Sezzle (SEZL) Debt Ratio (2020 - 2026)
Sezzle (SEZL) posted quarterly Debt Ratio of 0.32 for Q1 2026, up 35.53% year-over-year from 0.23 in Q1 2025, and down 9.15% quarter-over-quarter from 0.35 in Q4 2025.
Analysis
Sezzle (SEZL) Debt Ratio (2020 - 2026) Analysis & Trends
Sezzle's Debt Ratio history runs 7 years deep, the most recent figure standing at 0.32 for Q1 2026.
- In Q1 2026, Debt Ratio rose 35.53% year-over-year to 0.32; the TTM figure through Mar 2026 stood at 0.32 (up 35.53% YoY), while the FY2025 annual figure was 0.35, changed 0.36% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.32, down from 0.35 in the prior quarter.
- The five-year high for Debt Ratio was 0.45 in Q4 2023, with the low at 0.0 in Q1 2024.
- The 5-year median for Debt Ratio is 0.32 (2025), against an average of 0.24.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 30619.84% in 2023, then sank 99.67% in 2024.
- Sezzle's Debt Ratio stood at 0.0 in 2022, then soared by 30619.84% to 0.45 in 2023, then fell by 21.68% to 0.35 in 2024, then rose by 0.36% to 0.35 in 2025, then slipped by 9.15% to 0.32 in 2026.
- Business Quant data shows SEZL's Debt Ratio at 0.32 in Q1 2026, 0.35 in Q4 2025, and 0.32 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | Sezzle | 4.18 Bn | 4.09 Bn | - | 0.27 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.27 |
| Mar 31, 2026 | 0.32 |
| Dec 31, 2025 | 0.35 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.37 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.37 |
| Jun 30, 2024 | 0.32 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.45 |
| Sep 30, 2023 | 0.42 |
| Jun 30, 2023 | 0.37 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.34 |
| Jun 30, 2022 | 0.36 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | 0.35 |
| Sep 30, 2021 | 0.02 |