Ally Financial (ALLY) Debt Ratio (2010 - 2026)

Ally Financial's (ALLY) quarterly Debt Ratio came in at 0.02 in Q1 2026, up 22.53% year-on-year from 0.02 in Q1 2025, and down 12.68% quarter-over-quarter from 0.02 in Q4 2025.

Ally Financial (ALLY) Debt Ratio (2010 - 2026) Analysis & Trends

Ally Financial has disclosed Debt Ratio across 16 years of filings, most recently posting 0.02 for Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.02, up 22.53% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.02 (up 22.53% YoY), and the FY2025 annual result was 0.02, up 182.78% from the prior year.
  • Debt Ratio came in at 0.02 for Q1 2026 at Ally Financial, down from 0.02 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.04 in Q2 2022 to a low of 0.01 in Q1 2023.
  • The 5-year median for Debt Ratio is 0.02 (2023), against an average of 0.02.
  • Across the five-year window, Debt Ratio sank 73.52% in 2023 and surged 182.78% in 2025, its largest moves.
  • Ally Financial's Debt Ratio stood at 0.01 in 2022, then soared by 34.22% to 0.02 in 2023, then tumbled by 49.56% to 0.01 in 2024, then soared by 182.78% to 0.02 in 2025, then fell by 12.68% to 0.02 in 2026.
  • The last three Debt Ratio figures came in at 0.02 (Q1 2026), 0.02 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 0.60

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.02
Dec 31, 2020 0.01
Sep 30, 2020 0.02
Mar 31, 2020 0.05
Dec 31, 2019 0.03