Sezzle (SEZL) Net Margin (2020 - 2026)

Sezzle (SEZL) posted quarterly Net Margin of 37.86% for Q1 2026, up 339.0% year-over-year from 8.62% in Q1 2025, and up 15.2% on a QoQ basis from 32.87% in Q4 2025.

Sezzle (SEZL) Net Margin (2020 - 2026) Analysis & Trends

Sezzle (SEZL) has reported Net Margin for 7 consecutive years, with 37.86% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Margin rose 339.0% year-over-year to 37.86%; the TTM figure through Mar 2026 stood at 30.83% (down 158.0% YoY), while the FY2025 annual figure was 29.56%, up 60.0% from the prior year.
  • Net Margin came in at 37.86% for Q1 2026 at Sezzle, up from 32.87% in the prior quarter.
  • The five-year high for Net Margin was 53.04% in Q2 2024, with the low at 101.28% in Q1 2022.
  • Average Net Margin over 5 years is 9.09%, with a median of 17.04% recorded in 2024.
  • Across the five-year window, Net Margin sank 5767 bps in 2022 and surged 10626 bps in 2023, its largest moves.
  • Year by year, Net Margin stood at 1.66% in 2022, then soared by 263 bps to 6.01% in 2023, then jumped by 330 bps to 25.82% in 2024, then rose by 27 bps to 32.87% in 2025, then increased by 15 bps to 37.86% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 37.86%, 32.87%, and 22.84% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 53.62%
2 Mastercard 465.55 Bn 455.34 Bn - 46.23%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 15.71%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 13.32%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 30.76%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 15.15%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 13.84%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 21.04%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 14.05%
10 Sezzle 5.91 Bn 5.79 Bn - 37.86%

Historic Data

Download Data
DateValue
Mar 31, 2026 37.86%
Dec 31, 2025 32.87%
Sep 30, 2025 22.84%
Jun 30, 2025 27.97%
Mar 31, 2025 34.47%
Dec 31, 2024 25.82%
Sep 30, 2024 22.08%
Jun 30, 2024 53.04%
Mar 31, 2024 17.04%
Dec 31, 2023 6.01%
Sep 30, 2023 3.17%
Jun 30, 2023 3.26%
Mar 31, 2023 4.97%
Dec 31, 2022 1.66%
Sep 30, 2022 14.29%
Jun 30, 2022 -51.57%
Mar 31, 2022 -101.28%
Dec 31, 2021 -78.72%
Sep 30, 2021 -66.15%
Jun 30, 2021 -69.60%