Sezzle (SEZL) EBITDA Margin (2020 - 2026)

Sezzle (SEZL) posted quarterly EBITDA Margin of 37.8% for Q1 2026, up 324.0% year-over-year from 8.92% in Q1 2025, and up 13.9% on a QoQ basis from 33.19% in Q4 2025.

Sezzle (SEZL) EBITDA Margin (2020 - 2026) Analysis & Trends

Sezzle (SEZL) has reported EBITDA Margin for 7 consecutive years, with 37.8% the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBITDA Margin rose 324.0% year-over-year to 37.8%; the TTM figure through Mar 2026 stood at 30.98% (down 117.0% YoY), while the FY2025 annual figure was 29.77%, up 115.0% from the prior year.
  • EBITDA Margin came in at 37.8% for Q1 2026 at Sezzle, up from 33.19% in the prior quarter.
  • The five-year high for EBITDA Margin was 52.91% in Q2 2024, with the low at 99.81% in Q1 2022.
  • Average EBITDA Margin over 5 years is 8.83%, with a median of 17.05% recorded in 2024.
  • Across the five-year window, EBITDA Margin slumped 5671 bps in 2022 and surged 10436 bps in 2023, its largest moves.
  • Year by year, EBITDA Margin stood at 2.72% in 2022, then soared by 136 bps to 6.41% in 2023, then surged by 288 bps to 24.87% in 2024, then jumped by 33 bps to 33.19% in 2025, then gained by 14 bps to 37.8% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 37.8%, 33.19%, and 22.55% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.77%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 13.91%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 15.79%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Sezzle 5.91 Bn 5.79 Bn - 37.80%

Historic Data

Download Data
DateValue
Mar 31, 2026 37.80%
Dec 31, 2025 33.19%
Sep 30, 2025 22.55%
Jun 30, 2025 28.71%
Mar 31, 2025 34.56%
Dec 31, 2024 24.87%
Sep 30, 2024 22.18%
Jun 30, 2024 52.91%
Mar 31, 2024 17.05%
Dec 31, 2023 6.41%
Sep 30, 2023 2.29%
Jun 30, 2023 4.13%
Mar 31, 2023 4.55%
Dec 31, 2022 2.72%
Sep 30, 2022 9.83%
Jun 30, 2022 -53.85%
Mar 31, 2022 -99.81%
Dec 31, 2021 -79.39%
Sep 30, 2021 -66.90%
Jun 30, 2021 -68.25%