Sezzle (SEZL) Debt Ratio (2020 - 2026)
Sezzle's Debt Ratio came in at 0.27 for Q2 2026, down 28.5% from 0.37 a year earlier and down 16.2% from the prior quarter.
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Analysis
Sezzle (SEZL) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, Sezzle's Debt Ratio was 0.35, up 0.4% from FY2024.
- Going back by year, Debt Ratio was 0.35 in FY2024 (-21.7%), 0.45 in FY2023 (+20.4%), 0.37 in FY2022 (+6.2%) and 0.35 in FY2021 (+52.1%).
- The Q2 2026 figure represents the lowest quarterly Debt Ratio since Q1 2025.
- Year-over-year, Debt Ratio increased in three of the last eight quarters, with an average decline of 7.6%.
- The fastest year-over-year change in Debt Ratio over five years came in Q2 2022 (growth of 203.4%), and the weakest in Q1 2025 (a decline of 35.8%).
- Business Quant data shows SEZL's Debt Ratio at 0.32 (Q1 2026), 0.35 (Q4 2025) and 0.32 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 0.16 |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 0.18 |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | 0.25 |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 0.38 |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 0.34 |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 0.37 |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 0.26 |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 0.03 |
| 10 | Sezzle | 4.38 Bn | 4.01 Bn | - | 0.27 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.27 |
| Mar 31, 2026 | 0.32 |
| Dec 31, 2025 | 0.35 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.37 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.37 |
| Jun 30, 2024 | 0.32 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.45 |
| Sep 30, 2023 | 0.42 |
| Jun 30, 2023 | 0.37 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.34 |
| Jun 30, 2022 | 0.36 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | 0.35 |
| Sep 30, 2021 | 0.02 |
API Access
Sezzle Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=SEZL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "SEZL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=SEZL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();