Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026)

Sezzle (SEZL) reported Asset Utilization Ratio of 1.13 for Q1 2026, up 1.99% on a YoY basis from 1.1 in Q1 2025, and down 4.12% quarter-over-quarter from 1.17 in Q4 2025.

Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Sezzle has reported Asset Utilization Ratio for 6 years, with the latest figure at 1.13 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 1.99% year-over-year to 1.13; the trailing twelve-month figure through Mar 2026 stood at 1.13 (up 1.99% YoY), and the FY2025 full-year result was 1.29, up 21.49% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 1.13, down from 1.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 1.17 in Q4 2025, with the low at 0.58 in Q1 2022.
  • Historically, Asset Utilization Ratio has averaged 0.92 across 5 years, with a median of 0.9 in 2023.
  • Annual changes were most pronounced in 2023 — Asset Utilization Ratio soared 40.54% — and 2026, when it rose 1.99%.
  • Sezzle's Asset Utilization Ratio stood at 0.76 in 2022, then gained by 7.18% to 0.81 in 2023, then gained by 21.18% to 0.98 in 2024, then advanced by 19.32% to 1.17 in 2025, then slipped by 4.12% to 1.13 in 2026.
  • The last three Asset Utilization Ratio figures came in at 1.13 (Q1 2026), 1.17 (Q4 2025), and 1.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Sezzle 3.92 Bn 3.79 Bn - 1.13

Historic Data

Download Data
DateValue
Mar 31, 2026 1.13
Dec 31, 2025 1.17
Sep 30, 2025 1.17
Jun 30, 2025 1.15
Mar 31, 2025 1.10
Dec 31, 2024 0.98
Sep 30, 2024 0.95
Jun 30, 2024 0.95
Mar 31, 2024 0.84
Dec 31, 2023 0.81
Sep 30, 2023 0.89
Jun 30, 2023 0.90
Mar 31, 2023 0.81
Dec 31, 2022 0.76
Sep 30, 2022 0.75
Jun 30, 2022 0.70
Mar 31, 2022 0.58
Dec 31, 2021 0.59
Sep 30, 2021 0.62