Ally Financial (ALLY) Debt Ratio (2010 - 2026)
Ally Financial (ALLY) posted Debt Ratio of 0.02 for Q1 2026, down 12.68% sequentially from 0.02 in Q4 2025, and up 22.53% YoY from 0.02 in Q1 2025.
Ally Financial (ALLY) Debt Ratio (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 16 years of Debt Ratio data on file, last reported at 0.02 in Q1 2026.
- Quarterly Debt Ratio rose 22.53% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.02 (up 22.53% YoY) and the FY2025 annual result came in at 0.02, up 182.78% from the prior year.
- Debt Ratio fell to 0.02 in Q1 2026 per ALLY's latest filing, from 0.02 in the prior quarter.
- The five-year high for Debt Ratio was 0.04 in Q2 2022, with the low at 0.01 in Q1 2023.
- Average Debt Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2023.
- Year-over-year, Debt Ratio tumbled 73.52% in 2023 and soared 182.78% in 2025.
- Ally Financial's Debt Ratio stood at 0.01 in 2022, then soared by 34.22% to 0.02 in 2023, then plunged by 49.56% to 0.01 in 2024, then soared by 182.78% to 0.02 in 2025, then slipped by 12.68% to 0.02 in 2026.
- Business Quant data shows ALLY's Debt Ratio at 0.02 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2020 | 0.01 |
| Sep 30, 2020 | 0.02 |
| Mar 31, 2020 | 0.05 |
| Dec 31, 2019 | 0.03 |