Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)
Ally Financial's (ALLY) quarterly FCF Payout Ratio came in at 0.02 in Q1 2026, down 31.44% year-on-year from 0.03 in Q1 2025, and down 86.09% quarter-over-quarter from 0.15 in Q4 2025.
Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Ally Financial has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.02 for Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.02, down 31.44% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.09 (up 26.35% YoY), and the FY2025 annual result was 0.1, up 23.71% from the prior year.
- FCF Payout Ratio came in at 0.02 for Q1 2026 at Ally Financial, down from 0.15 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.3 in Q4 2024 to a low of 0.52 in Q4 2023.
- The 5-year median for FCF Payout Ratio is 0.06 (2024), against an average of 0.03.
- Across the five-year window, FCF Payout Ratio sank 808.21% in 2023 and jumped 176.7% in 2025, its largest moves.
- Ally Financial's FCF Payout Ratio stood at 0.07 in 2022, then plunged by 808.21% to 0.52 in 2023, then soared by 158.53% to 0.3 in 2024, then plunged by 51.67% to 0.15 in 2025, then plunged by 86.09% to 0.02 in 2026.
- The last three FCF Payout Ratio figures came in at 0.02 (Q1 2026), 0.15 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.49 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.28 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.09 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.14 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.01 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.02 |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | -0.12 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | -0.52 |
| Sep 30, 2023 | -0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.16 |