Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026)

Sezzle (SEZL) reported Interest Coverage Ratio of 22.9 for Q1 2026, up 33.73% on a YoY basis from 17.12 in Q1 2025, and up 52.64% quarter-over-quarter from 15.0 in Q4 2025.

Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Sezzle has reported Interest Coverage Ratio for 7 years, with the latest figure at 22.9 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 33.73% year-over-year to 22.9; the trailing twelve-month figure through Mar 2026 stood at 13.87 (up 47.69% YoY), and the FY2025 full-year result was 12.61, up 110.98% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 22.9, up from 15.0 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 22.9 in Q1 2026, with the low at 16.17 in Q1 2022.
  • Historically, Interest Coverage Ratio has averaged 4.97 across 5 years, with a median of 3.39 in 2024.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 147.87% — and 2024, when it jumped 499.59%.
  • Sezzle's Interest Coverage Ratio stood at 1.52 in 2022, then increased by 11.86% to 1.7 in 2023, then soared by 428.25% to 8.97 in 2024, then soared by 67.2% to 15.0 in 2025, then surged by 52.64% to 22.9 in 2026.
  • The last three Interest Coverage Ratio figures came in at 22.9 (Q1 2026), 15.0 (Q4 2025), and 9.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Sezzle 3.92 Bn 3.79 Bn - 22.90

Historic Data

Download Data
DateValue
Mar 31, 2026 22.90
Dec 31, 2025 15.00
Sep 30, 2025 9.06
Jun 30, 2025 10.31
Mar 31, 2025 17.12
Dec 31, 2024 8.97
Sep 30, 2024 6.26
Jun 30, 2024 5.74
Mar 31, 2024 3.39
Dec 31, 2023 1.70
Sep 30, 2023 1.29
Jun 30, 2023 0.96
Mar 31, 2023 1.60
Dec 31, 2022 1.52
Sep 30, 2022 2.97
Jun 30, 2022 -8.12
Mar 31, 2022 -16.17
Dec 31, 2021 -16.05
Sep 30, 2021 -15.08
Jun 30, 2021 -14.53