Ally Financial (ALLY) Operating Margin (2010 - 2026)
Ally Financial (ALLY) posted Operating Margin of 35.49% for Q1 2026, down 1.12% sequentially from 35.89% in Q4 2025, and up 5197.0% YoY from 0.67% in Q1 2025.
Ally Financial (ALLY) Operating Margin (2010 - 2026) Analysis & Trends
Ally Financial (ALLY) has 16 years of Operating Margin data on file, last reported at 35.49% in Q1 2026.
- Quarterly Operating Margin rose 5197.0% year-over-year to 35.49% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.36% (up 1331.0% YoY) and the FY2025 annual result came in at 24.16%, down 589.0% from the prior year.
- Operating Margin retreated to 35.49% in Q1 2026 per ALLY's latest filing, from 35.89% in the prior quarter.
- The five-year high for Operating Margin was 44.73% in Q1 2022, with the low at 16.48% in Q1 2025.
- Average Operating Margin over 5 years is 31.38%, with a median of 35.49% recorded in 2026.
- Year-over-year, Operating Margin tumbled 4541 bps in 2025 and soared 5197 bps in 2026.
- Ally Financial's Operating Margin stood at 39.62% in 2022, then tumbled by 30 bps to 27.7% in 2023, then retreated by 2 bps to 27.15% in 2024, then surged by 32 bps to 35.89% in 2025, then dropped by 1 bps to 35.49% in 2026.
- Business Quant data shows ALLY's Operating Margin at 35.49% in Q1 2026, 35.89% in Q4 2025, and 36.3% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 50.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.49% |
| Dec 31, 2025 | 35.89% |
| Sep 30, 2025 | 36.30% |
| Jun 30, 2025 | 29.63% |
| Mar 31, 2025 | -16.48% |
| Dec 31, 2024 | 27.15% |
| Sep 30, 2024 | 36.30% |
| Jun 30, 2024 | 27.45% |
| Mar 31, 2024 | 28.93% |
| Dec 31, 2023 | 27.70% |
| Sep 30, 2023 | 31.96% |
| Jun 30, 2023 | 33.48% |
| Mar 31, 2023 | 35.52% |
| Dec 31, 2022 | 39.62% |
| Sep 30, 2022 | 38.94% |
| Jun 30, 2022 | 40.90% |
| Mar 31, 2022 | 44.73% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 46.05% |
| Jun 30, 2021 | 44.89% |