Sezzle (SEZL) Times Interest Earned (2020 - 2026)
Sezzle (SEZL) reported Times Interest Earned of $22.9 for Q1 2026, up 33.73% on a YoY basis from $17.12 in Q1 2025, and up 52.64% quarter-over-quarter from $15.0 in Q4 2025.
Sezzle (SEZL) Times Interest Earned (2020 - 2026) Analysis & Trends
Sezzle has reported Times Interest Earned for 7 years, with the latest figure at $22.9 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 33.73% year-over-year to $22.9; the trailing twelve-month figure through Mar 2026 stood at $13.87 (up 47.69% YoY), and the FY2025 full-year result was $12.61, up 110.98% from the prior year.
- Times Interest Earned for Q1 2026 stood at $22.9, up from $15.0 in the prior quarter.
- The five-year high for Times Interest Earned was $22.9 in Q1 2026, with the low at -$16.17 in Q1 2022.
- Historically, Times Interest Earned has averaged $4.97 across 5 years, with a median of $3.39 in 2024.
- Annual changes were most pronounced in 2022 — Times Interest Earned slumped 147.87% — and 2024, when it jumped 499.59%.
- Sezzle's Times Interest Earned stood at $1.52 in 2022, then increased by 11.86% to $1.7 in 2023, then soared by 428.25% to $8.97 in 2024, then soared by 67.2% to $15.0 in 2025, then surged by 52.64% to $22.9 in 2026.
- The last three Times Interest Earned figures came in at $22.9 (Q1 2026), $15.0 (Q4 2025), and $9.06 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 40.64 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 26.52 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 1.66 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 2.08 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.49 |
| 10 | Sezzle | 5.53 Bn | 5.41 Bn | - | 22.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.90 |
| Dec 31, 2025 | 15.00 |
| Sep 30, 2025 | 9.06 |
| Jun 30, 2025 | 10.31 |
| Mar 31, 2025 | 17.12 |
| Dec 31, 2024 | 8.97 |
| Sep 30, 2024 | 6.26 |
| Jun 30, 2024 | 5.74 |
| Mar 31, 2024 | 3.39 |
| Dec 31, 2023 | 1.70 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.60 |
| Dec 31, 2022 | 1.52 |
| Sep 30, 2022 | 2.97 |
| Jun 30, 2022 | -8.12 |
| Mar 31, 2022 | -16.17 |
| Dec 31, 2021 | -16.05 |
| Sep 30, 2021 | -15.08 |
| Jun 30, 2021 | -14.53 |