Sezzle (SEZL) FCF Margin (2020 - 2026)

Sezzle (SEZL) posted quarterly FCF Margin of 65.41% for Q1 2026, up 1565.0% year-over-year from 3.93% in Q1 2025, and up 22.79% on a QoQ basis from 53.27% in Q4 2025.

Sezzle (SEZL) FCF Margin (2020 - 2026) Analysis & Trends

Sezzle (SEZL) has reported FCF Margin for 7 consecutive years, with 65.41% the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Margin rose 1565.0% year-over-year to 65.41%; the TTM figure through Mar 2026 stood at 50.8% (up 52.0% YoY), while the FY2025 annual figure was 46.16%, down 151.0% from the prior year.
  • FCF Margin came in at 65.41% for Q1 2026 at Sezzle, up from 53.27% in the prior quarter.
  • The five-year high for FCF Margin was 65.41% in Q1 2026, with the low at 32.14% in Q3 2023.
  • Average FCF Margin over 5 years is 23.31%, with a median of 27.11% recorded in 2022.
  • Across the five-year window, FCF Margin soared 12798 bps in 2022 and tumbled 3964 bps in 2023, its largest moves.
  • Year by year, FCF Margin stood at 3.29% in 2022, then sank by 1035 bps to 30.76% in 2023, then soared by 289 bps to 58.06% in 2024, then slipped by 8 bps to 53.27% in 2025, then increased by 23 bps to 65.41% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 65.41%, 53.27%, and 54.83% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Sezzle 5.91 Bn 5.79 Bn - 65.41%

Historic Data

Download Data
DateValue
Mar 31, 2026 65.41%
Dec 31, 2025 53.27%
Sep 30, 2025 54.83%
Jun 30, 2025 22.74%
Mar 31, 2025 49.75%
Dec 31, 2024 58.06%
Sep 30, 2024 49.74%
Jun 30, 2024 38.29%
Mar 31, 2024 34.03%
Dec 31, 2023 -30.76%
Sep 30, 2023 -32.14%
Jun 30, 2023 19.30%
Mar 31, 2023 -12.53%
Dec 31, 2022 3.29%
Sep 30, 2022 2.38%
Jun 30, 2022 -6.56%
Mar 31, 2022 27.11%
Dec 31, 2021 -124.69%
Sep 30, 2021 -90.63%
Jun 30, 2021 -1.30%