Sezzle (SEZL) EBITDA Margin (2020 - 2026)
Sezzle (SEZL) posted quarterly EBITDA Margin of 37.8% for Q1 2026, up 324.0% year-over-year from 8.92% in Q1 2025, and up 13.9% on a QoQ basis from 33.19% in Q4 2025.
Sezzle (SEZL) EBITDA Margin (2020 - 2026) Analysis & Trends
Sezzle (SEZL) has reported EBITDA Margin for 7 consecutive years, with 37.8% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin rose 324.0% year-over-year to 37.8%; the TTM figure through Mar 2026 stood at 30.98% (down 117.0% YoY), while the FY2025 annual figure was 29.77%, up 115.0% from the prior year.
- EBITDA Margin came in at 37.8% for Q1 2026 at Sezzle, up from 33.19% in the prior quarter.
- The five-year high for EBITDA Margin was 52.91% in Q2 2024, with the low at 99.81% in Q1 2022.
- Average EBITDA Margin over 5 years is 8.83%, with a median of 17.05% recorded in 2024.
- Across the five-year window, EBITDA Margin slumped 5671 bps in 2022 and surged 10436 bps in 2023, its largest moves.
- Year by year, EBITDA Margin stood at 2.72% in 2022, then soared by 136 bps to 6.41% in 2023, then surged by 288 bps to 24.87% in 2024, then jumped by 33 bps to 33.19% in 2025, then gained by 14 bps to 37.8% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 37.8%, 33.19%, and 22.55% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 37.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.80% |
| Dec 31, 2025 | 33.19% |
| Sep 30, 2025 | 22.55% |
| Jun 30, 2025 | 28.71% |
| Mar 31, 2025 | 34.56% |
| Dec 31, 2024 | 24.87% |
| Sep 30, 2024 | 22.18% |
| Jun 30, 2024 | 52.91% |
| Mar 31, 2024 | 17.05% |
| Dec 31, 2023 | 6.41% |
| Sep 30, 2023 | 2.29% |
| Jun 30, 2023 | 4.13% |
| Mar 31, 2023 | 4.55% |
| Dec 31, 2022 | 2.72% |
| Sep 30, 2022 | 9.83% |
| Jun 30, 2022 | -53.85% |
| Mar 31, 2022 | -99.81% |
| Dec 31, 2021 | -79.39% |
| Sep 30, 2021 | -66.90% |
| Jun 30, 2021 | -68.25% |