Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)

Ally Financial's (ALLY) quarterly FCF Payout Ratio came in at 0.02 in Q1 2026, down 31.44% year-on-year from 0.03 in Q1 2025, and down 86.09% quarter-over-quarter from 0.15 in Q4 2025.

Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Ally Financial has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.02 for Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.02, down 31.44% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.09 (up 26.35% YoY), and the FY2025 annual result was 0.1, up 23.71% from the prior year.
  • FCF Payout Ratio came in at 0.02 for Q1 2026 at Ally Financial, down from 0.15 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.3 in Q4 2024 to a low of 0.52 in Q4 2023.
  • The 5-year median for FCF Payout Ratio is 0.06 (2024), against an average of 0.03.
  • Across the five-year window, FCF Payout Ratio sank 808.21% in 2023 and jumped 176.7% in 2025, its largest moves.
  • Ally Financial's FCF Payout Ratio stood at 0.07 in 2022, then plunged by 808.21% to 0.52 in 2023, then soared by 158.53% to 0.3 in 2024, then plunged by 51.67% to 0.15 in 2025, then plunged by 86.09% to 0.02 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.02 (Q1 2026), 0.15 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.49
2 Mastercard 437.48 Bn 427.27 Bn - 0.28
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.22
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.14
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.01
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.15
Sep 30, 2025 0.08
Jun 30, 2025 0.17
Mar 31, 2025 0.03
Dec 31, 2024 0.30
Sep 30, 2024 -0.12
Jun 30, 2024 0.06
Mar 31, 2024 0.08
Dec 31, 2023 -0.52
Sep 30, 2023 -0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.06
Jun 30, 2022 0.05
Mar 31, 2022 0.06
Dec 31, 2021 0.09
Sep 30, 2021 0.06
Jun 30, 2021 0.16