Sezzle (SEZL) Net Margin (2020 - 2026)
Sezzle (SEZL) reported Net Margin of 37.86% for Q1 2026, up 339.0% on a YoY basis from 8.62% in Q1 2025, and up 15.2% quarter-over-quarter from 32.87% in Q4 2025.
Sezzle (SEZL) Net Margin (2020 - 2026) Analysis & Trends
Sezzle has reported Net Margin for 7 years, with the latest figure at 37.86% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 339.0% year-over-year to 37.86%; the trailing twelve-month figure through Mar 2026 stood at 30.83% (down 158.0% YoY), and the FY2025 full-year result was 29.56%, up 60.0% from the prior year.
- Net Margin for Q1 2026 stood at 37.86%, up from 32.87% in the prior quarter.
- The five-year high for Net Margin was 53.04% in Q2 2024, with the low at 101.28% in Q1 2022.
- Historically, Net Margin has averaged 9.09% across 5 years, with a median of 17.04% in 2024.
- Annual changes were most pronounced in 2022 — Net Margin plunged 5767 bps — and 2023, when it surged 10626 bps.
- Sezzle's Net Margin stood at 1.66% in 2022, then surged by 263 bps to 6.01% in 2023, then soared by 330 bps to 25.82% in 2024, then advanced by 27 bps to 32.87% in 2025, then gained by 15 bps to 37.86% in 2026.
- The last three Net Margin figures came in at 37.86% (Q1 2026), 32.87% (Q4 2025), and 22.84% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 37.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.86% |
| Dec 31, 2025 | 32.87% |
| Sep 30, 2025 | 22.84% |
| Jun 30, 2025 | 27.97% |
| Mar 31, 2025 | 34.47% |
| Dec 31, 2024 | 25.82% |
| Sep 30, 2024 | 22.08% |
| Jun 30, 2024 | 53.04% |
| Mar 31, 2024 | 17.04% |
| Dec 31, 2023 | 6.01% |
| Sep 30, 2023 | 3.17% |
| Jun 30, 2023 | 3.26% |
| Mar 31, 2023 | 4.97% |
| Dec 31, 2022 | 1.66% |
| Sep 30, 2022 | 14.29% |
| Jun 30, 2022 | -51.57% |
| Mar 31, 2022 | -101.28% |
| Dec 31, 2021 | -78.72% |
| Sep 30, 2021 | -66.15% |
| Jun 30, 2021 | -69.60% |