Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026)

Sezzle (SEZL) posted quarterly Interest Coverage Ratio of 18.19 for Q1 2026, up 40.04% year-over-year from 12.99 in Q1 2025, and up 21.27% quarter-over-quarter from 15.0 in Q4 2025.

Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Sezzle's Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 18.19 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 40.04% year-over-year to 18.19; the TTM figure through Mar 2026 stood at 13.12 (down 57.39% YoY), while the FY2025 annual figure was 8.55, up 271.66% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 18.19, up from 15.0 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 18.19 in Q1 2026, with the low at 16.17 in Q1 2022.
  • The 5-year median for Interest Coverage Ratio is 2.5 (2024), against an average of 3.91.
  • The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio sank 172.54% in 2022, then surged 453.33% in 2024.
  • Sezzle's Interest Coverage Ratio stood at 1.52 in 2022, then increased by 11.86% to 1.7 in 2023, then soared by 453.33% to 9.4 in 2024, then soared by 59.62% to 15.0 in 2025, then gained by 21.27% to 18.19 in 2026.
  • Business Quant data shows SEZL's Interest Coverage Ratio at 18.19 in Q1 2026, 15.0 in Q4 2025, and 8.86 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Sezzle 5.89 Bn 5.77 Bn - 18.19

Historic Data

Download Data
DateValue
Mar 31, 2026 18.19
Dec 31, 2025 15.00
Sep 30, 2025 8.86
Jun 30, 2025 8.89
Mar 31, 2025 12.99
Dec 31, 2024 9.40
Sep 30, 2024 2.50
Jun 30, 2024 1.72
Mar 31, 2024 3.32
Dec 31, 2023 1.70
Sep 30, 2023 1.29
Jun 30, 2023 0.96
Mar 31, 2023 1.50
Dec 31, 2022 1.52
Sep 30, 2022 2.97
Jun 30, 2022 -8.12
Mar 31, 2022 -16.17
Dec 31, 2021 -14.69
Sep 30, 2021 -15.08
Jun 30, 2021 -14.53