Sezzle (SEZL) Net Margin (2020 - 2026)
Sezzle (SEZL) posted quarterly Net Margin of 37.86% for Q1 2026, up 339.0% year-over-year from 8.62% in Q1 2025, and up 15.2% on a QoQ basis from 32.87% in Q4 2025.
Sezzle (SEZL) Net Margin (2020 - 2026) Analysis & Trends
Sezzle (SEZL) has reported Net Margin for 7 consecutive years, with 37.86% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin rose 339.0% year-over-year to 37.86%; the TTM figure through Mar 2026 stood at 30.83% (down 158.0% YoY), while the FY2025 annual figure was 29.56%, up 60.0% from the prior year.
- Net Margin came in at 37.86% for Q1 2026 at Sezzle, up from 32.87% in the prior quarter.
- The five-year high for Net Margin was 53.04% in Q2 2024, with the low at 101.28% in Q1 2022.
- Average Net Margin over 5 years is 9.09%, with a median of 17.04% recorded in 2024.
- Across the five-year window, Net Margin sank 5767 bps in 2022 and surged 10626 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 1.66% in 2022, then soared by 263 bps to 6.01% in 2023, then jumped by 330 bps to 25.82% in 2024, then rose by 27 bps to 32.87% in 2025, then increased by 15 bps to 37.86% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 37.86%, 32.87%, and 22.84% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 37.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.86% |
| Dec 31, 2025 | 32.87% |
| Sep 30, 2025 | 22.84% |
| Jun 30, 2025 | 27.97% |
| Mar 31, 2025 | 34.47% |
| Dec 31, 2024 | 25.82% |
| Sep 30, 2024 | 22.08% |
| Jun 30, 2024 | 53.04% |
| Mar 31, 2024 | 17.04% |
| Dec 31, 2023 | 6.01% |
| Sep 30, 2023 | 3.17% |
| Jun 30, 2023 | 3.26% |
| Mar 31, 2023 | 4.97% |
| Dec 31, 2022 | 1.66% |
| Sep 30, 2022 | 14.29% |
| Jun 30, 2022 | -51.57% |
| Mar 31, 2022 | -101.28% |
| Dec 31, 2021 | -78.72% |
| Sep 30, 2021 | -66.15% |
| Jun 30, 2021 | -69.60% |