Ally Financial Inc. (ALLY) Operating Margin (2010 - 2026)
Ally Financial's Operating Margin was 33.20% in Q2 2026, up 3.57 percentage points from 29.63% a year earlier but down 2.29 percentage points from the prior quarter.
Ally Financial Inc. (ALLY) Operating Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ally Financial's Operating Margin was 35.19% through Jun 30, 2026, up 13.50 percentage points year-over-year; for FY2025, it came in at 24.16%, down 5.89 percentage points from FY2024.
- Operating Margin has now declined for four consecutive years, with a five-year change of -13.08 percentage points (FY2020 to FY2025).
- In earlier years, Operating Margin was 30.05% in FY2024 (-2.13 pp), 32.17% in FY2023 (-8.89 pp), 41.07% in FY2022 (-5.67 pp) and 46.73% in FY2021 (+9.49 pp).
- Quarterly Operating Margin has moved between -16.48% (Q1 2025) and 47.93% (Q4 2021) over five years.
- Compared with a year earlier, Operating Margin has increased for three straight quarters, with an average year-over-year change of +3.11 percentage points over the last eight quarters.
- The best year-over-year quarter for Operating Margin over five years was Q1 2026 (a gain of 51.97 percentage points); the worst was Q1 2025 (a drop of 45.41 percentage points).
- Per Business Quant data, ALLY's Operating Margin in the three quarters before Q2 2026 was 35.49% (Q1 2026), 35.89% (Q4 2025) and 36.30% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.20% |
| Mar 31, 2026 | 35.49% |
| Dec 31, 2025 | 35.89% |
| Sep 30, 2025 | 36.30% |
| Jun 30, 2025 | 29.63% |
| Mar 31, 2025 | -16.48% |
| Dec 31, 2024 | 27.15% |
| Sep 30, 2024 | 36.30% |
| Jun 30, 2024 | 27.45% |
| Mar 31, 2024 | 28.93% |
| Dec 31, 2023 | 27.70% |
| Sep 30, 2023 | 31.96% |
| Jun 30, 2023 | 33.48% |
| Mar 31, 2023 | 35.52% |
| Dec 31, 2022 | 39.62% |
| Sep 30, 2022 | 38.94% |
| Jun 30, 2022 | 40.90% |
| Mar 31, 2022 | 44.73% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 46.05% |
Ally Financial Inc. Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=ALLY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "ALLY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=ALLY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();