Sezzle (SEZL) FCF Margin (2020 - 2026)

Sezzle (SEZL) posted quarterly FCF Margin of 65.39% for Q1 2026, up 1539.0% year-over-year from 3.99% in Q1 2025, and up 20.35% quarter-over-quarter from 54.33% in Q4 2025.

Sezzle (SEZL) FCF Margin (2020 - 2026) Analysis & Trends

Sezzle's FCF Margin history runs 7 years deep, the most recent figure standing at 65.39% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1539.0% year-over-year to 65.39%; the TTM figure through Mar 2026 stood at 51.03% (up 57.0% YoY), while the FY2025 annual figure was 46.47%, down 121.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 65.39%, up from 54.33% in the prior quarter.
  • The five-year high for FCF Margin was 65.39% in Q1 2026, with the low at 32.14% in Q3 2023.
  • The 5-year median for FCF Margin is 28.06% (2022), against an average of 23.43%.
  • The sharpest annual moves came in 2022 and 2023: FCF Margin soared 12586 bps in 2022, then plunged 4059 bps in 2023.
  • Sezzle's FCF Margin stood at 1.3% in 2022, then tumbled by 2468 bps to 30.76% in 2023, then jumped by 286 bps to 57.07% in 2024, then declined by 5 bps to 54.33% in 2025, then gained by 20 bps to 65.39% in 2026.
  • Business Quant data shows SEZL's FCF Margin at 65.39% in Q1 2026, 54.33% in Q4 2025, and 54.83% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 Sezzle 5.89 Bn 5.77 Bn - 65.39%

Historic Data

Download Data
DateValue
Mar 31, 2026 65.39%
Dec 31, 2025 54.33%
Sep 30, 2025 54.83%
Jun 30, 2025 22.48%
Mar 31, 2025 50.00%
Dec 31, 2024 57.07%
Sep 30, 2024 50.11%
Jun 30, 2024 40.18%
Mar 31, 2024 33.30%
Dec 31, 2023 -30.76%
Sep 30, 2023 -32.14%
Jun 30, 2023 19.30%
Mar 31, 2023 -12.53%
Dec 31, 2022 1.30%
Sep 30, 2022 4.89%
Jun 30, 2022 -7.45%
Mar 31, 2022 28.06%
Dec 31, 2021 -124.56%
Sep 30, 2021 -90.79%
Jun 30, 2021 -1.26%