Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)

Ally Financial (ALLY) posted FCF Payout Ratio of 0.02 for Q1 2026, down 86.09% sequentially from 0.15 in Q4 2025, and down 31.44% YoY from 0.03 in Q1 2025.

Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Ally Financial (ALLY) has 17 years of FCF Payout Ratio data on file, last reported at 0.02 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 31.44% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.09 (up 26.35% YoY) and the FY2025 annual result came in at 0.1, up 23.71% from the prior year.
  • FCF Payout Ratio retreated to 0.02 in Q1 2026 per ALLY's latest filing, from 0.15 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.3 in Q4 2024, with the low at 0.52 in Q4 2023.
  • Average FCF Payout Ratio over 5 years is 0.03, with a median of 0.06 recorded in 2024.
  • Year-over-year, FCF Payout Ratio tumbled 808.21% in 2023 and surged 176.7% in 2025.
  • Ally Financial's FCF Payout Ratio stood at 0.07 in 2022, then sank by 808.21% to 0.52 in 2023, then soared by 158.53% to 0.3 in 2024, then sank by 51.67% to 0.15 in 2025, then sank by 86.09% to 0.02 in 2026.
  • Business Quant data shows ALLY's FCF Payout Ratio at 0.02 in Q1 2026, 0.15 in Q4 2025, and 0.08 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.49
2 Mastercard 465.55 Bn 455.34 Bn - 0.28
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.22
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.14
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.15
Sep 30, 2025 0.08
Jun 30, 2025 0.17
Mar 31, 2025 0.03
Dec 31, 2024 0.30
Sep 30, 2024 -0.12
Jun 30, 2024 0.06
Mar 31, 2024 0.08
Dec 31, 2023 -0.52
Sep 30, 2023 -0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.06
Jun 30, 2022 0.05
Mar 31, 2022 0.06
Dec 31, 2021 0.09
Sep 30, 2021 0.06
Jun 30, 2021 0.16