Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)
Ally Financial (ALLY) posted FCF Payout Ratio of 0.07 for Q2 2026, down 8.6% sequentially from 0.07 in Q1 2026, and down 30.01% YoY from 0.1 in Q2 2025.
Analysis
Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Ally Financial has reported FCF Payout Ratio for 17 years, with the latest figure at 0.07 in Q2 2026.
- Quarterly FCF Payout Ratio fell 30.01% year-over-year to 0.07 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.08 (down 18.0% YoY) and the FY2025 annual result came in at 0.1, up 23.71% from the prior year.
- FCF Payout Ratio slipped to 0.07 in Q2 2026 per ALLY's latest filing, from 0.07 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.15 in Q4 2025 and troughed at 1.75 in Q4 2023.
- A 5-year average of 0.02 and a median of 0.07 in 2022 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio slumped 2486.92% in 2023, then jumped 105.53% in 2024.
- Over 5 years, FCF Payout Ratio stood at 0.07 in 2022, then plunged by 2486.92% to 1.75 in 2023, then jumped by 105.53% to 0.1 in 2024, then jumped by 51.82% to 0.15 in 2025, then plunged by 53.7% to 0.07 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.07, 0.07, and 0.15 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.21 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.22 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.15 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.06 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.07 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.04 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.07 |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 0.22 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.10 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | 0.11 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | -1.75 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.06 |