Sezzle (SEZL) Operating Margin (2020 - 2026)
Sezzle (SEZL) reported Operating Margin of 50.95% for Q1 2026, up 339.0% on a YoY basis from 11.61% in Q1 2025, and up 19.79% quarter-over-quarter from 42.53% in Q4 2025.
Sezzle (SEZL) Operating Margin (2020 - 2026) Analysis & Trends
Sezzle has reported Operating Margin for 7 years, with the latest figure at 50.95% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 339.0% year-over-year to 50.95%; the trailing twelve-month figure through Mar 2026 stood at 40.74% (up 479.0% YoY), and the FY2025 full-year result was 39.26%, up 893.0% from the prior year.
- Operating Margin for Q1 2026 stood at 50.95%, up from 42.53% in the prior quarter.
- The five-year high for Operating Margin was 50.95% in Q1 2026, with the low at 94.53% in Q1 2022.
- Historically, Operating Margin has averaged 16.27% across 5 years, with a median of 29.45% in 2024.
- Annual changes were most pronounced in 2022 — Operating Margin slumped 6061 bps — and 2023, when it surged 11017 bps.
- Sezzle's Operating Margin stood at 12.39% in 2022, then rose by 27 bps to 15.68% in 2023, then surged by 100 bps to 31.43% in 2024, then jumped by 35 bps to 42.53% in 2025, then gained by 20 bps to 50.95% in 2026.
- The last three Operating Margin figures came in at 50.95% (Q1 2026), 42.53% (Q4 2025), and 30.45% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 50.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 50.95% |
| Dec 31, 2025 | 42.53% |
| Sep 30, 2025 | 30.45% |
| Jun 30, 2025 | 36.56% |
| Mar 31, 2025 | 47.56% |
| Dec 31, 2024 | 31.43% |
| Sep 30, 2024 | 29.79% |
| Jun 30, 2024 | 29.82% |
| Mar 31, 2024 | 29.45% |
| Dec 31, 2023 | 15.68% |
| Sep 30, 2023 | 13.10% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 15.63% |
| Dec 31, 2022 | 12.39% |
| Sep 30, 2022 | 21.37% |
| Jun 30, 2022 | -46.33% |
| Mar 31, 2022 | -94.53% |
| Dec 31, 2021 | -73.95% |
| Sep 30, 2021 | -62.12% |
| Jun 30, 2021 | -65.05% |