Sezzle (SEZL) Debt to Equity (2020 - 2026)
Sezzle (SEZL) reported Debt to Equity of $0.73 for Q1 2026, up 32.06% on a YoY basis from $0.56 in Q1 2025, and down 10.98% quarter-over-quarter from $0.82 in Q4 2025.
Sezzle (SEZL) Debt to Equity (2020 - 2026) Analysis & Trends
Sezzle has reported Debt to Equity for 7 years, with the latest figure at $0.73 in Q1 2026.
- For the quarter ending Q1 2026, Debt to Equity rose 32.06% year-over-year to $0.73; the trailing twelve-month figure through Mar 2026 stood at $0.73 (up 32.06% YoY), and the FY2025 full-year result was $0.82, down 30.37% from the prior year.
- Debt to Equity for Q1 2026 stood at $0.73, down from $0.82 in the prior quarter.
- The five-year high for Debt to Equity was $386.4 in Q2 2022, with the low at $0.01 in Q3 2023.
- Historically, Debt to Equity has averaged $24.23 across 5 years, with a median of $1.0 in 2025.
- Annual changes were most pronounced in 2022 — Debt to Equity jumped 88740.18% — and 2023, when it tumbled 99.09%.
- Sezzle's Debt to Equity stood at $7.21 in 2022, then slumped by 40.77% to $4.27 in 2023, then tumbled by 72.28% to $1.18 in 2024, then plunged by 30.37% to $0.82 in 2025, then slipped by 10.98% to $0.73 in 2026.
- The last three Debt to Equity figures came in at $0.73 (Q1 2026), $0.82 (Q4 2025), and $0.76 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 0.73 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.73 |
| Dec 31, 2025 | 0.82 |
| Sep 30, 2025 | 0.76 |
| Jun 30, 2025 | 1.00 |
| Mar 31, 2025 | 0.56 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 1.54 |
| Jun 30, 2024 | 1.37 |
| Mar 31, 2024 | 2.41 |
| Dec 31, 2023 | 4.27 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 3.52 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 7.21 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 386.40 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 2.06 |
| Sep 30, 2021 | 0.00 |
| Jun 30, 2021 | 0.43 |