Ally Financial (ALLY) Gross Margin (2010 - 2026)
Ally Financial's (ALLY) quarterly Gross Margin came in at 90.9% in Q2 2026, up 65.0% year-over-year from 55.09% in Q2 2025, and down 3.55% quarter-over-quarter from 94.24% in Q1 2026.
Analysis
Ally Financial (ALLY) Gross Margin (2010 - 2026) Analysis & Trends
Ally Financial has disclosed Gross Margin across 17 years of filings, most recently posting 90.9% for Q2 2026.
- In Q2 2026, Gross Margin rose 65.0% year-over-year to 90.9%; the TTM figure through Jun 2026 stood at 93.31% (up 121.0% YoY), while the FY2025 annual figure was 92.22%, down 113.0% from the prior year.
- Gross Margin came in at 90.9% for Q2 2026 at Ally Financial, down from 94.24% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 97.28% in Q1 2022 to a low of 89.55% in Q1 2025.
- Average Gross Margin over 5 years is 94.04%, with a median of 94.33% recorded in 2024.
- Year-over-year, Gross Margin plunged 484 bps in 2025 and soared 469 bps in 2026.
- Over 5 years, Gross Margin stood at 97.14% in 2022, then slipped by 2 bps to 95.54% in 2023, then retreated by 1 bps to 94.27% in 2024, then climbed by 1 bps to 94.77% in 2025, then dropped by 4 bps to 90.9% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 90.9% in Q2 2026, 94.24% in Q1 2026, and 94.77% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 96.31% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | - |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | - |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 91.60% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 78.17% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | - |
| 10 | Ally Financial | 12.18 Bn | 4.34 Bn | 2.08 Bn | 90.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 90.90% |
| Mar 31, 2026 | 94.24% |
| Dec 31, 2025 | 94.77% |
| Sep 30, 2025 | 93.50% |
| Jun 30, 2025 | 90.25% |
| Mar 31, 2025 | 89.55% |
| Dec 31, 2024 | 94.27% |
| Sep 30, 2024 | 93.68% |
| Jun 30, 2024 | 91.05% |
| Mar 31, 2024 | 94.39% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 94.56% |
| Jun 30, 2023 | 93.55% |
| Mar 31, 2023 | 95.81% |
| Dec 31, 2022 | 97.14% |
| Sep 30, 2022 | 96.53% |
| Jun 30, 2022 | 95.71% |
| Mar 31, 2022 | 97.28% |
| Dec 31, 2021 | 97.50% |
| Sep 30, 2021 | 96.52% |