Sezzle (SEZL) FCF Margin (2020 - 2026)
Sezzle (SEZL) reported FCF Margin of 65.41% for Q1 2026, up 1565.0% on a YoY basis from 3.93% in Q1 2025, and up 22.79% quarter-over-quarter from 53.27% in Q4 2025.
Sezzle (SEZL) FCF Margin (2020 - 2026) Analysis & Trends
Sezzle has reported FCF Margin for 7 years, with the latest figure at 65.41% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1565.0% year-over-year to 65.41%; the trailing twelve-month figure through Mar 2026 stood at 50.8% (up 52.0% YoY), and the FY2025 full-year result was 46.16%, down 151.0% from the prior year.
- FCF Margin for Q1 2026 stood at 65.41%, up from 53.27% in the prior quarter.
- The five-year high for FCF Margin was 65.41% in Q1 2026, with the low at 32.14% in Q3 2023.
- Historically, FCF Margin has averaged 23.31% across 5 years, with a median of 27.11% in 2022.
- Annual changes were most pronounced in 2022 — FCF Margin soared 12798 bps — and 2023, when it slumped 3964 bps.
- Sezzle's FCF Margin stood at 3.29% in 2022, then tumbled by 1035 bps to 30.76% in 2023, then surged by 289 bps to 58.06% in 2024, then declined by 8 bps to 53.27% in 2025, then gained by 23 bps to 65.41% in 2026.
- The last three FCF Margin figures came in at 65.41% (Q1 2026), 53.27% (Q4 2025), and 54.83% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 65.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 65.41% |
| Dec 31, 2025 | 53.27% |
| Sep 30, 2025 | 54.83% |
| Jun 30, 2025 | 22.74% |
| Mar 31, 2025 | 49.75% |
| Dec 31, 2024 | 58.06% |
| Sep 30, 2024 | 49.74% |
| Jun 30, 2024 | 38.29% |
| Mar 31, 2024 | 34.03% |
| Dec 31, 2023 | -30.76% |
| Sep 30, 2023 | -32.14% |
| Jun 30, 2023 | 19.30% |
| Mar 31, 2023 | -12.53% |
| Dec 31, 2022 | 3.29% |
| Sep 30, 2022 | 2.38% |
| Jun 30, 2022 | -6.56% |
| Mar 31, 2022 | 27.11% |
| Dec 31, 2021 | -124.69% |
| Sep 30, 2021 | -90.63% |
| Jun 30, 2021 | -1.30% |