Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026)
Sezzle (SEZL) reported Asset Utilization Ratio of 1.13 for Q1 2026, up 1.99% on a YoY basis from 1.1 in Q1 2025, and down 4.12% quarter-over-quarter from 1.17 in Q4 2025.
Sezzle (SEZL) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Sezzle has reported Asset Utilization Ratio for 6 years, with the latest figure at 1.13 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio rose 1.99% year-over-year to 1.13; the trailing twelve-month figure through Mar 2026 stood at 1.13 (up 1.99% YoY), and the FY2025 full-year result was 1.29, up 21.49% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 1.13, down from 1.17 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 1.17 in Q4 2025, with the low at 0.58 in Q1 2022.
- Historically, Asset Utilization Ratio has averaged 0.92 across 5 years, with a median of 0.9 in 2023.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio soared 40.54% — and 2026, when it rose 1.99%.
- Sezzle's Asset Utilization Ratio stood at 0.76 in 2022, then gained by 7.18% to 0.81 in 2023, then gained by 21.18% to 0.98 in 2024, then advanced by 19.32% to 1.17 in 2025, then slipped by 4.12% to 1.13 in 2026.
- The last three Asset Utilization Ratio figures came in at 1.13 (Q1 2026), 1.17 (Q4 2025), and 1.17 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.45 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.64 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.04 |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 1.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.13 |
| Dec 31, 2025 | 1.17 |
| Sep 30, 2025 | 1.17 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 0.98 |
| Sep 30, 2024 | 0.95 |
| Jun 30, 2024 | 0.95 |
| Mar 31, 2024 | 0.84 |
| Dec 31, 2023 | 0.81 |
| Sep 30, 2023 | 0.89 |
| Jun 30, 2023 | 0.90 |
| Mar 31, 2023 | 0.81 |
| Dec 31, 2022 | 0.76 |
| Sep 30, 2022 | 0.75 |
| Jun 30, 2022 | 0.70 |
| Mar 31, 2022 | 0.58 |
| Dec 31, 2021 | 0.59 |
| Sep 30, 2021 | 0.62 |