Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026)
Sezzle (SEZL) posted quarterly Asset Utilization Ratio of 1.13 for Q1 2026, up 2.01% year-over-year from 1.1 in Q1 2025, and down 4.11% quarter-over-quarter from 1.17 in Q4 2025.
Analysis
Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Sezzle's Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 1.13 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 2.01% year-over-year to 1.13; the TTM figure through Mar 2026 stood at 1.13 (up 2.01% YoY), while the FY2025 annual figure was 1.29, up 21.5% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 1.13, down from 1.17 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 1.17 in Q4 2025, with the low at 0.58 in Q1 2022.
- The 5-year median for Asset Utilization Ratio is 0.9 (2023), against an average of 0.92.
- The sharpest annual moves came in 2023 and 2026: Asset Utilization Ratio surged 40.54% in 2023, then grew 2.01% in 2026.
- Sezzle's Asset Utilization Ratio stood at 0.76 in 2022, then gained by 7.18% to 0.81 in 2023, then advanced by 21.17% to 0.98 in 2024, then climbed by 19.32% to 1.17 in 2025, then slipped by 4.11% to 1.13 in 2026.
- Business Quant data shows SEZL's Asset Utilization Ratio at 1.13 in Q1 2026, 1.17 in Q4 2025, and 1.17 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Sezzle | 4.18 Bn | 4.09 Bn | - | 1.17 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.17 |
| Mar 31, 2026 | 1.13 |
| Dec 31, 2025 | 1.17 |
| Sep 30, 2025 | 1.17 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 0.98 |
| Sep 30, 2024 | 0.95 |
| Jun 30, 2024 | 0.95 |
| Mar 31, 2024 | 0.84 |
| Dec 31, 2023 | 0.81 |
| Sep 30, 2023 | 0.89 |
| Jun 30, 2023 | 0.90 |
| Mar 31, 2023 | 0.81 |
| Dec 31, 2022 | 0.76 |
| Sep 30, 2022 | 0.75 |
| Jun 30, 2022 | 0.70 |
| Mar 31, 2022 | 0.58 |
| Dec 31, 2021 | 0.59 |
| Sep 30, 2021 | 0.62 |