Sezzle SEZL
NASDAQ SEZL
$124.12 -1.68 (-1.34%)
At close: Aug 28, 2026 · 4:00 PM EDT

Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026)

Sezzle (SEZL) posted quarterly Asset Utilization Ratio of 1.13 for Q1 2026, up 2.01% year-over-year from 1.1 in Q1 2025, and down 4.11% quarter-over-quarter from 1.17 in Q4 2025.

Analysis

Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Sezzle's Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 1.13 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 2.01% year-over-year to 1.13; the TTM figure through Mar 2026 stood at 1.13 (up 2.01% YoY), while the FY2025 annual figure was 1.29, up 21.5% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 1.13, down from 1.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 1.17 in Q4 2025, with the low at 0.58 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.9 (2023), against an average of 0.92.
  • The sharpest annual moves came in 2023 and 2026: Asset Utilization Ratio surged 40.54% in 2023, then grew 2.01% in 2026.
  • Sezzle's Asset Utilization Ratio stood at 0.76 in 2022, then gained by 7.18% to 0.81 in 2023, then advanced by 21.17% to 0.98 in 2024, then climbed by 19.32% to 1.17 in 2025, then slipped by 4.11% to 1.13 in 2026.
  • Business Quant data shows SEZL's Asset Utilization Ratio at 1.13 in Q1 2026, 1.17 in Q4 2025, and 1.17 in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.47
2 Mastercard 518.33 Bn 504.84 Bn - 0.64
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.25
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.09
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.42
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.29
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.16
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.08
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.04
10 Sezzle 4.18 Bn 4.09 Bn - 1.17
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.17
Mar 31, 2026 1.13
Dec 31, 2025 1.17
Sep 30, 2025 1.17
Jun 30, 2025 1.15
Mar 31, 2025 1.10
Dec 31, 2024 0.98
Sep 30, 2024 0.95
Jun 30, 2024 0.95
Mar 31, 2024 0.84
Dec 31, 2023 0.81
Sep 30, 2023 0.89
Jun 30, 2023 0.90
Mar 31, 2023 0.81
Dec 31, 2022 0.76
Sep 30, 2022 0.75
Jun 30, 2022 0.70
Mar 31, 2022 0.58
Dec 31, 2021 0.59
Sep 30, 2021 0.62