Sezzle (SEZL) EBITDA Margin (2020 - 2026)
Sezzle (SEZL) reported EBITDA Margin of 37.8% for Q1 2026, up 324.0% on a YoY basis from 8.92% in Q1 2025, and up 13.9% quarter-over-quarter from 33.19% in Q4 2025.
Sezzle (SEZL) EBITDA Margin (2020 - 2026) Analysis & Trends
Sezzle has reported EBITDA Margin for 7 years, with the latest figure at 37.8% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 324.0% year-over-year to 37.8%; the trailing twelve-month figure through Mar 2026 stood at 30.98% (down 117.0% YoY), and the FY2025 full-year result was 29.77%, up 115.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 37.8%, up from 33.19% in the prior quarter.
- The five-year high for EBITDA Margin was 52.91% in Q2 2024, with the low at 99.81% in Q1 2022.
- Historically, EBITDA Margin has averaged 8.83% across 5 years, with a median of 17.05% in 2024.
- Annual changes were most pronounced in 2022 — EBITDA Margin sank 5671 bps — and 2023, when it surged 10436 bps.
- Sezzle's EBITDA Margin stood at 2.72% in 2022, then surged by 136 bps to 6.41% in 2023, then jumped by 288 bps to 24.87% in 2024, then soared by 33 bps to 33.19% in 2025, then climbed by 14 bps to 37.8% in 2026.
- The last three EBITDA Margin figures came in at 37.8% (Q1 2026), 33.19% (Q4 2025), and 22.55% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 37.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.80% |
| Dec 31, 2025 | 33.19% |
| Sep 30, 2025 | 22.55% |
| Jun 30, 2025 | 28.71% |
| Mar 31, 2025 | 34.56% |
| Dec 31, 2024 | 24.87% |
| Sep 30, 2024 | 22.18% |
| Jun 30, 2024 | 52.91% |
| Mar 31, 2024 | 17.05% |
| Dec 31, 2023 | 6.41% |
| Sep 30, 2023 | 2.29% |
| Jun 30, 2023 | 4.13% |
| Mar 31, 2023 | 4.55% |
| Dec 31, 2022 | 2.72% |
| Sep 30, 2022 | 9.83% |
| Jun 30, 2022 | -53.85% |
| Mar 31, 2022 | -99.81% |
| Dec 31, 2021 | -79.39% |
| Sep 30, 2021 | -66.90% |
| Jun 30, 2021 | -68.25% |