Sezzle (SEZL) EBT Margin (2020 - 2026)
Sezzle (SEZL) reported EBT Margin of 48.7% for Q1 2026, up 390.0% on a YoY basis from 9.94% in Q1 2025, and up 22.64% quarter-over-quarter from 39.71% in Q4 2025.
Sezzle (SEZL) EBT Margin (2020 - 2026) Analysis & Trends
Sezzle has reported EBT Margin for 7 years, with the latest figure at 48.7% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 390.0% year-over-year to 48.7%; the trailing twelve-month figure through Mar 2026 stood at 37.82% (up 563.0% YoY), and the FY2025 full-year result was 36.17%, up 1135.0% from the prior year.
- EBT Margin for Q1 2026 stood at 48.7%, up from 39.71% in the prior quarter.
- The five-year high for EBT Margin was 48.7% in Q1 2026, with the low at 101.21% in Q1 2022.
- Historically, EBT Margin has averaged 10.06% across 5 years, with a median of 17.88% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin slumped 5766 bps — and 2023, when it jumped 10621 bps.
- Sezzle's EBT Margin stood at 1.71% in 2022, then surged by 318 bps to 7.16% in 2023, then soared by 294 bps to 28.23% in 2024, then jumped by 41 bps to 39.71% in 2025, then gained by 23 bps to 48.7% in 2026.
- The last three EBT Margin figures came in at 48.7% (Q1 2026), 39.71% (Q4 2025), and 27.08% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 48.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.70% |
| Dec 31, 2025 | 39.71% |
| Sep 30, 2025 | 27.08% |
| Jun 30, 2025 | 33.10% |
| Mar 31, 2025 | 44.81% |
| Dec 31, 2024 | 28.23% |
| Sep 30, 2024 | 25.17% |
| Jun 30, 2024 | 24.25% |
| Mar 31, 2024 | 17.88% |
| Dec 31, 2023 | 7.16% |
| Sep 30, 2023 | 3.21% |
| Jun 30, 2023 | 3.32% |
| Mar 31, 2023 | 5.01% |
| Dec 31, 2022 | 1.71% |
| Sep 30, 2022 | 14.32% |
| Jun 30, 2022 | -51.51% |
| Mar 31, 2022 | -101.21% |
| Dec 31, 2021 | -78.70% |
| Sep 30, 2021 | -66.11% |
| Jun 30, 2021 | -69.51% |