Sezzle (SEZL) EBT Margin (2020 - 2026)
Sezzle (SEZL) posted quarterly EBT Margin of 48.7% for Q1 2026, up 390.0% year-over-year from 9.94% in Q1 2025, and up 22.64% on a QoQ basis from 39.71% in Q4 2025.
Sezzle (SEZL) EBT Margin (2020 - 2026) Analysis & Trends
Sezzle (SEZL) has reported EBT Margin for 7 consecutive years, with 48.7% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin rose 390.0% year-over-year to 48.7%; the TTM figure through Mar 2026 stood at 37.82% (up 563.0% YoY), while the FY2025 annual figure was 36.17%, up 1135.0% from the prior year.
- EBT Margin came in at 48.7% for Q1 2026 at Sezzle, up from 39.71% in the prior quarter.
- The five-year high for EBT Margin was 48.7% in Q1 2026, with the low at 101.21% in Q1 2022.
- Average EBT Margin over 5 years is 10.06%, with a median of 17.88% recorded in 2024.
- Across the five-year window, EBT Margin tumbled 5766 bps in 2022 and jumped 10621 bps in 2023, its largest moves.
- Year by year, EBT Margin stood at 1.71% in 2022, then soared by 318 bps to 7.16% in 2023, then jumped by 294 bps to 28.23% in 2024, then surged by 41 bps to 39.71% in 2025, then increased by 23 bps to 48.7% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 48.7%, 39.71%, and 27.08% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 48.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.70% |
| Dec 31, 2025 | 39.71% |
| Sep 30, 2025 | 27.08% |
| Jun 30, 2025 | 33.10% |
| Mar 31, 2025 | 44.81% |
| Dec 31, 2024 | 28.23% |
| Sep 30, 2024 | 25.17% |
| Jun 30, 2024 | 24.25% |
| Mar 31, 2024 | 17.88% |
| Dec 31, 2023 | 7.16% |
| Sep 30, 2023 | 3.21% |
| Jun 30, 2023 | 3.32% |
| Mar 31, 2023 | 5.01% |
| Dec 31, 2022 | 1.71% |
| Sep 30, 2022 | 14.32% |
| Jun 30, 2022 | -51.51% |
| Mar 31, 2022 | -101.21% |
| Dec 31, 2021 | -78.70% |
| Sep 30, 2021 | -66.11% |
| Jun 30, 2021 | -69.51% |