Ally Financial (ALLY) Operating Margin (2010 - 2026)
Ally Financial's (ALLY) quarterly Operating Margin came in at 33.2% in Q2 2026, up 357.0% year-over-year from 7.27% in Q2 2025, and down 6.45% quarter-over-quarter from 35.49% in Q1 2026.
Analysis
Ally Financial (ALLY) Operating Margin (2010 - 2026) Analysis & Trends
Ally Financial has disclosed Operating Margin across 17 years of filings, most recently posting 33.2% for Q2 2026.
- In Q2 2026, Operating Margin rose 357.0% year-over-year to 33.2%; the TTM figure through Jun 2026 stood at 35.19% (up 1350.0% YoY), while the FY2025 annual figure was 24.16%, down 589.0% from the prior year.
- Operating Margin came in at 33.2% for Q2 2026 at Ally Financial, down from 35.49% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 44.73% in Q1 2022 to a low of 16.48% in Q1 2025.
- Average Operating Margin over 5 years is 31.48%, with a median of 34.48% recorded in 2026.
- Year-over-year, Operating Margin plunged 4541 bps in 2025 and soared 5197 bps in 2026.
- Over 5 years, Operating Margin stood at 39.62% in 2022, then plunged by 30 bps to 27.7% in 2023, then dropped by 2 bps to 27.15% in 2024, then surged by 32 bps to 35.89% in 2025, then slipped by 7 bps to 33.2% in 2026.
- Per Business Quant data, the three most recent Operating Margin figures were 33.2% in Q2 2026, 35.49% in Q1 2026, and 35.89% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 37.28% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | - |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | - |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 17.85% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 29.14% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 6.25% |
| 10 | Ally Financial | 12.18 Bn | 4.34 Bn | 2.08 Bn | 33.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.20% |
| Mar 31, 2026 | 35.49% |
| Dec 31, 2025 | 35.89% |
| Sep 30, 2025 | 36.30% |
| Jun 30, 2025 | 29.63% |
| Mar 31, 2025 | -16.48% |
| Dec 31, 2024 | 27.15% |
| Sep 30, 2024 | 36.30% |
| Jun 30, 2024 | 27.45% |
| Mar 31, 2024 | 28.93% |
| Dec 31, 2023 | 27.70% |
| Sep 30, 2023 | 31.96% |
| Jun 30, 2023 | 33.48% |
| Mar 31, 2023 | 35.52% |
| Dec 31, 2022 | 39.62% |
| Sep 30, 2022 | 38.94% |
| Jun 30, 2022 | 40.90% |
| Mar 31, 2022 | 44.73% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 46.05% |