Ally Financial (ALLY) Operating Margin (2010 - 2026)

Ally Financial (ALLY) posted Operating Margin of 35.49% for Q1 2026, down 1.12% sequentially from 35.89% in Q4 2025, and up 5197.0% YoY from 0.67% in Q1 2025.

Ally Financial (ALLY) Operating Margin (2010 - 2026) Analysis & Trends

Ally Financial (ALLY) has 16 years of Operating Margin data on file, last reported at 35.49% in Q1 2026.

  • Quarterly Operating Margin rose 5197.0% year-over-year to 35.49% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.36% (up 1331.0% YoY) and the FY2025 annual result came in at 24.16%, down 589.0% from the prior year.
  • Operating Margin retreated to 35.49% in Q1 2026 per ALLY's latest filing, from 35.89% in the prior quarter.
  • The five-year high for Operating Margin was 44.73% in Q1 2022, with the low at 16.48% in Q1 2025.
  • Average Operating Margin over 5 years is 31.38%, with a median of 35.49% recorded in 2026.
  • Year-over-year, Operating Margin tumbled 4541 bps in 2025 and soared 5197 bps in 2026.
  • Ally Financial's Operating Margin stood at 39.62% in 2022, then tumbled by 30 bps to 27.7% in 2023, then retreated by 2 bps to 27.15% in 2024, then surged by 32 bps to 35.89% in 2025, then dropped by 1 bps to 35.49% in 2026.
  • Business Quant data shows ALLY's Operating Margin at 35.49% in Q1 2026, 35.89% in Q4 2025, and 36.3% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 26.44%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.39%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 35.49%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Sezzle 5.91 Bn 5.79 Bn - 50.95%

Historic Data

Download Data
DateValue
Mar 31, 2026 35.49%
Dec 31, 2025 35.89%
Sep 30, 2025 36.30%
Jun 30, 2025 29.63%
Mar 31, 2025 -16.48%
Dec 31, 2024 27.15%
Sep 30, 2024 36.30%
Jun 30, 2024 27.45%
Mar 31, 2024 28.93%
Dec 31, 2023 27.70%
Sep 30, 2023 31.96%
Jun 30, 2023 33.48%
Mar 31, 2023 35.52%
Dec 31, 2022 39.62%
Sep 30, 2022 38.94%
Jun 30, 2022 40.90%
Mar 31, 2022 44.73%
Dec 31, 2021 47.93%
Sep 30, 2021 46.05%
Jun 30, 2021 44.89%