Ally Financial (ALLY) Operating Margin (2010 - 2026)
Ally Financial (ALLY) posted Operating Margin of 33.2% for Q2 2026, down 6.45% sequentially from 35.49% in Q1 2026, and up 357.0% YoY from 7.27% in Q2 2025.
Ally Financial (ALLY) Operating Margin (2010 - 2026) Analysis & Trends
Ally Financial has reported Operating Margin for 17 years, with the latest figure at 33.2% in Q2 2026.
- Quarterly Operating Margin rose 357.0% year-over-year to 33.2% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 35.19% (up 1350.0% YoY) and the FY2025 annual result came in at 24.16%, down 589.0% from the prior year.
- Operating Margin slipped to 33.2% in Q2 2026 per ALLY's latest filing, from 35.49% in the prior quarter.
- Over five years, Operating Margin peaked at 44.73% in Q1 2022 and troughed at 16.48% in Q1 2025.
- A 5-year average of 31.48% and a median of 34.48% in 2026 frame the typical range for Operating Margin.
- The sharpest annual moves came in 2025 and 2026: Operating Margin sank 4541 bps in 2025, then jumped 5197 bps in 2026.
- Over 5 years, Operating Margin stood at 39.62% in 2022, then slumped by 30 bps to 27.7% in 2023, then fell by 2 bps to 27.15% in 2024, then jumped by 32 bps to 35.89% in 2025, then declined by 7 bps to 33.2% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 33.2%, 35.49%, and 35.89% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 33.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 33.20% |
| Mar 31, 2026 | 35.49% |
| Dec 31, 2025 | 35.89% |
| Sep 30, 2025 | 36.30% |
| Jun 30, 2025 | 29.63% |
| Mar 31, 2025 | -16.48% |
| Dec 31, 2024 | 27.15% |
| Sep 30, 2024 | 36.30% |
| Jun 30, 2024 | 27.45% |
| Mar 31, 2024 | 28.93% |
| Dec 31, 2023 | 27.70% |
| Sep 30, 2023 | 31.96% |
| Jun 30, 2023 | 33.48% |
| Mar 31, 2023 | 35.52% |
| Dec 31, 2022 | 39.62% |
| Sep 30, 2022 | 38.94% |
| Jun 30, 2022 | 40.90% |
| Mar 31, 2022 | 44.73% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 46.05% |