Sezzle (SEZL) Debt Ratio (2020 - 2026)

Sezzle (SEZL) posted quarterly Debt Ratio of 0.32 for Q1 2026, up 35.53% year-over-year from 0.23 in Q1 2025, and down 9.15% quarter-over-quarter from 0.35 in Q4 2025.

Sezzle (SEZL) Debt Ratio (2020 - 2026) Analysis & Trends

Sezzle's Debt Ratio history runs 7 years deep, the most recent figure standing at 0.32 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 35.53% year-over-year to 0.32; the TTM figure through Mar 2026 stood at 0.32 (up 35.53% YoY), while the FY2025 annual figure was 0.35, changed 0.36% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.32, down from 0.35 in the prior quarter.
  • The five-year high for Debt Ratio was 0.45 in Q4 2023, with the low at 0.0 in Q1 2024.
  • The 5-year median for Debt Ratio is 0.32 (2025), against an average of 0.24.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 30619.84% in 2023, then sank 99.67% in 2024.
  • Sezzle's Debt Ratio stood at 0.0 in 2022, then soared by 30619.84% to 0.45 in 2023, then fell by 21.68% to 0.35 in 2024, then rose by 0.36% to 0.35 in 2025, then slipped by 9.15% to 0.32 in 2026.
  • Business Quant data shows SEZL's Debt Ratio at 0.32 in Q1 2026, 0.35 in Q4 2025, and 0.32 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Sezzle 5.89 Bn 5.77 Bn - 0.32

Historic Data

Download Data
DateValue
Mar 31, 2026 0.32
Dec 31, 2025 0.35
Sep 30, 2025 0.32
Jun 30, 2025 0.37
Mar 31, 2025 0.23
Dec 31, 2024 0.35
Jun 30, 2024 0.32
Mar 31, 2024 0.00
Dec 31, 2023 0.45
Sep 30, 2023 0.42
Jun 30, 2023 0.00
Mar 31, 2023 0.38
Dec 31, 2022 0.00
Sep 30, 2022 0.00
Jun 30, 2022 0.36
Mar 31, 2022 0.00
Dec 31, 2021 0.00
Sep 30, 2021 0.00
Jun 30, 2021 0.12
Dec 31, 2020 0.23