2022, then slipped by 2 bps to 95.54% in 2023, then retreated by 1 bps to 94.27% in 2024, then climbed by 1 bps to 94.77% in 2025, then dropped by 1 bps to 94.24% in 2026.
  • The last three Gross Margin figures came in at 94.24% (Q1 2026), 94.77% (Q4 2025), and 93.5% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 92.17%
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 93.80%
6 Synchrony Financial 25.78 Bn 5.22 Bn - -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 78.22%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 84.45%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 94.24%
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 97.03%

Historic Data

Download Data
DateValue
Mar 31, 2026 94.24%
Dec 31, 2025 94.77%
Sep 30, 2025 93.50%
Jun 30, 2025 90.25%
Mar 31, 2025 89.55%
Dec 31, 2024 94.27%
Sep 30, 2024 93.68%
Jun 30, 2024 91.05%
Mar 31, 2024 94.39%
Dec 31, 2023 95.54%
Sep 30, 2023 94.56%
Jun 30, 2023 93.55%
Mar 31, 2023 95.81%
Dec 31, 2022 97.14%
Sep 30, 2022 96.53%
Jun 30, 2022 95.71%
Mar 31, 2022 97.28%
Dec 31, 2021 97.50%
Sep 30, 2021 96.52%
Jun 30, 2021 96.45%