Sezzle (SEZL) Times Interest Earned (2020 - 2026)
Sezzle (SEZL) posted quarterly Times Interest Earned of $22.9 for Q1 2026, up 33.73% year-over-year from $17.12 in Q1 2025, and up 52.64% on a QoQ basis from $15.0 in Q4 2025.
Sezzle (SEZL) Times Interest Earned (2020 - 2026) Analysis & Trends
Sezzle (SEZL) has reported Times Interest Earned for 7 consecutive years, with $22.9 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 33.73% year-over-year to $22.9; the TTM figure through Mar 2026 stood at $13.87 (up 47.69% YoY), while the FY2025 annual figure was $12.61, up 110.98% from the prior year.
- Times Interest Earned came in at $22.9 for Q1 2026 at Sezzle, up from $15.0 in the prior quarter.
- The five-year high for Times Interest Earned was $22.9 in Q1 2026, with the low at -$16.17 in Q1 2022.
- Average Times Interest Earned over 5 years is $4.97, with a median of $3.39 recorded in 2024.
- Across the five-year window, Times Interest Earned tumbled 147.87% in 2022 and jumped 499.59% in 2024, its largest moves.
- Year by year, Times Interest Earned stood at $1.52 in 2022, then climbed by 11.86% to $1.7 in 2023, then jumped by 428.25% to $8.97 in 2024, then jumped by 67.2% to $15.0 in 2025, then soared by 52.64% to $22.9 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $22.9, $15.0, and $9.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 22.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.90 |
| Dec 31, 2025 | 15.00 |
| Sep 30, 2025 | 9.06 |
| Jun 30, 2025 | 10.31 |
| Mar 31, 2025 | 17.12 |
| Dec 31, 2024 | 8.97 |
| Sep 30, 2024 | 6.26 |
| Jun 30, 2024 | 5.74 |
| Mar 31, 2024 | 3.39 |
| Dec 31, 2023 | 1.70 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.60 |
| Dec 31, 2022 | 1.52 |
| Sep 30, 2022 | 2.97 |
| Jun 30, 2022 | -8.12 |
| Mar 31, 2022 | -16.17 |
| Dec 31, 2021 | -16.05 |
| Sep 30, 2021 | -15.08 |
| Jun 30, 2021 | -14.53 |