Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026)

Sezzle (SEZL) posted quarterly Interest Coverage Ratio of 22.9 for Q1 2026, up 33.73% year-over-year from 17.12 in Q1 2025, and up 52.64% on a QoQ basis from 15.0 in Q4 2025.

Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Sezzle (SEZL) has reported Interest Coverage Ratio for 7 consecutive years, with 22.9 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 33.73% year-over-year to 22.9; the TTM figure through Mar 2026 stood at 13.87 (up 47.69% YoY), while the FY2025 annual figure was 12.61, up 110.98% from the prior year.
  • Interest Coverage Ratio came in at 22.9 for Q1 2026 at Sezzle, up from 15.0 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 22.9 in Q1 2026, with the low at 16.17 in Q1 2022.
  • Average Interest Coverage Ratio over 5 years is 4.97, with a median of 3.39 recorded in 2024.
  • Across the five-year window, Interest Coverage Ratio tumbled 147.87% in 2022 and jumped 499.59% in 2024, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 1.52 in 2022, then climbed by 11.86% to 1.7 in 2023, then jumped by 428.25% to 8.97 in 2024, then jumped by 67.2% to 15.0 in 2025, then soared by 52.64% to 22.9 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 22.9, 15.0, and 9.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - 22.90

Historic Data

Download Data
DateValue
Mar 31, 2026 22.90
Dec 31, 2025 15.00
Sep 30, 2025 9.06
Jun 30, 2025 10.31
Mar 31, 2025 17.12
Dec 31, 2024 8.97
Sep 30, 2024 6.26
Jun 30, 2024 5.74
Mar 31, 2024 3.39
Dec 31, 2023 1.70
Sep 30, 2023 1.29
Jun 30, 2023 0.96
Mar 31, 2023 1.60
Dec 31, 2022 1.52
Sep 30, 2022 2.97
Jun 30, 2022 -8.12
Mar 31, 2022 -16.17
Dec 31, 2021 -16.05
Sep 30, 2021 -15.08
Jun 30, 2021 -14.53