Ally Financial (ALLY) Debt Ratio (2010 - 2026)

Ally Financial (ALLY) posted Debt Ratio of 0.11 for Q2 2026, up 5.62% sequentially from 0.11 in Q1 2026, and up 10.4% YoY from 0.1 in Q2 2025.

Ally Financial (ALLY) Debt Ratio (2010 - 2026) Analysis & Trends

Ally Financial has reported Debt Ratio for 17 years, with the latest figure at 0.11 in Q2 2026.

  • Quarterly Debt Ratio rose 10.4% year-over-year to 0.11 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.11 (up 10.4% YoY) and the FY2025 annual result came in at 0.11, up 11.41% from the prior year.
  • Debt Ratio climbed to 0.11 in Q2 2026 per ALLY's latest filing, from 0.11 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.13 in Q2 2022 and troughed at 0.09 in Q1 2024.
  • A 5-year average of 0.11 and a median of 0.11 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2024: Debt Ratio surged 51.44% in 2022, then slipped 21.26% in 2024.
  • Over 5 years, Debt Ratio stood at 0.11 in 2022, then advanced by 1.14% to 0.11 in 2023, then retreated by 6.24% to 0.1 in 2024, then climbed by 11.41% to 0.11 in 2025, then rose by 3.54% to 0.11 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.11, and 0.11 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.11

Historic Data

Download Data
DateValue
Jun 30, 2026 0.11
Mar 31, 2026 0.11
Dec 31, 2025 0.11
Sep 30, 2025 0.11
Jun 30, 2025 0.10
Mar 31, 2025 0.10
Dec 31, 2024 0.10
Sep 30, 2024 0.10
Jun 30, 2024 0.10
Mar 31, 2024 0.09
Dec 31, 2023 0.11
Sep 30, 2023 0.12
Jun 30, 2023 0.11
Mar 31, 2023 0.11
Dec 31, 2022 0.11
Sep 30, 2022 0.13
Jun 30, 2022 0.13
Mar 31, 2022 0.11
Dec 31, 2021 0.09
Sep 30, 2021 0.08