KPIs & Operating Metrics(New)
Allowance For Loan LossesAllowance For Loan Losses AnnualAllowance For Loan Losses To Total Loans %Allowance For Loan Losses To Total Loans Annual %Average BalanceAverage Balance AnnualBreakdown Of AssetsCapital Adequacy Ratio %Capital Adequacy Ratio Annual %Cet1 CapitalCet1 Capital AnnualCet1 Capital Ratio %Cet1 Capital Ratio Annual %Deferred RevenueEbit By SegmentEbit By Segment AnnualEbit Margin By Segment %Ebit Margin By Segment Annual %Efficiency Ratio %Efficiency Ratio Annual %Employee StatisticsInterest Expense BreakdownLoan To Deposit Ratio %Loan To Deposit Ratio Annual %Net Yield On Interest Earning Assets %Net Yield On Interest Earning Assets Annual %Nonaccrual LoansNonaccrual Loans AnnualNonaccrual Loans To Total Loans %Nonaccrual Loans To Total Loans Annual %Non Gaap ProfitabilityNon Gaap Profitability %Non Gaap Profitability AnnualNon Gaap Profitability Annual %Non Interest Expense BreakdownRevenue By Business VerticalRevenue By Business Vertical %Revenue By Business Vertical AnnualRevenue By Business Vertical Annual %Revenue By Business Vertical Automotive Finance OperationsRevenue By Business Vertical Automotive Finance Operations %Revenue By Business Vertical Corporate And OtherRevenue By Business Vertical Corporate And Other %Revenue By Business Vertical Corporate Finance OperationsRevenue By Business Vertical Corporate Finance Operations %Revenue By Business Vertical Insurance OperationsRevenue By Business Vertical Insurance Operations %Revenue By Business Vertical Mortgage Finance OperationsRevenue By Business Vertical Mortgage Finance Operations %Revenue By Category Financing Revenue And Other Interest IncomeRevenue By Category Financing Revenue And Other Interest Income %Revenue By Category Financing Revenue And Other Interest Income AnnualRevenue By Category Financing Revenue And Other Interest Income Annual %Revenue By Category Other RevenueRevenue By Category Other Revenue %Revenue By Category Other Revenue AnnualRevenue By Category Other Revenue Annual %Revenue By Contracts With CustomersRevenue By Contracts With Customers %Revenue By SegmentRevenue By Segment %Revenue By Segment AnnualRevenue By Segment Annual %Risk Weighted AssetsRisk Weighted Assets AnnualTier 1 CapitalTier 1 Capital AnnualTier 1 Capital Ratio %Tier 1 Capital Ratio Annual %Tier 1 Leverage Ratio %Tier 1 Leverage Ratio Annual %Total Assets By Segment AnnualTotal Consumer Automotive Financing OriginationsTotal DepositsTotal Deposits AnnualTotal Finance Receivables And LoansTotal Finance Receivables And Loans AnnualTotal Financing Revenue And Other Interest IncomeTotal Financing Revenue And Other Interest Income Annual
Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityCurrent Deferred RevenueFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLiabilities from Discontinued OperationsLiabilities from Discontinued OperationsLoansLoans - GrossLoans - Loss AllowanceLoans - NetLoans - NetLong-Term InvestmentsNotes PayablesOther Accumulated ExpensesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPreferred SharesProperty, Plant & Equipment (Net)Property, Plant & Equipment (Net)ReceivablesReceivables - AccuredReceivables - NetReceivables - OtherRetained EarningsSecurities - Held-to-maturitySecurities - TradableShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury SharesTreasury Shares
Cash Flow Statement
Amortization of GoodwillAmortization of GoodwillCash from Discontinued OperationsCash from Discontinued OperationsCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in InventoryChange in InventoryChange in LoansChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)DivestmentsDividends Paid - CommonDividends Paid - CommonExchange Rate EffectExchange Rate EffectFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet Cash FlowNet IncomeOther financing activitiesOther financing activitiesPreferred Shares IssuedPreferred Shares RepurchasedShares IssuedShares RepurchasedShort-Term Debt issuances
Daily Values
Growth Metrics
