Ally Financial (ALLY) Operating Margin (2010 - 2026)
Ally Financial recorded quarterly Operating Margin of 35.49% in Q1 2026, down 1.12% quarter-over-quarter from 35.89% in Q4 2025, and up 5197.0% year-over-year from 0.67% in Q1 2025.
Ally Financial (ALLY) Operating Margin (2010 - 2026) Analysis & Trends
Ally Financial's Operating Margin history runs 16 years deep, the most recent figure standing at 35.49% for Q1 2026.
- In Q1 2026, Operating Margin rose 5197.0% year-over-year to 35.49%; the TTM figure through Mar 2026 stood at 34.36% (up 1331.0% YoY), while the FY2025 annual figure was 24.16%, down 589.0% from the prior year.
- Operating Margin came in at 35.49% for Q1 2026 at Ally Financial, down from 35.89% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 44.73% in Q1 2022 to a low of 16.48% in Q1 2025.
- A 5-year average of 31.38% and a median of 35.49% in 2026 frame the typical range for Operating Margin.
- Across the five-year window, Operating Margin plunged 4541 bps in 2025 and soared 5197 bps in 2026, its largest moves.
- Ally Financial's Operating Margin stood at 39.62% in 2022, then sank by 30 bps to 27.7% in 2023, then declined by 2 bps to 27.15% in 2024, then soared by 32 bps to 35.89% in 2025, then decreased by 1 bps to 35.49% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 35.49%, 35.89%, and 36.3% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 64.42% |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 58.43% |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 17.81% |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 26.44% |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 35.49% |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.49% |
| Dec 31, 2025 | 35.89% |
| Sep 30, 2025 | 36.30% |
| Jun 30, 2025 | 29.63% |
| Mar 31, 2025 | -16.48% |
| Dec 31, 2024 | 27.15% |
| Sep 30, 2024 | 36.30% |
| Jun 30, 2024 | 27.45% |
| Mar 31, 2024 | 28.93% |
| Dec 31, 2023 | 27.70% |
| Sep 30, 2023 | 31.96% |
| Jun 30, 2023 | 33.48% |
| Mar 31, 2023 | 35.52% |
| Dec 31, 2022 | 39.62% |
| Sep 30, 2022 | 38.94% |
| Jun 30, 2022 | 40.90% |
| Mar 31, 2022 | 44.73% |
| Dec 31, 2021 | 47.93% |
| Sep 30, 2021 | 46.05% |
| Jun 30, 2021 | 44.89% |