Ally Financial (ALLY) Debt Ratio (2010 - 2026)

Ally Financial (ALLY) posted Debt Ratio of 0.02 for Q1 2026, down 12.68% sequentially from 0.02 in Q4 2025, and up 22.53% YoY from 0.02 in Q1 2025.

Ally Financial (ALLY) Debt Ratio (2010 - 2026) Analysis & Trends

Ally Financial (ALLY) has 16 years of Debt Ratio data on file, last reported at 0.02 in Q1 2026.

  • Quarterly Debt Ratio rose 22.53% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.02 (up 22.53% YoY) and the FY2025 annual result came in at 0.02, up 182.78% from the prior year.
  • Debt Ratio fell to 0.02 in Q1 2026 per ALLY's latest filing, from 0.02 in the prior quarter.
  • The five-year high for Debt Ratio was 0.04 in Q2 2022, with the low at 0.01 in Q1 2023.
  • Average Debt Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2023.
  • Year-over-year, Debt Ratio tumbled 73.52% in 2023 and soared 182.78% in 2025.
  • Ally Financial's Debt Ratio stood at 0.01 in 2022, then soared by 34.22% to 0.02 in 2023, then plunged by 49.56% to 0.01 in 2024, then soared by 182.78% to 0.02 in 2025, then slipped by 12.68% to 0.02 in 2026.
  • Business Quant data shows ALLY's Debt Ratio at 0.02 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Sezzle 5.91 Bn 5.79 Bn - 0.32

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.02
Dec 31, 2020 0.01
Sep 30, 2020 0.02
Mar 31, 2020 0.05
Dec 31, 2019 0.03