EBIT Margin (QoQ)EBIT Margin Growth (1y)EBIT Margin Growth (3y)EBIT Margin Growth (5y)EBITDA Margin (QoQ)EBITDA Margin Growth (1y)EBITDA Margin Growth (3y)EBITDA Margin Growth (5y)EBT Margin (QoQ)EBT Margin Growth (1y)EBT Margin Growth (3y)EBT Margin Growth (5y)Enterprise Value (QoQ)Enterprise Value Growth (1y)Enterprise Value Growth (3y)Enterprise Value Growth (5y)FCF Margin (QoQ)FCF Margin Growth (1y)FCF Margin Growth (3y)FCF Margin Growth (5y)FCF Payout Ratio (QoQ)FCF Payout Ratio Growth (1y)FCF Payout Ratio Growth (3y)FCF Payout Ratio Growth (5y)Gross Margin (QoQ)Gross Margin Growth (1y)Gross Margin Growth (3y)Gross Margin Growth (5y)Interest Coverage Ratio (QoQ)Interest Coverage Ratio Growth (1y)Interest Coverage Ratio Growth (3y)Interest Coverage Ratio Growth (5y)Net Margin (QoQ)Net Margin Growth (1y)Net Margin Growth (3y)Net Margin Growth (5y)Operating Margin (QoQ)Operating Margin Growth (1y)Operating Margin Growth (3y)Operating Margin Growth (5y)Return on Assets (QoQ)Return on Assets Growth (1y)Return on Assets Growth (3y)Return on Assets Growth (5y)Return on Equity (QoQ)Return on Equity Growth (1y)Return on Equity Growth (3y)Return on Equity Growth (5y)Return on Invested Capital (QoQ)Return on Invested Capital Growth (1y)Return on Invested Capital Growth (3y)Return on Invested Capital Growth (5y)Return on Sales (QoQ)Return on Sales Growth (1y)Return on Sales Growth (3y)Return on Sales Growth (5y)
Income Statement
Card IncomeConsolidated Net IncomeCost of RevenueDepreciation & Amortization - TotalEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeFinancial Services FeesGross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest Expense - DebtInterest Expense - DepositsInterest Expense - OthersInterest ExpensesInterest ExpensesInterest Income - Debt SecuritiesInterest Income - DepositsInterest Income - NetInterest Income - TotalInterest Income - TotalInterest Income - Trading Account AssetsInterest income - InvestmentsInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Mortgage BankingNet Income towards Common StockholdersNon Operating IncomeNon Operating Investment IncomeNon Operating Investment IncomeNon-Interest IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Non-Interest IncomeOther Operating ExpensesPreferred Dividend PaymentsProfit After TaxProvisionsRevenueShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax RateWages, Salaries and Other
Others
Accumulated Depreciation & AmortizationAccumulated Depreciation & AmortizationAmortization - GoodwillCost of RevenueDepreciation ExpenseGross ProfitLeasesLong-Term Debt IssuancesLong-Term Debt RepaymentsMachine, Furnitures, Fixtures & OtherOther Gross PP&E AdjustmentsOther Gross PP&E AdjustmentsPreferred Shares IssuedPreferred Shares RepurchasedProperty, Plant & Equipment (Gross)Property, Plant & Equipment (Gross)Receivables - AccuredReceivables - NetReceivables - OtherRevenue (Gross)Shares IssuedShares OutstandingShares OutstandingShares RepurchasedShort-Term Debt issuancesWages, Salaries and Other
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned
Ally Financial (ALLY) Operating Margin (2016 - 2025)
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Ally Financial (ALLY) has disclosed Operating Margin for 15 consecutive years, with 35.89% as the latest value for Q4 2025.
- Quarterly Operating Margin rose 875.0% to 35.89% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 24.16% through Dec 2025, down 589.0% year-over-year, with the annual reading at 24.16% for FY2025, 589.0% down from the prior year.
- Operating Margin for Q4 2025 was 35.89% at Ally Financial, down from 36.3% in the prior quarter.
- The five-year high for Operating Margin was 48.06% in Q1 2021, with the low at 16.48% in Q1 2025.
- Average Operating Margin over 5 years is 34.25%, with a median of 36.1% recorded in 2024.
- The sharpest move saw Operating Margin skyrocketed 1846bps in 2021, then tumbled -4541bps in 2025.
- Over 5 years, Operating Margin stood at 47.93% in 2021, then decreased by -17bps to 39.62% in 2022, then crashed by -30bps to 27.7% in 2023, then dropped by -2bps to 27.15% in 2024, then surged by 32bps to 35.89% in 2025.
- According to Business Quant data, Operating Margin over the past three periods came in at 35.89%, 36.3%, and 29.63% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
Historic Data
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