Sezzle (SEZL) FCF Margin (2020 - 2026)
Sezzle (SEZL) posted quarterly FCF Margin of 65.39% for Q1 2026, up 1539.0% year-over-year from 3.99% in Q1 2025, and up 20.35% quarter-over-quarter from 54.33% in Q4 2025.
Sezzle (SEZL) FCF Margin (2020 - 2026) Analysis & Trends
Sezzle's FCF Margin history runs 7 years deep, the most recent figure standing at 65.39% for Q1 2026.
- In Q1 2026, FCF Margin rose 1539.0% year-over-year to 65.39%; the TTM figure through Mar 2026 stood at 51.03% (up 57.0% YoY), while the FY2025 annual figure was 46.47%, down 121.0% from the prior year.
- FCF Margin for Q1 2026 stood at 65.39%, up from 54.33% in the prior quarter.
- The five-year high for FCF Margin was 65.39% in Q1 2026, with the low at 32.14% in Q3 2023.
- The 5-year median for FCF Margin is 28.06% (2022), against an average of 23.43%.
- The sharpest annual moves came in 2022 and 2023: FCF Margin soared 12586 bps in 2022, then plunged 4059 bps in 2023.
- Sezzle's FCF Margin stood at 1.3% in 2022, then tumbled by 2468 bps to 30.76% in 2023, then jumped by 286 bps to 57.07% in 2024, then declined by 5 bps to 54.33% in 2025, then gained by 20 bps to 65.39% in 2026.
- Business Quant data shows SEZL's FCF Margin at 65.39% in Q1 2026, 54.33% in Q4 2025, and 54.83% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Sezzle | 5.89 Bn | 5.77 Bn | - | 65.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 65.39% |
| Dec 31, 2025 | 54.33% |
| Sep 30, 2025 | 54.83% |
| Jun 30, 2025 | 22.48% |
| Mar 31, 2025 | 50.00% |
| Dec 31, 2024 | 57.07% |
| Sep 30, 2024 | 50.11% |
| Jun 30, 2024 | 40.18% |
| Mar 31, 2024 | 33.30% |
| Dec 31, 2023 | -30.76% |
| Sep 30, 2023 | -32.14% |
| Jun 30, 2023 | 19.30% |
| Mar 31, 2023 | -12.53% |
| Dec 31, 2022 | 1.30% |
| Sep 30, 2022 | 4.89% |
| Jun 30, 2022 | -7.45% |
| Mar 31, 2022 | 28.06% |
| Dec 31, 2021 | -124.56% |
| Sep 30, 2021 | -90.79% |
| Jun 30, 2021 | -1.26% |