Ally Financial (ALLY) Operating Margin (2010 - 2026)

Ally Financial recorded quarterly Operating Margin of 35.49% in Q1 2026, down 1.12% quarter-over-quarter from 35.89% in Q4 2025, and up 5197.0% year-over-year from 0.67% in Q1 2025.

Ally Financial (ALLY) Operating Margin (2010 - 2026) Analysis & Trends

Ally Financial's Operating Margin history runs 16 years deep, the most recent figure standing at 35.49% for Q1 2026.

  • In Q1 2026, Operating Margin rose 5197.0% year-over-year to 35.49%; the TTM figure through Mar 2026 stood at 34.36% (up 1331.0% YoY), while the FY2025 annual figure was 24.16%, down 589.0% from the prior year.
  • Operating Margin came in at 35.49% for Q1 2026 at Ally Financial, down from 35.89% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 44.73% in Q1 2022 to a low of 16.48% in Q1 2025.
  • A 5-year average of 31.38% and a median of 35.49% in 2026 frame the typical range for Operating Margin.
  • Across the five-year window, Operating Margin plunged 4541 bps in 2025 and soared 5197 bps in 2026, its largest moves.
  • Ally Financial's Operating Margin stood at 39.62% in 2022, then sank by 30 bps to 27.7% in 2023, then declined by 2 bps to 27.15% in 2024, then soared by 32 bps to 35.89% in 2025, then decreased by 1 bps to 35.49% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods registered 35.49%, 35.89%, and 36.3% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 64.42%
2 Mastercard 441.81 Bn 431.60 Bn - 58.43%
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 18.77%
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 17.81%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 26.44%
7 Synchrony Financial 24.22 Bn 3.66 Bn - -
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 3.39%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 35.49%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 24.11%

Historic Data

Download Data
DateValue
Mar 31, 2026 35.49%
Dec 31, 2025 35.89%
Sep 30, 2025 36.30%
Jun 30, 2025 29.63%
Mar 31, 2025 -16.48%
Dec 31, 2024 27.15%
Sep 30, 2024 36.30%
Jun 30, 2024 27.45%
Mar 31, 2024 28.93%
Dec 31, 2023 27.70%
Sep 30, 2023 31.96%
Jun 30, 2023 33.48%
Mar 31, 2023 35.52%
Dec 31, 2022 39.62%
Sep 30, 2022 38.94%
Jun 30, 2022 40.90%
Mar 31, 2022 44.73%
Dec 31, 2021 47.93%
Sep 30, 2021 46.05%
Jun 30, 2021 44.89%