Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026)

Ally Financial recorded quarterly FCF Payout Ratio of 0.02 in Q1 2026, down 86.09% quarter-over-quarter from 0.15 in Q4 2025, and down 31.44% year-over-year from 0.03 in Q1 2025.

Ally Financial (ALLY) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Ally Financial's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.02 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 31.44% year-over-year to 0.02; the TTM figure through Mar 2026 stood at 0.09 (up 26.35% YoY), while the FY2025 annual figure was 0.1, up 23.71% from the prior year.
  • FCF Payout Ratio came in at 0.02 for Q1 2026 at Ally Financial, down from 0.15 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.3 in Q4 2024 to a low of 0.52 in Q4 2023.
  • A 5-year average of 0.03 and a median of 0.06 in 2024 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio plunged 808.21% in 2023 and surged 176.7% in 2025, its largest moves.
  • Ally Financial's FCF Payout Ratio stood at 0.07 in 2022, then tumbled by 808.21% to 0.52 in 2023, then jumped by 158.53% to 0.3 in 2024, then tumbled by 51.67% to 0.15 in 2025, then tumbled by 86.09% to 0.02 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.02, 0.15, and 0.08 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.49
2 Mastercard 441.81 Bn 431.60 Bn - 0.28
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.22
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.14
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.01
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.15
Sep 30, 2025 0.08
Jun 30, 2025 0.17
Mar 31, 2025 0.03
Dec 31, 2024 0.30
Sep 30, 2024 -0.12
Jun 30, 2024 0.06
Mar 31, 2024 0.08
Dec 31, 2023 -0.52
Sep 30, 2023 -0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.06
Jun 30, 2022 0.05
Mar 31, 2022 0.06
Dec 31, 2021 0.09
Sep 30, 2021 0.06
Jun 30, 2021 0.16