Sezzle (SEZL) EBT Margin (2020 - 2026)

Sezzle (SEZL) posted quarterly EBT Margin of 48.7% for Q1 2026, up 390.0% year-over-year from 9.94% in Q1 2025, and up 22.64% on a QoQ basis from 39.71% in Q4 2025.

Sezzle (SEZL) EBT Margin (2020 - 2026) Analysis & Trends

Sezzle (SEZL) has reported EBT Margin for 7 consecutive years, with 48.7% the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT Margin rose 390.0% year-over-year to 48.7%; the TTM figure through Mar 2026 stood at 37.82% (up 563.0% YoY), while the FY2025 annual figure was 36.17%, up 1135.0% from the prior year.
  • EBT Margin came in at 48.7% for Q1 2026 at Sezzle, up from 39.71% in the prior quarter.
  • The five-year high for EBT Margin was 48.7% in Q1 2026, with the low at 101.21% in Q1 2022.
  • Average EBT Margin over 5 years is 10.06%, with a median of 17.88% recorded in 2024.
  • Across the five-year window, EBT Margin tumbled 5766 bps in 2022 and jumped 10621 bps in 2023, its largest moves.
  • Year by year, EBT Margin stood at 1.71% in 2022, then soared by 318 bps to 7.16% in 2023, then jumped by 294 bps to 28.23% in 2024, then surged by 41 bps to 39.71% in 2025, then increased by 23 bps to 48.7% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 48.7%, 39.71%, and 27.08% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Sezzle 5.91 Bn 5.79 Bn - 48.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 48.70%
Dec 31, 2025 39.71%
Sep 30, 2025 27.08%
Jun 30, 2025 33.10%
Mar 31, 2025 44.81%
Dec 31, 2024 28.23%
Sep 30, 2024 25.17%
Jun 30, 2024 24.25%
Mar 31, 2024 17.88%
Dec 31, 2023 7.16%
Sep 30, 2023 3.21%
Jun 30, 2023 3.32%
Mar 31, 2023 5.01%
Dec 31, 2022 1.71%
Sep 30, 2022 14.32%
Jun 30, 2022 -51.51%
Mar 31, 2022 -101.21%
Dec 31, 2021 -78.70%
Sep 30, 2021 -66.11%
Jun 30, 2021 -69.51%