Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)
Ally Financial (ALLY) posted FCF Payout Ratio of 0.02 for Q1 2026, down 86.09% sequentially from 0.15 in Q4 2025, and down 31.44% YoY from 0.03 in Q1 2025.
Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 17 years of FCF Payout Ratio data on file, last reported at 0.02 in Q1 2026.
- Quarterly FCF Payout Ratio fell 31.44% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.09 (up 26.35% YoY) and the FY2025 annual result came in at 0.1, up 23.71% from the prior year.
- FCF Payout Ratio retreated to 0.02 in Q1 2026 per ALLY's latest filing, from 0.15 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.3 in Q4 2024, with the low at 0.52 in Q4 2023.
- Average FCF Payout Ratio over 5 years is 0.03, with a median of 0.06 recorded in 2024.
- Year-over-year, FCF Payout Ratio tumbled 808.21% in 2023 and surged 176.7% in 2025.
- Ally Financial's FCF Payout Ratio stood at 0.07 in 2022, then sank by 808.21% to 0.52 in 2023, then soared by 158.53% to 0.3 in 2024, then sank by 51.67% to 0.15 in 2025, then sank by 86.09% to 0.02 in 2026.
- Business Quant data shows ALLY's FCF Payout Ratio at 0.02 in Q1 2026, 0.15 in Q4 2025, and 0.08 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.49 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.28 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.22 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.14 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | -0.12 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | -0.52 |
| Sep 30, 2023 | -0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.16 |