Sezzle (SEZL) FCF Margin (2020 - 2026)
Sezzle (SEZL) posted quarterly FCF Margin of 65.41% for Q1 2026, up 1565.0% year-over-year from 3.93% in Q1 2025, and up 22.79% on a QoQ basis from 53.27% in Q4 2025.
Sezzle (SEZL) FCF Margin (2020 - 2026) Analysis & Trends
Sezzle (SEZL) has reported FCF Margin for 7 consecutive years, with 65.41% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin rose 1565.0% year-over-year to 65.41%; the TTM figure through Mar 2026 stood at 50.8% (up 52.0% YoY), while the FY2025 annual figure was 46.16%, down 151.0% from the prior year.
- FCF Margin came in at 65.41% for Q1 2026 at Sezzle, up from 53.27% in the prior quarter.
- The five-year high for FCF Margin was 65.41% in Q1 2026, with the low at 32.14% in Q3 2023.
- Average FCF Margin over 5 years is 23.31%, with a median of 27.11% recorded in 2022.
- Across the five-year window, FCF Margin soared 12798 bps in 2022 and tumbled 3964 bps in 2023, its largest moves.
- Year by year, FCF Margin stood at 3.29% in 2022, then sank by 1035 bps to 30.76% in 2023, then soared by 289 bps to 58.06% in 2024, then slipped by 8 bps to 53.27% in 2025, then increased by 23 bps to 65.41% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 65.41%, 53.27%, and 54.83% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 65.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 65.41% |
| Dec 31, 2025 | 53.27% |
| Sep 30, 2025 | 54.83% |
| Jun 30, 2025 | 22.74% |
| Mar 31, 2025 | 49.75% |
| Dec 31, 2024 | 58.06% |
| Sep 30, 2024 | 49.74% |
| Jun 30, 2024 | 38.29% |
| Mar 31, 2024 | 34.03% |
| Dec 31, 2023 | -30.76% |
| Sep 30, 2023 | -32.14% |
| Jun 30, 2023 | 19.30% |
| Mar 31, 2023 | -12.53% |
| Dec 31, 2022 | 3.29% |
| Sep 30, 2022 | 2.38% |
| Jun 30, 2022 | -6.56% |
| Mar 31, 2022 | 27.11% |
| Dec 31, 2021 | -124.69% |
| Sep 30, 2021 | -90.63% |
| Jun 30, 2021 | -1.30% |