Sezzle (SEZL) EBT Margin (2020 - 2026)

Sezzle (SEZL) reported EBT Margin of 48.7% for Q1 2026, up 390.0% on a YoY basis from 9.94% in Q1 2025, and up 22.64% quarter-over-quarter from 39.71% in Q4 2025.

Sezzle (SEZL) EBT Margin (2020 - 2026) Analysis & Trends

Sezzle has reported EBT Margin for 7 years, with the latest figure at 48.7% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 390.0% year-over-year to 48.7%; the trailing twelve-month figure through Mar 2026 stood at 37.82% (up 563.0% YoY), and the FY2025 full-year result was 36.17%, up 1135.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 48.7%, up from 39.71% in the prior quarter.
  • The five-year high for EBT Margin was 48.7% in Q1 2026, with the low at 101.21% in Q1 2022.
  • Historically, EBT Margin has averaged 10.06% across 5 years, with a median of 17.88% in 2024.
  • Annual changes were most pronounced in 2022 — EBT Margin slumped 5766 bps — and 2023, when it jumped 10621 bps.
  • Sezzle's EBT Margin stood at 1.71% in 2022, then surged by 318 bps to 7.16% in 2023, then soared by 294 bps to 28.23% in 2024, then jumped by 41 bps to 39.71% in 2025, then gained by 23 bps to 48.7% in 2026.
  • The last three EBT Margin figures came in at 48.7% (Q1 2026), 39.71% (Q4 2025), and 27.08% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Sezzle 3.92 Bn 3.79 Bn - 48.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 48.70%
Dec 31, 2025 39.71%
Sep 30, 2025 27.08%
Jun 30, 2025 33.10%
Mar 31, 2025 44.81%
Dec 31, 2024 28.23%
Sep 30, 2024 25.17%
Jun 30, 2024 24.25%
Mar 31, 2024 17.88%
Dec 31, 2023 7.16%
Sep 30, 2023 3.21%
Jun 30, 2023 3.32%
Mar 31, 2023 5.01%
Dec 31, 2022 1.71%
Sep 30, 2022 14.32%
Jun 30, 2022 -51.51%
Mar 31, 2022 -101.21%
Dec 31, 2021 -78.70%
Sep 30, 2021 -66.11%
Jun 30, 2021 -69.51%