Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026)

Sezzle (SEZL) posted quarterly Asset Utilization Ratio of 1.13 for Q1 2026, up 2.01% year-over-year from 1.1 in Q1 2025, and down 4.11% quarter-over-quarter from 1.17 in Q4 2025.

Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Sezzle's Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 1.13 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 2.01% year-over-year to 1.13; the TTM figure through Mar 2026 stood at 1.13 (up 2.01% YoY), while the FY2025 annual figure was 1.29, up 21.5% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 1.13, down from 1.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 1.17 in Q4 2025, with the low at 0.58 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.9 (2023), against an average of 0.92.
  • The sharpest annual moves came in 2023 and 2026: Asset Utilization Ratio surged 40.54% in 2023, then grew 2.01% in 2026.
  • Sezzle's Asset Utilization Ratio stood at 0.76 in 2022, then gained by 7.18% to 0.81 in 2023, then advanced by 21.17% to 0.98 in 2024, then climbed by 19.32% to 1.17 in 2025, then slipped by 4.11% to 1.13 in 2026.
  • Business Quant data shows SEZL's Asset Utilization Ratio at 1.13 in Q1 2026, 1.17 in Q4 2025, and 1.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Sezzle 5.89 Bn 5.77 Bn - 1.13

Historic Data

Download Data
DateValue
Mar 31, 2026 1.13
Dec 31, 2025 1.17
Sep 30, 2025 1.17
Jun 30, 2025 1.15
Mar 31, 2025 1.10
Dec 31, 2024 0.98
Sep 30, 2024 0.95
Jun 30, 2024 0.95
Mar 31, 2024 0.84
Dec 31, 2023 0.81
Sep 30, 2023 0.89
Jun 30, 2023 0.90
Mar 31, 2023 0.81
Dec 31, 2022 0.76
Sep 30, 2022 0.75
Jun 30, 2022 0.70
Mar 31, 2022 0.58
Dec 31, 2021 0.59
Sep 30, 2021 0.62