Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026)
Sezzle's (SEZL) Interest Coverage Ratio was 16.91 for Q2 2026, up 64.1% from 10.31 a year earlier but down 26.1% from the prior quarter.
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Analysis
Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Sezzle's Interest Coverage Ratio came in at 15.49, up 48.3% year-over-year; for FY2025, it was 12.61, up 111.0% from FY2024.
- By year, Interest Coverage Ratio came in at 5.98 in FY2024 (+329.9%), 1.39 in FY2023, -3.31 in FY2022 and -13.03 in FY2021.
- Five-year quarterly Interest Coverage Ratio spans a low of -16.17 in Q1 2022 and a high of 22.90 in Q1 2026.
- Year over year, Interest Coverage Ratio has now increased in each of the last 11 quarters, with growth averaging 188.5% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q2 2024 (growth of 499.6%); the low point was Q3 2023 (a decline of 56.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 22.90 (Q1 2026), 15.00 (Q4 2025) and 9.06 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.49 Bn | 7.72 Bn | - | - |
| 2 | Block | 46.34 Bn | 17.64 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 44.39 Bn | 1.20 Bn | - | -5.04 |
| 4 | Corpay | 26.40 Bn | 16.28 Bn | - | 4.12 |
| 5 | Fiserv | 25.40 Bn | 22.08 Bn | 2.90 Bn | 2.70 |
| 6 | Global Payments | 22.86 Bn | 652.84 Mn | 2.03 Bn | 1.21 |
| 7 | Guidewire Software | 14.45 Bn | 11.02 Bn | 269.68 Mn | 18.55 |
| 8 | Bitmine Immersion Technologies | 11.93 Bn | 9.31 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.25 Bn | 7.04 Bn | 594.87 Mn | - |
| 10 | Sezzle | 4.30 Bn | 3.93 Bn | - | 16.91 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.91 |
| Mar 31, 2026 | 22.90 |
| Dec 31, 2025 | 15.00 |
| Sep 30, 2025 | 9.06 |
| Jun 30, 2025 | 10.31 |
| Mar 31, 2025 | 17.12 |
| Dec 31, 2024 | 8.97 |
| Sep 30, 2024 | 6.26 |
| Jun 30, 2024 | 5.74 |
| Mar 31, 2024 | 3.39 |
| Dec 31, 2023 | 1.70 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.60 |
| Dec 31, 2022 | 1.52 |
| Sep 30, 2022 | 2.97 |
| Jun 30, 2022 | -8.12 |
| Mar 31, 2022 | -16.17 |
| Dec 31, 2021 | -16.05 |
| Sep 30, 2021 | -15.08 |
API Access
Sezzle Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SEZL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "SEZL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SEZL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();