Ally Financial (ALLY) Gross Margin (2010 - 2026)
Ally Financial (ALLY) posted Gross Margin of 94.24% for Q1 2026, down 0.56% sequentially from 94.77% in Q4 2025, and up 469.0% YoY from 16.56% in Q1 2025.
Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 16 years of Gross Margin data on file, last reported at 94.24% in Q1 2026.
- Quarterly Gross Margin rose 469.0% year-over-year to 94.24% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 93.2% (up 88.0% YoY) and the FY2025 annual result came in at 92.22%, down 113.0% from the prior year.
- Gross Margin eased to 94.24% in Q1 2026 per ALLY's latest filing, from 94.77% in the prior quarter.
- The five-year high for Gross Margin was 97.28% in Q1 2022, with the low at 89.55% in Q1 2025.
- Average Gross Margin over 5 years is 94.23%, with a median of 94.39% recorded in 2024.
- Year-over-year, Gross Margin tumbled 484 bps in 2025 and soared 469 bps in 2026.
- Ally Financial's Gross Margin stood at 97.14% in 2022, then fell by 2 bps to 95.54% in 2023, then dropped by 1 bps to 94.27% in 2024, then rose by 1 bps to 94.77% in 2025, then retreated by 1 bps to 94.24% in 2026.
- Business Quant data shows ALLY's Gross Margin at 94.24% in Q1 2026, 94.77% in Q4 2025, and 93.5% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.24% |
| Dec 31, 2025 | 94.77% |
| Sep 30, 2025 | 93.50% |
| Jun 30, 2025 | 90.25% |
| Mar 31, 2025 | 89.55% |
| Dec 31, 2024 | 94.27% |
| Sep 30, 2024 | 93.68% |
| Jun 30, 2024 | 91.05% |
| Mar 31, 2024 | 94.39% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 94.56% |
| Jun 30, 2023 | 93.55% |
| Mar 31, 2023 | 95.81% |
| Dec 31, 2022 | 97.14% |
| Sep 30, 2022 | 96.53% |
| Jun 30, 2022 | 95.71% |
| Mar 31, 2022 | 97.28% |
| Dec 31, 2021 | 97.50% |
| Sep 30, 2021 | 96.52% |
| Jun 30, 2021 | 96.45% |