Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)
Ally Financial recorded quarterly FCF Payout Ratio of 0.02 in Q1 2026, down 86.09% quarter-over-quarter from 0.15 in Q4 2025, and down 31.44% year-over-year from 0.03 in Q1 2025.
Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Ally Financial's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.02 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 31.44% year-over-year to 0.02; the TTM figure through Mar 2026 stood at 0.09 (up 26.35% YoY), while the FY2025 annual figure was 0.1, up 23.71% from the prior year.
- FCF Payout Ratio came in at 0.02 for Q1 2026 at Ally Financial, down from 0.15 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.3 in Q4 2024 to a low of 0.52 in Q4 2023.
- A 5-year average of 0.03 and a median of 0.06 in 2024 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio plunged 808.21% in 2023 and surged 176.7% in 2025, its largest moves.
- Ally Financial's FCF Payout Ratio stood at 0.07 in 2022, then tumbled by 808.21% to 0.52 in 2023, then jumped by 158.53% to 0.3 in 2024, then tumbled by 51.67% to 0.15 in 2025, then tumbled by 86.09% to 0.02 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.02, 0.15, and 0.08 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.49 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 0.28 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.09 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.14 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.01 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.02 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | -0.12 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | -0.52 |
| Sep 30, 2023 | -0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.16 |