Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026)
Sezzle (SEZL) posted quarterly Interest Coverage Ratio of 18.19 for Q1 2026, up 40.04% year-over-year from 12.99 in Q1 2025, and up 21.27% quarter-over-quarter from 15.0 in Q4 2025.
Analysis
Sezzle (SEZL) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Sezzle's Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 18.19 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 40.04% year-over-year to 18.19; the TTM figure through Mar 2026 stood at 13.12 (down 57.39% YoY), while the FY2025 annual figure was 8.55, up 271.66% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 18.19, up from 15.0 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 18.19 in Q1 2026, with the low at 16.17 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 2.5 (2024), against an average of 3.91.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio sank 172.54% in 2022, then surged 453.33% in 2024.
- Sezzle's Interest Coverage Ratio stood at 1.52 in 2022, then increased by 11.86% to 1.7 in 2023, then soared by 453.33% to 9.4 in 2024, then soared by 59.62% to 15.0 in 2025, then gained by 21.27% to 18.19 in 2026.
- Business Quant data shows SEZL's Interest Coverage Ratio at 18.19 in Q1 2026, 15.0 in Q4 2025, and 8.86 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Sezzle | 4.18 Bn | 4.09 Bn | - | 16.91 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.91 |
| Mar 31, 2026 | 22.90 |
| Dec 31, 2025 | 2.61 |
| Sep 30, 2025 | 9.06 |
| Jun 30, 2025 | 10.31 |
| Mar 31, 2025 | 17.12 |
| Dec 31, 2024 | 8.97 |
| Sep 30, 2024 | 6.26 |
| Jun 30, 2024 | 5.74 |
| Mar 31, 2024 | 3.39 |
| Dec 31, 2023 | 1.70 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.60 |
| Dec 31, 2022 | 0.36 |
| Sep 30, 2022 | 2.97 |
| Jun 30, 2022 | -8.12 |
| Mar 31, 2022 | -16.17 |
| Dec 31, 2021 | -5.05 |
| Sep 30, 2021 | -15.08 |